Cost of Living Comparison Between Surabaya and Phuket Cost of Living Comparison Between Surabaya and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $688 in Surabaya versus $1,253 in Phuket.

Estimated couple costs with rent: $1,205 in Surabaya versus $2,043 in Phuket.

Monthly costs for a family of three with rent: $1,722 in Surabaya versus $2,833 in Phuket.

Living in Surabaya costs roughly 45% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Surabaya 50% lower, Phuket 9% lower.

Currency
🍽 Eating Out
Surabaya
Phuket
Difference
Meal at Budget Restaurant
$1.66 Rp 29.3K
$4.56 ฿150
-63.60%
Three-Course Dinner for Two, Mid-Range
$11.40 Rp 201.0K
$32.62 ฿1,072
-65.05%
Fast Food Meal (McDonalds, etc)
$3.24 Rp 57.2K
$8.90 ฿293
-63.60%
Cappuccino
$1.56 Rp 27.5K
$2.80 ฿92.2
-44.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 Rp 9,841
$0.88 ฿28.93
-36.36%
Water (0.33 liter bottle)
$0.26 Rp 4,572
$0.49 ฿16.08
-46.94%
Local Beer (0.5 liter draught)
$2.25 Rp 39.6K
$2.39 ฿78.5
-5.86%
Imported Beer (0.33 liter bottle)
$4.37 Rp 77.0K
$3.71 ฿122
17.79%
🛒 Groceries & Markets
Surabaya
Phuket
Difference
Milk (1 liter)
$1.21 Rp 21.4K
$1.79 ฿58.7
-32.40%
White Bread (500g)
$1.34 Rp 23.7K
$1.44 ฿47.38
-6.94%
Rice (white) (1kg)
$0.86 Rp 15.2K
$1.58 ฿52.1
-45.57%
Eggs
$1.21 Rp 21.2K
$2.13 ฿69.9
-43.19%
Local Cheese (1kg)
$7.80 Rp 137.5K
$19.92 ฿655
-60.84%
Chicken Fillets (1kg)
$2.96 Rp 52.2K
$3.43 ฿113
-13.70%
Beef Round Steak (1kg)
$7.87 Rp 138.8K
$11.33 ฿372
-30.54%
Apples (1kg)
$2.02 Rp 35.7K
$2.95 ฿96.9
-31.53%
Banana (1kg)
$1.33 Rp 23.4K
$1.72 ฿56.6
-22.67%
Oranges (1kg)
$1.87 Rp 32.9K
$2.32 ฿76.4
-19.40%
Tomato (1kg)
$1.52 Rp 26.9K
$2.08 ฿68.4
-26.92%
Potato (1kg)
$1.37 Rp 24.2K
$1.47 ฿48.33
-6.80%
Onion (1kg)
$1.93 Rp 34.0K
$1.36 ฿44.64
41.91%
Lettuce (1 head)
$0.97 Rp 17.2K
$1.10 ฿36.12
-11.82%
Water (1.5 liter bottle)
$0.40 Rp 7,050
$0.57 ฿18.89
-29.82%
Cigarettes 20 Pack (Marlboro, Camel)
$1.96 Rp 34.5K
$4.27 ฿140
-54.10%
Wine (Bottle)
$25.35 Rp 447.0K
$18.42 ฿605
37.62%
Local Beer (0.5 liter bottle)
$1.71 Rp 30.1K
$1.87 ฿61.5
-8.56%
Imported Beer (0.33 liter bottle)
$2.89 Rp 50.9K
$2.92 ฿96.0
-1.03%
🚌 Getting Around
Surabaya
Phuket
Difference
One-way Ticket (Public Transport)
$0.36 Rp 6,271
$2.22 ฿72.9
-83.78%
Public Transport Monthly Pass (Regular Price)
-
$22.90 ฿753
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,334
$3.03 ฿99.6
-84.49%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,293
$1.07 ฿35.31
-56.07%
Taxi 1hour Waiting (Normal Tariff)
$2.70 Rp 47.7K
$3.93 ฿129
-31.30%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.49 ฿49.04
-46.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K Rp 435.5M
$27.1K ฿891.7K
-8.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1K Rp 583.3M
$27.5K ฿902.3K
20.53%
🧾 Monthly Utilities & Internet
Surabaya
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.9 Rp 1.6M
$103 ฿3,379
-13.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.83 Rp 85.2K
$10.99 ฿361
-56.05%
Internet (50+ Mbps, Unlimited Data)
$19.84 Rp 349.7K
$17.51 ฿576
13.31%
🎉 Sport & Entertainment
Surabaya
Phuket
Difference
