Last update: Oct 2026

Cost of Living Comparison Between Sydney and Banjarmasin

For one person, living is cheaper in Banjarmasin: $584 a month against $3,152 in Sydney, rent and utilities included – about $30,800 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Sydney
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Sydney Living Index
28

Cost of Living Index in Banjarmasin
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Banjarmasin Living Index

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Sydney

🇦🇺 Australia

$3,152

/mo nomad

Banjarmasin

🇮🇩 Indonesia

$584

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Banjarmasin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Banjarmasin actually costs, broken down by who's living it.

A single person spends $3,152 per month in Sydney vs $584 in Banjarmasin, rent included.

Sydney $3,152
Banjarmasin $584

A couple spends around $4,710 per month in Sydney vs $921 in Banjarmasin, rent included.

Sydney $4,710
Banjarmasin $921

A family of three spends $6,268 per month in Sydney vs $1,258 in Banjarmasin, rent included.

Sydney $6,268
Banjarmasin $1,258

Sydney costs about 439% more than Banjarmasin, and outside of rent the biggest gap is in eating out.

Sydney sits 133% above the global median, while Banjarmasin is 57% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.57 A$25.29

$1.14 Rp 20.6K

1441.23%

Three-Course Dinner for Two, Mid-Range

$91.5 A$132

$14.15 Rp 254.8K

546.50%

Fast Food Meal (McDonalds, etc)

$11.96 A$17.21

$3.28 Rp 59.1K

264.63%

Cappuccino

$4.07 A$5.85

$1.23 Rp 22.2K

230.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.10

$0.78 Rp 14.1K

265.38%

Water (0.33 liter bottle)

$2.25 A$3.24

$0.35 Rp 6,222

542.86%

Local Beer (0.5 liter draught)

$7.60 A$10.94

$4.89 Rp 88.0K

55.42%

Imported Beer (0.33 liter bottle)

$7.43 A$10.69

$3.51 Rp 63.2K

111.68%

Milk (1 liter)

$1.66 A$2.38

$1.32 Rp 23.7K

25.76%

White Bread (500g)

$2.78 A$4.00

$0.97 Rp 17.4K

186.60%

Rice (white) (1kg)

$2.42 A$3.49

$0.85 Rp 15.2K

184.71%

Eggs

$5.64 A$8.12

$1.54 Rp 27.7K

266.23%

Local Cheese (1kg)

$11.71 A$16.85

$6.69 Rp 120.3K

75.04%

Chicken Fillets (1kg)

$9.66 A$13.89

$2.12 Rp 38.1K

355.66%

Beef Round Steak (1kg)

$16.75 A$24.10

$3.25 Rp 58.5K

415.38%

Apples (1kg)

$4.07 A$5.85

$1.91 Rp 34.4K

113.09%

Banana (1kg)

$3.25 A$4.68

$1.12 Rp 20.1K

190.18%

Oranges (1kg)

$3.44 A$4.96

$0.89 Rp 16.0K

286.52%

Tomato (1kg)

$4.28 A$6.16

$1.29 Rp 23.2K

231.78%

Potato (1kg)

$3.28 A$4.72

$1.30 Rp 23.4K

152.31%

Onion (1kg)

$2.30 A$3.30

$0.90 Rp 16.2K

155.56%

Lettuce (1 head)

$2.30 A$3.31

$0.73 Rp 13.1K

215.07%

Water (1.5 liter bottle)

$1.21 A$1.74

$0.40 Rp 7,234

202.50%

Cigarettes 20 Pack (Marlboro, Camel)

$43.71 A$62.9

$1.93 Rp 34.8K

2164.77%

Wine (Bottle)

$13.88 A$19.97

$21.41 Rp 385.3K

-35.17%

Local Beer (0.5 liter bottle)

$3.90 A$5.62

$1.86 Rp 33.4K

109.68%

Imported Beer (0.33 liter bottle)

$3.91 A$5.63

$3.12 Rp 56.1K

25.32%

One-way Ticket (Public Transport)

$3.04 A$4.38

$0.29 Rp 5,217

948.28%

Public Transport Monthly Pass (Regular Price)

$150 A$216

$16.77 Rp 301.8K

795.83%

Taxi Start (Normal Tariff)

