Cost of Living Comparison Between Tbilisi and Hafnarfjordur Cost of Living Comparison Between Tbilisi and Hafnarfjordur

Monthly Cost of Living

A single person spends $1,185 per month in Tbilisi vs $3,667 in Hafnarfjordur, rent included.

A couple spends around $1,834 per month in Tbilisi vs $5,242 in Hafnarfjordur, rent included.

A family of three spends $2,483 per month in Tbilisi vs $6,816 in Hafnarfjordur, rent included.

Tbilisi is about 68% cheaper than Hafnarfjordur, driven mainly by Groceries & Markets.

Tbilisi sits 12% below the global median, while Hafnarfjordur is 174% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Tbilisi
Hafnarfjordur
Difference
Meal at Budget Restaurant
$11.15 ₾30.00
$26.49 ISK 3,243
-57.91%
Three-Course Dinner for Two, Mid-Range
$43.13 ₾116
$145 ISK 17.7K
-70.20%
Fast Food Meal (McDonalds, etc)
$8.22 ₾22.11
$15.93 ISK 1,950
-48.40%
Cappuccino
$3.13 ₾8.42
$6.21 ISK 760
-49.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.74 ₾2.00
$3.37 ISK 413
-78.04%
Water (0.33 liter bottle)
$0.45 ₾1.22
$2.63 ISK 322
-82.89%
Local Beer (0.5 liter draught)
$2.13 ₾5.74
$12.82 ISK 1,569
-83.39%
Imported Beer (0.33 liter bottle)
$2.99 ₾8.06
$11.07 ISK 1,356
-72.99%
🛒 Groceries & Markets
Tbilisi
Hafnarfjordur
Difference
Milk (1 liter)
$1.89 ₾5.09
$1.61 ISK 198
17.39%
White Bread (500g)
$0.73 ₾1.97
$4.26 ISK 521
-82.86%
Rice (white) (1kg)
$1.85 ₾4.98
$3.70 ISK 453
-50.00%
Eggs
$2.45 ₾6.58
$6.29 ISK 770
-61.05%
Local Cheese (1kg)
$7.85 ₾21.12
$18.50 ISK 2,265
-57.57%
Chicken Fillets (1kg)
$6.25 ₾16.82
$24.21 ISK 2,965
-74.18%
Beef Round Steak (1kg)
$9.77 ₾26.28
$42.07 ISK 5,151
-76.78%
Apples (1kg)
$1.21 ₾3.26
$3.24 ISK 396
-62.65%
Banana (1kg)
$1.59 ₾4.28
$2.40 ISK 294
-33.75%
Oranges (1kg)
$1.79 ₾4.81
$3.00 ISK 367
-40.33%
Tomato (1kg)
$2.32 ₾6.25
$4.93 ISK 603
-52.94%
Potato (1kg)
$0.71 ₾1.91
$3.51 ISK 430
-79.77%
Onion (1kg)
$0.67 ₾1.81
$2.32 ISK 285
-71.12%
Lettuce (1 head)
$1.18 ₾3.16
$3.16 ISK 386
-62.66%
Water (1.5 liter bottle)
$0.71 ₾1.92
$1.93 ISK 237
-63.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.92 ₾7.85
$13.78 ISK 1,687
-78.81%
Wine (Bottle)
$7.25 ₾19.50
$22.71 ISK 2,781
-68.08%
Local Beer (0.5 liter bottle)
$1.55 ₾4.17
$3.71 ISK 454
-58.22%
Imported Beer (0.33 liter bottle)
$2.31 ₾6.21
$3.32 ISK 406
-30.42%
🚌 Getting Around
Tbilisi
Hafnarfjordur
Difference
One-way Ticket (Public Transport)
$0.38 ₾1.03
$5.00 ISK 612
-92.40%
Public Transport Monthly Pass (Regular Price)
$14.81 ₾39.83
$83.2 ISK 10.2K
-82.19%
Taxi Start (Normal Tariff)
$1.48 ₾3.98
$6.31 ISK 772
-76.55%
Taxi (Normal Tariff) (1km)
$0.69 ₾1.86
$2.61 ISK 319
-73.56%
Taxi 1hour Waiting (Normal Tariff)
$7.45 ₾20.05
$87.5 ISK 10.7K
-91.49%
Gasoline (1 liter)
$1.15 ₾3.10
$2.51 ISK 308
-54.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.0K ₾48.4K
$47.6K ISK 5.8M
-62.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K ₾53.4K
$52.6K ISK 6.4M
-62.27%
🧾 Monthly Utilities & Internet
Tbilisi
Hafnarfjordur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.4 ₾198
$69.6 ISK 8,521
5.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.64 ₾31.32
$27.48 ISK 3,365
-57.64%
Internet (50+ Mbps, Unlimited Data)
$17.77 ₾47.79
$84.3 ISK 10.3K
-78.93%
🎉 Sport & Entertainment
Tbilisi
Hafnarfjordur
Difference
Gym Membership (Monthly)
$60.6 ₾163
$63.1 ISK 7,729
-4.04%
Tennis Court (1 Hour on Weekend)
$16.44 ₾44.21
-
-
Cinema Ticket
$6.51 ₾17.52
$16.36 ISK 2,003
-60.21%
🧸 Childcare & Education
Tbilisi
Hafnarfjordur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$263 ₾707
$318 ISK 38.9K
-17.42%
International Primary School, 1 Child (Yearly)
$5,136 ₾13.8K
$30.3K ISK 3.7M
-83.06%
👕👟 Clothing & Footwear
Tbilisi
Hafnarfjordur
Difference
Jeans (Levis 501 Or Similar)
$77.7 ₾209
$120 ISK 14.7K
-35.09%
Summer Dress (H&M, Zara, etc)
$44.39 ₾119
$60.6 ISK 7,421
-26.76%
Sport Shoes (Adidas, Nike)
$118 ₾317
$121 ISK 14.8K
-2.45%
Men's Leather Business Shoes
$114 ₾307
$263 ISK 32.3K
-56.67%
🏠 Accommodation & Living
Tbilisi
Hafnarfjordur
Difference
1-bedroom Apartment, City Center (Monthly)
$693 ₾1,865
$2,442 ISK 299.1K
-71.62%
1-bedroom Apartment, Outside City Center (Monthly)
$462 ₾1,244
$2,047 ISK 250.7K
-77.41%
3-bedroom Apartment, City Center (Monthly)
$1,337 ₾3,597
$3,209 ISK 393.0K
-58.34%
3-bedroom Apartment, Outside City Center (Monthly)
$779 ₾2,096
$2,523 ISK 308.9K
-69.12%
Buy Apartment in City Center (m2)
$2,530 ₾6,805
$6,916 ISK 846.8K
-63.42%
Buy Apartment Outside City Center (m2)
$1,430 ₾3,847
$7,027 ISK 860.4K
-79.65%
💵 Salaries & Financials
Tbilisi
Hafnarfjordur
Difference
Average Monthly Net Salary (After Tax)
$633 ₾1,702
$4,789 ISK 586.4K
-86.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
9.63
23.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: April 26, 2026