Gym Membership (Monthly)
$18.57 Rp 327.4K
$53.5 ฿1,760
-65.31%
Tennis Court (1 Hour on Weekend)
$6.54 Rp 115.3K
$11.20 ฿368
-41.61%
Cinema Ticket
$2.65 Rp 46.7K
$7.48 ฿246
-64.57%
🧸 Childcare & Education
Surabaya
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$286 Rp 5.0M
$557 ฿18.3K
-48.70%
International Primary School, 1 Child (Yearly)
$9,694 Rp 170.9M
$11.9K ฿389.6K
-18.21%
👕👟 Clothing & Footwear
Surabaya
Phuket
Difference
Jeans (Levis 501 Or Similar)
$71.2 Rp 1.3M
$64.1 ฿2,106
11.16%
Summer Dress (H&M, Zara, etc)
$39.47 Rp 695.8K
$29.07 ฿956
35.78%
Sport Shoes (Adidas, Nike)
$81.5 Rp 1.4M
$96.0 ฿3,154
-15.03%
Men's Leather Business Shoes
$74.9 Rp 1.3M
$90.3 ฿2,970
-17.07%
🏠 Accommodation & Living
Surabaya
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
$290 Rp 5.1M
$730 ฿24.0K
-60.32%
1-bedroom Apartment, Outside City Center (Monthly)
$150 Rp 2.6M
$500 ฿16.4K
-70.07%
3-bedroom Apartment, City Center (Monthly)
$1,276 Rp 22.5M
$2,090 ฿68.7K
-38.96%
3-bedroom Apartment, Outside City Center (Monthly)
$618 Rp 10.9M
$1,209 ฿39.7K
-48.91%
Buy Apartment in City Center (m2)
$2,231 Rp 39.3M
$3,596 ฿118.2K
-37.97%
Buy Apartment Outside City Center (m2)
$1,073 Rp 18.9M
$2,512 ฿82.6K
-57.28%
💵 Salaries & Financials
Surabaya
Phuket
Difference
Average Monthly Net Salary (After Tax)
$277 Rp 4.9M
$503 ฿16.5K
-44.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
5.57
34.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surabaya: September 1, 2026

Last update for Phuket: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $290 in Surabaya and $730 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays 82% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Surabaya vs $33.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $211 vs $273 per month, with Surabaya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Surabaya?
Surabaya is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 82% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Surabaya or Phuket?
On paper, salaries run 82% lower in Phuket. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Surabaya and Phuket?
Rent for a central apartment: $290 in Surabaya versus $730 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $286 in Surabaya versus $557 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Surabaya or in Phuket?
Dining out is cheaper in Surabaya – a meal for two runs $11.00 versus $33.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,000 a realistic budget for living in Surabaya or in Phuket?
At $688 in Surabaya versus $1,253 in Phuket, a $2,000 budget is realistic in Surabaya but tight or insufficient in Phuket. The gap between the two cities makes Surabaya the clear choice for anyone on this budget.
Is Surabaya or Phuket more family-friendly?
For families, Surabaya is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Surabaya or Phuket?
Safety-wise, Surabaya and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Surabaya gentler on the wallet – expenses run 82% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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