Cost of Living Comparison Between Hafnarfjordur and Tbilisi Cost of Living Comparison Between Hafnarfjordur and Tbilisi

Monthly Cost of Living

A single person spends $3,667 per month in Hafnarfjordur vs $1,185 in Tbilisi, rent included.

A couple spends around $5,242 per month in Hafnarfjordur vs $1,834 in Tbilisi, rent included.

A family of three spends $6,816 per month in Hafnarfjordur vs $2,483 in Tbilisi, rent included.

Hafnarfjordur costs about 210% more than Tbilisi, driven mainly by Groceries & Markets.

Hafnarfjordur sits 174% above the global median, while Tbilisi is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.49 ISK 3,243

$11.15 ₾30.00

137.58%

Three-Course Dinner for Two, Mid-Range

$145 ISK 17.7K

$43.13 ₾116

235.52%

Fast Food Meal (McDonalds, etc)

$15.93 ISK 1,950

$8.22 ₾22.11

93.80%

Cappuccino

$6.21 ISK 760

$3.13 ₾8.42

98.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.37 ISK 413

$0.74 ₾2.00

355.41%

Water (0.33 liter bottle)

$2.63 ISK 322

$0.45 ₾1.22

484.44%

Local Beer (0.5 liter draught)

$12.82 ISK 1,569

$2.13 ₾5.74

501.88%

Imported Beer (0.33 liter bottle)

$11.07 ISK 1,356

$2.99 ₾8.06

270.23%

Milk (1 liter)

$1.61 ISK 198

$1.89 ₾5.09

-14.81%

White Bread (500g)

$4.26 ISK 521

$0.73 ₾1.97

483.56%

Rice (white) (1kg)

$3.70 ISK 453

$1.85 ₾4.98

100.00%

Eggs

$6.29 ISK 770

$2.45 ₾6.58

156.73%

Local Cheese (1kg)

$18.50 ISK 2,265

$7.85 ₾21.12

135.67%

Chicken Fillets (1kg)

$24.21 ISK 2,965

$6.25 ₾16.82

287.36%

Beef Round Steak (1kg)

$42.07 ISK 5,151

$9.77 ₾26.28

330.60%

Apples (1kg)

$3.24 ISK 396

$1.21 ₾3.26

167.77%

Banana (1kg)

$2.40 ISK 294

$1.59 ₾4.28

50.94%

Oranges (1kg)

$3.00 ISK 367

$1.79 ₾4.81

67.60%

Tomato (1kg)

$4.93 ISK 603

$2.32 ₾6.25

112.50%

Potato (1kg)

$3.51 ISK 430

$0.71 ₾1.91

394.37%

Onion (1kg)

$2.32 ISK 285

$0.67 ₾1.81

246.27%

Lettuce (1 head)

$3.16 ISK 386

$1.18 ₾3.16

167.80%

Water (1.5 liter bottle)

$1.93 ISK 237

$0.71 ₾1.92

171.83%

Cigarettes 20 Pack (Marlboro, Camel)

$13.78 ISK 1,687

$2.92 ₾7.85

371.92%

Wine (Bottle)

$22.71 ISK 2,781

$7.25 ₾19.50

213.24%

Local Beer (0.5 liter bottle)

$3.71 ISK 454

$1.55 ₾4.17

139.35%

Imported Beer (0.33 liter bottle)

$3.32 ISK 406

$2.31 ₾6.21

43.72%

One-way Ticket (Public Transport)

$5.00 ISK 612

$0.38 ₾1.03

1215.79%

Public Transport Monthly Pass (Regular Price)

$83.2 ISK 10.2K

$14.81 ₾39.83

461.51%

Taxi Start (Normal Tariff)

$6.31 ISK 772

$1.48 ₾3.98

326.35%

Taxi (Normal Tariff) (1km)

$2.61 ISK 319

$0.69 ₾1.86

278.26%

Taxi 1hour Waiting (Normal Tariff)

$87.5 ISK 10.7K

$7.45 ₾20.05

1074.90%

Gasoline (1 liter)

$2.51 ISK 308

$1.15 ₾3.10

118.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.6K ISK 5.8M

$18.0K ₾48.4K

164.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$52.6K ISK 6.4M

$19.8K ₾53.4K

165.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.6 ISK 8,521

$73.4 ₾198

-5.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.48 ISK 3,365

$11.64 ₾31.32

136.08%

Internet (50+ Mbps, Unlimited Data)

$84.3 ISK 10.3K

$17.77 ₾47.79

374.51%

Gym Membership (Monthly)

$63.1 ISK 7,729

$60.6 ₾163

4.21%

Tennis Court (1 Hour on Weekend)

$16.44 ₾44.21

Cinema Ticket

$16.36 ISK 2,003

$6.51 ₾17.52

151.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 ISK 38.9K

$263 ₾707

21.09%

International Primary School, 1 Child (Yearly)

$30.3K ISK 3.7M

$5,136 ₾13.8K

490.20%

Jeans (Levis 501 Or Similar)

$120 ISK 14.7K

$77.7 ₾209

54.05%

Summer Dress (H&M, Zara, etc)

$60.6 ISK 7,421

$44.39 ₾119

36.54%

Sport Shoes (Adidas, Nike)

$121 ISK 14.8K

$118 ₾317

2.52%

Men's Leather Business Shoes

$263 ISK 32.3K

$114 ₾307

130.81%

1-bedroom Apartment, City Center (Monthly)

$2,442 ISK 299.1K

$693 ₾1,865

252.35%

1-bedroom Apartment, Outside City Center (Monthly)

$2,047 ISK 250.7K

$462 ₾1,244

342.74%

3-bedroom Apartment, City Center (Monthly)

$3,209 ISK 393.0K

$1,337 ₾3,597

140.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,523 ISK 308.9K

$779 ₾2,096

223.81%

Buy Apartment in City Center (m2)

$6,916 ISK 846.8K

$2,530 ₾6,805

173.39%

Buy Apartment Outside City Center (m2)

$7,027 ISK 860.4K

$1,430 ₾3,847

391.43%

Average Monthly Net Salary (After Tax)

$4,789 ISK 586.4K

$633 ₾1,702

657.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.63

11.89

-19.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hafnarfjordur: April 26, 2026

Last update for Tbilisi: April 26, 2026

Cost Breakdown

A central one-bedroom costs $2,442 in Hafnarfjordur versus $693 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 657% higher in Hafnarfjordur, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $145 in Hafnarfjordur versus $43.00 in Tbilisi. Monthly groceries follow the same trend: $590 vs $206 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hafnarfjordur vs Tbilisi: Cost of Living - Frequently Asked Questions

Hafnarfjordur costs about 210% more than Tbilisi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,501 per month in Hafnarfjordur and $1,777 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tbilisi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,667 in Hafnarfjordur and $1,185 in Tbilisi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 462% less in Tbilisi. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Tbilisi, where all-in costs run around $1,185, than in Hafnarfjordur at $3,667. In Tbilisi it covers expenses comfortably, while in Hafnarfjordur it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Tbilisi costs $1,185 versus $3,667 in Hafnarfjordur. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tbilisi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hafnarfjordur makes more sense. Both are solid long-term options with distinct trade-offs.