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Cost of Living Comparison Between Swat and Ubud, Bali Cost of Living Comparison Between Swat and Ubud, Bali

🙂 Solo nomad: Swat is 54.9% cheaper than Ubud, Bali without rent, and 40.4% cheaper with rent.
🙂 Family of 3: Swat is 54.7% cheaper than Ubud, Bali without rent, and 43.9% cheaper with rent.
Currency
🍽 Eating Out
Swat
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.81 PKR 787
$2.91 Rp 48.4K
-3.44%
Three-Course Dinner for Two, Mid-Range
$13.97 PKR 3,914
$12.33 Rp 205.4K
13.30%
Fast Food Meal (McDonalds, etc)
$5.25 PKR 1,470
$3.21 Rp 53.5K
63.55%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.81 PKR 507
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.8 PKR 1,066
-
-
Cappuccino
$2.08 PKR 584
$2.28 Rp 38K
-8.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 PKR 111
$1.16 Rp 19.3K
-66.38%
Water (0.33 liter bottle)
$0.22 PKR 61.4
$0.26 Rp 4,308
-15.38%
Local Beer (0.5 liter draught)
-
$2.44 Rp 40.7K
-
Imported Beer (0.33 liter bottle)
-
$3.28 Rp 54.7K
-
🛒 Groceries & Markets
Swat
Ubud, Bali
Difference
Milk (1 liter)
$0.68 PKR 191
$1.49 Rp 24.9K
-54.36%
White Bread (500g)
$0.62 PKR 174
$1.62 Rp 27K
-61.73%
Rice (white) (1kg)
$1.28 PKR 358
$1.14 Rp 18.9K
12.28%
Eggs
$1.23 PKR 344
$2.33 Rp 38.9K
-47.21%
Local Cheese (1kg)
$6.34 PKR 1,777
$13.75 Rp 229.1K
-53.89%
Chicken Fillets (1kg)
$1.36 PKR 380
$4.01 Rp 66.8K
-66.08%
Beef Round Steak (1kg)
$1.38 PKR 386
$11.36 Rp 189.3K
-87.85%
Apples (1kg)
$0.84 PKR 236
$3.46 Rp 57.7K
-75.72%
Banana (1kg)
$0.34 PKR 94.3
$1.47 Rp 24.5K
-76.87%
Oranges (1kg)
$0.51 PKR 144
$2.69 Rp 44.9K
-81.04%
Tomato (1kg)
$0.4 PKR 113
$1.38 Rp 22.9K
-71.01%
Potato (1kg)
$0.42 PKR 117
$1.6 Rp 26.6K
-73.75%
Onion (1kg)
$0.54 PKR 152
$2.17 Rp 36.2K
-75.12%
Lettuce (1 head)
$0.31 PKR 85.6
$0.96 Rp 15.9K
-67.71%
Water (1.5 liter bottle)
$0.41 PKR 114
$0.6 Rp 9,919
-31.67%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.47 PKR 411
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.85 PKR 238
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.94 PKR 544
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.06 PKR 578
$2.24 Rp 37.3K
-8.04%
Wine (Bottle)
-
$14.72 Rp 245.3K
-
Local Beer (0.5 liter bottle)
-
$2.46 Rp 41.1K
-
Imported Beer (0.33 liter bottle)
-
$2.72 Rp 45.3K
-
🚌 Getting Around
Swat
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.16 PKR 45.71
$0.32 Rp 5,355
-50.00%
Public Transport Monthly Pass (Regular Price)
$7.28 PKR 2,039
$9.78 Rp 162.9K
-25.56%
Taxi Start (Normal Tariff)
$0.37 PKR 103
$0.49 Rp 8,139
-24.49%
Taxi (Normal Tariff) (1km)
$0.43 PKR 121
$0.37 Rp 6,244
16.22%
Taxi 1hour Waiting (Normal Tariff)
$2.85 PKR 800
$6.15 Rp 102.5K
-53.66%
Gasoline (1 liter)
$0.98 PKR 275
$0.71 Rp 11.8K
38.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K PKR 6M
$26.6K Rp 443.2M
-19.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K PKR 7.3M
$31.7K Rp 528.6M
-17.85%
🧾 Monthly Utilities & Internet
Swat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$114 PKR 32K
$63.7 Rp 1.1M
79.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.41 PKR 1,515
$3.93 Rp 65.5K
37.66%
Internet (50+ Mbps, Unlimited Data)
$12.33 PKR 3,456
$24.18 Rp 402.9K
-49.01%
🎉 Sport & Entertainment
Swat
Ubud, Bali
Difference
Gym Membership (Monthly)
$6.32 PKR 1,770
$23.22 Rp 386.9K
-72.78%
Tennis Court (1 Hour on Weekend)
$6.04 PKR 1,694
$6.18 Rp 103K
-2.27%
Cinema Ticket
$4.15 PKR 1,162
$3.3 Rp 55K
25.76%
🧸 Childcare & Education
Swat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$19.83 PKR 5,558
$93.1 Rp 1.6M
-78.71%
International Primary School, 1 Child (Yearly)
$1,090 PKR 305.4K
$6,046 Rp 100.7M
-81.98%
👕👟 Clothing & Footwear
Swat
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.05 PKR 5,899
$51.9 Rp 864.6K
-59.43%
Summer Dress (H&M, Zara, etc)
$27.98 PKR 7,841
$24.92 Rp 415.3K
12.28%
Sport Shoes (Adidas, Nike)
$88.3 PKR 24.7K
$82.1 Rp 1.4M
7.62%
Men's Leather Business Shoes
$40.05 PKR 11.2K
$72.6 Rp 1.2M
-44.81%
🏠 Accommodation & Living
Swat
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$75.6 PKR 21.2K
$258 Rp 4.3M
-70.76%
1-bedroom Apartment, Outside City Center (Monthly)
$52.8 PKR 14.8K
$161 Rp 2.7M
-67.12%
3-bedroom Apartment, City Center (Monthly)
$168 PKR 47.1K
$574 Rp 9.6M
-70.73%
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKR 29.4K
$330 Rp 5.5M
-68.26%
Buy Apartment in City Center (m2)
$589 PKR 165.2K
$990 Rp 16.5M
-40.49%
Buy Apartment Outside City Center (m2)
$401 PKR 112.3K
$856 Rp 14.3M
-53.18%
💵 Salaries & Financials
Swat
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
13.28
52.11%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swat: November 24, 2025

Last update for Ubud, Bali: November 24, 2025

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