🙂A single person spends $708 per month in Surabaya vs $1,297 in Playa del Carmen, rent included.
🙂A couple spends around $1,133 per month in Surabaya vs $2,181 in Playa del Carmen, rent included.
🙂A family of three spends $1,557 per month in Surabaya vs $3,065 in Playa del Carmen, rent included.
🙂Surabaya is about 45% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Surabaya and Playa del Carmen are more affordable than the global median – Surabaya47% lower, Playa del Carmen3% lower.
Currency
🍽 Eating Out
Surabaya
Playa del Carmen
Difference
Meal at Budget Restaurant
$1.52Rp 27.4K
$11.73MX$203
-87.04%
Three-Course Dinner for Two, Mid-Range
$12.12Rp 218.6K
$41.62MX$719
-70.88%
Fast Food Meal(McDonalds, etc)
$3.13Rp 56.4K
$10.64MX$184
-70.58%
Cappuccino
$1.82Rp 32.7K
$3.52MX$60.8
-48.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.60Rp 10.8K
$1.51MX$26.09
-60.26%
Water(0.33 liter bottle)
$0.26Rp 4,648
$0.97MX$16.82
-73.20%
Local Beer(0.5 liter draught)
$2.41Rp 43.5K
$2.95MX$51.0
-18.31%
Imported Beer(0.33 liter bottle)
$4.02Rp 72.4K
$4.45MX$77.0
-9.66%
🛒 Groceries & Markets
Surabaya
Playa del Carmen
Difference
Milk(1 liter)
$1.38Rp 25.0K
$1.38MX$23.90
-
White Bread(500g)
$1.46Rp 26.3K
$1.89MX$32.69
-22.75%
Rice(white)(1kg)
$0.93Rp 16.8K
$1.64MX$28.29
-43.29%
Eggs
$1.44Rp 26.0K
$2.51MX$43.30
-42.63%
Local Cheese(1kg)
$9.04Rp 163.1K
$8.34MX$144
8.39%
Chicken Fillets(1kg)
$3.29Rp 59.4K
$8.34MX$144
-60.55%
Beef Round Steak(1kg)
$8.45Rp 152.5K
$10.73MX$185
-21.25%
Apples(1kg)
$2.42Rp 43.6K
$2.60MX$45.00
-6.92%
Banana(1kg)
$1.54Rp 27.8K
$1.46MX$25.18
5.48%
Oranges(1kg)
$2.19Rp 39.6K
$1.90MX$32.84
15.26%
Tomato(1kg)
$1.42Rp 25.7K
$2.08MX$35.88
-31.73%
Potato(1kg)
$1.32Rp 23.8K
$1.78MX$30.68
-25.84%
Onion(1kg)
$1.80Rp 32.4K
$2.19MX$37.76
-17.81%
Lettuce(1 head)
$1.18Rp 21.4K
$1.04MX$17.97
13.46%
Water(1.5 liter bottle)
$0.42Rp 7,603
$1.08MX$18.60
-61.11%
Cigarettes 20 Pack(Marlboro, Camel)
$2.54Rp 45.8K
$4.08MX$70.5
-37.75%
Wine(Bottle)
$24.78Rp 446.9K
$10.32MX$178
140.12%
Local Beer(0.5 liter bottle)
$1.77Rp 31.8K
$1.71MX$29.59
3.51%
Imported Beer(0.33 liter bottle)
$3.14Rp 56.7K
$2.58MX$44.50
21.71%
🚌 Getting Around
Surabaya
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.48Rp 8,572
$0.51MX$8.81
-5.88%
Public Transport Monthly Pass(Regular Price)
$9.40Rp 169.6K
$26.46MX$457
-64.47%
Taxi Start(Normal Tariff)
$0.44Rp 7,997
$3.26MX$56.4
-86.50%
Taxi(Normal Tariff)(1km)
$0.29Rp 5,216
$2.49MX$43.05
-88.35%
Taxi 1hour Waiting(Normal Tariff)
$2.77Rp 50.0K
$3.25MX$56.1
-14.77%
Gasoline(1 liter)
$0.84Rp 15.2K
$1.31MX$22.59
-35.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6KRp 372.2M
$30.3KMX$523.2K
-31.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8KRp 645.7M
$23.4KMX$404.9K
52.81%
🧾 Monthly Utilities & Internet
Surabaya
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$84.9Rp 1.5M
$82.9MX$1,432
2.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.7K
$22.22MX$384
-81.59%
Internet(50+ Mbps, Unlimited Data)
$19.75Rp 356.2K
$29.34MX$507
-32.69%
🎉 Sport & Entertainment
Surabaya
Playa del Carmen
Difference
Gym Membership(Monthly)
$21.59Rp 389.4K
$51.6MX$892
-58.18%
Tennis Court(1 Hour on Weekend)
$4.57Rp 82.4K
$18.32MX$317
-75.05%
Cinema Ticket
$2.85Rp 51.4K
$5.07MX$87.5
-43.79%
🧸 Childcare & Education
Surabaya
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$188Rp 3.4M
$201MX$3,470
-6.62%
International Primary School, 1 Child(Yearly)
$9,556Rp 172.3M
$5,212MX$90.1K
83.36%
👕👟 Clothing & Footwear
Surabaya
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$61.6Rp 1.1M
$36.92MX$638
66.82%
Summer Dress(H&M, Zara, etc)
$38.56Rp 695.3K
$39.79MX$688
-3.09%
Sport Shoes(Adidas, Nike)
$77.8Rp 1.4M
$78.5MX$1,356
-0.89%
Men's Leather Business Shoes
$83.6Rp 1.5M
$87.1MX$1,505
-4.01%
🏠 Accommodation & Living
Surabaya
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$242Rp 4.4M
$973MX$16.8K
-75.10%
1-bedroom Apartment, Outside City Center(Monthly)
$135Rp 2.4M
$468MX$8,082
-71.05%
3-bedroom Apartment, City Center(Monthly)
$762Rp 13.7M
$1,641MX$28.4K
-53.58%
3-bedroom Apartment, Outside City Center(Monthly)
$393Rp 7.1M
$1,221MX$21.1K
-67.79%
Buy Apartment in City Center(m2)
$2,209Rp 39.8M
$3,946MX$68.2K
-44.01%
Buy Apartment Outside City Center(m2)
$1,067Rp 19.2M
$6,498MX$112.3K
-83.58%
💵 Salaries & Financials
Surabaya
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$276Rp 5.0M
$664MX$11.5K
-58.50%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.33
11.42
-27.06%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: May 31, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $242 in Surabaya versus $973 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 141% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $12.00 in Surabaya versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $226 vs $249 – making Surabaya the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Surabaya?
Yes – Playa del Carmen is pricier by about 83%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,062 per month in Surabaya and $1,945 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Surabaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Surabaya vs Playa del Carmen?
Monthly expenses with rent come to $708 in Surabaya and $1,297 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 181% less in Surabaya. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 a realistic budget for Surabaya or Playa del Carmen?
A $2,000 monthly budget goes further in Surabaya, where all-in costs run around $708, than in Playa del Carmen at $1,297. In Surabaya it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Surabaya or Playa del Carmen more family-friendly?
Families tend to lean toward Surabaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Surabaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.