Last update: Oct 2026

Cost of Living Comparison Between Sydney and Campbelltown

For one person, living is cheaper in Campbelltown: $2,305 a month against $3,267 in Sydney, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

157

Cost of Living Index in Sydney
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Sydney Living Index
117

Cost of Living Index in Campbelltown
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Campbelltown Living Index

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Sydney

🇦🇺 Australia

$3,267

/mo nomad

Campbelltown

🇦🇺 Australia

$2,305

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Campbelltown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Campbelltown actually costs, broken down by who's living it.

A single person spends $3,267 per month in Sydney vs $2,305 in Campbelltown, rent included.

Sydney $3,267
Campbelltown $2,305

A couple spends around $4,847 per month in Sydney vs $3,246 in Campbelltown, rent included.

Sydney $4,847
Campbelltown $3,246

A family of three spends $6,428 per month in Sydney vs $4,186 in Campbelltown, rent included.

Sydney $6,428
Campbelltown $4,186

Sydney costs about 42% more than Campbelltown, and outside of rent the biggest gap is in groceries.

Both Sydney and Campbelltown sit above the global median – Sydney by 140%, Campbelltown by 69%.

Meal at Budget Restaurant

$17.50 A$24.88

$17.86 A$25.38

-2.02%

Three-Course Dinner for Two, Mid-Range

$90.4 A$128

$38.99 A$55.4

131.75%

Fast Food Meal (McDonalds, etc)

$11.96 A$16.99

$10.70 A$15.21

11.78%

Cappuccino

$4.00 A$5.69

$3.70 A$5.26

8.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 A$4.00

$3.20 A$4.55

-12.19%

Water (0.33 liter bottle)

$2.22 A$3.16

$2.12 A$3.01

4.72%

Local Beer (0.5 liter draught)

$8.13 A$11.56

$7.10 A$10.09

14.51%

Imported Beer (0.33 liter bottle)

$7.20 A$10.23

$8.82 A$12.53

-18.37%

Milk (1 liter)

$1.70 A$2.42

$1.50 A$2.14

13.33%

White Bread (500g)

$2.94 A$4.17

$2.73 A$3.88

7.69%

Rice (white) (1kg)

$2.51 A$3.57

$1.43 A$2.03

75.52%

Eggs

$5.66 A$8.04

$2.57 A$3.66

120.23%

Local Cheese (1kg)

$12.22 A$17.36

$13.20 A$18.76

-7.42%

Chicken Fillets (1kg)

$9.31 A$13.24

$6.75 A$9.60

37.93%

Beef Round Steak (1kg)

$16.87 A$23.98

$15.54 A$22.09

8.56%

Apples (1kg)

$3.90 A$5.55

$2.13 A$3.03

83.10%

Banana (1kg)

$3.22 A$4.58

$1.42 A$2.02

126.76%

Oranges (1kg)

$3.43 A$4.88

$1.43 A$2.03

139.86%

Tomato (1kg)

$4.33 A$6.16

$2.84 A$4.04

52.46%

Potato (1kg)

$3.35 A$4.76

$1.79 A$2.55

87.15%

Onion (1kg)

$2.40 A$3.41

$1.79 A$2.55

34.08%

Lettuce (1 head)

$2.34 A$3.32

$2.13 A$3.03

9.86%

Water (1.5 liter bottle)

$1.16 A$1.65

$1.38 A$1.96

-15.94%

Cigarettes 20 Pack (Marlboro, Camel)

$45.47 A$64.6

$44.27 A$62.9

2.71%

Wine (Bottle)

$13.99 A$19.89

$13.75 A$19.55

1.75%

Local Beer (0.5 liter bottle)

$4.11 A$5.84

$4.69 A$6.67

-12.37%

Imported Beer (0.33 liter bottle)

$4.18 A$5.94

$5.47 A$7.77

-23.58%

One-way Ticket (Public Transport)

$3.12 A$4.44

$2.81 A$4.00

11.03%

Public Transport Monthly Pass (Regular Price)

$152 A$216

$83.9 A$119

80.97%

Taxi Start (Normal Tariff)

$3.46 A$4.92

$3.98 A$5.66

-13.07%

Taxi (Normal Tariff) (1km)

