Last update: Oct 2026

Cost of Living Comparison Between Sydney and Bega NSW

For one person, living is cheaper in Bega NSW: $2,563 a month against $3,267 in Sydney, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

157

Cost of Living Index in Sydney
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Sydney Living Index
122

Cost of Living Index in Bega NSW
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Bega NSW Living Index

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Sydney

🇦🇺 Australia

$3,267

/mo nomad

Bega NSW

🇦🇺 Australia

$2,563

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Bega NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Bega NSW actually costs, broken down by who's living it.

A single person spends $3,267 per month in Sydney vs $2,563 in Bega NSW, rent included.

Sydney $3,267
Bega NSW $2,563

A couple spends around $4,847 per month in Sydney vs $3,832 in Bega NSW, rent included.

Sydney $4,847
Bega NSW $3,832

A family of three spends $6,428 per month in Sydney vs $5,101 in Bega NSW, rent included.

Sydney $6,428
Bega NSW $5,101

Sydney costs about 27% more than Bega NSW, and outside of rent the biggest gap is in transport.

Both Sydney and Bega NSW sit above the global median – Sydney by 140%, Bega NSW by 88%.

Meal at Budget Restaurant

$17.50 A$24.99

$19.71 A$28.14

-11.21%

Three-Course Dinner for Two, Mid-Range

$90.4 A$129

$88.2 A$126

2.43%

Fast Food Meal (McDonalds, etc)

$11.96 A$17.07

$10.87 A$15.52

10.03%

Cappuccino

$4.00 A$5.71

$4.42 A$6.32

-9.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 A$4.02

$2.96 A$4.22

-5.07%

Water (0.33 liter bottle)

$2.22 A$3.17

$1.98 A$2.82

12.12%

Local Beer (0.5 liter draught)

$8.13 A$11.62

$8.51 A$12.15

-4.47%

Imported Beer (0.33 liter bottle)

$7.20 A$10.28

$6.95 A$9.93

3.60%

Milk (1 liter)

$1.70 A$2.43

$1.40 A$1.99

21.43%

White Bread (500g)

$2.94 A$4.19

$3.07 A$4.38

-4.23%

Rice (white) (1kg)

$2.51 A$3.59

$2.38 A$3.40

5.46%

Eggs

$5.66 A$8.08

$5.38 A$7.68

5.20%

Local Cheese (1kg)

$12.22 A$17.44

$8.40 A$12.00

45.48%

Chicken Fillets (1kg)

$9.31 A$13.30

$8.01 A$11.44

16.23%

Beef Round Steak (1kg)

$16.87 A$24.09

$16.92 A$24.17

-0.30%

Apples (1kg)

$3.90 A$5.57

$3.51 A$5.01

11.11%

Banana (1kg)

$3.22 A$4.60

$3.19 A$4.56

0.94%

Oranges (1kg)

$3.43 A$4.90

$3.18 A$4.54

7.86%

Tomato (1kg)

$4.33 A$6.19

$4.92 A$7.03

-11.99%

Potato (1kg)

$3.35 A$4.78

$2.87 A$4.10

16.72%

Onion (1kg)

$2.40 A$3.43

$2.12 A$3.03

13.21%

Lettuce (1 head)

$2.34 A$3.34

$2.33 A$3.33

0.43%

Water (1.5 liter bottle)

$1.16 A$1.65

$1.49 A$2.13

-22.15%

Cigarettes 20 Pack (Marlboro, Camel)

$45.47 A$64.9

$47.68 A$68.1

-4.64%

Wine (Bottle)

$13.99 A$19.98

$12.07 A$17.24

15.91%

Local Beer (0.5 liter bottle)

$4.11 A$5.87

$4.35 A$6.21

-5.52%

Imported Beer (0.33 liter bottle)

$4.18 A$5.97

$5.68 A$8.11

-26.41%

One-way Ticket (Public Transport)

$3.12 A$4.46

$3.02 A$4.32

3.31%

Public Transport Monthly Pass (Regular Price)

