Cost of Living Comparison Between Tbilisi and Karwar Cost of Living Comparison Between Tbilisi and Karwar

Monthly Cost of Living

A single person spends $1,191 per month in Tbilisi vs $388 in Karwar, rent included.

A couple spends around $1,856 per month in Tbilisi vs $617 in Karwar, rent included.

A family of three spends $2,522 per month in Tbilisi vs $846 in Karwar, rent included.

Tbilisi costs about 207% more than Karwar, driven mainly by Groceries & Markets.

Both Tbilisi and Karwar are more affordable than the global median – Tbilisi 11% lower, Karwar 71% lower.

Meal at Budget Restaurant

$10.91 ₾28.56

$2.65 ₹253

311.70%

Three-Course Dinner for Two, Mid-Range

$43.19 ₾113

$12.74 ₹1,215

239.01%

Fast Food Meal (McDonalds, etc)

$8.53 ₾22.31

$4.15 ₹395

105.54%

Cappuccino

$2.99 ₾7.81

$2.06 ₹197

45.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₾2.12

$0.44 ₹42.16

84.09%

Water (0.33 liter bottle)

$0.42 ₾1.09

$0.21 ₹20.45

100.00%

Local Beer (0.5 liter draught)

$2.16 ₾5.65

$2.35 ₹225

-8.09%

Imported Beer (0.33 liter bottle)

$2.88 ₾7.52

$2.95 ₹281

-2.37%

Milk (1 liter)

$1.94 ₾5.08

$0.54 ₹51.4

259.26%

White Bread (500g)

$0.68 ₾1.77

$0.50 ₹47.55

36.00%

Rice (white) (1kg)

$1.85 ₾4.83

$0.68 ₹64.5

172.06%

Eggs

$2.53 ₾6.62

$0.97 ₹92.1

160.82%

Local Cheese (1kg)

$7.53 ₾19.69

$4.18 ₹398

80.14%

Chicken Fillets (1kg)

$6.26 ₾16.39

$2.88 ₹275

117.36%

Beef Round Steak (1kg)

$9.59 ₾25.09

Apples (1kg)

$1.16 ₾3.04

$1.81 ₹173

-35.91%

Banana (1kg)

$1.64 ₾4.29

$0.69 ₹66.1

137.68%

Oranges (1kg)

$1.88 ₾4.93

$0.90 ₹86.0

108.89%

Tomato (1kg)

$2.23 ₾5.84

$0.46 ₹43.63

384.78%

Potato (1kg)

$0.70 ₾1.83

$0.45 ₹42.60

55.56%

Onion (1kg)

$0.64 ₾1.68

$0.43 ₹40.87

48.84%

Lettuce (1 head)

$1.18 ₾3.09

$0.34 ₹31.97

247.06%

Water (1.5 liter bottle)

$0.70 ₾1.83

$0.30 ₹29.00

133.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₾7.78

$3.18 ₹303

-6.60%

Wine (Bottle)

$7.43 ₾19.45

$6.37 ₹607

16.64%

Local Beer (0.5 liter bottle)

$1.54 ₾4.03

$1.58 ₹151

-2.53%

Imported Beer (0.33 liter bottle)

$2.28 ₾5.98

$4.30 ₹410

-46.98%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.41 ₹420

One-way Ticket (Public Transport)

$0.36 ₾0.93

$0.28 ₹26.62

28.57%

Public Transport Monthly Pass (Regular Price)

$14.73 ₾38.54

$8.59 ₹819

71.48%

Taxi Start (Normal Tariff)

$1.42 ₾3.71

$0.57 ₹54.2

149.12%

Taxi (Normal Tariff) (1km)

$0.69 ₾1.81

$0.22 ₹20.97

213.64%

Taxi 1hour Waiting (Normal Tariff)

$7.27 ₾19.02

$0.60 ₹57.0

1111.67%

Gasoline (1 liter)

$1.09 ₾2.86

$1.17 ₹112

-6.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K ₾47.9K

$11.7K ₹1.1M

56.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.6K

$17.6K ₹1.7M

16.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.4 ₾195

$32.41 ₹3,091

129.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ₾30.63

$3.19 ₹305

267.08%

Internet (50+ Mbps, Unlimited Data)

$17.60 ₾46.06

$6.91 ₹659

154.70%

Gym Membership (Monthly)

$60.3 ₾158

$15.89 ₹1,516

279.30%

Tennis Court (1 Hour on Weekend)

$16.29 ₾42.63

$6.85 ₹653

137.81%

Cinema Ticket

$6.51 ₾17.03

$2.84 ₹270

129.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾704

$61.8 ₹5,896

335.23%

International Primary School, 1 Child (Yearly)

$5,154 ₾13.5K

$954 ₹91.0K

440.06%

Jeans (Levis 501 Or Similar)

$77.1 ₾202

$32.58 ₹3,107

136.68%

Summer Dress (H&M, Zara, etc)

$43.48 ₾114

$30.28 ₹2,888

43.59%

Sport Shoes (Adidas, Nike)

$118 ₾310

$34.44 ₹3,284

243.70%

Men's Leather Business Shoes

$113 ₾295

$35.28 ₹3,365

219.56%

1-bedroom Apartment, City Center (Monthly)

$709 ₾1,856

$123 ₹11.8K

475.44%

1-bedroom Apartment, Outside City Center (Monthly)

$465 ₾1,215

$75.1 ₹7,165

518.36%

3-bedroom Apartment, City Center (Monthly)

$1,316 ₾3,442

$271 ₹25.9K

384.63%

3-bedroom Apartment, Outside City Center (Monthly)

$767 ₾2,007

$180 ₹17.1K

327.14%

Buy Apartment in City Center (m2)

$2,492 ₾6,522

$1,128 ₹107.5K

121.04%

Buy Apartment Outside City Center (m2)

$1,442 ₾3,773

$506 ₹48.3K

184.78%

Average Monthly Net Salary (After Tax)

$663 ₾1,735

$470 ₹44.8K

41.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

7.69

54.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 25, 2026

Last update for Karwar: July 25, 2026

Cost Breakdown

A central one-bedroom costs $709 in Tbilisi versus $123 in Karwar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $13.00 in Karwar. Monthly groceries follow the same trend: $204 vs $99.0 – making Karwar the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Karwar: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 207%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,787 per month in Tbilisi and $581 in Karwar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karwar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $43.00 in Tbilisi and $13.00 in Karwar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,191 in Tbilisi and $388 in Karwar. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Karwar, where all-in costs run around $388, than in Tbilisi at $1,191. In Karwar it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Karwar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karwar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.