$3.38 A$4.86

$0.52 Rp 9,283

550.00%

Taxi (Normal Tariff) (1km)

$1.56 A$2.24

$0.37 Rp 6,657

321.62%

Taxi 1hour Waiting (Normal Tariff)

$40.01 A$57.6

$2.63 Rp 47.3K

1421.29%

Gasoline (1 liter)

$1.40 A$2.01

$0.79 Rp 14.2K

77.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.9K

$24.4K Rp 438.7M

19.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K A$43.4K

$26.7K Rp 479.8M

13.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 A$320

$41.10 Rp 739.8K

441.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.16 A$39.08

$2.75 Rp 49.5K

887.64%

Internet (50+ Mbps, Unlimited Data)

$55.8 A$80.3

$17.31 Rp 311.5K

222.47%

Gym Membership (Monthly)

$74.6 A$107

$19.71 Rp 354.7K

278.54%

Tennis Court (1 Hour on Weekend)

$23.99 A$34.52

$7.89 Rp 142.0K

204.06%

Cinema Ticket

$17.56 A$25.27

$5.62 Rp 101.1K

212.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,196 A$3,160

$95.9 Rp 1.7M

2189.91%

International Primary School, 1 Child (Yearly)

$28.2K A$40.6K

$8,380 Rp 150.8M

236.36%

Jeans (Levis 501 Or Similar)

$78.4 A$113

$42.79 Rp 770.1K

83.29%

Summer Dress (H&M, Zara, etc)

$68.4 A$98.5

$25.24 Rp 454.4K

171.16%

Sport Shoes (Adidas, Nike)

$111 A$160

$53.7 Rp 965.7K

107.31%

Men's Leather Business Shoes

$134 A$193

$32.67 Rp 588.1K

311.45%

1-bedroom Apartment, City Center (Monthly)

$2,500 A$3,598

$216 Rp 3.9M

1057.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,709 A$2,460

$162 Rp 2.9M

954.59%

3-bedroom Apartment, City Center (Monthly)

$4,946 A$7,117

$557 Rp 10.0M

787.74%

3-bedroom Apartment, Outside City Center (Monthly)

$3,022 A$4,349

$370 Rp 6.7M

716.11%

Buy Apartment in City Center (m2)

$13.2K A$18.9K

$1,052 Rp 18.9M

1152.35%

Buy Apartment Outside City Center (m2)

$8,370 A$12.0K

$822 Rp 14.8M

917.75%

Average Monthly Net Salary (After Tax)

$4,113 A$5,919

$204 Rp 3.7M

1913.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

9.46

-38.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 11, 2026

Last update for Banjarmasin: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.7K 54.2%

Banjarmasin

$162 27.7% 90.5% $1.5K

Groceries & Markets

Sydney

$379 12%

Banjarmasin

$171 29.2% 54.9% $208

Monthly Utilities & Internet

Sydney

$306 9.7%

Banjarmasin

$61 10.5% 80% $244

Eating Out

Sydney

$299 9.5%

Banjarmasin

$70 11.9% 76.6% $229

Clothing & Footwear

Sydney

$177 5.6%

Banjarmasin

$69 11.9% 60.7% $107

Getting Around

Sydney

$174 5.5%

Banjarmasin

$20 3.5% 88.3% $153

Sport & Entertainment

Sydney

$110 3.5%

Banjarmasin

$31 5.3% 71.8% $79

Cost Breakdown

A central one-bedroom costs $2,500 in Sydney versus $216 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1914% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91.0 in Sydney versus $14.00 in Banjarmasin. Monthly groceries follow the same trend: $379 vs $171 – making Banjarmasin the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇮🇩 Banjarmasin

🕒 Local time

18:56 6:56 PM

15:56 3:56 PM

3 h behind Sydney

🌤 Weather

👥 Population

4,840,600

715,703

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Sydney Banjarmasin 5,090 km ≈ 7 h nonstop flight

From you

Sydney
Banjarmasin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Banjarmasin: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 439%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,728 per month in Sydney and $877 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $91.0 in Sydney and $14.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,152 in Sydney and $584 in Banjarmasin. That's a gap of about 439%.

A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $584, than in Sydney at $3,152. In Banjarmasin it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.