😐Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $431 in Swat.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $641 in Swat.
😐Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $852 in Swat.
😐Living in Ubud, Bali is roughly 234% more expensive than Swat, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 7% above, Swat is 68% below.
Moneda
🍽 Eating Out
Ubud, Bali
Swat
Diferencia
Meal at Budget Restaurant
$3.57Rp 61.9K
$2.80PKR 781
27.50%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$14.08PKR 3,925
131.39%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$5.16PKR 1,438
-1.74%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$1.81PKR 505
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$3.93PKR 1,096
-
Cappuccino
$2.83Rp 49.0K
$2.06PKR 573
37.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$0.42PKR 118
219.05%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$0.24PKR 67.3
187.50%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
-
-
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
-
-
🛒 Groceries & Markets
Ubud, Bali
Swat
Diferencia
Milk(1 liter)
$1.74Rp 30.2K
$0.68PKR 189
155.88%
White Bread(500g)
$2.54Rp 44.0K
$0.67PKR 187
279.10%
Rice(white)(1kg)
$1.19Rp 20.6K
$1.23PKR 344
-3.25%
Eggs
$2.43Rp 42.0K
$1.26PKR 351
92.86%
Local Cheese(1kg)
$14.66Rp 254.1K
$6.25PKR 1,741
134.56%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$1.36PKR 380
207.35%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$1.43PKR 398
734.97%
Apples(1kg)
$3.69Rp 63.9K
$0.86PKR 239
329.07%
Banana(1kg)
$1.61Rp 27.8K
$0.36PKR 102
347.22%
Oranges(1kg)
$2.69Rp 46.5K
$0.51PKR 141
427.45%
Tomato(1kg)
$2.33Rp 40.4K
$0.41PKR 113
468.29%
Potato(1kg)
$1.91Rp 33.0K
$0.39PKR 108
389.74%
Onion(1kg)
$2.19Rp 37.9K
$0.51PKR 142
329.41%
Lettuce(1 head)
$1.06Rp 18.3K
$0.31PKR 85.7
241.94%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.41PKR 114
75.61%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$1.44PKR 401
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$0.87PKR 244
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$2.02PKR 563
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$2.13PKR 594
46.95%
Wine(Bottle)
$23.49Rp 407.1K
-
-
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
-
-
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
-
-
🚌 Getting Around
Ubud, Bali
Swat
Diferencia
One-way Ticket(Public Transport)
$0.29Rp 5,029
$0.19PKR 53.4
52.63%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$7.13PKR 1,989
14.59%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$0.36PKR 101
25.00%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$0.43PKR 121
-2.33%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$2.89PKR 807
113.15%
Gasoline(1 liter)
$0.84Rp 14.6K
$0.91PKR 255
-7.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$20.8KPKR 5.8M
26.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$25.8KPKR 7.2M
25.90%
🧾 Monthly Utilities & Internet
Ubud, Bali
Swat
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$112PKR 31.2K
-29.99%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$5.43PKR 1,513
-27.26%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$12.52PKR 3,489
94.89%
🎉 Sport & Entertainment
Ubud, Bali
Swat
Diferencia
Gym Membership(Monthly)
$96.5Rp 1.7M
$6.12PKR 1,706
1477.45%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
$5.99PKR 1,670
6.01%
Cinema Ticket
$4.04Rp 70.0K
$4.30PKR 1,199
-6.05%
🧸 Childcare & Education
Ubud, Bali
Swat
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$19.32PKR 5,385
1466.41%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$1,104PKR 307.8K
490.66%
👕👟 Clothing & Footwear
Ubud, Bali
Swat
Diferencia
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$21.69PKR 6,046
148.22%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$28.29PKR 7,888
34.25%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$88.5PKR 24.7K
-1.97%
Men's Leather Business Shoes
$78.9Rp 1.4M
$40.89PKR 11.4K
92.86%
🏠 Accommodation & Living
Ubud, Bali
Swat
Diferencia
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$75.7PKR 21.1K
1237.68%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$52.1PKR 14.5K
1193.54%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$168PKR 46.8K
1917.61%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$106PKR 29.5K
1880.84%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$833PKR 232.1K
258.52%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$572PKR 159.4K
309.15%
💵 Salaries & Financials
Ubud, Bali
Swat
Diferencia
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
20.2
-34.26%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Ubud, Bali: April 28, 2026
Última actualización para Swat: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $75.7 in Swat. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $14.00 in Swat for a mid-range dinner for two. Groceries echo the gap at $298 vs $72.0 per month, with Swat cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Ubud, Bali vs Swat: Coste de vida - preguntas frecuentes
Which city is more expensive, Ubud, Bali or Swat?
Swat wins on cost – living expenses run 234% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Swat the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Swat?
You'd need roughly $2,158 in Ubud, Bali and $647 in Swat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Swat?
Rent for a central apartment: $1,012 in Ubud, Bali versus $75.7 in Swat. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali vs Swat?
A monthly transit pass in Swat runs roughly 15% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and Swat?
Childcare runs $303 in Ubud, Bali versus $19.32 in Swat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or Swat?
At $431 in Swat versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Swat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Swat the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Swat?
Both work as nomad bases, but Swat delivers better value – similar infrastructure at $431 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swat hard to pass up.
How safe is Ubud, Bali compared to Swat?
Safety-wise, Ubud, Bali and Swat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Swat gentler on the wallet – expenses run 234% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs otros destinos: coste de vida comparado