Last update: Nov 2026

Cost of Living Comparison Between Tbilisi and Karwar

For one person, living is cheaper in Karwar: $359 a month against $1,278 in Tbilisi, rent and utilities included – about $11,000 less a year. Rent and utilities account for about half of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
17

Cost of Living Index in Karwar
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Karwar Living Index

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Tbilisi

🇬🇪 Georgia

$1,278

/mo nomad

Karwar

🇮🇳 India

$359

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Karwar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Karwar actually costs, broken down by who's living it.

A single person spends $1,278 per month in Tbilisi vs $359 in Karwar, rent included.

Tbilisi $1,278
Karwar $359

A couple spends around $2,017 per month in Tbilisi vs $585 in Karwar, rent included.

Tbilisi $2,017
Karwar $585

A family of three spends $2,755 per month in Tbilisi vs $810 in Karwar, rent included.

Tbilisi $2,755
Karwar $810

Tbilisi costs about 256% more than Karwar, and outside of rent the biggest gap is in groceries.

Both Tbilisi and Karwar are more affordable than the global median – Tbilisi 5% lower, Karwar 73% lower.

Meal at Budget Restaurant

$11.62 ₾30.07

$3.20 ₹304

263.12%

Three-Course Dinner for Two, Mid-Range

$38.41 ₾99.4

$11.78 ₹1,116

226.06%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.20

$4.24 ₹402

129.72%

Cappuccino

$3.56 ₾9.21

$1.97 ₹187

80.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.80

$0.40 ₹37.74

170.00%

Water (0.33 liter bottle)

$0.56 ₾1.46

$0.17 ₹15.80

229.41%

Local Beer (0.5 liter draught)

$2.73 ₾7.05

$2.16 ₹204

26.39%

Imported Beer (0.33 liter bottle)

$3.13 ₾8.09

$2.30 ₹218

36.09%

Milk (1 liter)

$2.14 ₾5.55

$0.51 ₹47.96

319.61%

White Bread (500g)

$0.75 ₾1.95

$0.41 ₹38.46

82.93%

Rice (white) (1kg)

$1.80 ₾4.66

$0.59 ₹55.6

205.08%

Eggs

$2.80 ₾7.25

$0.89 ₹84.7

214.61%

Local Cheese (1kg)

$9.43 ₾24.41

$3.63 ₹344

159.78%

Chicken Fillets (1kg)

$7.00 ₾18.10

$2.51 ₹238

178.88%

Beef Round Steak (1kg)

$12.69 ₾32.84

Apples (1kg)

$1.63 ₾4.22

$1.53 ₹145

6.54%

Banana (1kg)

$1.84 ₾4.77

$0.62 ₹59.1

196.77%

Oranges (1kg)

$1.97 ₾5.09

$0.87 ₹82.8

126.44%

Tomato (1kg)

$2.47 ₾6.39

$0.37 ₹34.65

567.57%

Potato (1kg)

$0.75 ₾1.95

$0.41 ₹38.42

82.93%

Onion (1kg)

$0.67 ₾1.74

$0.36 ₹34.01

86.11%

Lettuce (1 head)

$1.41 ₾3.66

$0.33 ₹31.51

327.27%

Water (1.5 liter bottle)

$0.72 ₾1.86

$0.25 ₹23.42

188.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.09

$3.85 ₹365

-8.83%

Wine (Bottle)

$7.89 ₾20.40

$4.10 ₹388

92.44%

Local Beer (0.5 liter bottle)

$1.70 ₾4.41

$1.48 ₹140

14.86%

Imported Beer (0.33 liter bottle)

$2.37 ₾6.12

$2.54 ₹240

-6.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.15 ₹488

One-way Ticket (Public Transport)

$0.38 ₾0.98

$0.21 ₹19.86

80.95%

Public Transport Monthly Pass (Regular Price)

$15.29 ₾39.57

$7.28 ₹690

110.03%

Taxi Start (Normal Tariff)

$1.19 ₾3.08

$0.97 ₹91.8

22.68%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.91

$0.22 ₹20.87

236.36%

Taxi 1hour Waiting (Normal Tariff)

