🙂A single person spends $800 per month in Surat Thani vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $1,316 per month in Surat Thani vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $1,833 per month in Surat Thani vs $3,763 in Ubud, Bali, rent included.
🙂Surat Thani is about 43% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.
📊Surat Thani sits 40% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Surat Thani
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.97฿66.1
$3.45Rp 62.1K
-42.90%
Three-Course Dinner for Two, Mid-Range
$18.49฿622
$32.34Rp 581.1K
-42.83%
Fast Food Meal(McDonalds, etc)
$4.73฿159
$4.84Rp 87.1K
-2.27%
Cappuccino
$1.52฿51.0
$2.75Rp 49.4K
-44.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47฿15.95
$1.38Rp 24.9K
-65.94%
Water(0.33 liter bottle)
$0.32฿10.86
$0.75Rp 13.5K
-57.33%
Local Beer(0.5 liter draught)
$2.44฿82.0
$2.99Rp 53.8K
-18.39%
Imported Beer(0.33 liter bottle)
$3.67฿123
$3.85Rp 69.2K
-4.68%
🛒 Groceries & Markets
Surat Thani
Ubud, Bali
Difference
Milk(1 liter)
$2.04฿68.5
$1.74Rp 31.2K
17.24%
White Bread(500g)
$1.24฿41.68
$2.46Rp 44.2K
-49.59%
Rice(white)(1kg)
$1.11฿37.29
$1.17Rp 21.0K
-5.13%
Eggs
$1.95฿65.7
$2.43Rp 43.7K
-19.75%
Local Cheese(1kg)
$19.67฿661
$14.50Rp 260.6K
35.66%
Chicken Fillets(1kg)
$3.64฿123
$4.35Rp 78.2K
-16.32%
Beef Round Steak(1kg)
$7.54฿253
$11.98Rp 215.3K
-37.06%
Apples(1kg)
$3.26฿110
$3.72Rp 66.8K
-12.37%
Banana(1kg)
$1.70฿57.2
$1.63Rp 29.2K
4.29%
Oranges(1kg)
$2.14฿71.9
$2.74Rp 49.3K
-21.90%
Tomato(1kg)
$1.71฿57.5
$2.24Rp 40.3K
-23.66%
Potato(1kg)
$1.21฿40.54
$1.92Rp 34.5K
-36.98%
Onion(1kg)
$1.48฿49.79
$2.28Rp 40.9K
-35.09%
Lettuce(1 head)
$1.03฿34.55
$1.06Rp 19.1K
-2.83%
Water(1.5 liter bottle)
$0.41฿13.91
$0.72Rp 12.9K
-43.06%
Cigarettes 20 Pack(Marlboro, Camel)
$3.15฿106
$3.29Rp 59.0K
-4.26%
Wine(Bottle)
$18.59฿625
$23.19Rp 416.8K
-19.84%
Local Beer(0.5 liter bottle)
$1.57฿52.9
$2.78Rp 49.9K
-43.53%
Imported Beer(0.33 liter bottle)
$2.65฿89.2
$2.73Rp 49.1K
-2.93%
🚌 Getting Around
Surat Thani
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.10฿36.90
$0.27Rp 4,786
307.41%
Public Transport Monthly Pass(Regular Price)
$21.66฿728
$8.11Rp 145.7K
167.08%
Taxi Start(Normal Tariff)
$1.11฿37.19
$0.48Rp 8,675
131.25%
Taxi(Normal Tariff)(1km)
$0.66฿22.29
$0.42Rp 7,545
57.14%
Taxi 1hour Waiting(Normal Tariff)
$3.66฿123
$6.22Rp 111.8K
-41.16%
Gasoline(1 liter)
$1.26฿42.27
$0.81Rp 14.6K
55.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K฿934.5K
$26.6KRp 478.2M
4.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K฿1.1M
$32.2KRp 578.5M
2.29%
🧾 Monthly Utilities & Internet
Surat Thani
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$76.9฿2,585
$78.4Rp 1.4M
-1.88%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.74฿462
$4.07Rp 73.1K
237.59%
Internet(50+ Mbps, Unlimited Data)
$18.81฿633
$24.33Rp 437.1K
-22.69%
🎉 Sport & Entertainment
Surat Thani
Ubud, Bali
Difference
Gym Membership(Monthly)
$49.95฿1,680
$98.6Rp 1.8M
-49.35%
Tennis Court(1 Hour on Weekend)
$12.18฿410
$6.34Rp 113.9K
92.11%
Cinema Ticket
$4.71฿158
$3.99Rp 71.6K
18.05%
🧸 Childcare & Education
Surat Thani
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$682฿22.9K
$305Rp 5.5M
123.71%
International Primary School, 1 Child(Yearly)
$15.6K฿525.7K
$6,642Rp 119.4M
135.36%
👕👟 Clothing & Footwear
Surat Thani
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$58.6฿1,972
$54.1Rp 972.9K
8.29%
Summer Dress(H&M, Zara, etc)
$34.37฿1,156
$37.81Rp 679.4K
-9.10%
Sport Shoes(Adidas, Nike)
$115฿3,863
$86.8Rp 1.6M
32.29%
Men's Leather Business Shoes
$84.6฿2,846
$76.4Rp 1.4M
10.84%
🏠 Accommodation & Living
Surat Thani
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$243฿8,169
$992Rp 17.8M
-75.51%
1-bedroom Apartment, Outside City Center(Monthly)
$153฿5,155
$673Rp 12.1M
-77.22%
3-bedroom Apartment, City Center(Monthly)
$691฿23.2K
$3,375Rp 60.7M
-79.52%
3-bedroom Apartment, Outside City Center(Monthly)
$410฿13.8K
$2,050Rp 36.8M
-80.00%
Buy Apartment in City Center(m2)
$2,174฿73.1K
$2,805Rp 50.4M
-22.47%
Buy Apartment Outside City Center(m2)
$1,619฿54.5K
$2,227Rp 40.0M
-27.28%
💵 Salaries & Financials
Surat Thani
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
13.28
-59.86%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surat Thani: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $243 in Surat Thani versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $18.00 in Surat Thani versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $254 vs $297 – making Surat Thani the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surat Thani vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Surat Thani and in Ubud, Bali compare overall?
Monthly costs with rent: $800 in Surat Thani, $1,408 in Ubud, Bali – roughly 76% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Surat Thani compared to Ubud, Bali?
For a comfortable life, plan on about $1,200 per month in Surat Thani and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Surat Thani and Ubud, Bali?
Rent is clearly cheaper in Surat Thani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Surat Thani and Ubud, Bali?
Kindergarten costs $682 per month in Surat Thani and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 17% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Surat Thani, where all-in costs run around $800, than in Ubud, Bali at $1,408. In Surat Thani it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Surat Thani and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $800 in Surat Thani to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Surat Thani or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Surat Thani and Ubud, Bali?
If budget matters most, go with Surat Thani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Surat Thani vs other spots: cost of living compared