Last update: Oct 2026

Cost of Living Comparison Between Tanjung Pinang and Cebu

For one person, living is cheaper in Tanjung Pinang: $639 a month against $915 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Tanjung Pinang
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Tanjung Pinang Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Tanjung Pinang

🇮🇩 Indonesia

$639

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Tanjung Pinang and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tanjung Pinang and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $639 in Tanjung Pinang versus $915 in Cebu.

Tanjung Pinang $639
Cebu $915

Estimated couple costs with rent: $987 in Tanjung Pinang versus $1,418 in Cebu.

Tanjung Pinang $987
Cebu $1,418

Monthly costs for a family of three with rent: $1,335 in Tanjung Pinang versus $1,921 in Cebu.

Tanjung Pinang $1,335
Cebu $1,921

Living in Tanjung Pinang costs roughly 30% less than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Tanjung Pinang 53% lower, Cebu 33% lower.

Meal at Budget Restaurant

$3.42 Rp 61.5K

$3.05 ₱192

12.13%

Three-Course Dinner for Two, Mid-Range

$13.81 Rp 248.6K

$24.00 ₱1,511

-42.46%

Fast Food Meal (McDonalds, etc)

$3.52 Rp 63.3K

$3.99 ₱251

-11.78%

Cappuccino

$1.65 Rp 29.7K

$2.50 ₱157

-34.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 Rp 7,163

$1.54 ₱97.1

-74.03%

Water (0.33 liter bottle)

$0.25 Rp 4,530

$0.50 ₱31.37

-50.00%

Local Beer (0.5 liter draught)

$2.42 Rp 43.6K

$1.78 ₱112

35.96%

Imported Beer (0.33 liter bottle)

$3.39 Rp 61.1K

$2.17 ₱136

56.22%

Milk (1 liter)

$1.17 Rp 21.1K

$2.00 ₱126

-41.50%

White Bread (500g)

$1.09 Rp 19.6K

$1.37 ₱86.2

-20.44%

Rice (white) (1kg)

$0.83 Rp 14.9K

$1.03 ₱64.9

-19.42%

Eggs

$1.42 Rp 25.5K

$2.03 ₱128

-30.05%

Local Cheese (1kg)

$7.56 Rp 136.0K

$10.20 ₱642

-25.88%

Chicken Fillets (1kg)

$2.83 Rp 51.0K

$4.45 ₱280

-36.40%

Beef Round Steak (1kg)

$7.40 Rp 133.1K

$7.67 ₱483

-3.52%

Apples (1kg)

$2.05 Rp 36.8K

$3.31 ₱208

-38.07%

Banana (1kg)

$1.24 Rp 22.3K

$1.46 ₱91.8

-15.07%

Oranges (1kg)

$1.86 Rp 33.5K

$2.32 ₱146

-19.83%

Tomato (1kg)

$1.28 Rp 23.1K

$1.49 ₱94.0

-14.09%

Potato (1kg)

$1.16 Rp 20.9K

$2.34 ₱147

-50.43%

Onion (1kg)

$1.78 Rp 32.0K

$1.94 ₱122

-8.25%

Lettuce (1 head)

$0.76 Rp 13.6K

$1.16 ₱73.0

-34.48%

Water (1.5 liter bottle)

$0.40 Rp 7,277

$0.68 ₱42.89

-41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.68 Rp 48.3K

$2.99 ₱188

-10.37%

Wine (Bottle)

$20.87 Rp 375.7K

$6.24 ₱393

234.46%

Local Beer (0.5 liter bottle)

$1.76 Rp 31.7K

$1.23 ₱77.3

43.09%

Imported Beer (0.33 liter bottle)

$3.36 Rp 60.6K

$1.73 ₱109

94.22%

One-way Ticket (Public Transport)

$0.28 Rp 5,028

$0.23 ₱14.36

21.74%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.54 Rp 9,797

$0.79 ₱49.96

-31.65%

Taxi (Normal Tariff) (1km)

$0.37 Rp 6,649

$0.22 ₱13.86

68.18%

Taxi 1hour Waiting (Normal Tariff)

$2.74 Rp 49.2K

$4.54 ₱286

-39.65%

Gasoline (1 liter)

