Last update: Oct 2026

Cost of Living Comparison Between Tarneit and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,519 in Tarneit, rent and utilities included – about $14,000 less a year. Rent and utilities account for about half of the difference.

122

Cost of Living Index in Tarneit
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Tarneit Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tarneit

🇦🇺 Australia

$2,519

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarneit and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarneit and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,519 in Tarneit versus $1,349 in Ubud, Bali.

Tarneit $2,519
Ubud, Bali $1,349

Estimated couple costs with rent: $3,640 in Tarneit versus $2,305 in Ubud, Bali.

Tarneit $3,640
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,760 in Tarneit versus $3,261 in Ubud, Bali.

Tarneit $4,760
Ubud, Bali $3,261

Living in Tarneit is roughly 87% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.61 A$25.03

$3.32 Rp 60.2K

430.42%

Three-Course Dinner for Two, Mid-Range

$84.9 A$121

$35.64 Rp 646.0K

138.16%

Fast Food Meal (McDonalds, etc)

$12.17 A$17.30

$5.53 Rp 100.3K

120.07%

Cappuccino

$4.02 A$5.71

$2.72 Rp 49.3K

47.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 A$4.36

$1.70 Rp 30.8K

80.00%

Water (0.33 liter bottle)

$2.48 A$3.53

$0.76 Rp 13.8K

226.32%

Local Beer (0.5 liter draught)

$9.61 A$13.67

$2.65 Rp 48.1K

262.64%

Imported Beer (0.33 liter bottle)

$8.45 A$12.01

$4.38 Rp 79.4K

92.92%

Milk (1 liter)

$0.87 A$1.23

$1.49 Rp 27.0K

-41.61%

White Bread (500g)

$1.24 A$1.77

$2.28 Rp 41.3K

-45.61%

Rice (white) (1kg)

$1.37 A$1.94

$1.19 Rp 21.6K

15.13%

Eggs

$5.16 A$7.34

$2.04 Rp 36.9K

152.94%

Local Cheese (1kg)

$10.41 A$14.80

$17.70 Rp 320.8K

-41.19%

Chicken Fillets (1kg)

$9.89 A$14.06

$3.96 Rp 71.8K

149.75%

Beef Round Steak (1kg)

$14.98 A$21.30

$12.19 Rp 221.0K

22.89%

Apples (1kg)

$4.17 A$5.93

$3.66 Rp 66.3K

13.93%

Banana (1kg)

$3.13 A$4.45

$1.52 Rp 27.5K

105.92%

Oranges (1kg)

$3.11 A$4.43

$2.23 Rp 40.4K

39.46%

Tomato (1kg)

$4.86 A$6.91

$1.97 Rp 35.8K

146.70%

Potato (1kg)

$3.08 A$4.38

$1.85 Rp 33.5K

66.49%

Onion (1kg)

$2.47 A$3.52

$2.42 Rp 43.9K

2.07%

Lettuce (1 head)

$2.46 A$3.50

$0.99 Rp 17.9K

148.48%

Water (1.5 liter bottle)

$1.57 A$2.24

$0.51 Rp 9,306

207.84%

Cigarettes 20 Pack (Marlboro, Camel)

$45.03 A$64.0

$2.22 Rp 40.3K

1928.38%

Wine (Bottle)

$12.54 A$17.83

$22.24 Rp 403.1K

-43.62%

Local Beer (0.5 liter bottle)

$5.71 A$8.11

$2.26 Rp 41.0K

152.65%

Imported Beer (0.33 liter bottle)

$5.29 A$7.53

$2.97 Rp 53.8K

78.11%

One-way Ticket (Public Transport)

$2.78 A$3.96

$0.25 Rp 4,550

1012.00%

Public Transport Monthly Pass (Regular Price)

$94.4 A$134

$7.82 Rp 141.8K

1107.03%

Taxi Start (Normal Tariff)

