Last update: Oct 2026

Cost of Living Comparison Between Takamatsu and Osaka

For one person, living is cheaper in Takamatsu: $1,191 a month against $1,378 in Osaka, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Takamatsu
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Takamatsu Living Index
66

Cost of Living Index in Osaka
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Osaka Living Index

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Takamatsu

🇯🇵 Japan

$1,191

/mo nomad

Osaka

🇯🇵 Japan

$1,378

/mo nomad

Monthly Cost of Living

How much you'll spend in Takamatsu and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Takamatsu and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,191 in Takamatsu versus $1,378 in Osaka.

Takamatsu $1,191
Osaka $1,378

Estimated couple costs with rent: $1,881 in Takamatsu versus $2,005 in Osaka.

Takamatsu $1,881
Osaka $2,005

Monthly costs for a family of three with rent: $2,571 in Takamatsu versus $2,632 in Osaka.

Takamatsu $2,571
Osaka $2,632

Living in Takamatsu costs roughly 14% less than in Osaka, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Takamatsu is 12% below, Osaka is 2% above.

Meal at Budget Restaurant

$6.20 ¥980

$6.25 ¥987

-0.80%

Three-Course Dinner for Two, Mid-Range

$31.99 ¥5,054

$31.70 ¥5,008

0.91%

Fast Food Meal (McDonalds, etc)

$5.12 ¥809

$4.90 ¥774

4.49%

Cappuccino

$3.13 ¥495

$2.95 ¥466

6.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ¥189

$1.44 ¥228

-17.36%

Water (0.33 liter bottle)

$0.80 ¥126

$0.75 ¥119

6.67%

Local Beer (0.5 liter draught)

$2.60 ¥410

$2.65 ¥419

-1.89%

Imported Beer (0.33 liter bottle)

$3.22 ¥508

$3.87 ¥611

-16.80%

Milk (1 liter)

$1.50 ¥238

$1.44 ¥227

4.17%

White Bread (500g)

$1.60 ¥252

$1.34 ¥211

19.40%

Rice (white) (1kg)

$1.76 ¥278

$5.25 ¥830

-66.48%

Eggs

$2.29 ¥361

$2.14 ¥338

7.01%

Local Cheese (1kg)

$10.37 ¥1,639

$9.33 ¥1,475

11.15%

Chicken Fillets (1kg)

$6.60 ¥1,043

$9.22 ¥1,456

-28.42%

Beef Round Steak (1kg)

$16.83 ¥2,659

$18.39 ¥2,906

-8.48%

Apples (1kg)

$3.69 ¥583

$3.43 ¥541

7.58%

Banana (1kg)

$2.28 ¥360

$1.92 ¥303

18.75%

Oranges (1kg)

$2.90 ¥458

$1.99 ¥314

45.73%

Tomato (1kg)

$4.24 ¥671

$4.05 ¥640

4.69%

Potato (1kg)

$2.48 ¥391

$1.56 ¥247

58.97%

Onion (1kg)

$2.46 ¥389

$1.17 ¥185

110.26%

Lettuce (1 head)

$1.27 ¥201

$1.30 ¥205

-2.31%

Water (1.5 liter bottle)

$0.79 ¥124

$0.88 ¥139

-10.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.67 ¥580

$4.00 ¥631

-8.25%

Wine (Bottle)

$6.63 ¥1,048

$9.60 ¥1,517

-30.94%

Local Beer (0.5 liter bottle)

$1.88 ¥298

$1.95 ¥308

-3.59%

Imported Beer (0.33 liter bottle)

$2.11 ¥333

$3.24 ¥512

-34.88%

One-way Ticket (Public Transport)

$1.46 ¥231

$1.39 ¥219

5.04%

Public Transport Monthly Pass (Regular Price)

$53.3 ¥8,414

$32.34 ¥5,109

64.69%

Taxi Start (Normal Tariff)

$3.18 ¥503

$3.69 ¥583

-13.82%

Taxi (Normal Tariff) (1km)

$2.79 ¥442

$3.07 ¥486

-9.12%

Taxi 1hour Waiting (Normal Tariff)

$18.60 ¥2,938

$21.76 ¥3,437

-14.52%

Gasoline (1 liter)

