Cost of Living Comparison Between Tbilisi and Karnal Cost of Living Comparison Between Tbilisi and Karnal

Monthly Cost of Living

Monthly costs for one person with rent: $1,191 in Tbilisi versus $397 in Karnal.

Estimated couple costs with rent: $1,856 in Tbilisi versus $636 in Karnal.

Monthly costs for a family of three with rent: $2,522 in Tbilisi versus $874 in Karnal.

Living in Tbilisi is roughly 200% more expensive than in Karnal, driven mainly by Eating Out.

Both cities sit below the global median: Tbilisi 11% lower, Karnal 70% lower.

Meal at Budget Restaurant

$10.91 ₾28.56

$1.99 ₹190

448.24%

Three-Course Dinner for Two, Mid-Range

$43.19 ₾113

$10.26 ₹979

320.96%

Fast Food Meal (McDonalds, etc)

$8.53 ₾22.31

$2.84 ₹271

200.35%

Cappuccino

$2.99 ₾7.81

$2.20 ₹210

35.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₾2.12

$0.44 ₹41.79

84.09%

Water (0.33 liter bottle)

$0.42 ₾1.09

$0.13 ₹12.14

223.08%

Local Beer (0.5 liter draught)

$2.16 ₾5.65

$1.79 ₹171

20.67%

Imported Beer (0.33 liter bottle)

$2.88 ₾7.52

$2.64 ₹252

9.09%

Milk (1 liter)

$1.94 ₾5.08

$0.69 ₹65.4

181.16%

White Bread (500g)

$0.68 ₾1.77

$0.53 ₹51.0

28.30%

Rice (white) (1kg)

$1.85 ₾4.83

$0.83 ₹79.1

122.89%

Eggs

$2.53 ₾6.62

$1.13 ₹108

123.89%

Local Cheese (1kg)

$7.53 ₾19.69

$6.14 ₹586

22.64%

Chicken Fillets (1kg)

$6.26 ₾16.39

$3.40 ₹325

84.12%

Beef Round Steak (1kg)

$9.59 ₾25.09

Apples (1kg)

$1.16 ₾3.04

$2.12 ₹202

-45.28%

Banana (1kg)

$1.64 ₾4.29

$0.80 ₹75.9

105.00%

Oranges (1kg)

$1.88 ₾4.93

$1.02 ₹96.9

84.31%

Tomato (1kg)

$2.23 ₾5.84

$0.49 ₹46.81

355.10%

Potato (1kg)

$0.70 ₾1.83

$0.26 ₹24.92

169.23%

Onion (1kg)

$0.64 ₾1.68

$0.30 ₹28.39

113.33%

Lettuce (1 head)

$1.18 ₾3.09

$0.72 ₹69.1

63.89%

Water (1.5 liter bottle)

$0.70 ₾1.83

$0.31 ₹29.99

125.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₾7.78

$4.56 ₹435

-34.87%

Wine (Bottle)

$7.43 ₾19.45

$8.69 ₹829

-14.50%

Local Beer (0.5 liter bottle)

$1.54 ₾4.03

$1.55 ₹148

-0.65%

Imported Beer (0.33 liter bottle)

$2.28 ₾5.98

$2.27 ₹216

0.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.05 ₹672

One-way Ticket (Public Transport)

$0.36 ₾0.93

$0.28 ₹26.67

28.57%

Public Transport Monthly Pass (Regular Price)

$14.73 ₾38.54

$8.88 ₹847

65.88%

Taxi Start (Normal Tariff)

$1.42 ₾3.71

$0.36 ₹34.81

294.44%

Taxi (Normal Tariff) (1km)

$0.69 ₾1.81

$0.09 ₹9.03

666.67%

Taxi 1hour Waiting (Normal Tariff)

$7.27 ₾19.02

$2.27 ₹217

220.26%

Gasoline (1 liter)

$1.09 ₾2.86

$1.10 ₹105

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K ₾47.9K

$9,387 ₹895.3K

95.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.6K

$27.6K ₹2.6M

-25.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.4 ₾195

$35.33 ₹3,370

110.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ₾30.63

$4.20 ₹401

178.81%

Internet (50+ Mbps, Unlimited Data)

$17.60 ₾46.06

$5.79 ₹552

203.97%

Gym Membership (Monthly)

$60.3 ₾158

$15.63 ₹1,490

285.60%

Tennis Court (1 Hour on Weekend)

$16.29 ₾42.63

$7.15 ₹681

127.83%

Cinema Ticket

$6.51 ₾17.03

$2.98 ₹284

118.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾704

$91.3 ₹8,703

194.87%

International Primary School, 1 Child (Yearly)

$5,154 ₾13.5K

$1,709 ₹163.0K

201.55%

Jeans (Levis 501 Or Similar)

$77.1 ₾202

$26.61 ₹2,538

189.78%

Summer Dress (H&M, Zara, etc)

$43.48 ₾114

$26.48 ₹2,525

64.20%

Sport Shoes (Adidas, Nike)

$118 ₾310

$56.4 ₹5,376

109.99%

Men's Leather Business Shoes

$113 ₾295

$35.94 ₹3,427

213.69%

1-bedroom Apartment, City Center (Monthly)

$709 ₾1,856

$122 ₹11.6K

480.71%

1-bedroom Apartment, Outside City Center (Monthly)

$465 ₾1,215

$75.0 ₹7,148

519.76%

3-bedroom Apartment, City Center (Monthly)

$1,316 ₾3,442

$274 ₹26.1K

380.98%

3-bedroom Apartment, Outside City Center (Monthly)

$767 ₾2,007

$179 ₹17.1K

327.50%

Buy Apartment in City Center (m2)

$2,492 ₾6,522

$1,129 ₹107.6K

120.84%

Buy Apartment Outside City Center (m2)

$1,442 ₾3,773

$372 ₹35.4K

287.95%

Average Monthly Net Salary (After Tax)

$663 ₾1,735

$435 ₹41.5K

52.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

8.88

33.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 25, 2026

Last update for Karnal: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $709 in Tbilisi and $122 in Karnal. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Tbilisi vs $10.00 in Karnal for a mid-range dinner for two. Groceries echo the gap at $204 vs $115 per month, with Karnal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Karnal: Cost of Living - Frequently Asked Questions

Karnal is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 200% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 52% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $709 in Tbilisi versus $122 in Karnal. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karnal – a meal for two runs $10.00 versus $43.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,191 per month in Tbilisi versus $397 in Karnal – a 200% gap that adds up to real savings over time for anyone picking the cheaper option.

At $397 in Karnal versus $1,191 in Tbilisi, a $1,500 budget is realistic in Karnal but tight or insufficient in Tbilisi. The gap between the two cities makes Karnal the clear choice for anyone on this budget.

For families, Karnal is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Karnal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karnal gentler on the wallet – expenses run 200% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.