Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Ludhiana

For one person, living is cheaper in Ludhiana: $473 a month against $1,266 in Tbilisi, rent and utilities included – about $9,500 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Tbilisi
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Tbilisi Living Index
23

Cost of Living Index in Ludhiana
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Ludhiana Living Index

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Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Ludhiana

🇮🇳 India

$473

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Ludhiana actually costs, broken down by who's living it.

A single person spends $1,266 per month in Tbilisi vs $473 in Ludhiana, rent included.

Tbilisi $1,266
Ludhiana $473

A couple spends around $2,007 per month in Tbilisi vs $814 in Ludhiana, rent included.

Tbilisi $2,007
Ludhiana $814

A family of three spends $2,749 per month in Tbilisi vs $1,156 in Ludhiana, rent included.

Tbilisi $2,749
Ludhiana $1,156

Tbilisi costs about 167% more than Ludhiana, and outside of rent the biggest gap is in groceries.

Both Tbilisi and Ludhiana are more affordable than the global median – Tbilisi 6% lower, Ludhiana 65% lower.

Meal at Budget Restaurant

$11.34 ₾29.35

$3.33 ₹316

240.54%

Three-Course Dinner for Two, Mid-Range

$39.05 ₾101

$10.62 ₹1,009

267.70%

Fast Food Meal (McDonalds, etc)

$9.63 ₾24.92

$3.61 ₹343

166.76%

Cappuccino

$3.46 ₾8.95

$1.99 ₹189

73.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₾2.82

$0.40 ₹38.42

172.50%

Water (0.33 liter bottle)

$0.63 ₾1.62

$0.23 ₹21.69

173.91%

Local Beer (0.5 liter draught)

$2.77 ₾7.17

$1.69 ₹161

63.91%

Imported Beer (0.33 liter bottle)

$3.10 ₾8.04

$3.56 ₹338

-12.92%

Milk (1 liter)

$2.25 ₾5.81

$0.74 ₹69.8

204.05%

White Bread (500g)

$0.80 ₾2.07

$0.51 ₹48.89

56.86%

Rice (white) (1kg)

$1.76 ₾4.55

$0.84 ₹79.5

109.52%

Eggs

$2.75 ₾7.11

$0.83 ₹78.4

231.33%

Local Cheese (1kg)

$9.39 ₾24.32

$3.80 ₹361

147.11%

Chicken Fillets (1kg)

$6.66 ₾17.23

$3.07 ₹291

116.94%

Beef Round Steak (1kg)

$12.92 ₾33.45

Apples (1kg)

$1.67 ₾4.31

$2.02 ₹192

-17.33%

Banana (1kg)

$1.80 ₾4.65

$0.63 ₹59.4

185.71%

Oranges (1kg)

$1.92 ₾4.97

$0.80 ₹75.8

140.00%

Tomato (1kg)

$2.41 ₾6.24

$0.38 ₹36.45

534.21%

Potato (1kg)

$0.86 ₾2.23

$0.28 ₹26.63

207.14%

Onion (1kg)

$0.69 ₾1.80

$0.29 ₹27.14

137.93%

Lettuce (1 head)

$1.40 ₾3.62

$0.43 ₹41.27

225.58%

Water (1.5 liter bottle)

$0.71 ₾1.85

$0.33 ₹31.15

115.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.08

$3.48 ₹331

0.86%

Wine (Bottle)

$7.61 ₾19.69

$12.47 ₹1,184

-38.97%

Local Beer (0.5 liter bottle)

$1.63 ₾4.21

$1.78 ₹169

-8.43%

Imported Beer (0.33 liter bottle)

$2.31 ₾5.98

$3.10 ₹294

-25.48%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.04 ₹764

One-way Ticket (Public Transport)

$0.37 ₾0.96

$0.54 ₹51.3

-31.48%

Public Transport Monthly Pass (Regular Price)

$15.67 ₾40.57

$15.43 ₹1,466

1.56%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$1.59 ₹151

-28.30%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$0.41 ₹38.64

92.68%

Taxi 1hour Waiting (Normal Tariff)