$152 A$217

$83.9 A$120

80.97%

Taxi Start (Normal Tariff)

$3.46 A$4.94

$3.58 A$5.11

-3.35%

Taxi (Normal Tariff) (1km)

$1.56 A$2.23

$1.51 A$2.16

3.31%

Taxi 1hour Waiting (Normal Tariff)

$39.54 A$56.5

$42.04 A$60.0

-5.95%

Gasoline (1 liter)

$1.45 A$2.06

$1.34 A$1.92

8.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K A$42.7K

$26.4K A$37.8K

13.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K A$39.3K

$25.8K A$36.9K

6.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 A$358

$217 A$309

15.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.76 A$39.64

$24.85 A$35.49

11.71%

Internet (50+ Mbps, Unlimited Data)

$58.0 A$82.8

$54.7 A$78.1

6.01%

Gym Membership (Monthly)

$70.7 A$101

$53.0 A$75.7

33.29%

Tennis Court (1 Hour on Weekend)

$23.25 A$33.20

$15.80 A$22.56

47.15%

Cinema Ticket

$17.83 A$25.46

$16.11 A$23.01

10.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,358 A$3,368

$2,121 A$3,029

11.20%

International Primary School, 1 Child (Yearly)

$27.2K A$38.8K

$20.0K A$28.6K

35.71%

Jeans (Levis 501 Or Similar)

$80.5 A$115

$87.7 A$125

-8.29%

Summer Dress (H&M, Zara, etc)

$69.3 A$99.0

$54.9 A$78.4

26.32%

Sport Shoes (Adidas, Nike)

$111 A$158

$116 A$165

-4.32%

Men's Leather Business Shoes

$127 A$182

$118 A$169

7.80%

1-bedroom Apartment, City Center (Monthly)

$2,566 A$3,664

$1,255 A$1,792

104.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,792 A$2,560

$1,222 A$1,746

46.65%

3-bedroom Apartment, City Center (Monthly)

$5,202 A$7,429

$2,541 A$3,629

104.73%

3-bedroom Apartment, Outside City Center (Monthly)

$3,156 A$4,508

$2,084 A$2,977

51.44%

Buy Apartment in City Center (m2)

$13.4K A$19.1K

$6,268 A$8,951

113.60%

Buy Apartment Outside City Center (m2)

$8,727 A$12.5K

$4,704 A$6,718

85.52%

Average Monthly Net Salary (After Tax)

$4,118 A$5,881

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.9

0.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 24, 2026

Last update for Bega NSW: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.8K 54.9%

Bega NSW

$1.2K 47.7% 31.8% $570

Groceries & Markets

Sydney

$382 11.7%

Bega NSW

$363 14.2% 5% $19

Monthly Utilities & Internet

Sydney

$337 10.3%

Bega NSW

$296 11.6% 12% $40

Eating Out

Sydney

$299 9.2%

Bega NSW

$320 12.5% 6.8% $20

Getting Around

Sydney

$176 5.4%

Bega NSW

$107 4.2% 39% $68

Clothing & Footwear

Sydney

$175 5.3%

Bega NSW

$169 6.6% 2.9% $5.1

Sport & Entertainment

Sydney

$106 3.3%

Bega NSW

$85 3.3% 19.8% $21

Cost Breakdown

A central one-bedroom costs $2,566 in Sydney versus $1,255 in Bega NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90 in Sydney versus $88 in Bega NSW. Monthly groceries follow the same trend: $382 vs $363 – making Bega NSW the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇦🇺 Bega NSW

🕒 Local time

21:50 9:50 PM

Same time as Sydney

🌤 Weather

👥 Population

4,840,600

4,683

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

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Sydney Bega NSW 340 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Bega NSW: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 27%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,900 per month in Sydney and $3,844 in Bega NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bega NSW, especially for central apartments: a one-bedroom in the center costs $1,255 there versus $2,566 in Sydney.

Public transport costs about 45% less in Bega NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 5% more in Sydney, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $3,267 in Sydney and $2,563 in Bega NSW. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Bega NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.