Cost of Living Comparison Between Sydney and Bendigo Cost of Living Comparison Between Sydney and Bendigo

Monthly Cost of Living

A single person spends $3,352 per month in Sydney vs $2,094 in Bendigo, rent included.

A couple spends around $4,870 per month in Sydney vs $3,091 in Bendigo, rent included.

A family of three spends $6,389 per month in Sydney vs $4,088 in Bendigo, rent included.

Sydney costs about 60% more than Bendigo, driven mainly by Getting Around.

Both Sydney and Bendigo sit above the global median – Sydney by 143%, Bendigo by 52%.

Meal at Budget Restaurant

$18.19 A$25.36

$17.77 A$24.77

2.36%

Three-Course Dinner for Two, Mid-Range

$95.0 A$132

$78.9 A$110

20.38%

Fast Food Meal (McDonalds, etc)

$12.37 A$17.24

$12.33 A$17.19

0.32%

Cappuccino

$4.07 A$5.67

$4.16 A$5.80

-2.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 A$3.93

$3.29 A$4.58

-14.29%

Water (0.33 liter bottle)

$2.21 A$3.08

$2.61 A$3.64

-15.33%

Local Beer (0.5 liter draught)

$8.13 A$11.33

$10.21 A$14.23

-20.37%

Imported Beer (0.33 liter bottle)

$7.38 A$10.29

$8.56 A$11.93

-13.79%

Milk (1 liter)

$1.85 A$2.58

$1.33 A$1.85

39.10%

White Bread (500g)

$2.85 A$3.97

$3.12 A$4.35

-8.65%

Rice (white) (1kg)

$2.45 A$3.42

$3.04 A$4.24

-19.41%

Eggs

$5.67 A$7.90

$4.95 A$6.90

14.55%

Local Cheese (1kg)

$12.92 A$18.01

$10.91 A$15.22

18.42%

Chicken Fillets (1kg)

$9.63 A$13.42

$9.90 A$13.80

-2.73%

Beef Round Steak (1kg)

$17.07 A$23.80

$10.66 A$14.87

60.13%

Apples (1kg)

$3.80 A$5.29

$3.50 A$4.89

8.57%

Banana (1kg)

$3.23 A$4.50

$3.22 A$4.50

0.31%

Oranges (1kg)

$3.37 A$4.70

$3.51 A$4.90

-3.99%

Tomato (1kg)

$4.72 A$6.58

$5.00 A$6.96

-5.60%

Potato (1kg)

$3.25 A$4.54

$2.83 A$3.94

14.84%

Onion (1kg)

$2.56 A$3.57

$2.66 A$3.71

-3.76%

Lettuce (1 head)

$2.48 A$3.46

$2.55 A$3.56

-2.75%

Water (1.5 liter bottle)

$1.32 A$1.84

$1.64 A$2.29

-19.51%

Cigarettes 20 Pack (Marlboro, Camel)

$46.98 A$65.5

$46.94 A$65.5

0.09%

Wine (Bottle)

$14.62 A$20.38

$10.81 A$15.07

35.25%

Local Beer (0.5 liter bottle)

$4.20 A$5.86

$5.58 A$7.77

-24.73%

Imported Beer (0.33 liter bottle)

$4.05 A$5.65

$5.26 A$7.34

-23.00%

One-way Ticket (Public Transport)

$3.21 A$4.48

$3.64 A$5.08

-11.81%

Public Transport Monthly Pass (Regular Price)

$157 A$219

$58.8 A$82.0

166.86%

Taxi Start (Normal Tariff)

$3.69 A$5.15

$4.43 A$6.17

-16.70%

Taxi (Normal Tariff) (1km)

$1.61 A$2.24

$1.42 A$1.98

13.38%

Taxi 1hour Waiting (Normal Tariff)

$40.67 A$56.7

$14.28 A$19.92

184.80%

Gasoline (1 liter)

$1.46 A$2.03

$1.28 A$1.78

14.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K A$42.7K

$27.9K A$38.8K

9.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K A$42.5K

$20.4K A$28.5K

48.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 A$313

$142 A$197

58.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.89 A$38.88

$29.27 A$40.80

-4.71%

Internet (50+ Mbps, Unlimited Data)

$59.4 A$82.9

$57.3 A$79.9

3.70%

Gym Membership (Monthly)

$79.3 A$111

Tennis Court (1 Hour on Weekend)

$24.63 A$34.34

$19.96 A$27.83

23.40%

Cinema Ticket

$18.37 A$25.62

$12.91 A$18.00

42.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,288 A$3,191

$2,223 A$3,099

2.95%

International Primary School, 1 Child (Yearly)

$29.5K A$41.2K

$32.0K A$44.7K

-7.85%

Jeans (Levis 501 Or Similar)

$83.3 A$116

$83.8 A$117

-0.64%

Summer Dress (H&M, Zara, etc)

$76.1 A$106

$51.8 A$72.3

46.80%

Sport Shoes (Adidas, Nike)

$112 A$156

$125 A$174

-10.47%

Men's Leather Business Shoes

$136 A$190

$139 A$194

-2.00%

1-bedroom Apartment, City Center (Monthly)

$2,637 A$3,676

$1,134 A$1,582

132.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,808 A$2,521

$853 A$1,190

111.90%

3-bedroom Apartment, City Center (Monthly)

$5,114 A$7,129

$1,386 A$1,932

268.97%

3-bedroom Apartment, Outside City Center (Monthly)

$3,057 A$4,262

$1,312 A$1,829

133.08%

Buy Apartment in City Center (m2)

$13.6K A$18.9K

$4,453 A$6,208

205.21%

Buy Apartment Outside City Center (m2)

$8,504 A$11.9K

$3,986 A$5,558

113.33%

Average Monthly Net Salary (After Tax)

$4,239 A$5,911

$3,121 A$4,352

35.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: September 7, 2026

Last update for Bendigo: September 8, 2026

Cost Breakdown

A central one-bedroom costs $2,637 in Sydney versus $1,134 in Bendigo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Sydney versus $79.0 in Bendigo. Monthly groceries follow the same trend: $392 vs $370 – making Bendigo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Bendigo: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 60%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $5,027 per month in Sydney and $3,142 in Bendigo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bendigo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $95.0 in Sydney and $79.0 in Bendigo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,352 in Sydney and $2,094 in Bendigo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Bendigo, where all-in costs run around $2,094, than in Sydney at $3,352. In Bendigo it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Bendigo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bendigo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.