😐Monthly costs for one person with rent: $621 in Tarlac City versus $608 in Villavicencio.
🙂Estimated couple costs with rent: $954 in Tarlac City versus $1,034 in Villavicencio.
🙂Monthly costs for a family of three with rent: $1,286 in Tarlac City versus $1,459 in Villavicencio.
😐Living in Tarlac City is roughly 2% more expensive than Villavicencio, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Tarlac City54% lower, Villavicencio55% lower.
Currency
🍽 Eating Out
Tarlac City
Villavicencio
Difference
Meal at Budget Restaurant
$2.70₱166
$2.94COP 10.5K
-8.16%
Three-Course Dinner for Two, Mid-Range
$14.96₱922
$21.86COP 78.1K
-31.56%
Fast Food Meal(McDonalds, etc)
$3.51₱216
$5.95COP 21.2K
-41.01%
Cappuccino
$1.57₱96.7
$1.22COP 4,373
28.69%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.87₱53.4
$0.82COP 2,940
6.10%
Water(0.33 liter bottle)
$0.26₱15.95
$0.58COP 2,054
-55.17%
Local Beer(0.5 liter draught)
$0.99₱60.8
$1.06COP 3,795
-6.60%
Imported Beer(0.33 liter bottle)
$1.72₱106
$1.68COP 5,984
2.38%
🛒 Groceries & Markets
Tarlac City
Villavicencio
Difference
Milk(1 liter)
$1.66₱103
$1.01COP 3,624
64.36%
White Bread(500g)
$1.54₱95.3
$1.21COP 4,304
27.27%
Rice(white)(1kg)
$0.98₱60.7
$0.91COP 3,262
7.69%
Eggs
$2.02₱124
$1.98COP 7,081
2.02%
Local Cheese(1kg)
$9.07₱560
$4.79COP 17.1K
89.35%
Chicken Fillets(1kg)
$3.21₱198
$5.02COP 17.9K
-36.06%
Beef Round Steak(1kg)
$5.91₱365
$7.29COP 26.0K
-18.93%
Apples(1kg)
$2.89₱178
$2.46COP 8,793
17.48%
Banana(1kg)
$1.62₱99.6
$0.80COP 2,853
102.50%
Oranges(1kg)
$2.15₱132
$1.31COP 4,695
64.12%
Tomato(1kg)
$1.52₱94.0
$1.28COP 4,576
18.75%
Potato(1kg)
$1.45₱89.2
$1.11COP 3,978
30.63%
Onion(1kg)
$1.18₱72.9
$1.12COP 3,988
5.36%
Lettuce(1 head)
$0.92₱56.9
$0.70COP 2,490
31.43%
Water(1.5 liter bottle)
$0.90₱55.4
$0.68COP 2,425
32.35%
Cigarettes 20 Pack(Marlboro, Camel)
$2.78₱171
$2.41COP 8,601
15.35%
Wine(Bottle)
$3.76₱232
$10.64COP 38.0K
-64.66%
Local Beer(0.5 liter bottle)
$0.83₱50.9
$0.88COP 3,126
-5.68%
Imported Beer(0.33 liter bottle)
$1.56₱96.5
$1.57COP 5,603
-0.64%
🚌 Getting Around
Tarlac City
Villavicencio
Difference
One-way Ticket(Public Transport)
$0.28₱17.30
$0.62COP 2,217
-54.84%
Public Transport Monthly Pass(Regular Price)
$7.93₱489
$9.40COP 33.6K
-15.64%
Taxi Start(Normal Tariff)
$0.84₱51.7
$1.44COP 5,141
-41.67%
Taxi(Normal Tariff)(1km)
$0.22₱13.50
$1.37COP 4,909
-83.94%
Taxi 1hour Waiting(Normal Tariff)
$2.11₱130
$6.21COP 22.2K
-66.02%
Gasoline(1 liter)
$1.15₱71.0
$0.98COP 3,515
17.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K₱1.8M
$12.3KCOP 43.9M
133.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K₱1.2M
$16.8KCOP 60.1M
17.06%
🧾 Monthly Utilities & Internet
Tarlac City
Villavicencio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101₱6,199
$32.67COP 116.7K
207.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.85₱977
$10.93COP 39.0K
45.01%
Internet(50+ Mbps, Unlimited Data)
$26.78₱1,651
$23.09COP 82.5K
15.98%
🎉 Sport & Entertainment
Tarlac City
Villavicencio
Difference
Gym Membership(Monthly)
$44.51₱2,745
$24.95COP 89.1K
78.40%
Tennis Court(1 Hour on Weekend)
$17.48₱1,078
$17.21COP 61.5K
1.57%
Cinema Ticket
$6.27₱387
$3.64COP 13.0K
72.25%
🧸 Childcare & Education
Tarlac City
