Cost of Living Comparison Between Sydney and Nowra NSW Cost of Living Comparison Between Sydney and Nowra NSW

Monthly Cost of Living

A single person spends $3,292 per month in Sydney vs $2,585 in Nowra NSW, rent included.

A couple spends around $4,899 per month in Sydney vs $3,770 in Nowra NSW, rent included.

A family of three spends $6,505 per month in Sydney vs $4,954 in Nowra NSW, rent included.

Sydney costs about 27% more than Nowra NSW, driven mainly by Getting Around.

Both Sydney and Nowra NSW sit above the global median – Sydney by 141%, Nowra NSW by 89%.

Currency
🍽 Eating Out
Sydney
Nowra NSW
Difference
Meal at Budget Restaurant
$17.90 A$25.11
$19.84 A$27.84
-9.78%
Three-Course Dinner for Two, Mid-Range
$93.0 A$130
$94.2 A$132
-1.29%
Fast Food Meal (McDonalds, etc)
$12.06 A$16.92
$10.54 A$14.79
14.42%
Cappuccino
$3.96 A$5.55
$4.21 A$5.91
-5.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.89 A$4.05
$3.11 A$4.36
-7.07%
Water (0.33 liter bottle)
$2.26 A$3.18
$2.75 A$3.86
-17.82%
Local Beer (0.5 liter draught)
$7.88 A$11.06
$8.41 A$11.80
-6.30%
Imported Beer (0.33 liter bottle)
$7.25 A$10.17
$9.86 A$13.83
-26.47%
🛒 Groceries & Markets
Sydney
Nowra NSW
Difference
Milk (1 liter)
$1.81 A$2.54
$1.31 A$1.83
38.17%
White Bread (500g)
$2.75 A$3.86
$3.03 A$4.25
-9.24%
Rice (white) (1kg)
$2.42 A$3.39
$2.71 A$3.81
-10.70%
Eggs
$5.82 A$8.16
$5.57 A$7.82
4.49%
Local Cheese (1kg)
$12.53 A$17.57
$12.15 A$17.05
3.13%
Chicken Fillets (1kg)
$9.88 A$13.85
$10.73 A$15.05
-7.92%
Beef Round Steak (1kg)
$16.55 A$23.22
$16.42 A$23.03
0.79%
Apples (1kg)
$3.64 A$5.10
$4.18 A$5.86
-12.92%
Banana (1kg)
$3.14 A$4.40
$3.31 A$4.65
-5.14%
Oranges (1kg)
$3.42 A$4.80
$3.55 A$4.99
-3.66%
Tomato (1kg)
$4.72 A$6.63
$5.30 A$7.43
-10.94%
Potato (1kg)
$3.30 A$4.64
$3.27 A$4.58
0.92%
Onion (1kg)
$2.49 A$3.50
$2.77 A$3.88
-10.11%
Lettuce (1 head)
$2.38 A$3.33
$2.81 A$3.94
-15.30%
Water (1.5 liter bottle)
$1.25 A$1.75
$1.50 A$2.10
-16.67%
Cigarettes 20 Pack (Marlboro, Camel)
$46.38 A$65.1
$46.34 A$65.0
0.09%
Wine (Bottle)
$14.50 A$20.34
$14.80 A$20.77
-2.03%
Local Beer (0.5 liter bottle)
$4.28 A$6.01
$4.84 A$6.79
-11.57%
Imported Beer (0.33 liter bottle)
$4.02 A$5.64
$5.69 A$7.98
-29.35%
🚌 Getting Around
Sydney
Nowra NSW
Difference
One-way Ticket (Public Transport)
$3.34 A$4.69
$3.06 A$4.29
9.15%
Public Transport Monthly Pass (Regular Price)
$158 A$222
$86.4 A$121
83.16%
Taxi Start (Normal Tariff)
$3.47 A$4.87
$4.22 A$5.92
-17.77%
Taxi (Normal Tariff) (1km)
$1.67 A$2.35
$1.62 A$2.27
3.09%
Taxi 1hour Waiting (Normal Tariff)
$40.99 A$57.5
$44.58 A$62.5
-8.05%
Gasoline (1 liter)
$1.44 A$2.02
$1.28 A$1.79
12.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K A$42.8K
$27.1K A$38.0K
12.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4K A$42.7K
$30.6K A$43.0K
-0.70%
🧾 Monthly Utilities & Internet
Sydney
Nowra NSW
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 A$322
$187 A$263
22.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.42 A$38.47
$28.34 A$39.76
-3.25%
Internet (50+ Mbps, Unlimited Data)
$57.0 A$80.0
$56.7 A$79.5
0.62%
🎉 Sport & Entertainment
Sydney
Nowra NSW
