Last update: Oct 2026

Cost of Living Comparison Between Tauranga and Agana Heights

For one person, living is cheaper in Agana Heights: $1,006 a month against $2,123 in Tauranga, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Tauranga
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Tauranga Living Index

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Tauranga

🇳🇿 New Zealand

$2,123

/mo nomad

Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Tauranga and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tauranga and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,123 in Tauranga versus $1,006 in Agana Heights.

Tauranga $2,123
Agana Heights $1,006

Estimated couple costs with rent: $2,894 in Tauranga versus $1,356 in Agana Heights.

Tauranga $2,894
Agana Heights $1,356

Monthly costs for a family of three with rent: $3,666 in Tauranga versus $1,707 in Agana Heights.

Tauranga $3,666
Agana Heights $1,707

Living in Tauranga is roughly 111% more expensive than in Agana Heights, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tauranga is 57% above, Agana Heights is 25% below.

Meal at Budget Restaurant

$13.92 NZ$24.62

Three-Course Dinner for Two, Mid-Range

$67.2 NZ$119

Fast Food Meal (McDonalds, etc)

$8.85 NZ$15.66

Cappuccino

$3.39 NZ$6.00

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 NZ$3.23

Water (0.33 liter bottle)

$1.79 NZ$3.16

Local Beer (0.5 liter draught)

$4.53 NZ$8.02

Imported Beer (0.33 liter bottle)

$5.72 NZ$10.12

Milk (1 liter)

$1.96 NZ$3.47

$1.70 $1.70

15.29%

White Bread (500g)

$1.89 NZ$3.34

$4.65 $4.65

-59.35%

Rice (white) (1kg)

$1.60 NZ$2.83

$1.70 $1.70

-5.88%

Eggs

$6.16 NZ$10.90

$4.08 $4.08

50.98%

Local Cheese (1kg)

$8.02 NZ$14.19

$25.94 $25.94

-69.08%

Chicken Fillets (1kg)

$9.32 NZ$16.48

$6.60 $6.60

41.21%

Beef Round Steak (1kg)

$11.35 NZ$20.07

$17.90 $17.90

-36.59%

Apples (1kg)

$2.46 NZ$4.35

$3.99 $3.99

-38.35%

Banana (1kg)

$2.12 NZ$3.75

$1.20 $1.20

76.67%

Oranges (1kg)

$2.24 NZ$3.97

$1.92 $1.92

16.67%

Tomato (1kg)

$4.81 NZ$8.51

$6.72 $6.72

-28.42%

Potato (1kg)

$1.77 NZ$3.13

$2.82 $2.82

-37.23%

Onion (1kg)

$1.20 NZ$2.11

$2.85 $2.85

-57.89%

Lettuce (1 head)

$2.03 NZ$3.58

$4.07 $4.07

-50.12%

Water (1.5 liter bottle)

$1.09 NZ$1.93

$2.02 $2.02

-46.04%

Cigarettes 20 Pack (Marlboro, Camel)

$20.00 NZ$35.38

$9.81 $9.81

103.87%

Wine (Bottle)

$8.62 NZ$15.25

$12.18 $12.18

-29.23%

Local Beer (0.5 liter bottle)

$2.09 NZ$3.70

$1.84 $1.84

13.59%

Imported Beer (0.33 liter bottle)

$3.26 NZ$5.76

$1.54 $1.54

111.69%

One-way Ticket (Public Transport)

$1.71 NZ$3.03

$2.95 $2.95

-42.03%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

Taxi Start (Normal Tariff)

$2.27 NZ$4.01

$10.08 $10.08

-77.48%

Taxi (Normal Tariff) (1km)

$1.93 NZ$3.41

Taxi 1hour Waiting (Normal Tariff)

$31.43 NZ$55.6

Gasoline (1 liter)

$1.71 NZ$3.02

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K NZ$44.2K

$38.9K $38.9K

-35.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K NZ$38.3K

$35.7K $35.7K

-39.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 NZ$202

$339 $339

-66.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.75 NZ$47.31

$75.9 $75.9

-64.75%

Internet (50+ Mbps, Unlimited Data)

$50.3 NZ$89.0

$97.4 $97.4

-48.33%

Gym Membership (Monthly)

$55.1 NZ$97.5

Tennis Court (1 Hour on Weekend)

$16.97 NZ$30.00

Cinema Ticket

$11.16 NZ$19.74

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$717 NZ$1,268

International Primary School, 1 Child (Yearly)

$11.0K NZ$19.5K

Jeans (Levis 501 Or Similar)

$65.7 NZ$116

Summer Dress (H&M, Zara, etc)

$37.15 NZ$65.7

Sport Shoes (Adidas, Nike)

$90.5 NZ$160

Men's Leather Business Shoes

$108 NZ$191

1-bedroom Apartment, City Center (Monthly)

$1,083 NZ$1,914

1-bedroom Apartment, Outside City Center (Monthly)

$1,177 NZ$2,082

3-bedroom Apartment, City Center (Monthly)

$1,590 NZ$2,813

3-bedroom Apartment, Outside City Center (Monthly)

$1,449 NZ$2,563

Buy Apartment in City Center (m2)

$4,680 NZ$8,276

Buy Apartment Outside City Center (m2)

$2,247 NZ$3,974

Average Monthly Net Salary (After Tax)

$2,951 NZ$5,219

20-Year Fixed Mortgage Interest Rate (Annual %)

5.37

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tauranga: October 12, 2026

Last update for Agana Heights: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tauranga

$1.2K 55.5%

Agana Heights

–

Groceries & Markets

Tauranga

$295 13.9%

Agana Heights

–

Eating Out

Tauranga

$227 10.7%

Agana Heights

–

Monthly Utilities & Internet

Tauranga

$191 9%

Agana Heights

–

Clothing & Footwear

Tauranga

$136 6.4%

Agana Heights

–

Sport & Entertainment

Tauranga

$77 3.7%

Agana Heights

–

Getting Around

Tauranga

$19 * 0.9%

Agana Heights

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇳🇿 Tauranga

🇬🇺 Agana Heights

🕒 Local time

03:10 3:10 AM

00:10 12:10 AM

3 h behind Tauranga

🌤 Weather

👥 Population

155,200

3,940

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to NZD in detail →

On the map

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Between locations

Tauranga Agana Heights 6,570 km ≈ 9 h nonstop flight

From you

Tauranga
Agana Heights

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tauranga vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 111% lower than in Tauranga. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $3,184 in Tauranga and $1,509 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Tauranga pay roughly 39% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,123 per month in Tauranga versus $1,006 in Agana Heights – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,006 in Agana Heights versus $2,123 in Tauranga, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Tauranga. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tauranga and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 111% less than in Tauranga. Beyond cost, consider language, visa policies, and how big the international community is in each city.