Cost of Living Comparison Between Takoradi and Tema Cost of Living Comparison Between Takoradi and Tema

Monthly Cost of Living

Monthly costs for one person with rent: $473 in Takoradi versus $608 in Tema.

Estimated couple costs with rent: $824 in Takoradi versus $984 in Tema.

Monthly costs for a family of three with rent: $1,175 in Takoradi versus $1,360 in Tema.

Living in Takoradi costs roughly 22% less than in Tema, driven mainly by Getting Around.

Both cities sit below the global median: Takoradi 65% lower, Tema 55% lower.

Meal at Budget Restaurant

$4.24 GHS 46.69

$7.23 GHS 79.5

-41.36%

Three-Course Dinner for Two, Mid-Range

$47.79 GHS 526

$27.52 GHS 303

73.66%

Fast Food Meal (McDonalds, etc)

$7.84 GHS 86.2

$7.79 GHS 85.7

0.64%

Cappuccino

$3.60 GHS 39.62

$1.52 GHS 16.70

136.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 GHS 10.06

$1.03 GHS 11.37

-11.65%

Water (0.33 liter bottle)

$0.37 GHS 4.07

$0.31 GHS 3.40

19.35%

Local Beer (0.5 liter draught)

$1.50 GHS 16.50

$1.71 GHS 18.85

-12.28%

Imported Beer (0.33 liter bottle)

$2.53 GHS 27.78

$2.67 GHS 29.35

-5.24%

Milk (1 liter)

$1.62 GHS 17.78

$3.05 GHS 33.53

-46.89%

White Bread (500g)

$1.15 GHS 12.65

$1.65 GHS 18.14

-30.30%

Rice (white) (1kg)

$1.93 GHS 21.26

$1.50 GHS 16.45

28.67%

Eggs

$2.30 GHS 25.33

$2.17 GHS 23.89

5.99%

Local Cheese (1kg)

$11.18 GHS 123

$3.60 GHS 39.57

210.56%

Chicken Fillets (1kg)

$4.54 GHS 49.95

$2.64 GHS 29.03

71.97%

Beef Round Steak (1kg)

$2.94 GHS 32.37

$2.44 GHS 26.89

20.49%

Apples (1kg)

$2.65 GHS 29.17

$2.79 GHS 30.65

-5.02%

Banana (1kg)

$0.93 GHS 10.27

$1.99 GHS 21.89

-53.27%

Oranges (1kg)

$1.20 GHS 13.15

$2.07 GHS 22.81

-42.03%

Tomato (1kg)

$1.99 GHS 21.85

$2.94 GHS 32.39

-32.31%

Potato (1kg)

$2.60 GHS 28.61

$1.80 GHS 19.83

44.44%

Onion (1kg)

$2.14 GHS 23.58

$1.98 GHS 21.81

8.08%

Lettuce (1 head)

$0.80 GHS 8.76

$0.60 GHS 6.63

33.33%

Water (1.5 liter bottle)

$0.30 GHS 3.33

$0.83 GHS 9.12

-63.86%

Cigarettes 20 Pack (Marlboro, Camel)

$1.59 GHS 17.47

Wine (Bottle)

$7.20 GHS 79.2

$6.88 GHS 75.7

4.65%

Local Beer (0.5 liter bottle)

$0.36 GHS 3.91

$0.87 GHS 9.58

-58.62%

Imported Beer (0.33 liter bottle)

$1.94 GHS 21.33

One-way Ticket (Public Transport)

$2.00 GHS 22.05

Public Transport Monthly Pass (Regular Price)

$39.98 GHS 440

Taxi Start (Normal Tariff)

$1.56 GHS 17.19

$1.42 GHS 15.57

9.86%

Taxi (Normal Tariff) (1km)

$1.18 GHS 12.93

$0.72 GHS 7.92

63.89%

Taxi 1hour Waiting (Normal Tariff)

$5.50 GHS 60.5

Gasoline (1 liter)

$1.09 GHS 11.94

$1.22 GHS 13.46

-10.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,139 GHS 89.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,560 GHS 105.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.6 GHS 623

$30.56 GHS 336

85.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.42 GHS 148

$12.40 GHS 136

8.23%

Internet (50+ Mbps, Unlimited Data)

$37.13 GHS 408

$63.9 GHS 703

-41.91%

Gym Membership (Monthly)

$19.29 GHS 212

Cinema Ticket

$9.78 GHS 108

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.9 GHS 790

$83.0 GHS 913

-13.39%

International Primary School, 1 Child (Yearly)

$7,926 GHS 87.2K

Jeans (Levis 501 Or Similar)

$14.86 GHS 163

$24.85 GHS 273

-40.20%

Summer Dress (H&M, Zara, etc)

$19.18 GHS 211

$25.05 GHS 276

-23.43%

Sport Shoes (Adidas, Nike)

$29.65 GHS 326

$45.65 GHS 502

-35.05%

Men's Leather Business Shoes

$41.03 GHS 451

$62.2 GHS 684

-33.99%

1-bedroom Apartment, City Center (Monthly)

$117 GHS 1,282

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 728

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,506

Buy Apartment in City Center (m2)

$9,866 GHS 108.5K

Buy Apartment Outside City Center (m2)

$5,964 GHS 65.6K

Average Monthly Net Salary (After Tax)

$412 GHS 4,531

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Takoradi: June 8, 2026

Last update for Tema: June 9, 2026

Cost Breakdown

Dining out: $48.00 in Takoradi vs $28.00 in Tema. Groceries flip the comparison at $182 vs $182, with Takoradi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Takoradi vs Tema: Cost of Living - Frequently Asked Questions

Takoradi is cheaper overall, especially in Eating Out, Monthly Utilities & Internet, Clothing & Footwear, Getting Around. The 29% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $709 in Takoradi and $912 in Tema to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $71.9 in Takoradi versus $83.0 in Tema. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Takoradi – a meal for two runs $48.00 versus $28.00 in Tema. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Takoradi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Takoradi gentler on the wallet – expenses run 29% less than in Tema. Beyond cost, consider language, visa policies, and how big the international community is in each city.