Last update: Oct 2026

Cost of Living Comparison Between Świebodzice and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,363 in Świebodzice, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Świebodzice
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Świebodzice Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Świebodzice

🇵🇱 Poland

$1,363

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Świebodzice and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Świebodzice and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,363 in Świebodzice versus $918 in Cebu.

Świebodzice $1,363
Cebu $918

Estimated couple costs with rent: $2,014 in Świebodzice versus $1,409 in Cebu.

Świebodzice $2,014
Cebu $1,409

Monthly costs for a family of three with rent: $2,665 in Świebodzice versus $1,900 in Cebu.

Świebodzice $2,665
Cebu $1,900

Living in Świebodzice is roughly 48% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Świebodzice is 1% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.28 zł 39.93

$3.09 ₱194

232.69%

Three-Course Dinner for Two, Mid-Range

$50.2 zł 195

$24.22 ₱1,525

107.43%

Fast Food Meal (McDonalds, etc)

$10.01 zł 38.89

$3.92 ₱247

155.36%

Cappuccino

$3.98 zł 15.46

$2.51 ₱158

58.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 zł 8.55

$1.59 ₱100

38.36%

Water (0.33 liter bottle)

$1.92 zł 7.47

$0.53 ₱33.43

262.26%

Local Beer (0.5 liter draught)

$3.98 zł 15.48

$1.78 ₱112

123.60%

Imported Beer (0.33 liter bottle)

$4.96 zł 19.29

$2.17 ₱137

128.57%

Milk (1 liter)

$0.92 zł 3.59

$1.92 ₱121

-52.08%

White Bread (500g)

$1.08 zł 4.20

$1.36 ₱85.4

-20.59%

Rice (white) (1kg)

$1.48 zł 5.73

$1.01 ₱63.5

46.53%

Eggs

$2.87 zł 11.15

$2.03 ₱128

41.38%

Local Cheese (1kg)

$9.44 zł 36.69

$9.86 ₱621

-4.26%

Chicken Fillets (1kg)

$2.61 zł 10.16

$4.39 ₱277

-40.55%

Beef Round Steak (1kg)

$12.23 zł 47.50

$7.60 ₱479

60.92%

Apples (1kg)

$0.86 zł 3.34

$3.30 ₱208

-73.94%

Banana (1kg)

$1.25 zł 4.87

$1.39 ₱87.8

-10.07%

Oranges (1kg)

$1.73 zł 6.72

$2.33 ₱147

-25.75%

Tomato (1kg)

$1.44 zł 5.59

$1.50 ₱94.3

-4.00%

Potato (1kg)

$0.61 zł 2.38

$2.36 ₱149

-74.15%

Onion (1kg)

$0.85 zł 3.28

$1.90 ₱119

-55.26%

Lettuce (1 head)

$1.39 zł 5.42

$1.19 ₱74.9

16.81%

Water (1.5 liter bottle)

$0.48 zł 1.87

$0.63 ₱39.71

-23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$6.29 zł 24.44

$3.00 ₱189

109.67%

Wine (Bottle)

$7.40 zł 28.76

$6.03 ₱379

22.72%

Local Beer (0.5 liter bottle)

$1.11 zł 4.32

$1.23 ₱77.7

-9.76%

Imported Beer (0.33 liter bottle)

$1.79 zł 6.96

$1.75 ₱110

2.29%

One-way Ticket (Public Transport)

$1.04 zł 4.05

$0.25 ₱15.86

316.00%

Public Transport Monthly Pass (Regular Price)

$30.01 zł 117

$12.64 ₱796

137.42%

Taxi Start (Normal Tariff)

$2.53 zł 9.82

$0.77 ₱48.62

228.57%

Taxi (Normal Tariff) (1km)

$0.94 zł 3.64

$0.23 ₱14.53

308.70%

Taxi 1hour Waiting (Normal Tariff)

$10.33 zł 40.13

$4.46 ₱281

131.61%

Gasoline (1 liter)

