Cost of Living Comparison Between Tarnow and Ubud, Bali Cost of Living Comparison Between Tarnow and Ubud, Bali

😐 Solo nomad: Tarnow is 9.4% more expensive than Ubud, Bali without rent, and 16.5% cheaper with rent.
🙂 Family of 3: Tarnow is 12.7% cheaper than Ubud, Bali without rent, and 42.1% cheaper with rent.
Currency
🍽 Eating Out
Tarnow
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.42 zł 34.76
$3.47 Rp 58.5K
171.47%
Three-Course Dinner for Two, Mid-Range
$26.80 zł 98.9
$32.10 Rp 542.1K
-16.51%
Fast Food Meal (McDonalds, etc)
$6.76 zł 24.93
$4.86 Rp 82.1K
39.09%
Cappuccino
$2.66 zł 9.81
$2.82 Rp 47.7K
-5.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.18 zł 8.04
$1.37 Rp 23.2K
59.12%
Water (0.33 liter bottle)
$1.39 zł 5.13
$0.73 Rp 12.3K
90.41%
Local Beer (0.5 liter draught)
$2.91 zł 10.75
$2.90 Rp 48.9K
0.34%
Imported Beer (0.33 liter bottle)
$3.74 zł 13.80
$3.92 Rp 66.1K
-4.59%
🛒 Groceries & Markets
Tarnow
Ubud, Bali
Difference
Milk (1 liter)
$0.99 zł 3.67
$1.74 Rp 29.4K
-43.10%
White Bread (500g)
$1.24 zł 4.59
$2.44 Rp 41.3K
-49.18%
Rice (white) (1kg)
$1.33 zł 4.91
$1.17 Rp 19.7K
13.68%
Eggs
$2.68 zł 9.88
$2.35 Rp 39.7K
14.04%
Local Cheese (1kg)
$7.78 zł 28.72
$14.78 Rp 249.6K
-47.36%
Chicken Fillets (1kg)
$6.45 zł 23.78
$4.25 Rp 71.8K
51.76%
Beef Round Steak (1kg)
$9.59 zł 35.38
$12.21 Rp 206.2K
-21.46%
Apples (1kg)
$0.84 zł 3.10
$3.72 Rp 62.8K
-77.42%
Banana (1kg)
$1.60 zł 5.90
$1.56 Rp 26.3K
2.56%
Oranges (1kg)
$1.39 zł 5.15
$2.69 Rp 45.5K
-48.33%
Tomato (1kg)
$2.19 zł 8.09
$2.34 Rp 39.4K
-6.41%
Potato (1kg)
$0.79 zł 2.93
$2.00 Rp 33.8K
-60.50%
Onion (1kg)
$1.06 zł 3.93
$2.31 Rp 39.0K
-54.11%
Lettuce (1 head)
$1.10 zł 4.06
$1.01 Rp 17.1K
8.91%
Water (1.5 liter bottle)
$0.62 zł 2.27
$0.73 Rp 12.3K
-15.07%
Cigarettes 20 Pack (Marlboro, Camel)
$4.69 zł 17.32
$3.31 Rp 56.0K
41.69%
Wine (Bottle)
$7.21 zł 26.59
$25.14 Rp 424.6K
-71.32%
Local Beer (0.5 liter bottle)
$0.94 zł 3.47
$2.90 Rp 48.9K
-67.59%
Imported Beer (0.33 liter bottle)
$1.48 zł 5.47
$2.77 Rp 46.8K
-46.57%
🚌 Getting Around
Tarnow
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.90
$0.27 Rp 4,530
292.59%
Public Transport Monthly Pass (Regular Price)
$32.09 zł 118
$8.26 Rp 139.5K
288.50%
Taxi Start (Normal Tariff)
$1.33 zł 4.90
$0.45 Rp 7,641
195.56%
Taxi (Normal Tariff) (1km)
$0.51 zł 1.90
$0.42 Rp 7,135
21.43%
Taxi 1hour Waiting (Normal Tariff)
$13.83 zł 51.0
$6.26 Rp 105.6K
120.93%
Gasoline (1 liter)
$1.69 zł 6.25
$0.86 Rp 14.6K
96.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K zł 124.0K
$25.9K Rp 437.2M
29.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K zł 90.3K
$31.9K Rp 538.6M
-23.29%
🧾 Monthly Utilities & Internet
Tarnow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$252 zł 931
$80.8 Rp 1.4M
212.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.82 zł 28.85
$3.98 Rp 67.1K
96.48%
Internet (50+ Mbps, Unlimited Data)
$16.14 zł 59.6
$23.55 Rp 397.6K
-31.46%
🎉 Sport & Entertainment
Tarnow
Ubud, Bali
Difference
Gym Membership (Monthly)
$26.67 zł 98.4
$97.3 Rp 1.6M
-72.58%
Tennis Court (1 Hour on Weekend)
$12.19 zł 44.98
$6.42 Rp 108.4K
89.88%
Cinema Ticket
$4.79 zł 17.67
$4.16 Rp 70.3K
15.14%
🧸 Childcare & Education
Tarnow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$324 zł 1,194
$294 Rp 5.0M
10.02%
International Primary School, 1 Child (Yearly)
$4,738 zł 17.5K
$6,548 Rp 110.6M
-27.65%
👕👟 Clothing & Footwear
Tarnow
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$83.9 zł 309
$54.2 Rp 914.7K
54.81%
Summer Dress (H&M, Zara, etc)
$27.38 zł 101
$37.95 Rp 640.8K
-27.85%
Sport Shoes (Adidas, Nike)
$82.6 zł 305
$88.1 Rp 1.5M
-6.21%
Men's Leather Business Shoes
$122 zł 449
$78.1 Rp 1.3M
55.86%
🏠 Accommodation & Living
Tarnow
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$454 zł 1,677
$995 Rp 16.8M
-54.34%
1-bedroom Apartment, Outside City Center (Monthly)
$363 zł 1,339
$668 Rp 11.3M
-45.65%
3-bedroom Apartment, City Center (Monthly)
$641 zł 2,364
$3,391 Rp 57.3M
-81.11%
3-bedroom Apartment, Outside City Center (Monthly)
$487 zł 1,798
$2,080 Rp 35.1M
-76.57%
Buy Apartment in City Center (m2)
$2,842 zł 10.5K
$3,037 Rp 51.3M
-6.43%
Buy Apartment Outside City Center (m2)
$1,890 zł 6,974
$2,378 Rp 40.2M
-20.54%
💵 Salaries & Financials
Tarnow
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,092 zł 4,031
$180 Rp 3.0M
508.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
13.28
-52.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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