Last update: Oct 2026

Cost of Living Comparison Between Tanay Rizal and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Tanay Rizal: $715 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,700 less a year. Rent and utilities account for most of the difference.

Tanay Rizal
🇵🇭 Philippines
$715
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Tanay Rizal and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tanay Rizal and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $715 in Tanay Rizal versus $859 in Ho Chi Minh City (Saigon).

  • Tanay Rizal $715
  • Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,110 in Tanay Rizal versus $1,395 in Ho Chi Minh City (Saigon).

  • Tanay Rizal $1,110
  • Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,505 in Tanay Rizal versus $1,931 in Ho Chi Minh City (Saigon).

  • Tanay Rizal $1,505
  • Ho Chi Minh City (Saigon) $1,931

Living in Tanay Rizal costs roughly 17% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tanay Rizal 47% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$3.85 ₱242
$1.91 ₫49.6K
101.57%
Three-Course Dinner for Two, Mid-Range
$16.69 ₱1,051
$22.84 ₫591.2K
-26.93%
Fast Food Meal (McDonalds, etc)
$2.81 ₱177
$4.54 ₫117.6K
-38.11%
Cappuccino
$2.17 ₱137
$1.85 ₫48.0K
17.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ₱41.51
$0.56 ₫14.6K
17.86%
Water (0.33 liter bottle)
$0.34 ₱21.11
$0.32 ₫8,185
6.25%
Local Beer (0.5 liter draught)
$1.18 ₱74.0
$1.06 ₫27.5K
11.32%
Imported Beer (0.33 liter bottle)
$1.90 ₱120
$1.72 ₫44.5K
10.47%
🛒 Groceries & Markets
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.60 ₱101
$1.66 ₫42.9K
-3.61%
White Bread (500g)
$1.23 ₱77.1
$1.11 ₫28.7K
10.81%
Rice (white) (1kg)
$1.02 ₱64.0
$1.00 ₫25.9K
2.00%
Eggs
$1.87 ₱118
$1.67 ₫43.1K
11.98%
Local Cheese (1kg)
$4.75 ₱299
$12.08 ₫312.8K
-60.68%
Chicken Fillets (1kg)
$4.32 ₱272
$3.68 ₫95.2K
17.39%
Beef Round Steak (1kg)
$6.72 ₱423
$10.24 ₫265.1K
-34.38%
Apples (1kg)
$2.17 ₱137
$2.96 ₫76.5K
-26.69%
Banana (1kg)
$1.67 ₱105
$1.24 ₫32.2K
34.68%
Oranges (1kg)
$2.45 ₱154
$1.56 ₫40.3K
57.05%
Tomato (1kg)
$1.25 ₱78.8
$1.30 ₫33.6K
-3.85%
Potato (1kg)
$2.08 ₱131
$1.23 ₫31.9K
69.11%
Onion (1kg)
$1.87 ₱118
$1.15 ₫29.8K
62.61%
Lettuce (1 head)
$1.00 ₱62.9
$0.74 ₫19.1K
35.14%
Water (1.5 liter bottle)
$0.49 ₱31.06
$0.56 ₫14.4K
-12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$2.51 ₱158
$1.24 ₫32.1K
102.42%
Wine (Bottle)
$7.39 ₱466
$12.60 ₫326.1K
-41.35%
Local Beer (0.5 liter bottle)
$1.01 ₱63.8
$0.96 ₫24.9K
5.21%
Imported Beer (0.33 liter bottle)
$2.13 ₱134
$1.53 ₫39.6K
39.22%
🚌 Getting Around
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.27 ₱16.87
$0.26 ₫6,694
3.85%
Public Transport Monthly Pass (Regular Price)
$10.44 ₱657
$11.51 ₫297.9K
-9.30%
Taxi Start (Normal Tariff)
$0.75 ₱47.04
$0.75 ₫19.5K
-
Taxi (Normal Tariff) (1km)
$0.25 ₱15.69
$0.67 ₫17.4K
-62.69%
Taxi 1hour Waiting (Normal Tariff)
$1.74 ₱109
$3.03 ₫78.5K
-42.57%
Gasoline (1 liter)
$1.24 ₱78.2
$0.96 ₫24.8K
29.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K ₱1.4M
$31.1K ₫804.3M
-29.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.9K ₱1.1M
$30.4K ₫785.9M
-44.32%
🧾 Monthly Utilities & Internet
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 ₱6,934
$102 ₫2.6M
8.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.56 ₱917
$5.89 ₫152.5K
147.20%
Internet (50+ Mbps, Unlimited Data)
$24.81 ₱1,562
$10.49 ₫271.6K
136.51%
🎉 Sport & Entertainment
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$29.37 ₱1,849
$25.54 ₫661.2K
15.00%
Tennis Court (1 Hour on Weekend)
$4.17 ₱263
$11.92 ₫308.5K
-65.02%
Cinema Ticket
$5.20 ₱328
$3.53 ₫91.3K
47.31%
🧸 Childcare & Education
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$127 ₱8,014
$436 ₫11.3M
-70.84%
International Primary School, 1 Child (Yearly)
$7,384 ₱464.9K
$23.3K ₫602.8M
-68.29%
👕👟 Clothing & Footwear
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$32.84 ₱2,068
$52.8 ₫1.4M
-37.74%
Summer Dress (H&M, Zara, etc)
$20.83 ₱1,311
$34.15 ₫884.1K
-39.00%
Sport Shoes (Adidas, Nike)
$73.0 ₱4,597
$90.3 ₫2.3M
-19.11%
Men's Leather Business Shoes
$56.6 ₱3,565
$95.0 ₫2.5M
-40.39%
🏠 Accommodation & Living
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$270 ₱17.0K
$589 ₫15.3M
-54.26%
1-bedroom Apartment, Outside City Center (Monthly)
$174 ₱10.9K
$298 ₫7.7M
-41.61%
3-bedroom Apartment, City Center (Monthly)
$504 ₱31.7K
$1,292 ₫33.5M
-61.01%
3-bedroom Apartment, Outside City Center (Monthly)
$393 ₱24.7K
$711 ₫18.4M
-44.76%
Buy Apartment in City Center (m2)
$2,052 ₱129.2K
$4,676 ₫121.1M
-56.13%
Buy Apartment Outside City Center (m2)
$938 ₱59.1K
$1,904 ₫49.3M
-50.72%
💵 Salaries & Financials
Tanay Rizal
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
-
$490 ₫12.7M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
8.64
-21.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tanay Rizal: October 13, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Tanay Rizal
$177
Ho Chi Minh City (Saigon)
$207 17.3% $31
Accommodation & Living
Tanay Rizal
$174
Ho Chi Minh City (Saigon)
$298 71.3% $124
Monthly Utilities & Internet
Tanay Rizal
$150
Ho Chi Minh City (Saigon)
$118 20.8% $31
Clothing & Footwear
Tanay Rizal
$82
Ho Chi Minh City (Saigon)
$122 48.5% $40
Eating Out
Tanay Rizal
$79
Ho Chi Minh City (Saigon)
$63 19.6% $15
Sport & Entertainment
Tanay Rizal
$40
Ho Chi Minh City (Saigon)
$33 18% $7.2
Getting Around
Tanay Rizal
$14
Ho Chi Minh City (Saigon)
$17 23.3% $3.1