$1.62 zł 6.29

$1.31 ₱82.8

23.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K zł 117.0K

$21.2K ₱1.3M

41.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K zł 115.3K

$19.1K ₱1.2M

54.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 zł 916

$120 ₱7,569

96.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.68 zł 29.85

$14.00 ₱882

-45.14%

Internet (50+ Mbps, Unlimited Data)

$12.83 zł 49.83

$27.54 ₱1,734

-53.41%

Gym Membership (Monthly)

$35.70 zł 139

$32.33 ₱2,035

10.42%

Tennis Court (1 Hour on Weekend)

$24.92 zł 96.8

$6.65 ₱419

274.74%

Cinema Ticket

$8.77 zł 34.09

$5.65 ₱356

55.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$483 zł 1,876

$275 ₱17.3K

75.38%

International Primary School, 1 Child (Yearly)

$11.9K zł 46.3K

$7,918 ₱498.5K

50.42%

Jeans (Levis 501 Or Similar)

$93.2 zł 362

$49.33 ₱3,106

89.01%

Summer Dress (H&M, Zara, etc)

$38.50 zł 150

$25.24 ₱1,589

52.54%

Sport Shoes (Adidas, Nike)

$90.2 zł 351

$77.0 ₱4,846

17.23%

Men's Leather Business Shoes

$105 zł 407

$57.2 ₱3,601

82.94%

1-bedroom Apartment, City Center (Monthly)

$580 zł 2,253

$500 ₱31.5K

16.09%

1-bedroom Apartment, Outside City Center (Monthly)

$478 zł 1,857

$309 ₱19.4K

54.78%

3-bedroom Apartment, City Center (Monthly)

$1,072 zł 4,166

$1,078 ₱67.9K

-0.52%

3-bedroom Apartment, Outside City Center (Monthly)

$780 zł 3,032

$615 ₱38.7K

26.84%

Buy Apartment in City Center (m2)

$2,544 zł 9,886

$2,886 ₱181.7K

-11.84%

Buy Apartment Outside City Center (m2)

$1,905 zł 7,400

$1,917 ₱120.7K

-0.63%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Świebodzice: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Świebodzice

$478 35.1%

Cebu

$309 33.6% 35.4% $169

Monthly Utilities & Internet

Świebodzice

$256 18.8%

Cebu

$162 17.6% 36.9% $95

Eating Out

Świebodzice

$206 15.1%

Cebu

$88 9.6% 57.2% $118

Groceries & Markets

Świebodzice

$180 13.2%

Cebu

$206 22.4% 14.2% $26

Clothing & Footwear

Świebodzice

$147 10.8%

Cebu

$94 10.2% 36.1% $53

Sport & Entertainment

Świebodzice

$53 3.9%

Cebu

$44 4.8% 18.1% $9.6

Getting Around

Świebodzice

$41 3%

Cebu

$16 1.7% 62.4% $26

Cost Breakdown

A one-bedroom apartment in the center runs $580 in Świebodzice and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Świebodzice vs $24.00 in Cebu. Groceries flip the comparison at $180 vs $206, with Świebodzice cheaper for home cooking.

Good to know

🇵🇱 Świebodzice

🇵🇭 Cebu

🕒 Local time

02:28 2:28 AM

08:28 8:28 AM

6 h ahead of Świebodzice

🌤 Weather

👥 Population

22,539

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Świebodzice Cebu 10,320 km ≈ 13 h nonstop flight

From you

Świebodzice
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Świebodzice vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 48% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,044 in Świebodzice and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $580 in Świebodzice versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,363 per month in Świebodzice versus $918 in Cebu – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 137% less than in Świebodzice. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,363 in Świebodzice, a $1,500 budget is realistic in Cebu but tight or insufficient in Świebodzice. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Świebodzice, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Świebodzice and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 48% less than in Świebodzice. Beyond cost, consider language, visa policies, and how big the international community is in each city.