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Cost of Living Comparison Between Swat and Karachi Cost of Living Comparison Between Swat and Karachi

๐Ÿ™‚ Solo nomad: Swat is 3.1% cheaper than Karachi without rent, and 11.5% cheaper with rent.
๐Ÿ™‚ Family of 3: Swat is 12.1% cheaper than Karachi without rent, and 12.9% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Swat
Karachi
Difference
Meal at Budget Restaurant
$2.76 PKRย 779
$2.17 PKRย 611
27.19%
Three-Course Dinner for Two, Mid-Range
$14.22 PKRย 4,010
$12.19 PKRย 3,438
16.65%
Fast Food Meal (McDonalds, etc)
$5.32 PKRย 1,501
$4.15 PKRย 1,171
28.19%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.81 PKRย 510
$2.00 PKRย 563
-9.50%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.94 PKRย 1,110
$5.33 PKRย 1,503
-26.08%
Cappuccino
$2.09 PKRย 588
$1.90 PKRย 535
10.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 PKRย 120
$0.34 PKRย 95.4
26.47%
Water (0.33 liter bottle)
$0.24 PKRย 67.9
$0.23 PKRย 65.1
4.35%
๐Ÿ›’ Groceries & Markets
Swat
Karachi
Difference
Milk (1 liter)
$0.68 PKRย 192
$0.85 PKRย 240
-20.00%
White Bread (500g)
$0.61 PKRย 173
$0.58 PKRย 163
5.17%
Rice (white) (1kg)
$1.23 PKRย 347
$1.17 PKRย 329
5.13%
Eggs
$1.26 PKRย 357
$1.16 PKRย 327
8.62%
Local Cheese (1kg)
$6.03 PKRย 1,699
$6.31 PKRย 1,781
-4.44%
Chicken Fillets (1kg)
$1.36 PKRย 384
$3.27 PKRย 922
-58.41%
Beef Round Steak (1kg)
$1.44 PKRย 407
$5.11 PKRย 1,441
-71.82%
Apples (1kg)
$0.85 PKRย 238
$1.08 PKRย 306
-21.30%
Banana (1kg)
$0.36 PKRย 102
$0.55 PKRย 154
-34.55%
Oranges (1kg)
$0.54 PKRย 154
$0.88 PKRย 249
-38.64%
Tomato (1kg)
$0.43 PKRย 122
$0.53 PKRย 150
-18.87%
Potato (1kg)
$0.39 PKRย 109
$0.38 PKRย 108
2.63%
Onion (1kg)
$0.51 PKRย 143
$0.48 PKRย 135
6.25%
Lettuce (1 head)
$0.33 PKRย 94.1
$0.35 PKRย 99.2
-5.71%
Water (1.5 liter bottle)
$0.38 PKRย 107
$0.41 PKRย 115
-7.32%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.92 PKRย 543
$1.56 PKRย 440
23.08%
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.86 PKRย 241
$1.25 PKRย 354
-31.20%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.02 PKRย 568
$2.08 PKRย 587
-2.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.13 PKRย 602
$2.07 PKRย 584
2.90%
๐ŸšŒ Getting Around
Swat
Karachi
Difference
One-way Ticket (Public Transport)
$0.17 PKRย 46.63
$0.36 PKRย 103
-52.78%
Public Transport Monthly Pass (Regular Price)
$7.20 PKRย 2,031
$6.46 PKRย 1,821
11.46%
Taxi Start (Normal Tariff)
$0.34 PKRย 95.1
$0.70 PKRย 197
-51.43%
Taxi (Normal Tariff) (1km)
$0.43 PKRย 122
$0.66 PKRย 185
-34.85%
Taxi 1hour Waiting (Normal Tariff)
$2.77 PKRย 782
$1.80 PKRย 507
53.89%
Gasoline (1 liter)
$0.91 PKRย 257
$0.92 PKRย 260
-1.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K PKRย 6.0M
$16.5K PKRย 4.7M
28.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K PKRย 7.3M
$25.4K PKRย 7.2M
2.04%
๐Ÿงพ Monthly Utilities & Internet
Swat
Karachi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 PKRย 31.2K
$136 PKRย 38.4K
-18.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.44 PKRย 1,533
$4.85 PKRย 1,368
12.16%
Internet (50+ Mbps, Unlimited Data)
$12.50 PKRย 3,525
$13.74 PKRย 3,873
-9.02%
๐ŸŽ‰ Sport & Entertainment
Swat
Karachi
Difference
Gym Membership (Monthly)
$6.28 PKRย 1,770
$15.46 PKRย 4,360
-59.38%
Tennis Court (1 Hour on Weekend)
$6.03 PKRย 1,701
$14.14 PKRย 3,987
-57.36%
Cinema Ticket
$4.13 PKRย 1,163
$4.32 PKRย 1,220
-4.40%
๐Ÿงธ Childcare & Education
Swat
Karachi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$19.71 PKRย 5,559
$56.7 PKRย 16.0K
-65.26%
International Primary School, 1 Child (Yearly)
$1,117 PKRย 314.9K
$1,388 PKRย 391.4K
-19.54%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Swat
Karachi
Difference
Jeans (Levis 501 Or Similar)
$21.67 PKRย 6,109
$17.33 PKRย 4,887
25.04%
Summer Dress (H&M, Zara, etc)
$28.26 PKRย 7,970
$25.38 PKRย 7,156
11.35%
Sport Shoes (Adidas, Nike)
$87.9 PKRย 24.8K
$64.8 PKRย 18.3K
35.59%
Men's Leather Business Shoes
$39.48 PKRย 11.1K
$35.62 PKRย 10.0K
10.84%
๐Ÿ  Accommodation & Living
Swat
Karachi
Difference
1-bedroom Apartment, City Center (Monthly)
$74.6 PKRย 21.0K
$119 PKRย 33.5K
-37.15%
1-bedroom Apartment, Outside City Center (Monthly)
$52.5 PKRย 14.8K
$73.6 PKRย 20.7K
-28.67%
3-bedroom Apartment, City Center (Monthly)
$167 PKRย 47.2K
$317 PKRย 89.4K
-47.22%
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKRย 29.6K
$178 PKRย 50.3K
-41.04%
Buy Apartment in City Center (m2)
$693 PKRย 195.5K
$726 PKRย 204.6K
-4.46%
Buy Apartment Outside City Center (m2)
$561 PKRย 158.2K
$435 PKRย 122.6K
28.98%
๐Ÿ’ต Salaries & Financials
Swat
Karachi
Difference
Average Monthly Net Salary (After Tax)
-
$176 PKRย 49.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
17.8
13.48%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Swat: January 11, 2026

Last update for Karachi: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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