Villavicencio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$170₱10.5K
$242COP 862.9K
-29.58%
International Primary School, 1 Child(Yearly)
$14.0K₱866.1K
$8,460COP 30.2M
66.02%
👕👟 Clothing & Footwear
Tarlac City
Villavicencio
Difference
Jeans(Levis 501 Or Similar)
$46.32₱2,856
$55.2COP 197.0K
-16.01%
Summer Dress(H&M, Zara, etc)
$26.53₱1,636
$32.12COP 114.7K
-17.40%
Sport Shoes(Adidas, Nike)
$50.4₱3,109
$71.0COP 253.6K
-29.02%
Men's Leather Business Shoes
$37.32₱2,301
$67.1COP 239.7K
-44.41%
🏠 Accommodation & Living
Tarlac City
Villavicencio
Difference
1-bedroom Apartment, City Center(Monthly)
$131₱8,057
$148COP 527.2K
-11.49%
1-bedroom Apartment, Outside City Center(Monthly)
$103₱6,333
$139COP 495.0K
-25.90%
3-bedroom Apartment, City Center(Monthly)
$268₱16.5K
$412COP 1.5M
-34.94%
3-bedroom Apartment, Outside City Center(Monthly)
$176₱10.9K
$382COP 1.4M
-53.83%
Buy Apartment in City Center(m2)
$372₱23.0K
-
-
Buy Apartment Outside City Center(m2)
$294₱18.1K
-
-
💵 Salaries & Financials
Tarlac City
Villavicencio
Difference
Average Monthly Net Salary(After Tax)
$212₱13.1K
$378COP 1.3M
-43.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.17
12.93
-52.28%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tarlac City: May 30, 2026
Last update for Villavicencio: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $131 in Tarlac City and $148 in Villavicencio. Housing cost is often the main lever when comparing two cities.
💰Villavicencio pays 78% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $15.00 in Tarlac City vs $22.00 in Villavicencio. Groceries flip the comparison at $181 vs $169, with Villavicencio cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarlac City vs Villavicencio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tarlac City or Villavicencio?
Villavicencio wins on cost – living expenses run 2% lower than in Tarlac City. Housing and daily spending are where you'll feel the difference most, making Villavicencio the obvious pick if budget is a priority.
Are salaries higher in Tarlac City or Villavicencio?
On paper, Villavicencio earns 78% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Tarlac City vs Villavicencio?
Rent for a central apartment: $131 in Tarlac City versus $148 in Villavicencio. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Tarlac City vs Villavicencio?
Dining out is cheaper in Villavicencio – a meal for two runs $22.00 versus $15.00 in Tarlac City. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Tarlac City compared to Villavicencio?
All in, you'll spend $621 per month in Tarlac City versus $608 in Villavicencio – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Tarlac City or Villavicencio?
Either city works on $800 a month, though Villavicencio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Tarlac City or Villavicencio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Tarlac City compared to Villavicencio?
Safety-wise, Tarlac City and Villavicencio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Villavicencio gentler on the wallet – expenses run 2% less than in Tarlac City. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Tarlac City vs other spots: cost of living compared