Cost of Living Comparison Between Tbilisi and Karnal Cost of Living Comparison Between Tbilisi and Karnal

Monthly Cost of Living

Monthly costs for one person with rent: $1,178 in Tbilisi versus $396 in Karnal.

Estimated couple costs with rent: $1,848 in Tbilisi versus $643 in Karnal.

Monthly costs for a family of three with rent: $2,518 in Tbilisi versus $891 in Karnal.

Living in Tbilisi is roughly 198% more expensive than Karnal, driven mainly by Eating Out.

Both cities sit below the global median: Tbilisi 12% lower, Karnal 70% lower.

Meal at Budget Restaurant

$11.09 ₾29.35

$1.99 ₹188

457.29%

Three-Course Dinner for Two, Mid-Range

$43.24 ₾114

$10.58 ₹1,001

308.70%

Fast Food Meal (McDonalds, etc)

$8.55 ₾22.63

$2.89 ₹274

195.85%

Cappuccino

$2.97 ₾7.86

$2.13 ₹201

39.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₾2.01

$0.44 ₹41.42

72.73%

Water (0.33 liter bottle)

$0.46 ₾1.22

$0.11 ₹10.07

318.18%

Local Beer (0.5 liter draught)

$2.22 ₾5.88

$1.79 ₹169

24.02%

Imported Beer (0.33 liter bottle)

$2.92 ₾7.73

$2.65 ₹250

10.19%

Milk (1 liter)

$1.97 ₾5.21

$0.69 ₹65.4

185.51%

White Bread (500g)

$0.73 ₾1.94

$0.51 ₹47.89

43.14%

Rice (white) (1kg)

$1.82 ₾4.81

$0.81 ₹76.8

124.69%

Eggs

$2.49 ₾6.60

$1.10 ₹104

126.36%

Local Cheese (1kg)

$7.66 ₾20.27

$6.17 ₹584

24.15%

Chicken Fillets (1kg)

$6.27 ₾16.59

$3.56 ₹336

76.12%

Beef Round Steak (1kg)

$9.50 ₾25.14

Apples (1kg)

$1.23 ₾3.24

$2.09 ₹197

-41.15%

Banana (1kg)

$1.64 ₾4.33

$0.82 ₹77.9

100.00%

Oranges (1kg)

$1.87 ₾4.95

$1.05 ₹99.7

78.10%

Tomato (1kg)

$2.27 ₾6.02

$0.48 ₹45.85

372.92%

Potato (1kg)

$0.67 ₾1.77

$0.24 ₹22.51

179.17%

Onion (1kg)

$0.67 ₾1.79

$0.32 ₹30.54

109.38%

Lettuce (1 head)

$1.22 ₾3.23

$0.73 ₹69.0

67.12%

Water (1.5 liter bottle)

$0.70 ₾1.85

$0.31 ₹29.68

125.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₾7.73

$4.61 ₹436

-36.66%

Wine (Bottle)

$7.72 ₾20.42

$9.13 ₹863

-15.44%

Local Beer (0.5 liter bottle)

$1.55 ₾4.09

$1.47 ₹139

5.44%

Imported Beer (0.33 liter bottle)

$2.22 ₾5.86

$2.28 ₹216

-2.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.07 ₹669

One-way Ticket (Public Transport)

$0.39 ₾1.02

$0.30 ₹28.40

30.00%

Public Transport Monthly Pass (Regular Price)

$14.67 ₾38.81

$8.77 ₹829

67.27%

Taxi Start (Normal Tariff)

$1.44 ₾3.82

$0.34 ₹32.03

323.53%

Taxi (Normal Tariff) (1km)

$0.69 ₾1.81

$0.11 ₹10.40

527.27%

Taxi 1hour Waiting (Normal Tariff)

$7.37 ₾19.52

$2.36 ₹224

212.29%

Gasoline (1 liter)

$1.14 ₾3.03

$1.10 ₹104

3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K ₾48.1K

$9,265 ₹876.5K

96.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₾54.1K

$28.2K ₹2.7M

-27.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.6 ₾195

$34.58 ₹3,271

112.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.64 ₾30.80

$4.15 ₹392

180.48%

Internet (50+ Mbps, Unlimited Data)

$17.63 ₾46.65

$5.94 ₹562

196.80%

Gym Membership (Monthly)

$61.4 ₾162

$15.69 ₹1,485

291.08%

Tennis Court (1 Hour on Weekend)

$16.85 ₾44.59

$7.21 ₹682

133.70%

Cinema Ticket

$6.69 ₾17.71

$2.96 ₹280

126.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$264 ₾699

$89.5 ₹8,467

195.07%

International Primary School, 1 Child (Yearly)

$5,169 ₾13.7K

$1,683 ₹159.2K

207.05%

Jeans (Levis 501 Or Similar)

$75.1 ₾199

$26.72 ₹2,528

181.10%

Summer Dress (H&M, Zara, etc)

$43.26 ₾114

$27.18 ₹2,571

59.16%

Sport Shoes (Adidas, Nike)

$118 ₾311

$56.5 ₹5,341

108.26%

Men's Leather Business Shoes

$111 ₾295

$35.92 ₹3,398

210.36%

1-bedroom Apartment, City Center (Monthly)

$706 ₾1,868

$124 ₹11.7K

469.33%

1-bedroom Apartment, Outside City Center (Monthly)

$461 ₾1,221

$75.4 ₹7,133

511.99%

3-bedroom Apartment, City Center (Monthly)

$1,318 ₾3,488

$279 ₹26.4K

372.16%

3-bedroom Apartment, Outside City Center (Monthly)

$781 ₾2,066

$178 ₹16.9K

337.81%

Buy Apartment in City Center (m2)

$2,463 ₾6,517

$1,149 ₹108.7K

114.26%

Buy Apartment Outside City Center (m2)

$1,409 ₾3,727

$374 ₹35.4K

276.33%

Average Monthly Net Salary (After Tax)

$672 ₾1,779

$437 ₹41.4K

53.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

8.88

33.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 14, 2026

Last update for Karnal: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $706 in Tbilisi and $124 in Karnal. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Tbilisi vs $11.00 in Karnal for a mid-range dinner for two. Groceries echo the gap at $206 vs $116 per month, with Karnal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Karnal: Cost of Living - Frequently Asked Questions

Karnal is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 198% gap adds up to real monthly savings that compound significantly over time.

Tbilisi pays 54% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $706 in Tbilisi versus $124 in Karnal. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karnal – a meal for two runs $11.00 versus $43.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,178 per month in Tbilisi versus $396 in Karnal – a 198% gap that adds up to real savings over time for anyone picking the cheaper option.

At $396 in Karnal versus $1,178 in Tbilisi, a $1,500 budget is realistic in Karnal but tight or insufficient in Tbilisi. The gap between the two cities makes Karnal the clear choice for anyone on this budget.

For families, Karnal is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Karnal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karnal gentler on the wallet – expenses run 198% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.