$11.89 ₾30.76

$2.59 ₹245

359.07%

Gasoline (1 liter)

$1.46 ₾3.77

$1.12 ₹106

30.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾64.6K

$11.1K ₹1.1M

124.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₾59.1K

$19.6K ₹1.9M

16.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.1 ₾228

$28.14 ₹2,666

213.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.71 ₾32.87

$2.93 ₹277

333.79%

Internet (50+ Mbps, Unlimited Data)

$19.79 ₾51.2

$6.21 ₹588

218.68%

Gym Membership (Monthly)

$64.3 ₾166

$14.23 ₹1,348

351.86%

Tennis Court (1 Hour on Weekend)

$19.17 ₾49.60

$6.73 ₹638

184.84%

Cinema Ticket

$6.65 ₾17.20

$2.64 ₹250

151.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ₾961

$55.8 ₹5,282

566.01%

International Primary School, 1 Child (Yearly)

$9,163 ₾23.7K

$839 ₹79.5K

991.89%

Jeans (Levis 501 Or Similar)

$102 ₾264

$29.85 ₹2,827

242.41%

Summer Dress (H&M, Zara, etc)

$39.65 ₾103

$27.77 ₹2,631

42.78%

Sport Shoes (Adidas, Nike)

$118 ₾306

$31.81 ₹3,014

271.24%

Men's Leather Business Shoes

$120 ₾310

$31.70 ₹3,003

277.63%

1-bedroom Apartment, City Center (Monthly)

$690 ₾1,785

$121 ₹11.5K

470.13%

1-bedroom Apartment, Outside City Center (Monthly)

$461 ₾1,193

$76.1 ₹7,209

506.02%

3-bedroom Apartment, City Center (Monthly)

$1,362 ₾3,524

$272 ₹25.8K

400.74%

3-bedroom Apartment, Outside City Center (Monthly)

$897 ₾2,321

$187 ₹17.7K

378.98%

Buy Apartment in City Center (m2)

$2,277 ₾5,892

$915 ₹86.6K

148.98%

Buy Apartment Outside City Center (m2)

$1,378 ₾3,565

$542 ₹51.4K

154.08%

Average Monthly Net Salary (After Tax)

$710 ₾1,837

$463 ₹43.9K

53.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.53

7.9

58.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: November 2, 2026

Last update for Karwar: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$461 36.1%

Karwar

$76 21.2% 83.5% $385

Groceries & Markets

Tbilisi

$235 18.4%

Karwar

$82 22.9% 65% $153

Eating Out

Tbilisi

$191 15%

Karwar

$80 22.2% 58.4% $112

Clothing & Footwear

Tbilisi

$171 13.4%

Karwar

$55 15.2% 68.1% $116

Monthly Utilities & Internet

Tbilisi

$121 9.4%

Karwar

$37 10.4% 69.1% $83

Sport & Entertainment

Tbilisi

$78 6.1%

Karwar

$20 5.4% 74.9% $58

Getting Around

Tbilisi

$22 1.7%

Karwar

$10 2.8% 53% $11

Cost Breakdown

A central one-bedroom costs $690 in Tbilisi versus $121 in Karwar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Tbilisi versus $12 in Karwar. Monthly groceries follow the same trend: $235 vs $82 – making Karwar the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇮🇳 Karwar

🕒 Local time

10:29 10:29 AM

11:59 11:59 AM

1 h 30 min ahead of Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

60,000

💱 Currency

Georgian Lari GEL ₾

Indian Rupee INR ₹

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 4, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.73 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Karwar 4,110 km ≈ 6 h nonstop flight

From you

Tbilisi
Karwar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Karwar: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 256%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,918 per month in Tbilisi and $539 in Karwar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karwar, especially for central apartments: a one-bedroom in the center costs $121 there versus $690 in Tbilisi.

A mid-range dinner for two costs $38 in Tbilisi and $12 in Karwar. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,278 in Tbilisi and $359 in Karwar. That makes Karwar about 72% cheaper.

A $1,000 monthly budget goes further in Karwar, where all-in costs run around $359, than in Tbilisi at $1,278. In Karwar it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Karwar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Karwar. If higher salaries or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.