Cost of Living Comparison Between Sydney and Lake Macquarie Cost of Living Comparison Between Sydney and Lake Macquarie

😐 Solo nomad: Sydney is 11.5% more expensive than Lake Macquarie without rent, and 35.5% more expensive with rent.
😐 Family of 3: Sydney is 10.8% more expensive than Lake Macquarie without rent, and 21.7% more expensive with rent.
Currency
🍽 Eating Out
Sydney
Lake Macquarie
Difference
Meal at Budget Restaurant
$16.32 A$22.68
$12.77 A$17.75
27.80%
Three-Course Dinner for Two, Mid-Range
$78.7 A$109
$78.4 A$109
0.34%
Fast Food Meal (McDonalds, etc)
$9.88 A$13.74
$9.52 A$13.23
3.78%
Cappuccino
$3.41 A$4.73
$3.42 A$4.75
-0.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.50 A$3.48
$2.29 A$3.18
9.17%
Water (0.33 liter bottle)
$1.93 A$2.68
$1.99 A$2.77
-3.02%
Local Beer (0.5 liter draught)
$6.46 A$8.97
$6.42 A$8.92
0.62%
Imported Beer (0.33 liter bottle)
$7.18 A$9.98
$6.94 A$9.64
3.46%
🛒 Groceries & Markets
Sydney
Lake Macquarie
Difference
Milk (1 liter)
$1.64 A$2.28
$1.44 A$2.00
13.89%
White Bread (500g)
$2.69 A$3.74
$1.44 A$2.00
86.81%
Rice (white) (1kg)
$2.28 A$3.17
$1.23 A$1.71
85.37%
Eggs
$5.08 A$7.06
$3.23 A$4.49
57.28%
Local Cheese (1kg)
$8.88 A$12.35
$7.43 A$10.33
19.52%
Chicken Fillets (1kg)
$8.31 A$11.56
$6.15 A$8.55
35.12%
Beef Round Steak (1kg)
$13.94 A$19.37
$11.94 A$16.60
16.75%
Apples (1kg)
$3.36 A$4.68
$3.07 A$4.27
9.45%
Banana (1kg)
$2.73 A$3.80
$2.78 A$3.86
-1.80%
Oranges (1kg)
$3.08 A$4.28
$3.16 A$4.39
-2.53%
Tomato (1kg)
$4.47 A$6.22
$4.41 A$6.13
1.36%
Potato (1kg)
$2.45 A$3.40
$2.02 A$2.80
21.29%
Onion (1kg)
$2.29 A$3.18
$1.66 A$2.31
37.95%
Lettuce (1 head)
$2.16 A$3.00
$1.35 A$1.88
60.00%
Water (1.5 liter bottle)
$1.30 A$1.81
$1.18 A$1.64
10.17%
Cigarettes 20 Pack (Marlboro, Camel)
$32.33 A$44.93
$28.62 A$39.78
12.96%
Wine (Bottle)
$14.11 A$19.61
$7.68 A$10.68
83.72%
Local Beer (0.5 liter bottle)
$4.79 A$6.65
$2.58 A$3.59
85.66%
Imported Beer (0.33 liter bottle)
$5.22 A$7.26
$2.12 A$2.95
146.23%
🚌 Getting Around
Sydney
Lake Macquarie
Difference
One-way Ticket (Public Transport)
$3.29 A$4.58
$2.08 A$2.89
58.17%
Public Transport Monthly Pass (Regular Price)
$139 A$193
$89.2 A$124
55.90%
Taxi Start (Normal Tariff)
$3.88 A$5.39
$1.88 A$2.61
106.38%
Taxi (Normal Tariff) (1km)
$3.00 A$4.17
$1.55 A$2.16
93.55%
Taxi 1hour Waiting (Normal Tariff)
$52.0 A$72.3
$46.31 A$64.4
12.27%
Gasoline (1 liter)
$1.25 A$1.73
$1.18 A$1.65
5.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K A$40.1K
$24.8K A$34.5K
16.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K A$31.3K
$20.4K A$28.3K
10.58%
🧾 Monthly Utilities & Internet
Sydney
Lake Macquarie
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$202 A$281
$201 A$280
0.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.11 A$33.51
$10.60 A$14.74
127.45%
Internet (50+ Mbps, Unlimited Data)
$52.1 A$72.4
$42.91 A$59.6
21.35%
🎉 Sport & Entertainment
Sydney
Lake Macquarie
Difference
Gym Membership (Monthly)
$60.3 A$83.9
$48.54 A$67.5
24.27%
Tennis Court (1 Hour on Weekend)
$21.09 A$29.31
$15.76 A$21.91
33.82%
Cinema Ticket
$15.90 A$22.10
$9.42 A$13.09
68.79%
🧸 Childcare & Education
Sydney
Lake Macquarie
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,072 A$2,880
$1,463 A$2,034
41.62%
International Primary School, 1 Child (Yearly)
$18.4K A$25.6K
$10.1K A$14.0K
82.70%
👕👟 Clothing & Footwear
Sydney
Lake Macquarie
Difference
Jeans (Levis 501 Or Similar)
$72.9 A$101
$73.4 A$102
-0.67%
Summer Dress (H&M, Zara, etc)
$57.4 A$79.8
$33.78 A$46.95
69.95%
Sport Shoes (Adidas, Nike)
$108 A$150
$76.2 A$106
41.32%
Men's Leather Business Shoes
$130 A$180
$134 A$186
-2.90%
🏠 Accommodation & Living
Sydney
Lake Macquarie
Difference
1-bedroom Apartment, City Center (Monthly)
$2,145 A$2,982
$1,280 A$1,779
67.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,501 A$2,086
$980 A$1,362
53.17%
3-bedroom Apartment, City Center (Monthly)
$4,487 A$6,237
$1,994 A$2,772
125.03%
3-bedroom Apartment, Outside City Center (Monthly)
$2,640 A$3,670
$2,084 A$2,897
26.70%
Buy Apartment in City Center (m2)
$12.3K A$17.0K
$6,797 A$9,448
80.24%
Buy Apartment Outside City Center (m2)
$7,935 A$11.0K
$5,145 A$7,151
54.23%
💵 Salaries & Financials
Sydney
Lake Macquarie
Difference
Average Monthly Net Salary (After Tax)
$4,123 A$5,732
$5,053 A$7,024
-18.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
4.35
45.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: April 13, 2026

Last update for Lake Macquarie: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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