Cost of Living Comparison Between Tbilisi and Nalchik Cost of Living Comparison Between Tbilisi and Nalchik

Monthly Cost of Living

A single person spends $1,279 per month in Tbilisi vs $922 in Nalchik, rent included.

A couple spends around $2,011 per month in Tbilisi vs $1,417 in Nalchik, rent included.

A family of three spends $2,743 per month in Tbilisi vs $1,912 in Nalchik, rent included.

Tbilisi costs about 39% more than Nalchik, driven mainly by Groceries & Markets.

Both Tbilisi and Nalchik are more affordable than the global median – Tbilisi 7% lower, Nalchik 33% lower.

Meal at Budget Restaurant

$11.43 ₾29.83

$11.53 ₽983

-0.87%

Three-Course Dinner for Two, Mid-Range

$38.16 ₾99.6

$40.58 ₽3,459

-5.96%

Fast Food Meal (McDonalds, etc)

$9.40 ₾24.54

$8.94 ₽762

5.15%

Cappuccino

$3.38 ₾8.81

$3.22 ₽275

4.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₾2.71

$1.04 ₽88.5

Water (0.33 liter bottle)

$0.60 ₾1.57

$0.63 ₽54.0

-4.76%

Local Beer (0.5 liter draught)

$2.71 ₾7.07

$1.41 ₽120

92.20%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.93

$1.44 ₽122

111.11%

Milk (1 liter)

$2.27 ₾5.92

$1.57 ₽134

44.59%

White Bread (500g)

$0.79 ₾2.05

$0.53 ₽45.59

49.06%

Rice (white) (1kg)

$1.62 ₾4.23

$0.83 ₽70.5

95.18%

Eggs

$2.74 ₾7.16

$1.89 ₽161

44.97%

Local Cheese (1kg)

$9.30 ₾24.28

Chicken Fillets (1kg)

$6.79 ₾17.71

$3.20 ₽273

112.19%

Beef Round Steak (1kg)

$13.01 ₾33.97

$7.92 ₽675

64.27%

Apples (1kg)

$1.64 ₾4.29

$2.22 ₽190

-26.13%

Banana (1kg)

$1.83 ₾4.78

$1.95 ₽166

-6.15%

Oranges (1kg)

$1.90 ₾4.96

$1.64 ₽140

15.85%

Tomato (1kg)

$2.57 ₾6.71

$2.32 ₽198

10.78%

Potato (1kg)

$0.84 ₾2.19

$1.55 ₽132

-45.81%

Onion (1kg)

$0.65 ₾1.70

$1.13 ₽95.9

-42.48%

Lettuce (1 head)

$1.36 ₾3.56

$1.38 ₽118

-1.45%

Water (1.5 liter bottle)

$0.80 ₾2.08

$0.56 ₽47.93

42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.40 ₾8.89

$2.95 ₽252

15.25%

Wine (Bottle)

$7.67 ₾20.01

$6.51 ₽555

17.82%

Local Beer (0.5 liter bottle)

$1.68 ₾4.38

$1.03 ₽87.6

63.11%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.21

$1.44 ₽123

65.28%

One-way Ticket (Public Transport)

$0.39 ₾1.03

$0.45 ₽38.40

-13.33%

Public Transport Monthly Pass (Regular Price)

$15.55 ₾40.60

$28.94 ₽2,466

-46.27%

Taxi Start (Normal Tariff)

$1.14 ₾2.97

$1.61 ₽137

-29.19%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.94

$0.85 ₽72.2

-12.94%

Taxi 1hour Waiting (Normal Tariff)

$11.32 ₾29.53

Gasoline (1 liter)

$1.38 ₾3.61

$1.00 ₽84.9

38.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾64.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₾57.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.7 ₾232

$63.6 ₽5,422

39.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.18 ₾34.39

$4.53 ₽386

190.95%

Internet (50+ Mbps, Unlimited Data)

$19.68 ₾51.4

$11.59 ₽988

69.80%

Gym Membership (Monthly)

$68.3 ₾178

$20.07 ₽1,710

240.06%

Tennis Court (1 Hour on Weekend)

$17.94 ₾46.83

Cinema Ticket

$6.42 ₾16.77

$3.71 ₽316

73.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 ₾971

$237 ₽20.2K

56.74%

International Primary School, 1 Child (Yearly)

$10.8K ₾28.2K

Jeans (Levis 501 Or Similar)

$105 ₾273

$87.8 ₽7,484

19.01%

Summer Dress (H&M, Zara, etc)

$38.83 ₾101

$43.49 ₽3,706

-10.72%

Sport Shoes (Adidas, Nike)

$115 ₾300

$112 ₽9,547

2.54%

Men's Leather Business Shoes

$122 ₾319

$116 ₽9,920

5.09%

1-bedroom Apartment, City Center (Monthly)

$681 ₾1,777

$348 ₽29.7K

95.68%

1-bedroom Apartment, Outside City Center (Monthly)

$456 ₾1,189

$280 ₽23.8K

62.85%

3-bedroom Apartment, City Center (Monthly)

$1,312 ₾3,423

$533 ₽45.5K

145.95%

3-bedroom Apartment, Outside City Center (Monthly)

$892 ₾2,329

$403 ₽34.4K

121.36%

Buy Apartment in City Center (m2)

$2,391 ₾6,239

$458 ₽39.1K

421.41%

Buy Apartment Outside City Center (m2)

$1,425 ₾3,718

$348 ₽29.7K

309.31%

Average Monthly Net Salary (After Tax)

$640 ₾1,669

$384 ₽32.7K

66.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

17.5

-27.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: September 5, 2026

Last update for Nalchik: September 6, 2026

Cost Breakdown

A central one-bedroom costs $681 in Tbilisi versus $348 in Nalchik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 67% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Tbilisi versus $41.00 in Nalchik. Groceries tell a different story – $236 in Tbilisi vs $153 in Nalchik – so Nalchik wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Nalchik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,279 in Tbilisi, $922 in Nalchik – roughly 39% apart. Tbilisi costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,919 per month in Tbilisi and $1,383 in Nalchik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nalchik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 86% less in Nalchik. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $372 per month in Tbilisi and $237 in Nalchik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Nalchik, where all-in costs run around $922, than in Tbilisi at $1,279. In Nalchik it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $922 in Nalchik to $1,279 in Tbilisi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nalchik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.