Cost of Living Comparison Between Tbilisi and Karwar Cost of Living Comparison Between Tbilisi and Karwar

Monthly Cost of Living

A single person spends $1,218 per month in Tbilisi vs $388 in Karwar, rent included.

A couple spends around $1,853 per month in Tbilisi vs $624 in Karwar, rent included.

A family of three spends $2,489 per month in Tbilisi vs $861 in Karwar, rent included.

Tbilisi costs about 214% more than Karwar, driven mainly by Groceries & Markets.

Both Tbilisi and Karwar are more affordable than the global median – Tbilisi 9% lower, Karwar 71% lower.

Currency
🍽 Eating Out
Tbilisi
Karwar
Difference
Meal at Budget Restaurant
$10.85 ₾28.75
$2.69 ₹256
303.35%
Three-Course Dinner for Two, Mid-Range
$44.17 ₾117
$12.69 ₹1,206
248.07%
Fast Food Meal (McDonalds, etc)
$8.28 ₾21.94
$4.03 ₹384
105.46%
Cappuccino
$3.02 ₾8.00
$2.03 ₹193
48.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.76 ₾2.02
$0.47 ₹44.87
61.70%
Water (0.33 liter bottle)
$0.46 ₾1.22
$0.20 ₹18.67
130.00%
Local Beer (0.5 liter draught)
$2.24 ₾5.93
$2.36 ₹224
-5.08%
Imported Beer (0.33 liter bottle)
$3.00 ₾7.95
$2.97 ₹282
1.01%
🛒 Groceries & Markets
Tbilisi
Karwar
Difference
Milk (1 liter)
$1.93 ₾5.11
$0.56 ₹53.5
244.64%
White Bread (500g)
$0.72 ₾1.91
$0.50 ₹47.37
44.00%
Rice (white) (1kg)
$1.84 ₾4.87
$0.68 ₹64.8
170.59%
Eggs
$2.45 ₾6.48
$1.00 ₹95.2
145.00%
Local Cheese (1kg)
$7.43 ₾19.67
$4.00 ₹380
85.75%
Chicken Fillets (1kg)
$6.48 ₾17.16
$2.87 ₹273
125.78%
Beef Round Steak (1kg)
$9.70 ₾25.70
-
-
Apples (1kg)
$1.20 ₾3.18
$1.88 ₹178
-36.17%
Banana (1kg)
$1.56 ₾4.14
$0.68 ₹65.1
129.41%
Oranges (1kg)
$1.79 ₾4.75
$0.94 ₹89.8
90.43%
Tomato (1kg)
$2.23 ₾5.90
$0.46 ₹43.57
384.78%
Potato (1kg)
$0.65 ₾1.73
$0.48 ₹45.94
35.42%
Onion (1kg)
$0.68 ₾1.79
$0.43 ₹40.63
58.14%
Lettuce (1 head)
$1.19 ₾3.16
$0.34 ₹31.88
250.00%
Water (1.5 liter bottle)
$0.70 ₾1.86
$0.30 ₹28.91
133.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.95 ₾7.82
$3.22 ₹306
-8.39%
Wine (Bottle)
$7.33 ₾19.41
$6.41 ₹610
14.35%
Local Beer (0.5 liter bottle)
$1.52 ₾4.02
$1.59 ₹151
-4.40%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.95
$4.10 ₹390
-45.12%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.45 ₹423
-
🚌 Getting Around
Tbilisi
Karwar
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.95
$0.28 ₹26.44
28.57%
Public Transport Monthly Pass (Regular Price)
$14.60 ₾38.68
$8.75 ₹832
66.86%
Taxi Start (Normal Tariff)
$1.50 ₾3.97
$0.60 ₹57.4
150.00%
Taxi (Normal Tariff) (1km)
$0.73 ₾1.92
$0.24 ₹22.91
204.17%
Taxi 1hour Waiting (Normal Tariff)
$7.45 ₾19.74
$0.60 ₹56.8
1141.67%
Gasoline (1 liter)
$1.14 ₾3.01
$1.17 ₹111
-2.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₾49.0K
$11.4K ₹1.1M
62.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₾53.6K
$18.0K ₹1.7M
12.76%
🧾 Monthly Utilities & Internet
Tbilisi
Karwar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.9 ₾196
$31.93 ₹3,037
131.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.71 ₾31.01
$3.19 ₹303
267.08%
Internet (50+ Mbps, Unlimited Data)
$18.16 ₾48.09
$6.85 ₹651
165.11%
🎉 Sport & Entertainment
Tbilisi
Karwar
Difference
Gym Membership (Monthly)
$61.7 ₾163
$15.73 ₹1,496
292.31%
Tennis Court (1 Hour on Weekend)
$16.66 ₾44.12
$6.94 ₹660
140.06%
Cinema Ticket
$6.61 ₾17.50
$2.87 ₹273
130.31%
🧸 Childcare & Education
Tbilisi
Karwar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$264 ₾700
$61.7 ₹5,866
328.32%
International Primary School, 1 Child (Yearly)
$5,145 ₾13.6K
$934 ₹88.8K
451.08%
👕👟 Clothing & Footwear
Tbilisi
Karwar
Difference
Jeans (Levis 501 Or Similar)
$74.9 ₾198
$32.48 ₹3,089
130.48%
Summer Dress (H&M, Zara, etc)
$43.98 ₾117
$29.53 ₹2,808
48.93%
Sport Shoes (Adidas, Nike)
$118 ₾312
$35.42 ₹3,369
232.10%
Men's Leather Business Shoes
$114 ₾301
$34.59 ₹3,290
228.88%
🏠 Accommodation & Living
Tbilisi
Karwar
Difference
1-bedroom Apartment, City Center (Monthly)
$692 ₾1,833
$125 ₹11.9K
453.87%
1-bedroom Apartment, Outside City Center (Monthly)
$454 ₾1,203
$76.5 ₹7,272
493.84%
3-bedroom Apartment, City Center (Monthly)
$1,323 ₾3,504
$271 ₹25.8K
388.59%
3-bedroom Apartment, Outside City Center (Monthly)
$789 ₾2,089
$184 ₹17.5K
329.14%
Buy Apartment in City Center (m2)
$2,431 ₾6,440
$1,004 ₹95.5K
142.20%
Buy Apartment Outside City Center (m2)
$1,441 ₾3,818
$520 ₹49.4K
177.31%
💵 Salaries & Financials
Tbilisi
Karwar
Difference
Average Monthly Net Salary (After Tax)
$645 ₾1,709
$474 ₹45.1K
36.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
7.69
54.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 9, 2026

Last update for Karwar: June 8, 2026

Cost Breakdown

A central one-bedroom costs $692 in Tbilisi versus $125 in Karwar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Tbilisi versus $13.00 in Karwar. Monthly groceries follow the same trend: $204 vs $100 – making Karwar the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Karwar: Cost of Living - Frequently Asked Questions
Is Karwar cheaper than Tbilisi?
Yes – Tbilisi is pricier by about 214%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,827 per month in Tbilisi and $582 in Karwar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Karwar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Tbilisi or Karwar?
A mid-range dinner for two costs $44.00 in Tbilisi and $13.00 in Karwar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Tbilisi vs Karwar?
Monthly expenses with rent come to $1,218 in Tbilisi and $388 in Karwar. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Tbilisi or Karwar?
A $1,500 monthly budget goes further in Karwar, where all-in costs run around $388, than in Tbilisi at $1,218. In Karwar it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.
Is Tbilisi or Karwar more family-friendly?
Families tend to lean toward Karwar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Tbilisi or Karwar?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Karwar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.

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