$1.06 ¥168

$1.09 ¥173

-2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ¥3.4M

$22.3K ¥3.5M

-3.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

-0.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ¥21.6K

$139 ¥22.0K

-1.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.78 ¥3,757

$24.50 ¥3,870

-2.94%

Internet (50+ Mbps, Unlimited Data)

$30.79 ¥4,865

$30.67 ¥4,846

0.39%

Gym Membership (Monthly)

$51.7 ¥8,161

$49.03 ¥7,746

5.36%

Tennis Court (1 Hour on Weekend)

$3.11 ¥491

$18.06 ¥2,853

-82.78%

Cinema Ticket

$11.79 ¥1,862

$12.72 ¥2,010

-7.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$521 ¥82.3K

$510 ¥80.5K

2.18%

International Primary School, 1 Child (Yearly)

$12.7K ¥2.0M

$12.9K ¥2.0M

-1.52%

Jeans (Levis 501 Or Similar)

$48.96 ¥7,736

$48.57 ¥7,673

0.80%

Summer Dress (H&M, Zara, etc)

$31.24 ¥4,936

$30.98 ¥4,894

0.84%

Sport Shoes (Adidas, Nike)

$60.1 ¥9,499

$74.2 ¥11.7K

-18.95%

Men's Leather Business Shoes

$90.5 ¥14.3K

$91.5 ¥14.5K

-1.08%

1-bedroom Apartment, City Center (Monthly)

$529 ¥83.6K

$699 ¥110.5K

-24.37%

1-bedroom Apartment, Outside City Center (Monthly)

$334 ¥52.8K

$510 ¥80.6K

-34.51%

3-bedroom Apartment, City Center (Monthly)

$1,089 ¥172.0K

$1,710 ¥270.1K

-36.33%

3-bedroom Apartment, Outside City Center (Monthly)

$735 ¥116.1K

$772 ¥122.0K

-4.85%

Buy Apartment in City Center (m2)

$4,144 ¥654.7K

$6,183 ¥976.8K

-32.97%

Buy Apartment Outside City Center (m2)

$1,783 ¥281.6K

$1,908 ¥301.4K

-6.57%

Average Monthly Net Salary (After Tax)

$1,761 ¥278.1K

$2,424 ¥382.9K

-27.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Takamatsu: October 20, 2026

Last update for Osaka: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Takamatsu

$334 28.1%

Osaka

$510 37.1% 52.7% $176

Groceries & Markets

Takamatsu

$280 23.5%

Osaka

$302 21.9% 7.5% $21

Monthly Utilities & Internet

Takamatsu

$191 16.1%

Osaka

$194 14.1% 1.5% $3

Eating Out

Takamatsu

$130 10.9%

Osaka

$130 9.4% 0.1% $0.1

Clothing & Footwear

Takamatsu

$104 8.7%

Osaka

$110 8% 6.2% $6.5

Getting Around

Takamatsu

$76 6.4%

Osaka

$57 4.1% 25.3% $19

Sport & Entertainment

Takamatsu

$75 6.3%

Osaka

$74 5.4% 1% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $529 in Takamatsu and $699 in Osaka. Housing cost is often the main lever when comparing two cities.

Osaka pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Takamatsu vs $32.00 in Osaka for a mid-range dinner for two. Groceries echo the gap at $280 vs $302 per month, with Takamatsu cheaper across the board.

Good to know

🇯🇵 Takamatsu

🇯🇵 Osaka

🕒 Local time

10:59 10:59 AM

Same time as Takamatsu

🌤 Weather

👥 Population

426,514

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Takamatsu vs Osaka: Cost of Living - Frequently Asked Questions

Takamatsu and Osaka differ by about 16% in total monthly costs ($1,191 vs $1,378 including rent). Takamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 38% lower in Osaka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $529 in Takamatsu versus $699 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Takamatsu runs roughly 65% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $521 in Takamatsu versus $510 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,191 in Takamatsu versus $1,378 in Osaka, a $2,000 budget is realistic in Takamatsu but tight or insufficient in Osaka. The gap between the two cities makes Takamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Takamatsu and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Takamatsu gentler on the wallet – expenses run 16% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.