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Cost of Living Comparison Between Swabi and Ubud, Bali Cost of Living Comparison Between Swabi and Ubud, Bali

🙂 Solo nomad: Swabi is 43% cheaper than Ubud, Bali without rent, and 54.5% cheaper with rent.
🙂 Family of 3: Swabi is 56.5% cheaper than Ubud, Bali without rent, and 52.9% cheaper with rent.
Currency
🍽 Eating Out
Swabi
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.86 PKR 801
$2.85 Rp 47.5K
0.35%
Three-Course Dinner for Two, Mid-Range
$14.07 PKR 3,944
$12.26 Rp 204.3K
14.76%
Fast Food Meal (McDonalds, etc)
$2.81 PKR 788
$3.28 Rp 54.6K
-14.33%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.74 PKR 487
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.78 PKR 500
-
-
Cappuccino
$0.56 PKR 156
$2.3 Rp 38.3K
-75.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.27 PKR 74.8
$1.11 Rp 18.5K
-75.68%
Water (0.33 liter bottle)
$0.14 PKR 40.61
$0.26 Rp 4,324
-46.15%
Local Beer (0.5 liter draught)
-
$2.4 Rp 40K
-
Imported Beer (0.33 liter bottle)
-
$3.15 Rp 52.5K
-
🛒 Groceries & Markets
Swabi
Ubud, Bali
Difference
Milk (1 liter)
$0.66 PKR 185
$1.49 Rp 24.9K
-55.70%
White Bread (500g)
$0.33 PKR 93.4
$1.65 Rp 27.5K
-80.00%
Rice (white) (1kg)
$0.91 PKR 256
$1.13 Rp 18.9K
-19.47%
Eggs
$1.09 PKR 306
$2.33 Rp 38.9K
-53.22%
Local Cheese (1kg)
$6.24 PKR 1,749
$13.7 Rp 228.3K
-54.45%
Chicken Fillets (1kg)
$2.36 PKR 662
$3.97 Rp 66.2K
-40.55%
Beef Round Steak (1kg)
$2.73 PKR 764
$11.22 Rp 187K
-75.67%
Apples (1kg)
$0.55 PKR 153
$3.48 Rp 57.9K
-84.20%
Banana (1kg)
$0.37 PKR 103
$1.5 Rp 25K
-75.33%
Oranges (1kg)
$0.55 PKR 155
$2.68 Rp 44.6K
-79.48%
Tomato (1kg)
$0.27 PKR 75.5
$1.35 Rp 22.5K
-80.00%
Potato (1kg)
$0.16 PKR 45.41
$1.57 Rp 26.2K
-89.81%
Onion (1kg)
$0.52 PKR 145
$2.1 Rp 34.9K
-75.24%
Lettuce (1 head)
$0.33 PKR 93.5
$1.03 Rp 17.1K
-67.96%
Water (1.5 liter bottle)
$0.27 PKR 75.5
$0.57 Rp 9,488
-52.63%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.44 PKR 405
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.74 PKR 208
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.05 PKR 573
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.17 PKR 608
$2.31 Rp 38.5K
-6.06%
Wine (Bottle)
-
$15.21 Rp 253.5K
-
Local Beer (0.5 liter bottle)
-
$2.49 Rp 41.5K
-
Imported Beer (0.33 liter bottle)
-
$2.66 Rp 44.3K
-
🚌 Getting Around
Swabi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.18 PKR 50.2
$0.29 Rp 4,911
-37.93%
Public Transport Monthly Pass (Regular Price)
$7.01 PKR 1,964
$10.03 Rp 167.1K
-30.11%
Taxi Start (Normal Tariff)
$0.73 PKR 203
$0.45 Rp 7,480
62.22%
Taxi (Normal Tariff) (1km)
$0.19 PKR 52.6
$0.34 Rp 5,748
-44.12%
Taxi 1hour Waiting (Normal Tariff)
$1.75 PKR 490
$5.97 Rp 99.4K
-70.69%
Gasoline (1 liter)
$0.96 PKR 270
$0.75 Rp 12.4K
28.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.4K PKR 2.9M
$25.8K Rp 430.2M
-59.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$12.5K PKR 3.5M
$31.7K Rp 528.9M
-60.46%
🧾 Monthly Utilities & Internet
Swabi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.4 PKR 15K
$64.6 Rp 1.1M
-17.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.6 PKR 1,008
$4.14 Rp 69K
-13.04%
Internet (50+ Mbps, Unlimited Data)
$18.34 PKR 5,140
$23.99 Rp 399.7K
-23.55%
🎉 Sport & Entertainment
Swabi
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.45 PKR 3,489
$23.29 Rp 388.1K
-46.54%
Tennis Court (1 Hour on Weekend)
$6.09 PKR 1,706
$6.19 Rp 103.1K
-1.62%
Cinema Ticket
$4.35 PKR 1,220
$3.45 Rp 57.5K
26.09%
🧸 Childcare & Education
Swabi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$18.03 PKR 5,053
$91.9 Rp 1.5M
-80.38%
International Primary School, 1 Child (Yearly)
$1,109 PKR 310.7K
$5,912 Rp 98.5M
-81.25%
👕👟 Clothing & Footwear
Swabi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$3.59 PKR 1,006
$51.5 Rp 857.6K
-93.03%
Summer Dress (H&M, Zara, etc)
$28.22 PKR 7,910
$24.45 Rp 407.3K
15.42%
Sport Shoes (Adidas, Nike)
$88.2 PKR 24.7K
$84.4 Rp 1.4M
4.52%
Men's Leather Business Shoes
$40.56 PKR 11.4K
$74.3 Rp 1.2M
-45.42%
🏠 Accommodation & Living
Swabi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$73.8 PKR 20.7K
$261 Rp 4.4M
-71.76%
1-bedroom Apartment, Outside City Center (Monthly)
$52.8 PKR 14.8K
$160 Rp 2.7M
-66.92%
3-bedroom Apartment, City Center (Monthly)
$167 PKR 46.9K
$585 Rp 9.7M
-71.40%
3-bedroom Apartment, Outside City Center (Monthly)
$108 PKR 30.3K
$328 Rp 5.5M
-67.04%
Buy Apartment in City Center (m2)
$557 PKR 156.1K
$985 Rp 16.4M
-43.44%
Buy Apartment Outside City Center (m2)
$555 PKR 155.6K
$847 Rp 14.1M
-34.45%
💵 Salaries & Financials
Swabi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$159 PKR 44.4K
$178 Rp 3M
-10.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
15
13.28
12.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swabi: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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