Cost of Living Comparison Between Sydney and Campbelltown Cost of Living Comparison Between Sydney and Campbelltown

Monthly Cost of Living

A single person spends $3,292 per month in Sydney vs $2,485 in Campbelltown, rent included.

A couple spends around $4,899 per month in Sydney vs $3,443 in Campbelltown, rent included.

A family of three spends $6,505 per month in Sydney vs $4,401 in Campbelltown, rent included.

Sydney costs about 32% more than Campbelltown, driven mainly by Getting Around.

Both Sydney and Campbelltown sit above the global median – Sydney by 141%, Campbelltown by 82%.

Meal at Budget Restaurant

$17.90 A$25.24

$18.06 A$25.47

-0.89%

Three-Course Dinner for Two, Mid-Range

$93.0 A$131

$38.76 A$54.7

139.81%

Fast Food Meal (McDonalds, etc)

$12.06 A$17.01

$10.56 A$14.89

14.20%

Cappuccino

$3.96 A$5.58

$3.74 A$5.27

5.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 A$4.07

$3.11 A$4.39

-7.07%

Water (0.33 liter bottle)

$2.26 A$3.19

$2.17 A$3.06

4.15%

Local Beer (0.5 liter draught)

$7.88 A$11.12

$7.34 A$10.35

7.36%

Imported Beer (0.33 liter bottle)

$7.25 A$10.22

$9.06 A$12.77

-19.98%

Milk (1 liter)

$1.81 A$2.56

$1.61 A$2.27

12.42%

White Bread (500g)

$2.75 A$3.89

$2.88 A$4.06

-4.51%

Rice (white) (1kg)

$2.42 A$3.41

$1.46 A$2.06

65.75%

Eggs

$5.82 A$8.20

$2.61 A$3.68

122.99%

Local Cheese (1kg)

$12.53 A$17.67

$14.18 A$20.00

-11.64%

Chicken Fillets (1kg)

$9.88 A$13.93

$6.64 A$9.36

48.80%

Beef Round Steak (1kg)

$16.55 A$23.34

$16.18 A$22.82

2.29%

Apples (1kg)

$3.64 A$5.13

$2.08 A$2.93

75.00%

Banana (1kg)

$3.14 A$4.42

$1.44 A$2.03

118.06%

Oranges (1kg)

$3.42 A$4.82

$1.44 A$2.03

137.50%

Tomato (1kg)

$4.72 A$6.66

$2.78 A$3.91

69.78%

Potato (1kg)

$3.30 A$4.66

$1.76 A$2.48

87.50%

Onion (1kg)

$2.49 A$3.52

$1.77 A$2.49

40.68%

Lettuce (1 head)

$2.38 A$3.35

$2.20 A$3.10

8.18%

Water (1.5 liter bottle)

$1.25 A$1.76

$1.44 A$2.03

-13.19%

Cigarettes 20 Pack (Marlboro, Camel)

$46.38 A$65.4

$45.94 A$64.8

0.96%

Wine (Bottle)

$14.50 A$20.44

$15.11 A$21.31

-4.04%

Local Beer (0.5 liter bottle)

$4.28 A$6.04

$4.83 A$6.81

-11.39%

Imported Beer (0.33 liter bottle)

$4.02 A$5.67

$5.56 A$7.84

-27.70%

One-way Ticket (Public Transport)

$3.34 A$4.71

$3.17 A$4.48

5.36%

Public Transport Monthly Pass (Regular Price)

$158 A$223

$86.6 A$122

82.65%

Taxi Start (Normal Tariff)

$3.47 A$4.90

$4.19 A$5.91

-17.18%

Taxi (Normal Tariff) (1km)

$1.67 A$2.36

$1.58 A$2.23

5.70%

Taxi 1hour Waiting (Normal Tariff)

$40.99 A$57.8

$43.65 A$61.6

-6.09%

Gasoline (1 liter)

$1.44 A$2.03

$1.29 A$1.82

11.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K A$43.0K

$27.5K A$38.8K

10.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K A$42.9K

$30.7K A$43.2K

-0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 A$323

$189 A$267

21.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.42 A$38.67

$27.83 A$39.24

-1.47%

Internet (50+ Mbps, Unlimited Data)

$57.0 A$80.4

$57.7 A$81.4

-1.25%

Gym Membership (Monthly)

$80.3 A$113

$57.7 A$81.3

39.32%

Tennis Court (1 Hour on Weekend)

$24.63 A$34.74

$16.13 A$22.75

52.70%

Cinema Ticket

$17.92 A$25.28

$12.64 A$17.83

41.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,317 A$3,267

$2,393 A$3,375

-3.20%

International Primary School, 1 Child (Yearly)

$29.1K A$41.0K

$20.8K A$29.3K

39.90%

Jeans (Levis 501 Or Similar)

$80.5 A$113

$35.50 A$50.1

126.62%

Summer Dress (H&M, Zara, etc)

$75.2 A$106

$58.7 A$82.8

28.10%

Sport Shoes (Adidas, Nike)

$111 A$156

$108 A$153

2.24%

Men's Leather Business Shoes

$134 A$190

$137 A$193

-1.92%

1-bedroom Apartment, City Center (Monthly)

$2,591 A$3,654

$946 A$1,334

173.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,897 A$2,675

$1,108 A$1,563

71.20%

3-bedroom Apartment, City Center (Monthly)

$5,109 A$7,205

$2,046 A$2,885

149.74%

3-bedroom Apartment, Outside City Center (Monthly)

$3,134 A$4,420

$1,730 A$2,439

81.19%

Buy Apartment in City Center (m2)

$13.7K A$19.3K

$6,846 A$9,655

99.83%

Buy Apartment Outside City Center (m2)

$8,458 A$11.9K

$5,845 A$8,243

44.71%

Average Monthly Net Salary (After Tax)

$4,204 A$5,928

20-Year Fixed Mortgage Interest Rate (Annual %)

5.87

5.95

-1.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: September 12, 2026

Last update for Campbelltown: September 13, 2026

Cost Breakdown

A central one-bedroom costs $2,591 in Sydney versus $946 in Campbelltown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $93.0 in Sydney versus $39.00 in Campbelltown. Monthly groceries follow the same trend: $387 vs $324 – making Campbelltown the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Campbelltown: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 32%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,939 per month in Sydney and $3,728 in Campbelltown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Campbelltown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 83% less in Campbelltown. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,317 per month in Sydney and $2,393 in Campbelltown. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Campbelltown, where all-in costs run around $2,485, than in Sydney at $3,292. In Campbelltown it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Campbelltown – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Campbelltown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.