$0.63 Rp 11.4K

$1.32 ₱82.9

-52.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K Rp 451.9M

$21.0K ₱1.3M

19.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K Rp 642.7M

$19.4K ₱1.2M

84.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.9 Rp 1.2M

$119 ₱7,464

-44.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.46 Rp 80.3K

$14.22 ₱896

-68.64%

Internet (50+ Mbps, Unlimited Data)

$19.46 Rp 350.3K

$27.47 ₱1,730

-29.16%

Gym Membership (Monthly)

$19.32 Rp 347.8K

$32.31 ₱2,034

-40.20%

Tennis Court (1 Hour on Weekend)

$7.96 Rp 143.3K

$6.50 ₱409

22.46%

Cinema Ticket

$2.70 Rp 48.6K

$5.40 ₱340

-50.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.3 Rp 1.6M

$276 ₱17.4K

-66.93%

International Primary School, 1 Child (Yearly)

$7,140 Rp 128.5M

$7,866 ₱495.3K

-9.23%

Jeans (Levis 501 Or Similar)

$45.61 Rp 821.0K

$49.37 ₱3,108

-7.62%

Summer Dress (H&M, Zara, etc)

$26.21 Rp 471.7K

$24.58 ₱1,548

6.63%

Sport Shoes (Adidas, Nike)

$77.2 Rp 1.4M

$76.6 ₱4,825

0.74%

Men's Leather Business Shoes

$64.2 Rp 1.2M

$58.9 ₱3,706

9.07%

1-bedroom Apartment, City Center (Monthly)

$252 Rp 4.5M

$503 ₱31.7K

-49.92%

1-bedroom Apartment, Outside City Center (Monthly)

$152 Rp 2.7M

$305 ₱19.2K

-50.15%

3-bedroom Apartment, City Center (Monthly)

$576 Rp 10.4M

$1,075 ₱67.7K

-46.41%

3-bedroom Apartment, Outside City Center (Monthly)

$314 Rp 5.6M

$632 ₱39.8K

-50.37%

Buy Apartment in City Center (m2)

$1,270 Rp 22.9M

$2,870 ₱180.7K

-55.73%

Buy Apartment Outside City Center (m2)

$901 Rp 16.2M

$1,877 ₱118.2K

-52.00%

Average Monthly Net Salary (After Tax)

$198 Rp 3.6M

$336 ₱21.1K

-40.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

7.2

31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tanjung Pinang: October 20, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tanjung Pinang

$194 30.4%

Cebu

$210 22.9% 7.9% $15

Accommodation & Living

Tanjung Pinang

$152 23.7%

Cebu

$305 33.3% 101% $153

Clothing & Footwear

Tanjung Pinang

$96 15%

Cebu

$94 10.3% 1.8% $1.7

Monthly Utilities & Internet

Tanjung Pinang

$90 14.1%

Cebu

$160 17.5% 78.3% $70

Eating Out

Tanjung Pinang

$79 12.4%

Cebu

$88 9.6% 10.8% $8.5

Sport & Entertainment

Tanjung Pinang

$25 3.9%

Cebu

$43 4.7% 74.4% $18

Getting Around

Tanjung Pinang

$3.5 * 0.6%

Cebu

$15 1.7% 332% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $252 in Tanjung Pinang and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 69% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Tanjung Pinang vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $194 vs $210 per month, with Tanjung Pinang cheaper across the board.

Good to know

🇮🇩 Tanjung Pinang

🇵🇭 Cebu

🕒 Local time

05:12 5:12 AM

06:12 6:12 AM

1 h ahead of Tanjung Pinang

🌤 Weather

👥 Population

239,854

964,169

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Tanjung Pinang Cebu 2,390 km ≈ 3 h 30 min nonstop flight

From you

Tanjung Pinang
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tanjung Pinang vs Cebu: Cost of Living - Frequently Asked Questions

Tanjung Pinang is cheaper overall, especially in groceries, eating out, and leisure. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 69% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $252 in Tanjung Pinang versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $639 per month in Tanjung Pinang versus $915 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Tanjung Pinang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tanjung Pinang is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tanjung Pinang and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tanjung Pinang gentler on the wallet – expenses run 43% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.