Cost of Living Comparison Between Sydney and Ipswich Cost of Living Comparison Between Sydney and Ipswich

Monthly Cost of Living

A single person spends $2,759 per month in Sydney vs $2,137 in Ipswich, rent included.

A couple spends around $4,168 per month in Sydney vs $3,060 in Ipswich, rent included.

A family of three spends $5,578 per month in Sydney vs $3,983 in Ipswich, rent included.

Sydney costs about 29% more than Ipswich, driven mainly by Getting Around.

Both Sydney and Ipswich sit above the global median – Sydney by 106%, Ipswich by 60%.

Meal at Budget Restaurant

$16.49 A$22.98

$16.39 A$22.84

0.61%

Three-Course Dinner for Two, Mid-Range

$78.9 A$110

$77.2 A$108

2.08%

Fast Food Meal (McDonalds, etc)

$9.93 A$13.84

$9.71 A$13.53

2.27%

Cappuccino

$3.38 A$4.71

$3.35 A$4.67

0.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 A$3.55

$2.58 A$3.60

-1.16%

Water (0.33 liter bottle)

$1.97 A$2.74

$2.13 A$2.97

-7.51%

Local Beer (0.5 liter draught)

$6.67 A$9.30

$6.31 A$8.79

5.71%

Imported Beer (0.33 liter bottle)

$7.35 A$10.24

$7.26 A$10.12

1.24%

Milk (1 liter)

$1.63 A$2.28

$1.43 A$2.00

13.99%

White Bread (500g)

$2.72 A$3.80

$2.44 A$3.41

11.48%

Rice (white) (1kg)

$2.28 A$3.17

$2.05 A$2.85

11.22%

Eggs

$5.04 A$7.03

$4.20 A$5.85

20.00%

Local Cheese (1kg)

$8.92 A$12.43

$8.46 A$11.79

5.44%

Chicken Fillets (1kg)

$8.34 A$11.63

$8.40 A$11.70

-0.71%

Beef Round Steak (1kg)

$14.12 A$19.68

$13.85 A$19.30

1.95%

Apples (1kg)

$3.24 A$4.51

$3.16 A$4.41

2.53%

Banana (1kg)

$2.70 A$3.76

$2.77 A$3.86

-2.53%

Oranges (1kg)

$3.13 A$4.36

$2.96 A$4.13

5.74%

Tomato (1kg)

$4.41 A$6.15

$4.00 A$5.58

10.25%

Potato (1kg)

$2.44 A$3.41

$2.41 A$3.36

1.24%

Onion (1kg)

$2.33 A$3.25

$2.18 A$3.04

6.88%

Lettuce (1 head)

$2.21 A$3.08

$2.18 A$3.04

1.38%

Water (1.5 liter bottle)

$1.25 A$1.74

$1.59 A$2.22

-21.38%

Cigarettes 20 Pack (Marlboro, Camel)

$32.36 A$45.10

$40.02 A$55.8

-19.14%

Wine (Bottle)

$14.11 A$19.67

$22.98 A$32.02

-38.60%

Local Beer (0.5 liter bottle)

$4.66 A$6.49

$4.69 A$6.54

-0.64%

Imported Beer (0.33 liter bottle)

$5.33 A$7.43

$5.41 A$7.54

-1.48%

One-way Ticket (Public Transport)

$3.28 A$4.57

$2.54 A$3.54

29.13%

Public Transport Monthly Pass (Regular Price)

$141 A$196

$64.7 A$90.1

117.66%

Taxi Start (Normal Tariff)

$3.99 A$5.56

$2.08 A$2.90

91.83%

Taxi (Normal Tariff) (1km)

$2.93 A$4.08

$1.40 A$1.96

109.29%

Taxi 1hour Waiting (Normal Tariff)

$52.5 A$73.1

$33.09 A$46.11

58.63%

Gasoline (1 liter)

$1.25 A$1.74

$1.15 A$1.60

8.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.0K

$28.5K A$39.7K

3.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K A$31.6K

-0.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 A$284

$181 A$252

12.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.13 A$33.62

$28.77 A$40.09

-16.13%

Internet (50+ Mbps, Unlimited Data)

$51.9 A$72.3

-0.02%

Gym Membership (Monthly)

$61.1 A$85.2

$49.03 A$68.3

24.66%

Tennis Court (1 Hour on Weekend)

$20.84 A$29.04

$15.90 A$22.16

31.07%

Cinema Ticket

$15.71 A$21.90

$12.78 A$17.80

22.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,074 A$2,890

$1,605 A$2,237

29.22%

International Primary School, 1 Child (Yearly)

$18.9K A$26.4K

$11.9K A$16.6K

58.60%

Jeans (Levis 501 Or Similar)

$72.9 A$102

$67.4 A$93.9

8.18%

Summer Dress (H&M, Zara, etc)

$58.1 A$81.0

$50.8 A$70.7

14.48%

Sport Shoes (Adidas, Nike)

$108 A$151

$101 A$140

7.38%

Men's Leather Business Shoes

$133 A$186

$105 A$147

26.68%

1-bedroom Apartment, City Center (Monthly)

$2,194 A$3,057

$950 A$1,323

131.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,491 A$2,077

$966 A$1,347

54.26%

3-bedroom Apartment, City Center (Monthly)

$4,416 A$6,154

$1,278 A$1,781

245.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,626 A$3,660

$1,277 A$1,779

105.66%

Buy Apartment in City Center (m2)

$13.4K A$18.6K

$6,090 A$8,486

119.55%

Buy Apartment Outside City Center (m2)

$7,589 A$10.6K

$5,162 A$7,193

47.01%

Average Monthly Net Salary (After Tax)

$4,193 A$5,843

$4,344 A$6,054

-3.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

5.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: May 31, 2026

Last update for Ipswich: June 2, 2026

Cost Breakdown

A central one-bedroom costs $2,194 in Sydney versus $950 in Ipswich. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Ipswich, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Sydney versus $77.0 in Ipswich. Groceries tell a different story – $349 in Sydney vs $357 in Ipswich – so Sydney wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Ipswich: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 29%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,138 per month in Sydney and $3,206 in Ipswich. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ipswich, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,759 in Sydney and $2,137 in Ipswich. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 118% less in Ipswich. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Ipswich, where all-in costs run around $2,137, than in Sydney at $2,759. In Ipswich it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Ipswich – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ipswich. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.