Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Ndola

For one person, living is cheaper in Ndola: $719 a month against $1,270 in Tbilisi, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
35

Cost of Living Index in Ndola
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Ndola Living Index

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Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Ndola

🇿🇲 Zambia

$719

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Ndola

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Ndola actually costs, broken down by who's living it.

A single person spends $1,270 per month in Tbilisi vs $719 in Ndola, rent included.

Tbilisi $1,270
Ndola $719

A couple spends around $2,008 per month in Tbilisi vs $1,721 in Ndola, rent included.

Tbilisi $2,008
Ndola $1,721

A family of three spends $2,745 per month in Tbilisi vs $2,723 in Ndola, rent included.

Tbilisi $2,745
Ndola $2,723

Tbilisi costs about 77% more than Ndola, and outside of rent the biggest gap is in clothing.

Both Tbilisi and Ndola are more affordable than the global median – Tbilisi 6% lower, Ndola 47% lower.

Meal at Budget Restaurant

$11.51 ₾29.79

$5.58 ZMW 111

106.27%

Three-Course Dinner for Two, Mid-Range

$38.27 ₾99.1

$30.02 ZMW 597

27.48%

Fast Food Meal (McDonalds, etc)

$9.80 ₾25.36

$5.00 ZMW 99.4

96.00%

Cappuccino

$3.55 ₾9.19

$2.76 ZMW 54.8

28.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.74

$0.52 ZMW 10.25

103.85%

Water (0.33 liter bottle)

$0.62 ₾1.60

$0.24 ZMW 4.73

158.33%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

$1.22 ZMW 24.31

126.23%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

$2.21 ZMW 44.02

35.75%

Milk (1 liter)

$2.16 ₾5.59

$1.65 ZMW 32.92

30.91%

White Bread (500g)

$0.76 ₾1.96

$1.18 ZMW 23.56

-35.59%

Rice (white) (1kg)

$1.74 ₾4.51

$2.13 ZMW 42.31

-18.31%

Eggs

$2.79 ₾7.21

$1.56 ZMW 31.07

78.85%

Local Cheese (1kg)

$9.20 ₾23.83

$10.15 ZMW 202

-9.36%

Chicken Fillets (1kg)

$6.53 ₾16.89

$6.18 ZMW 123

5.66%

Beef Round Steak (1kg)

$12.81 ₾33.17

$6.71 ZMW 133

90.91%

Apples (1kg)

$1.67 ₾4.31

$1.47 ZMW 29.27

13.61%

Banana (1kg)

$1.85 ₾4.79

$2.41 ZMW 48.00

-23.24%

Oranges (1kg)

$1.98 ₾5.13

$3.74 ZMW 74.3

-47.06%

Tomato (1kg)

$2.51 ₾6.49

$1.54 ZMW 30.72

62.99%

Potato (1kg)

$0.87 ₾2.26

$2.53 ZMW 50.4

-65.61%

Onion (1kg)

$0.73 ₾1.89

$1.80 ZMW 35.84

-59.44%

Lettuce (1 head)

$1.42 ₾3.67

$1.10 ZMW 21.93

29.09%

Water (1.5 liter bottle)

$0.72 ₾1.88

$0.58 ZMW 11.60

24.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₾8.74

$3.09 ZMW 61.5

9.39%

Wine (Bottle)

$7.84 ₾20.31

$9.83 ZMW 196

-20.24%

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

$1.46 ZMW 28.97

10.96%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

$2.35 ZMW 46.73

1.28%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$0.72 ZMW 14.29

-48.61%

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

Taxi Start (Normal Tariff)

$1.14 ₾2.94

$2.57 ZMW 51.2

-55.64%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$1.53 ZMW 30.41

-48.37%

Taxi 1hour Waiting (Normal Tariff)

$11.57 ₾29.96

$5.03 ZMW 100

130.02%

Gasoline (1 liter)

$1.50 ₾3.87

$1.35 ZMW 26.78

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.7K

$7,392 ZMW 147.0K

233.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾57.9K

$26.9K ZMW 534.7K

-16.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 ₾228

$80.2 ZMW 1,596

9.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 ₾33.86

$10.45 ZMW 208

25.17%

Internet (50+ Mbps, Unlimited Data)

$19.53 ₾50.6

$55.2 ZMW 1,098

-64.63%

Gym Membership (Monthly)

$64.2 ₾166

Tennis Court (1 Hour on Weekend)

$19.18 ₾49.66

Cinema Ticket

$6.99 ₾18.10

$6.04 ZMW 120

15.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 ₾966

$135 ZMW 2,692

175.73%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

$16.3K ZMW 324.7K

-34.52%

Jeans (Levis 501 Or Similar)

$103 ₾266

$23.64 ZMW 470

334.31%

Summer Dress (H&M, Zara, etc)

$40.48 ₾105

$15.39 ZMW 306

163.03%

Sport Shoes (Adidas, Nike)

$116 ₾301

$45.69 ZMW 909

154.59%

Men's Leather Business Shoes

$122 ₾316

$71.4 ZMW 1,421

70.74%

1-bedroom Apartment, City Center (Monthly)

$677 ₾1,753

$177 ZMW 3,526

281.90%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,176

$148 ZMW 2,948

206.43%

3-bedroom Apartment, City Center (Monthly)

$1,277 ₾3,305

$370 ZMW 7,365

244.85%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$1,482 ZMW 29.5K

-39.93%

Buy Apartment in City Center (m2)

$2,410 ₾6,238

Buy Apartment Outside City Center (m2)

$1,418 ₾3,670

Average Monthly Net Salary (After Tax)

$703 ₾1,819

$596 ZMW 11.9K

17.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

-56.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 17, 2026

Last update for Ndola: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$454 35.8%

Ndola

$148 20.6% 67.4% $306

Groceries & Markets

Tbilisi

$233 18.3%

Ndola

$223 31.1% 4.1% $9.4

Eating Out

Tbilisi

$191 15%

Ndola

$106 14.8% 44.2% $84

Clothing & Footwear

Tbilisi

$172 13.5%

Ndola

$70 9.8% 59.1% $101

Monthly Utilities & Internet

Tbilisi

$121 9.5%

Ndola

$146 20.3% 20.7% $25

Sport & Entertainment

Tbilisi

$78 6.2%

Ndola

$12 * 1.7% 84.5% $66

Getting Around

Tbilisi

$22 1.7%

Ndola

$13 * 1.8% 40.8% $9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $677 in Tbilisi versus $177 in Ndola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Tbilisi versus $30.00 in Ndola. Monthly groceries follow the same trend: $233 vs $223 – making Ndola the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇿🇲 Ndola

🕒 Local time

17:56 5:56 PM

15:56 3:56 PM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

455,194

💱 Currency

Georgian Lari GEL ₾

Zambian Kwacha ZMW ZK

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

100 ZMW = 5.03 USD

100 ZMW = 4.47 EUR

Exchange rates and currency converter

ZMW, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 22, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Zambian Kwacha exchange rates as of October 22, 2026: 1 USD = 19.89 ZMW (100 ZMW = 5.03 USD). 1 EUR = 22.36 ZMW (100 ZMW = 4.47 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Ndola 6,300 km ≈ 8 h nonstop flight

From you

Tbilisi
Ndola

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Ndola: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 77%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,906 per month in Tbilisi and $1,079 in Ndola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ndola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $38.00 in Tbilisi and $30.00 in Ndola. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ndola, where all-in costs run around $719, than in Tbilisi at $1,270. In Ndola it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ndola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.