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Cost of Living Comparison Between Tarlac City and Ho Chi Minh City (Saigon) Cost of Living Comparison Between Tarlac City and Ho Chi Minh City (Saigon)

🙂 Solo nomad: Tarlac City is 1.9% cheaper than Ho Chi Minh City (Saigon) without rent, and 24.1% cheaper with rent.
😐 Family of 3: Tarlac City is 4.4% more expensive than Ho Chi Minh City (Saigon) without rent, and 29.6% cheaper with rent.
Currency
🍽 Eating Out
Tarlac City
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$2.71 ₱158
$1.99 ₫52.3K
36.18%
Three-Course Dinner for Two, Mid-Range
$14.82 ₱865
$23.49 ₫618.7K
-36.91%
Fast Food Meal (McDonalds, etc)
$3.58 ₱209
$4.65 ₫122.4K
-23.01%
Cappuccino
$1.63 ₱95.1
$1.79 ₫47.2K
-8.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₱47.44
$0.5 ₫13.2K
62.00%
Water (0.33 liter bottle)
$0.26 ₱15.02
$0.28 ₫7,330
-7.14%
Local Beer (0.5 liter draught)
$0.93 ₱54.5
$1 ₫26.2K
-7.00%
Imported Beer (0.33 liter bottle)
$1.75 ₱102
$1.55 ₫40.9K
12.90%
🛒 Groceries & Markets
Tarlac City
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.57 ₱91.8
$1.48 ₫38.9K
6.08%
White Bread (500g)
$1.51 ₱88.2
$0.98 ₫25.9K
54.08%
Rice (white) (1kg)
$1 ₱58.1
$0.99 ₫26.1K
1.01%
Eggs
$2.04 ₱119
$1.4 ₫37K
45.71%
Local Cheese (1kg)
$9.12 ₱532
$11.82 ₫311.4K
-22.84%
Chicken Fillets (1kg)
$3.13 ₱183
$3.74 ₫98.5K
-16.31%
Beef Round Steak (1kg)
$6.23 ₱363
$10.52 ₫277.1K
-40.78%
Apples (1kg)
$2.97 ₱173
$2.78 ₫73.3K
6.83%
Banana (1kg)
$1.62 ₱94.8
$1.15 ₫30.4K
40.87%
Oranges (1kg)
$2.08 ₱121
$1.35 ₫35.6K
54.07%
Tomato (1kg)
$1.48 ₱86.3
$1.13 ₫29.7K
30.97%
Potato (1kg)
$1.42 ₱82.9
$1.12 ₫29.6K
26.79%
Onion (1kg)
$1.17 ₱68.1
$1.19 ₫31.2K
-1.68%
Lettuce (1 head)
$0.93 ₱54.5
$0.76 ₫20K
22.37%
Water (1.5 liter bottle)
$0.82 ₱48.13
$0.48 ₫12.6K
70.83%
Cigarettes 20 Pack (Marlboro, Camel)
$2.9 ₱169
$1.23 ₫32.4K
135.77%
Wine (Bottle)
$4.09 ₱238
$12.96 ₫341.3K
-68.44%
Local Beer (0.5 liter bottle)
$0.82 ₱48.03
$0.86 ₫22.7K
-4.65%
Imported Beer (0.33 liter bottle)
$1.58 ₱92
$1.48 ₫39K
6.76%
🚌 Getting Around
Tarlac City
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.28 ₱16.41
$0.26 ₫6,812
7.69%
Public Transport Monthly Pass (Regular Price)
$8.16 ₱476
$10.64 ₫280.2K
-23.31%
Taxi Start (Normal Tariff)
$0.77 ₱44.77
$0.66 ₫17.4K
16.67%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.02
$0.64 ₫17K
-62.50%
Taxi 1hour Waiting (Normal Tariff)
$2.18 ₱127
$2.99 ₫78.8K
-27.09%
Gasoline (1 liter)
$1.17 ₱68.1
$0.83 ₫21.8K
40.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K ₱1.6M
$36.9K ₫972M
-23.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K ₱1.1M
$33.7K ₫886.9M
-43.12%
🧾 Monthly Utilities & Internet
Tarlac City
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.5 ₱5,805
$84 ₫2.2M
18.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.68 ₱915
$5.75 ₫151.5K
172.70%
Internet (50+ Mbps, Unlimited Data)
$26.65 ₱1,556
$9.23 ₫243.2K
188.73%
🎉 Sport & Entertainment
Tarlac City
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$44.79 ₱2,614
$20.76 ₫546.7K
115.75%
Tennis Court (1 Hour on Weekend)
$17.58 ₱1,026
$9.18 ₫241.8K
91.50%
Cinema Ticket
$6.03 ₱352
$4.12 ₫108.5K
46.36%
🧸 Childcare & Education
Tarlac City
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$165 ₱9,656
$272 ₫7.2M
-39.23%
International Primary School, 1 Child (Yearly)
$13.9K ₱812.7K
$13.8K ₫364.6M
0.60%
👕👟 Clothing & Footwear
Tarlac City
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$45.41 ₱2,650
$42.07 ₫1.1M
7.94%
Summer Dress (H&M, Zara, etc)
$26.45 ₱1,544
$27.25 ₫717.9K
-2.94%
Sport Shoes (Adidas, Nike)
$51.5 ₱3,005
$98.4 ₫2.6M
-47.65%
Men's Leather Business Shoes
$37.47 ₱2,187
$87.8 ₫2.3M
-57.33%
🏠 Accommodation & Living
Tarlac City
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$127 ₱7,393
$529 ₫13.9M
-76.08%
1-bedroom Apartment, Outside City Center (Monthly)
$102 ₱5,928
$299 ₫7.9M
-66.07%
3-bedroom Apartment, City Center (Monthly)
$263 ₱15.3K
$1,106 ₫29.1M
-76.27%
3-bedroom Apartment, Outside City Center (Monthly)
$181 ₱10.5K
$651 ₫17.2M
-72.28%
Buy Apartment in City Center (m2)
$396 ₱23.1K
$4,055 ₫106.8M
-90.22%
Buy Apartment Outside City Center (m2)
$312 ₱18.2K
$1,876 ₫49.4M
-83.36%
💵 Salaries & Financials
Tarlac City
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
$228 ₱13.3K
$499 ₫13.1M
-54.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.17
9.14
-32.49%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarlac City: November 30, 2025

Last update for Ho Chi Minh City (Saigon): November 30, 2025

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