$11.86 ₾30.70

$2.06 ₹196

475.73%

Gasoline (1 liter)

$1.40 ₾3.62

$1.10 ₹104

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K ₾64.2K

$16.9K ₹1.6M

47.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K ₾56.6K

$22.3K ₹2.1M

-1.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.1 ₾231

$53.1 ₹5,040

67.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.21 ₾34.19

$3.05 ₹290

333.11%

Internet (50+ Mbps, Unlimited Data)

$19.76 ₾51.1

$5.73 ₹545

244.85%

Gym Membership (Monthly)

$64.9 ₾168

$15.19 ₹1,442

327.32%

Tennis Court (1 Hour on Weekend)

$19.02 ₾49.24

$4.66 ₹443

308.15%

Cinema Ticket

$6.57 ₾17.02

$3.69 ₹351

78.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 ₾975

$71.8 ₹6,814

425.04%

International Primary School, 1 Child (Yearly)

$10.8K ₾27.9K

$1,428 ₹135.6K

655.98%

Jeans (Levis 501 Or Similar)

$102 ₾265

$21.52 ₹2,044

374.81%

Summer Dress (H&M, Zara, etc)

$39.70 ₾103

$39.84 ₹3,783

-0.35%

Sport Shoes (Adidas, Nike)

$118 ₾305

$69.1 ₹6,566

70.41%

Men's Leather Business Shoes

$123 ₾320

$36.19 ₹3,437

241.12%

1-bedroom Apartment, City Center (Monthly)

$666 ₾1,724

$172 ₹16.4K

286.71%

1-bedroom Apartment, Outside City Center (Monthly)

$449 ₾1,163

$101 ₹9,603

344.20%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₾3,324

$419 ₹39.8K

206.56%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,303

$388 ₹36.8K

129.31%

Buy Apartment in City Center (m2)

$2,425 ₾6,276

$599 ₹56.9K

304.62%

Buy Apartment Outside City Center (m2)

$1,380 ₾3,573

$489 ₹46.4K

182.38%

Average Monthly Net Salary (After Tax)

$680 ₾1,760

$424 ₹40.3K

60.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

9.17

37.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 12, 2026

Last update for Ludhiana: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$449 35.5%

Ludhiana

$101 21.4% 77.5% $348

Groceries & Markets

Tbilisi

$234 18.5%

Ludhiana

$112 23.7% 52.1% $122

Eating Out

Tbilisi

$188 14.9%

Ludhiana

$79 16.8% 57.7% $109

Clothing & Footwear

Tbilisi

$172 13.6%

Ludhiana

$75 15.9% 56.5% $97

Monthly Utilities & Internet

Tbilisi

$122 9.7%

Ludhiana

$62 13.1% 49.3% $60

Sport & Entertainment

Tbilisi

$78 6.2%

Ludhiana

$23 4.8% 71.1% $55

Getting Around

Tbilisi

$22 1.8%

Ludhiana

$21 4.5% 4.7% $1

Cost Breakdown

A central one-bedroom costs $666 in Tbilisi versus $172 in Ludhiana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Tbilisi versus $11.00 in Ludhiana. Monthly groceries follow the same trend: $234 vs $112 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇮🇳 Ludhiana

🕒 Local time

02:46 2:46 AM

04:16 4:16 AM

1 h 30 min ahead of Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

2,232,000

💱 Currency

Georgian Lari GEL ₾

Indian Rupee INR ₹

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 17, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to GEL in detail →

On the map

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Highest

Between locations

Tbilisi Ludhiana 3,010 km ≈ 4 h 15 min nonstop flight

From you

Tbilisi
Ludhiana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Ludhiana: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,266 in Tbilisi, $473 in Ludhiana – roughly 167% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,899 per month in Tbilisi and $710 in Ludhiana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $377 per month in Tbilisi and $71.8 in Ludhiana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 109% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ludhiana, where all-in costs run around $473, than in Tbilisi at $1,266. In Ludhiana it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $473 in Ludhiana to $1,266 in Tbilisi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ludhiana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.