Last update: Oct 2026

Cost of Living Comparison Between Tamale and Ubud, Bali

For one person, living is cheaper in Tamale: $142 a month against $1,349 in Ubud, Bali, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tamale

🇬🇭 Ghana

$142

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tamale and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tamale and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $142 per month in Tamale vs $1,349 in Ubud, Bali, rent included.

Tamale $142
Ubud, Bali $1,349

A couple spends around $215 per month in Tamale vs $2,305 in Ubud, Bali, rent included.

Tamale $215
Ubud, Bali $2,305

A family of three spends $288 per month in Tamale vs $3,261 in Ubud, Bali, rent included.

Tamale $288
Ubud, Bali $3,261

Tamale is about 89% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.39 GHS 39.45

$3.32 Rp 60.3K

2.11%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

Fast Food Meal (McDonalds, etc)

$10.17 GHS 118

$5.53 Rp 100.4K

83.91%

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 GHS 9.56

$1.70 Rp 30.9K

-51.76%

Water (0.33 liter bottle)

$0.45 GHS 5.23

$0.76 Rp 13.8K

-40.79%

Local Beer (0.5 liter draught)

$0.89 GHS 10.36

$2.65 Rp 48.1K

-66.42%

Imported Beer (0.33 liter bottle)

$1.31 GHS 15.30

$4.38 Rp 79.5K

-70.09%

Milk (1 liter)

$3.10 GHS 36.06

$1.49 Rp 27.0K

108.05%

White Bread (500g)

$1.67 GHS 19.41

$2.28 Rp 41.3K

-26.75%

Rice (white) (1kg)

$3.79 GHS 44.18

$1.19 Rp 21.6K

218.49%

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$1.26 GHS 14.73

$2.26 Rp 41.0K

-44.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.82 GHS 9.56

$0.25 Rp 4,553

228.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$8,549 GHS 99.6K

$5,674 Rp 102.9M

50.67%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tamale: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tamale

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Tamale

–

Ubud, Bali

$288 21.4%

Eating Out

Tamale

–

Ubud, Bali

$108 8%

Clothing & Footwear

Tamale

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Tamale

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Tamale

–

Ubud, Bali

$58 4.3%

Getting Around

Tamale

–

Ubud, Bali

$11 0.9%

Good to know

🇬🇭 Tamale

🇮🇩 Ubud, Bali

🕒 Local time

07:51 7:51 AM

15:51 3:51 PM

8 h ahead of Tamale

🌤 Weather

👥 Population

950,124

74,800

💱 Currency

Ghanaian Cedi GHS ₵

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 GHS = 8.58 USD

100 GHS = 7.69 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of November 2, 2026: 1 USD = 11.65 GHS (100 GHS = 8.58 USD). 1 EUR = 13 GHS (100 GHS = 7.69 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to GHS in detail →

On the map

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Between locations

Tamale Ubud, Bali 13,010 km ≈ 17 h nonstop flight

From you

Tamale
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tamale vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 849% more than Tamale, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $213 per month in Tamale and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $142 in Tamale and $1,349 in Ubud, Bali. That makes Tamale about 89% cheaper.

Groceries cost about 317% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Tamale, where all-in costs run around $142, than in Ubud, Bali at $1,349. In Tamale it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $142 in Tamale to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.