🙂A single person spends $688 per month in Surabaya vs $1,293 in Playa del Carmen, rent included.
🙂A couple spends around $1,205 per month in Surabaya vs $2,334 in Playa del Carmen, rent included.
🙂A family of three spends $1,722 per month in Surabaya vs $3,374 in Playa del Carmen, rent included.
🙂Surabaya is about 47% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Surabaya and Playa del Carmen are more affordable than the global median – Surabaya50% lower, Playa del Carmen6% lower.
Currency
🍽 Eating Out
Surabaya
Playa del Carmen
Difference
Meal at Budget Restaurant
$1.66Rp 29.3K
$11.71MX$198
-85.82%
Three-Course Dinner for Two, Mid-Range
$11.40Rp 201.0K
$46.59MX$787
-75.53%
Fast Food Meal(McDonalds, etc)
$3.24Rp 57.2K
$11.65MX$197
-72.19%
Cappuccino
$1.56Rp 27.5K
$4.09MX$69.2
-61.86%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.56Rp 9,841
$1.37MX$23.23
-59.12%
Water(0.33 liter bottle)
$0.26Rp 4,572
$0.83MX$14.09
-68.67%
Local Beer(0.5 liter draught)
$2.25Rp 39.6K
$3.35MX$56.7
-32.84%
Imported Beer(0.33 liter bottle)
$4.37Rp 77.0K
$6.91MX$117
-36.76%
🛒 Groceries & Markets
Surabaya
Playa del Carmen
Difference
Milk(1 liter)
$1.21Rp 21.4K
$1.73MX$29.19
-30.06%
White Bread(500g)
$1.34Rp 23.7K
$2.26MX$38.20
-40.71%
Rice(white)(1kg)
$0.86Rp 15.2K
$1.77MX$29.90
-51.41%
Eggs
$1.21Rp 21.2K
$2.73MX$46.18
-55.68%
Local Cheese(1kg)
$7.80Rp 137.5K
$9.18MX$155
-15.03%
Chicken Fillets(1kg)
$2.96Rp 52.2K
$8.92MX$151
-66.82%
Beef Round Steak(1kg)
$7.87Rp 138.8K
$12.60MX$213
-37.54%
Apples(1kg)
$2.02Rp 35.7K
$3.02MX$51.1
-33.11%
Banana(1kg)
$1.33Rp 23.4K
$1.57MX$26.54
-15.29%
Oranges(1kg)
$1.87Rp 32.9K
$2.13MX$35.92
-12.21%
Tomato(1kg)
$1.52Rp 26.9K
$2.26MX$38.27
-32.74%
Potato(1kg)
$1.37Rp 24.2K
$2.00MX$33.87
-31.50%
Onion(1kg)
$1.93Rp 34.0K
$2.06MX$34.89
-6.31%
Lettuce(1 head)
$0.97Rp 17.2K
$1.18MX$19.94
-17.80%
Water(1.5 liter bottle)
$0.40Rp 7,050
$1.20MX$20.35
-66.67%
Cigarettes 20 Pack(Marlboro, Camel)
$1.96Rp 34.5K
$4.63MX$78.3
-57.67%
Wine(Bottle)
$25.35Rp 447.0K
$10.69MX$181
137.14%
Local Beer(0.5 liter bottle)
$1.71Rp 30.1K
$1.62MX$27.37
5.56%
Imported Beer(0.33 liter bottle)
$2.89Rp 50.9K
$2.88MX$48.69
0.35%
🚌 Getting Around
Surabaya
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.36Rp 6,271
$0.57MX$9.69
-36.84%
Public Transport Monthly Pass(Regular Price)
-
$29.83MX$504
-
Taxi Start(Normal Tariff)
$0.47Rp 8,334
$5.45MX$92.1
-91.38%
Taxi(Normal Tariff)(1km)
$0.47Rp 8,293
$3.70MX$62.6
-87.30%
Taxi 1hour Waiting(Normal Tariff)
$2.70Rp 47.7K
$5.98MX$101
-54.85%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.55MX$26.25
-48.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7KRp 435.5M
$22.3KMX$377.3K
10.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1KRp 583.3M
$25.9KMX$438.5K
27.50%
🧾 Monthly Utilities & Internet
Surabaya
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$88.9Rp 1.6M
$89.1MX$1,506
-0.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.83Rp 85.2K
$25.04MX$423
-80.71%
Internet(50+ Mbps, Unlimited Data)
$19.84Rp 349.7K
$31.50MX$532
-37.02%
🎉 Sport & Entertainment
Surabaya
Playa del Carmen
Difference
Gym Membership(Monthly)
$18.57Rp 327.4K
$67.8MX$1,145
-72.60%
Tennis Court(1 Hour on Weekend)
$6.54Rp 115.3K
$28.92MX$489
-77.39%
Cinema Ticket
$2.65Rp 46.7K
$5.05MX$85.3
-47.52%
🧸 Childcare & Education
Surabaya
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$286Rp 5.0M
$225MX$3,802
27.03%
International Primary School, 1 Child(Yearly)
$9,694Rp 170.9M
$4,222MX$71.4K
129.59%
👕👟 Clothing & Footwear
Surabaya
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$71.2Rp 1.3M
$47.44MX$802
50.13%
Summer Dress(H&M, Zara, etc)
$39.47Rp 695.8K
$44.98MX$760
-12.25%
Sport Shoes(Adidas, Nike)
$81.5Rp 1.4M
$82.0MX$1,386
-0.55%
Men's Leather Business Shoes
$74.9Rp 1.3M
$92.1MX$1,556
-18.66%
🏠 Accommodation & Living
Surabaya
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$290Rp 5.1M
$1,069MX$18.1K
-72.90%
1-bedroom Apartment, Outside City Center(Monthly)
$150Rp 2.6M
$405MX$6,850
-63.10%
3-bedroom Apartment, City Center(Monthly)
$1,276Rp 22.5M
$1,935MX$32.7K
-34.07%
3-bedroom Apartment, Outside City Center(Monthly)
$618Rp 10.9M
$1,301MX$22.0K
-52.53%
Buy Apartment in City Center(m2)
$2,231Rp 39.3M
$3,995MX$67.5K
-44.17%
Buy Apartment Outside City Center(m2)
$1,073Rp 18.9M
$6,626MX$112.0K
-83.80%
💵 Salaries & Financials
Surabaya
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$277Rp 4.9M
$749MX$12.7K
-62.97%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.5
11.45
-34.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: September 1, 2026
Last update for Playa del Carmen: August 29, 2026
Cost Breakdown
🏠A central one-bedroom costs $290 in Surabaya versus $1,069 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 170% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $11.00 in Surabaya versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $211 vs $277 – making Surabaya the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Surabaya?
Yes – Playa del Carmen is pricier by about 88%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,032 per month in Surabaya and $1,940 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Surabaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Surabaya and in Playa del Carmen?
Monthly expenses with rent come to $688 in Surabaya and $1,293 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $286 per month in Surabaya and $225 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Surabaya or in Playa del Carmen?
A $2,000 monthly budget goes further in Surabaya, where all-in costs run around $688, than in Playa del Carmen at $1,293. In Surabaya it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Surabaya or Playa del Carmen more family-friendly?
Families tend to lean toward Surabaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Surabaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.