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Tanay Rizal and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Tanay Rizal vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $177 vs $207 per month, with Tanay Rizal cheaper across the board.

Good to know
🇵🇭 Tanay Rizal
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
10:05 10:05 AM
09:05 9:05 AM
1 h behind Tanay Rizal
🌤 Weather
👥 Population
59,950
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Tanay Rizal Ho Chi Minh City (Saigon) 1,640 km ≈ 2 h 30 min nonstop flight
From you
  • Tanay Rizal
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tanay Rizal vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Which city is more expensive, Tanay Rizal or Ho Chi Minh City (Saigon)?
Tanay Rizal wins on cost – living expenses run 20% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Tanay Rizal the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Tanay Rizal and in Ho Chi Minh City (Saigon)?
You'd need roughly $1,072 in Tanay Rizal and $1,288 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Tanay Rizal compared to Ho Chi Minh City (Saigon)?
Rent for a central apartment: $270 in Tanay Rizal versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Tanay Rizal compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $715 per month in Tanay Rizal versus $859 in Ho Chi Minh City (Saigon) – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Tanay Rizal compared to Ho Chi Minh City (Saigon)?
A monthly transit pass in Tanay Rizal runs roughly 10% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Tanay Rizal or in Ho Chi Minh City (Saigon)?
At $715 in Tanay Rizal versus $859 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Tanay Rizal but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Tanay Rizal the clear choice for anyone on this budget.
Which city is better for digital nomads, Tanay Rizal or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Tanay Rizal delivers better value – similar infrastructure at $715 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tanay Rizal hard to pass up.
How safe is Tanay Rizal compared to Ho Chi Minh City (Saigon)?
Safety-wise, Tanay Rizal and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Tanay Rizal gentler on the wallet – expenses run 20% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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