Last update for Hafnarfjordur: April 26, 2026

Cost Breakdown

A central one-bedroom costs $693 in Tbilisi versus $2,442 in Hafnarfjordur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 657% higher in Hafnarfjordur, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Tbilisi versus $145 in Hafnarfjordur. Monthly groceries follow the same trend: $206 vs $590 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Hafnarfjordur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tbilisi or Hafnarfjordur?
Hafnarfjordur costs about 210% more than Tbilisi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Tbilisi vs Hafnarfjordur?
For a comfortable life, plan on about $1,777 per month in Tbilisi and $5,501 in Hafnarfjordur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Tbilisi or Hafnarfjordur?
Rent is clearly cheaper in Tbilisi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Tbilisi compared to Hafnarfjordur?
Monthly expenses with rent come to $1,185 in Tbilisi and $3,667 in Hafnarfjordur. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Tbilisi vs Hafnarfjordur?
Public transport costs about 462% less in Tbilisi. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $2,000/month in Tbilisi or Hafnarfjordur?
A $2,000 monthly budget goes further in Tbilisi, where all-in costs run around $1,185, than in Hafnarfjordur at $3,667. In Tbilisi it covers expenses comfortably, while in Hafnarfjordur it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Tbilisi or Hafnarfjordur?
For digital nomads, it depends on budget. Tbilisi costs $1,185 versus $3,667 in Hafnarfjordur. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Tbilisi compared to Hafnarfjordur?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Tbilisi or Hafnarfjordur?
If budget matters most, go with Tbilisi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hafnarfjordur makes more sense. Both are solid long-term options with distinct trade-offs.

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