Cost of Living Comparison Between Swat and Karachi Cost of Living Comparison Between Swat and Karachi

😐 Solo nomad: Swat is 11.5% more expensive than Karachi without rent, and 11.3% cheaper with rent.

🙂 Family of 3: Swat is 12.9% cheaper than Karachi without rent, and 12.1% cheaper with rent.

Meal at Budget Restaurant

$2.89 PKR 816

$2.08 PKR 588

38.94%

Three-Course Dinner for Two, Mid-Range

$13.89 PKR 3,922

$12.27 PKR 3,465

13.20%

Fast Food Meal (McDonalds, etc)

$5.16 PKR 1,457

$4.07 PKR 1,149

26.78%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.79 PKR 505

$2 PKR 565

-10.50%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.77 PKR 1,066

$5.14 PKR 1,453

-26.65%

Cappuccino

$2.01 PKR 567

$1.84 PKR 519

9.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 PKR 120

$0.37 PKR 104

13.51%

Water (0.33 liter bottle)

$0.24 PKR 67.8

$0.23 PKR 65.2

4.35%

Milk (1 liter)

$0.73 PKR 206

$0.8 PKR 225

-8.75%

White Bread (500g)

$0.63 PKR 178

$0.55 PKR 155

14.55%

Rice (white) (1kg)

$1.24 PKR 350

$1.13 PKR 319

9.73%

Eggs

$1.22 PKR 345

$1.18 PKR 332

3.39%

Local Cheese (1kg)

$6.11 PKR 1,727

$6.54 PKR 1,846

-6.57%

Chicken Fillets (1kg)

$1.33 PKR 374

$3.24 PKR 915

-58.95%

Beef Round Steak (1kg)

$1.45 PKR 410

$5.08 PKR 1,435

-71.46%

Apples (1kg)

$0.87 PKR 246

$1.08 PKR 306

-19.44%

Banana (1kg)

$0.34 PKR 95.1

$0.55 PKR 155

-38.18%

Oranges (1kg)

$0.5 PKR 142

$0.89 PKR 250

-43.82%

Tomato (1kg)

$0.44 PKR 123

$0.54 PKR 152

-18.52%

Potato (1kg)

$0.42 PKR 118

$0.38 PKR 108

10.53%

Onion (1kg)

$0.51 PKR 143

$0.47 PKR 133

8.51%

Lettuce (1 head)

$0.31 PKR 87.5

$0.36 PKR 100

-13.89%

Water (1.5 liter bottle)

$0.38 PKR 106

$0.44 PKR 124

-13.64%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.45 PKR 410

$1.22 PKR 344

18.85%

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 243

$1.31 PKR 371

-34.35%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 578

$2.12 PKR 599

-3.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.13 PKR 603

$2.18 PKR 616

-2.29%

One-way Ticket (Public Transport)

$0.17 PKR 48.09

$0.37 PKR 103

-54.05%

Public Transport Monthly Pass (Regular Price)

$7.01 PKR 1,981

$6.28 PKR 1,772

11.62%

Taxi Start (Normal Tariff)

$0.34 PKR 95.1

$0.7 PKR 197

-51.43%

Taxi (Normal Tariff) (1km)

$0.44 PKR 124

$0.66 PKR 187

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$2.8 PKR 791

$1.72 PKR 485

62.79%

Gasoline (1 liter)

$0.95 PKR 269

$0.93 PKR 263

2.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K PKR 5.9M

$16.8K PKR 4.7M

24.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K PKR 7.4M

$25K PKR 7.1M

4.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 PKR 31.3K

$136 PKR 38.3K

-18.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.24 PKR 1,480

$4.88 PKR 1,379

7.38%

Internet (50+ Mbps, Unlimited Data)

$12.4 PKR 3,503

$13.36 PKR 3,775

-7.19%

Gym Membership (Monthly)

$6.01 PKR 1,696

$15.31 PKR 4,325

-60.74%

Tennis Court (1 Hour on Weekend)

$5.8 PKR 1,637

$14.22 PKR 4,016

-59.21%

Cinema Ticket

$4.21 PKR 1,190

$4.35 PKR 1,230

-3.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$19.2 PKR 5,423

$57.7 PKR 16.3K

-66.71%

International Primary School, 1 Child (Yearly)

$1,119 PKR 316.1K

$1,350 PKR 381.3K

-17.11%

Jeans (Levis 501 Or Similar)

$21.86 PKR 6,174

$17.87 PKR 5,047

22.33%

Summer Dress (H&M, Zara, etc)

$27.75 PKR 7,837

$25.27 PKR 7,138

9.81%

Sport Shoes (Adidas, Nike)

$87.8 PKR 24.8K

$65.4 PKR 18.5K

34.37%

Men's Leather Business Shoes

$39.44 PKR 11.1K

$35.61 PKR 10.1K

10.76%

1-bedroom Apartment, City Center (Monthly)

$75 PKR 21.2K

$121 PKR 34.2K

-38.01%

1-bedroom Apartment, Outside City Center (Monthly)

$51.6 PKR 14.6K

$75.9 PKR 21.4K

-32.02%

3-bedroom Apartment, City Center (Monthly)

$167 PKR 47.2K

$321 PKR 90.7K

-47.94%

3-bedroom Apartment, Outside City Center (Monthly)

$107 PKR 30.1K

$182 PKR 51.4K

-41.38%

Buy Apartment in City Center (m2)

$607 PKR 171.3K

$576 PKR 162.7K

5.25%

Buy Apartment Outside City Center (m2)

$439 PKR 124K

$365 PKR 103.2K

20.09%

Average Monthly Net Salary (After Tax)

$190 PKR 53.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

17.8

13.48%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swat: October 29, 2025

Last update for Karachi: October 27, 2025

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