Difference
Gym Membership (Monthly)
$80.3 A$113
$50.9 A$71.4
57.80%
Tennis Court (1 Hour on Weekend)
$24.63 A$34.56
$16.65 A$23.36
47.93%
Cinema Ticket
$17.92 A$25.15
$16.57 A$23.24
8.15%
🧸 Childcare & Education
Sydney
Nowra NSW
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,317 A$3,250
$2,385 A$3,346
-2.87%
International Primary School, 1 Child (Yearly)
$29.1K A$40.8K
$21.2K A$29.7K
37.42%
👕👟 Clothing & Footwear
Sydney
Nowra NSW
Difference
Jeans (Levis 501 Or Similar)
$80.5 A$113
$78.0 A$109
3.13%
Summer Dress (H&M, Zara, etc)
$75.2 A$105
$56.8 A$79.7
32.29%
Sport Shoes (Adidas, Nike)
$111 A$156
$123 A$172
-9.74%
Men's Leather Business Shoes
$134 A$189
$137 A$192
-1.76%
🏠 Accommodation & Living
Sydney
Nowra NSW
Difference
1-bedroom Apartment, City Center (Monthly)
$2,591 A$3,635
$1,371 A$1,923
89.02%
1-bedroom Apartment, Outside City Center (Monthly)
$1,897 A$2,661
$1,409 A$1,977
34.61%
3-bedroom Apartment, City Center (Monthly)
$5,109 A$7,168
$2,496 A$3,502
104.66%
3-bedroom Apartment, Outside City Center (Monthly)
$3,134 A$4,396
$1,896 A$2,661
65.24%
Buy Apartment in City Center (m2)
$13.7K A$19.2K
$5,491 A$7,703
149.16%
Buy Apartment Outside City Center (m2)
$8,458 A$11.9K
$5,615 A$7,877
50.64%
💵 Salaries & Financials
Sydney
Nowra NSW
Difference
Average Monthly Net Salary (After Tax)
$4,204 A$5,897
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.87
5.95
-1.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: September 12, 2026

Last update for Nowra NSW: September 13, 2026

Cost Breakdown

A central one-bedroom costs $2,591 in Sydney versus $1,371 in Nowra NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $93.0 in Sydney versus $94.0 in Nowra NSW. Monthly groceries follow the same trend: $387 vs $407 – making Sydney the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sydney vs Nowra NSW: Cost of Living - Frequently Asked Questions
How do living costs in Sydney and in Nowra NSW compare overall?
Monthly costs with rent: $3,292 in Sydney, $2,585 in Nowra NSW – roughly 27% apart. Sydney costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Sydney compared to Nowra NSW?
For a comfortable life, plan on about $4,939 per month in Sydney and $3,877 in Nowra NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Sydney and Nowra NSW?
Rent is clearly cheaper in Nowra NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Sydney or Nowra NSW?
Monthly expenses with rent come to $3,292 in Sydney and $2,585 in Nowra NSW. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Sydney and in Nowra NSW?
Public transport costs about 83% less in Nowra NSW. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,292 in Sydney and $2,585 in Nowra NSW. You'll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Sydney or Nowra NSW?
Families tend to lean toward Nowra NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Sydney or Nowra NSW safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Sydney and Nowra NSW?
If budget matters most, go with Nowra NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.

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