$4.43 A$6.29

$0.44 Rp 7,967

906.82%

Taxi (Normal Tariff) (1km)

$1.37 A$1.95

$0.43 Rp 7,796

218.60%

Taxi 1hour Waiting (Normal Tariff)

$30.03 A$42.69

$5.41 Rp 98.0K

455.08%

Gasoline (1 liter)

$1.42 A$2.01

$0.82 Rp 15.0K

73.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K A$42.5K

$23.8K Rp 432.1M

25.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K A$37.5K

$31.7K Rp 575.5M

-16.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 A$253

$79.1 Rp 1.4M

124.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.26 A$40.18

$6.45 Rp 116.8K

338.14%

Internet (50+ Mbps, Unlimited Data)

$56.9 A$80.9

$18.58 Rp 336.7K

206.24%

Gym Membership (Monthly)

$56.8 A$80.7

$49.48 Rp 896.9K

14.69%

Tennis Court (1 Hour on Weekend)

$16.11 A$22.90

$17.65 Rp 319.9K

-8.73%

Cinema Ticket

$17.30 A$24.59

$4.27 Rp 77.5K

305.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,489 A$3,538

$491 Rp 8.9M

407.30%

International Primary School, 1 Child (Yearly)

$30.0K A$42.6K

$5,674 Rp 102.8M

428.28%

Jeans (Levis 501 Or Similar)

$80.4 A$114

$44.64 Rp 809.1K

80.00%

Summer Dress (H&M, Zara, etc)

$50.6 A$71.9

$34.95 Rp 633.5K

44.72%

Sport Shoes (Adidas, Nike)

$120 A$171

$79.9 Rp 1.4M

50.11%

Men's Leather Business Shoes

$131 A$187

$79.4 Rp 1.4M

65.42%

1-bedroom Apartment, City Center (Monthly)

$1,380 A$1,962

$1,125 Rp 20.4M

22.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,207 A$1,716

$671 Rp 12.2M

79.77%

3-bedroom Apartment, City Center (Monthly)

$2,347 A$3,337

$3,565 Rp 64.6M

-34.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,797 A$2,555

$1,723 Rp 31.2M

4.27%

Buy Apartment in City Center (m2)

$6,047 A$8,598

$2,732 Rp 49.5M

121.39%

Buy Apartment Outside City Center (m2)

$4,601 A$6,542

$2,284 Rp 41.4M

101.45%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarneit: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarneit

$1.2K 47.9%

Ubud, Bali

$672 49.8% 44.4% $536

Groceries & Markets

Tarneit

$356 14.1%

Ubud, Bali

$288 21.4% 19% $68

Eating Out

Tarneit

$313 12.4%

Ubud, Bali

$108 8% 65.6% $205

Monthly Utilities & Internet

Tarneit

$263 10.4%

Ubud, Bali

$104 7.7% 60.4% $159

Clothing & Footwear

Tarneit

$172 6.8%

Ubud, Bali

$108 8% 37.5% $64

Getting Around

Tarneit

$117 4.6%

Ubud, Bali

$11 0.9% 90.2% $105

Sport & Entertainment

Tarneit

$91 3.6%

Ubud, Bali

$58 4.3% 36.5% $33

Cost Breakdown

A one-bedroom apartment in the center runs $1,380 in Tarneit and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Tarneit vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $356 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Tarneit

🇮🇩 Ubud, Bali

🕒 Local time

04:12 4:12 AM

01:12 1:12 AM

3 h behind Tarneit

🌤 Weather

👥 Population

34,562

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Between locations

Tarneit Ubud, Bali 4,400 km ≈ 6 h nonstop flight

From you

Tarneit
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarneit vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 46% cheaper overall, especially in eating out, transport, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,779 in Tarneit and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,380 in Tarneit versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Tarneit. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $85 in Tarneit. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tarneit and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Tarneit. Beyond cost, consider language, visa policies, and how big the international community is in each city.