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Cost of Living Comparison Between Tarnow and Ubud, Bali Cost of Living Comparison Between Tarnow and Ubud, Bali

😐 Solo nomad: Tarnow is 25.1% more expensive than Ubud, Bali without rent, and 62.4% more expensive with rent.
😐 Family of 3: Tarnow is 14.5% more expensive than Ubud, Bali without rent, and 38.6% more expensive with rent.
Currency
🍽 Eating Out
Tarnow
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.22 zł 33.58
$2.85 Rp 47.5K
223.51%
Three-Course Dinner for Two, Mid-Range
$26.64 zł 97
$12.26 Rp 204.3K
117.29%
Fast Food Meal (McDonalds, etc)
$6.77 zł 24.66
$3.28 Rp 54.6K
106.40%
Cappuccino
$2.69 zł 9.79
$2.3 Rp 38.3K
16.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 zł 7.53
$1.11 Rp 18.5K
86.49%
Water (0.33 liter bottle)
$1.4 zł 5.09
$0.26 Rp 4,324
438.46%
Local Beer (0.5 liter draught)
$3.01 zł 10.97
$2.4 Rp 40K
25.42%
Imported Beer (0.33 liter bottle)
$3.62 zł 13.19
$3.15 Rp 52.5K
14.92%
🛒 Groceries & Markets
Tarnow
Ubud, Bali
Difference
Milk (1 liter)
$1 zł 3.65
$1.49 Rp 24.9K
-32.89%
White Bread (500g)
$1.23 zł 4.5
$1.65 Rp 27.5K
-25.45%
Rice (white) (1kg)
$1.38 zł 5.02
$1.13 Rp 18.9K
22.12%
Eggs
$2.54 zł 9.26
$2.33 Rp 38.9K
9.01%
Local Cheese (1kg)
$7.86 zł 28.63
$13.7 Rp 228.3K
-42.63%
Chicken Fillets (1kg)
$6.56 zł 23.91
$3.97 Rp 66.2K
65.24%
Beef Round Steak (1kg)
$9.84 zł 35.84
$11.22 Rp 187K
-12.30%
Apples (1kg)
$0.77 zł 2.82
$3.48 Rp 57.9K
-77.87%
Banana (1kg)
$1.57 zł 5.7
$1.5 Rp 25K
4.67%
Oranges (1kg)
$1.33 zł 4.83
$2.68 Rp 44.6K
-50.37%
Tomato (1kg)
$2.23 zł 8.14
$1.35 Rp 22.5K
65.19%
Potato (1kg)
$0.78 zł 2.82
$1.57 Rp 26.2K
-50.32%
Onion (1kg)
$1.07 zł 3.91
$2.1 Rp 34.9K
-49.05%
Lettuce (1 head)
$1.12 zł 4.07
$1.03 Rp 17.1K
8.74%
Water (1.5 liter bottle)
$0.6 zł 2.19
$0.57 Rp 9,488
5.26%
Cigarettes 20 Pack (Marlboro, Camel)
$4.72 zł 17.2
$2.31 Rp 38.5K
104.33%
Wine (Bottle)
$7.57 zł 27.56
$15.21 Rp 253.5K
-50.23%
Local Beer (0.5 liter bottle)
$0.95 zł 3.46
$2.49 Rp 41.5K
-61.85%
Imported Beer (0.33 liter bottle)
$1.47 zł 5.37
$2.66 Rp 44.3K
-44.74%
🚌 Getting Around
Tarnow
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.08 zł 3.93
$0.29 Rp 4,911
272.41%
Public Transport Monthly Pass (Regular Price)
$32.26 zł 118
$10.03 Rp 167.1K
221.64%
Taxi Start (Normal Tariff)
$1.34 zł 4.87
$0.45 Rp 7,480
197.78%
Taxi (Normal Tariff) (1km)
$0.52 zł 1.91
$0.34 Rp 5,748
52.94%
Taxi 1hour Waiting (Normal Tariff)
$13.43 zł 48.93
$5.97 Rp 99.4K
124.96%
Gasoline (1 liter)
$1.71 zł 6.23
$0.75 Rp 12.4K
128.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K zł 124.5K
$25.8K Rp 430.2M
32.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K zł 89.4K
$31.7K Rp 528.9M
-22.64%
🧾 Monthly Utilities & Internet
Tarnow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$259 zł 942
$64.6 Rp 1.1M
300.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.49 zł 27.28
$4.14 Rp 69K
80.92%
Internet (50+ Mbps, Unlimited Data)
$16.51 zł 60.1
$23.99 Rp 399.7K
-31.18%
🎉 Sport & Entertainment
Tarnow
Ubud, Bali
Difference
Gym Membership (Monthly)
$27.02 zł 98.4
$23.29 Rp 388.1K
16.02%
Tennis Court (1 Hour on Weekend)
$12.03 zł 43.81
$6.19 Rp 103.1K
94.35%
Cinema Ticket
$4.98 zł 18.13
$3.45 Rp 57.5K
44.35%
🧸 Childcare & Education
Tarnow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$323 zł 1,177
$91.9 Rp 1.5M
251.63%
International Primary School, 1 Child (Yearly)
$4,855 zł 17.7K
$5,912 Rp 98.5M
-17.88%
👕👟 Clothing & Footwear
Tarnow
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$84 zł 306
$51.5 Rp 857.6K
63.28%
Summer Dress (H&M, Zara, etc)
$26.68 zł 97.2
$24.45 Rp 407.3K
9.12%
Sport Shoes (Adidas, Nike)
$82 zł 299
$84.4 Rp 1.4M
-2.75%
Men's Leather Business Shoes
$118 zł 429
$74.3 Rp 1.2M
58.57%
🏠 Accommodation & Living
Tarnow
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$470 zł 1,710
$261 Rp 4.4M
79.71%
1-bedroom Apartment, Outside City Center (Monthly)
$366 zł 1,333
$160 Rp 2.7M
129.33%
3-bedroom Apartment, City Center (Monthly)
$643 zł 2,343
$585 Rp 9.7M
9.97%
3-bedroom Apartment, Outside City Center (Monthly)
$494 zł 1,800
$328 Rp 5.5M
50.53%
Buy Apartment in City Center (m2)
$2,877 zł 10.5K
$985 Rp 16.4M
192.03%
Buy Apartment Outside City Center (m2)
$1,850 zł 6,737
$847 Rp 14.1M
118.42%
💵 Salaries & Financials
Tarnow
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,059 zł 3,855
$178 Rp 3M
494.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
13.28
-52.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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