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Cost of Living Comparison Between Swat and Ubud, Bali Cost of Living Comparison Between Swat and Ubud, Bali

๐Ÿ™‚ Solo nomad: Swat is 59.8% cheaper than Ubud, Bali without rent, and 70.8% cheaper with rent.
๐Ÿ™‚ Family of 3: Swat is 58.3% cheaper than Ubud, Bali without rent, and 77.7% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Swat
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.76 PKRย 779
$3.43 Rpย 58.1K
-19.53%
Three-Course Dinner for Two, Mid-Range
$14.22 PKRย 4,010
$32.70 Rpย 553.4K
-56.51%
Fast Food Meal (McDonalds, etc)
$5.32 PKRย 1,501
$5.04 Rpย 85.2K
5.56%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.81 PKRย 510
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.94 PKRย 1,110
-
-
Cappuccino
$2.09 PKRย 588
$2.85 Rpย 48.2K
-26.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 PKRย 120
$1.34 Rpย 22.8K
-67.91%
Water (0.33 liter bottle)
$0.24 PKRย 67.9
$0.75 Rpย 12.6K
-68.00%
Local Beer (0.5 liter draught)
-
$2.90 Rpย 49.1K
-
Imported Beer (0.33 liter bottle)
-
$3.94 Rpย 66.7K
-
๐Ÿ›’ Groceries & Markets
Swat
Ubud, Bali
Difference
Milk (1 liter)
$0.68 PKRย 192
$1.80 Rpย 30.5K
-62.22%
White Bread (500g)
$0.61 PKRย 173
$2.55 Rpย 43.2K
-76.08%
Rice (white) (1kg)
$1.23 PKRย 347
$1.19 Rpย 20.2K
3.36%
Eggs
$1.26 PKRย 357
$2.42 Rpย 40.9K
-47.93%
Local Cheese (1kg)
$6.03 PKRย 1,699
$14.38 Rpย 243.4K
-58.07%
Chicken Fillets (1kg)
$1.36 PKRย 384
$4.21 Rpย 71.2K
-67.70%
Beef Round Steak (1kg)
$1.44 PKRย 407
$11.88 Rpย 201.0K
-87.88%
Apples (1kg)
$0.85 PKRย 238
$3.71 Rpย 62.8K
-77.09%
Banana (1kg)
$0.36 PKRย 102
$1.56 Rpย 26.4K
-76.92%
Oranges (1kg)
$0.54 PKRย 154
$2.77 Rpย 46.9K
-80.51%
Tomato (1kg)
$0.43 PKRย 122
$2.22 Rpย 37.6K
-80.63%
Potato (1kg)
$0.39 PKRย 109
$1.99 Rpย 33.8K
-80.40%
Onion (1kg)
$0.51 PKRย 143
$2.29 Rpย 38.8K
-77.73%
Lettuce (1 head)
$0.33 PKRย 94.1
$1.01 Rpย 17.1K
-67.33%
Water (1.5 liter bottle)
$0.38 PKRย 107
$0.78 Rpย 13.3K
-51.28%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.92 PKRย 543
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.86 PKRย 241
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.02 PKRย 568
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.13 PKRย 602
$3.17 Rpย 53.6K
-32.81%
Wine (Bottle)
-
$23.70 Rpย 401.1K
-
Local Beer (0.5 liter bottle)
-
$2.78 Rpย 47.0K
-
Imported Beer (0.33 liter bottle)
-
$2.75 Rpย 46.5K
-
๐ŸšŒ Getting Around
Swat
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.17 PKRย 46.63
$0.27 Rpย 4,514
-37.04%
Public Transport Monthly Pass (Regular Price)
$7.20 PKRย 2,031
$8.14 Rpย 137.7K
-11.55%
Taxi Start (Normal Tariff)
$0.34 PKRย 95.1
$0.45 Rpย 7,609
-24.44%
Taxi (Normal Tariff) (1km)
$0.43 PKRย 122
$0.42 Rpย 7,192
2.38%
Taxi 1hour Waiting (Normal Tariff)
$2.77 PKRย 782
$6.18 Rpย 104.6K
-55.18%
Gasoline (1 liter)
$0.91 PKRย 257
$0.80 Rpย 13.5K
13.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K PKRย 6.0M
$26.2K Rpย 443.1M
-18.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K PKRย 7.3M
$31.6K Rpย 534.8M
-17.94%
๐Ÿงพ Monthly Utilities & Internet
Swat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 PKRย 31.2K
$80.7 Rpย 1.4M
37.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.44 PKRย 1,533
$4.12 Rpย 69.8K
32.04%
Internet (50+ Mbps, Unlimited Data)
$12.50 PKRย 3,525
$23.70 Rpย 401.0K
-47.26%
๐ŸŽ‰ Sport & Entertainment
Swat
Ubud, Bali
Difference
Gym Membership (Monthly)
$6.28 PKRย 1,770
$96.9 Rpย 1.6M
-93.52%
Tennis Court (1 Hour on Weekend)
$6.03 PKRย 1,701
$6.29 Rpย 106.4K
-4.13%
Cinema Ticket
$4.13 PKRย 1,163
$4.11 Rpย 69.5K
0.49%
๐Ÿงธ Childcare & Education
Swat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$19.71 PKRย 5,559
$298 Rpย 5.0M
-93.39%
International Primary School, 1 Child (Yearly)
$1,117 PKRย 314.9K
$6,540 Rpย 110.7M
-82.92%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Swat
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.67 PKRย 6,109
$53.4 Rpย 904.2K
-59.44%
Summer Dress (H&M, Zara, etc)
$28.26 PKRย 7,970
$38.33 Rpย 648.6K
-26.27%
Sport Shoes (Adidas, Nike)
$87.9 PKRย 24.8K
$86.4 Rpย 1.5M
1.70%
Men's Leather Business Shoes
$39.48 PKRย 11.1K
$78.9 Rpย 1.3M
-49.97%
๐Ÿ  Accommodation & Living
Swat
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$74.6 PKRย 21.0K
$1,015 Rpย 17.2M
-92.65%
1-bedroom Apartment, Outside City Center (Monthly)
$52.5 PKRย 14.8K
$669 Rpย 11.3M
-92.15%
3-bedroom Apartment, City Center (Monthly)
$167 PKRย 47.2K
$3,348 Rpย 56.7M
-95.00%
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKRย 29.6K
$2,114 Rpย 35.8M
-95.03%
Buy Apartment in City Center (m2)
$693 PKRย 195.5K
$3,020 Rpย 51.1M
-77.05%
Buy Apartment Outside City Center (m2)
$561 PKRย 158.2K
$2,334 Rpย 39.5M
-75.97%
๐Ÿ’ต Salaries & Financials
Swat
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rpย 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
13.28
52.11%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Swat: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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