$1.56 A$2.22

$1.60 A$2.27

-2.50%

Taxi 1hour Waiting (Normal Tariff)

$39.54 A$56.2

$43.67 A$62.1

-9.46%

Gasoline (1 liter)

$1.45 A$2.06

$1.33 A$1.89

9.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K A$42.5K

$28.1K A$39.9K

6.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K A$39.1K

$26.4K A$37.6K

4.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 A$357

$186 A$264

35.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.76 A$39.45

$27.32 A$38.83

1.61%

Internet (50+ Mbps, Unlimited Data)

$58.0 A$82.4

$55.9 A$79.5

3.74%

Gym Membership (Monthly)

$70.7 A$100

$56.4 A$80.1

25.41%

Tennis Court (1 Hour on Weekend)

$23.25 A$33.05

$17.72 A$25.19

31.21%

Cinema Ticket

$17.83 A$25.34

$12.69 A$18.04

40.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,358 A$3,352

$2,525 A$3,590

-6.61%

International Primary School, 1 Child (Yearly)

$27.2K A$38.6K

$20.6K A$29.2K

32.29%

Jeans (Levis 501 Or Similar)

$80.5 A$114

$35.23 A$50.1

128.41%

Summer Dress (H&M, Zara, etc)

$69.3 A$98.5

$56.2 A$79.9

23.29%

Sport Shoes (Adidas, Nike)

$111 A$157

$107 A$151

3.93%

Men's Leather Business Shoes

$127 A$181

$131 A$186

-2.66%

1-bedroom Apartment, City Center (Monthly)

$2,566 A$3,647

$909 A$1,293

182.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,792 A$2,548

$1,092 A$1,553

64.09%

3-bedroom Apartment, City Center (Monthly)

$5,202 A$7,394

$2,168 A$3,081

139.95%

3-bedroom Apartment, Outside City Center (Monthly)

$3,156 A$4,487

$1,680 A$2,388

87.86%

Buy Apartment in City Center (m2)

$13.4K A$19.0K

$6,123 A$8,703

118.66%

Buy Apartment Outside City Center (m2)

$8,727 A$12.4K

$5,154 A$7,326

69.33%

Average Monthly Net Salary (After Tax)

$4,118 A$5,853

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.95

-0.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 24, 2026

Last update for Campbelltown: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.8K 54.9%

Campbelltown

$1.1K 47.4% 39.1% $700

Groceries & Markets

Sydney

$382 11.7%

Campbelltown

$313 13.6% 18% $69

Monthly Utilities & Internet

Sydney

$337 10.3%

Campbelltown

$269 11.7% 20.1% $68

Eating Out

Sydney

$299 9.2%

Campbelltown

$294 12.7% 1.8% $5.3

Getting Around

Sydney

$176 5.4%

Campbelltown

$107 4.7% 39% $68

Clothing & Footwear

Sydney

$175 5.3%

Campbelltown

$148 6.4% 15.2% $27

Sport & Entertainment

Sydney

$106 3.3%

Campbelltown

$82 3.6% 23.1% $25

Cost Breakdown

A central one-bedroom costs $2,566 in Sydney versus $909 in Campbelltown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90 in Sydney versus $39 in Campbelltown. Monthly groceries follow the same trend: $382 vs $313 – making Campbelltown the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇦🇺 Campbelltown

🕒 Local time

21:05 9:05 PM

Same time as Sydney

🌤 Weather

👥 Population

4,840,600

13,193

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Campbelltown: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 42%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,900 per month in Sydney and $3,458 in Campbelltown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Campbelltown, especially for central apartments: a one-bedroom in the center costs $909 there versus $2,566 in Sydney.

Public transport costs about 45% less in Campbelltown. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,358 per month in Sydney and $2,525 in Campbelltown. For families with young kids, this one expense can tip the scales when choosing between the two cities.

It depends on your priorities. Sydney has an edge in some lifestyle areas, with costs from $2,305 in Campbelltown to $3,267 in Sydney. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Campbelltown is the easier option financially – housing and daily costs are lower, and overall it costs about 29% less, which matters a lot on a fixed budget or early-career salary.