🙂Monthly costs for one person with rent: $688 in Surabaya versus $1,253 in Phuket.
🙂Estimated couple costs with rent: $1,205 in Surabaya versus $2,043 in Phuket.
🙂Monthly costs for a family of three with rent: $1,722 in Surabaya versus $2,833 in Phuket.
🌍Living in Surabaya costs roughly 45% less than in Phuket, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Surabaya50% lower, Phuket9% lower.
Currency
🍽 Eating Out
Surabaya
Phuket
Difference
Meal at Budget Restaurant
$1.66Rp 29.3K
$4.56฿150
-63.60%
Three-Course Dinner for Two, Mid-Range
$11.40Rp 201.0K
$32.62฿1,072
-65.05%
Fast Food Meal(McDonalds, etc)
$3.24Rp 57.2K
$8.90฿293
-63.60%
Cappuccino
$1.56Rp 27.5K
$2.80฿92.2
-44.29%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.56Rp 9,841
$0.88฿28.93
-36.36%
Water(0.33 liter bottle)
$0.26Rp 4,572
$0.49฿16.08
-46.94%
Local Beer(0.5 liter draught)
$2.25Rp 39.6K
$2.39฿78.5
-5.86%
Imported Beer(0.33 liter bottle)
$4.37Rp 77.0K
$3.71฿122
17.79%
🛒 Groceries & Markets
Surabaya
Phuket
Difference
Milk(1 liter)
$1.21Rp 21.4K
$1.79฿58.7
-32.40%
White Bread(500g)
$1.34Rp 23.7K
$1.44฿47.38
-6.94%
Rice(white)(1kg)
$0.86Rp 15.2K
$1.58฿52.1
-45.57%
Eggs
$1.21Rp 21.2K
$2.13฿69.9
-43.19%
Local Cheese(1kg)
$7.80Rp 137.5K
$19.92฿655
-60.84%
Chicken Fillets(1kg)
$2.96Rp 52.2K
$3.43฿113
-13.70%
Beef Round Steak(1kg)
$7.87Rp 138.8K
$11.33฿372
-30.54%
Apples(1kg)
$2.02Rp 35.7K
$2.95฿96.9
-31.53%
Banana(1kg)
$1.33Rp 23.4K
$1.72฿56.6
-22.67%
Oranges(1kg)
$1.87Rp 32.9K
$2.32฿76.4
-19.40%
Tomato(1kg)
$1.52Rp 26.9K
$2.08฿68.4
-26.92%
Potato(1kg)
$1.37Rp 24.2K
$1.47฿48.33
-6.80%
Onion(1kg)
$1.93Rp 34.0K
$1.36฿44.64
41.91%
Lettuce(1 head)
$0.97Rp 17.2K
$1.10฿36.12
-11.82%
Water(1.5 liter bottle)
$0.40Rp 7,050
$0.57฿18.89
-29.82%
Cigarettes 20 Pack(Marlboro, Camel)
$1.96Rp 34.5K
$4.27฿140
-54.10%
Wine(Bottle)
$25.35Rp 447.0K
$18.42฿605
37.62%
Local Beer(0.5 liter bottle)
$1.71Rp 30.1K
$1.87฿61.5
-8.56%
Imported Beer(0.33 liter bottle)
$2.89Rp 50.9K
$2.92฿96.0
-1.03%
🚌 Getting Around
Surabaya
Phuket
Difference
One-way Ticket(Public Transport)
$0.36Rp 6,271
$2.22฿72.9
-83.78%
Public Transport Monthly Pass(Regular Price)
-
$22.90฿753
-
Taxi Start(Normal Tariff)
$0.47Rp 8,334
$3.03฿99.6
-84.49%
Taxi(Normal Tariff)(1km)
$0.47Rp 8,293
$1.07฿35.31
-56.07%
Taxi 1hour Waiting(Normal Tariff)
$2.70Rp 47.7K
$3.93฿129
-31.30%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.49฿49.04
-46.31%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7KRp 435.5M
$27.1K฿891.7K
-8.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1KRp 583.3M
$27.5K฿902.3K
20.53%
🧾 Monthly Utilities & Internet
Surabaya
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$88.9Rp 1.6M
$103฿3,379
-13.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.83Rp 85.2K
$10.99฿361
-56.05%
Internet(50+ Mbps, Unlimited Data)
$19.84Rp 349.7K
$17.51฿576
13.31%
🎉 Sport & Entertainment
Surabaya
Phuket
Difference
Gym Membership(Monthly)
$18.57Rp 327.4K
$53.5฿1,760
-65.31%
Tennis Court(1 Hour on Weekend)
$6.54Rp 115.3K
$11.20฿368
-41.61%
Cinema Ticket
$2.65Rp 46.7K
$7.48฿246
-64.57%
🧸 Childcare & Education
Surabaya
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$286Rp 5.0M
$557฿18.3K
-48.70%
International Primary School, 1 Child(Yearly)
$9,694Rp 170.9M
$11.9K฿389.6K
-18.21%
👕👟 Clothing & Footwear
Surabaya
Phuket
Difference
Jeans(Levis 501 Or Similar)
$71.2Rp 1.3M
$64.1฿2,106
11.16%
Summer Dress(H&M, Zara, etc)
$39.47Rp 695.8K
$29.07฿956
35.78%
Sport Shoes(Adidas, Nike)
$81.5Rp 1.4M
$96.0฿3,154
-15.03%
Men's Leather Business Shoes
$74.9Rp 1.3M
$90.3฿2,970
-17.07%
🏠 Accommodation & Living
Surabaya
Phuket
Difference
1-bedroom Apartment, City Center(Monthly)
$290Rp 5.1M
$730฿24.0K
-60.32%
1-bedroom Apartment, Outside City Center(Monthly)
$150Rp 2.6M
$500฿16.4K
-70.07%
3-bedroom Apartment, City Center(Monthly)
$1,276Rp 22.5M
$2,090฿68.7K
-38.96%
3-bedroom Apartment, Outside City Center(Monthly)
$618Rp 10.9M
$1,209฿39.7K
-48.91%
Buy Apartment in City Center(m2)
$2,231Rp 39.3M
$3,596฿118.2K
-37.97%
Buy Apartment Outside City Center(m2)
$1,073Rp 18.9M
$2,512฿82.6K
-57.28%
💵 Salaries & Financials
Surabaya
Phuket
Difference
Average Monthly Net Salary(After Tax)
$277Rp 4.9M
$503฿16.5K
-44.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.5
5.57
34.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: September 1, 2026
Last update for Phuket: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $290 in Surabaya and $730 in Phuket. Housing cost is often the main lever when comparing two cities.
💰Phuket pays 82% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $11.00 in Surabaya vs $33.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $211 vs $273 per month, with Surabaya cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Surabaya?
Surabaya is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 82% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Surabaya or Phuket?
On paper, salaries run 82% lower in Phuket. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Surabaya and Phuket?
Rent for a central apartment: $290 in Surabaya versus $730 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $286 in Surabaya versus $557 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Surabaya or in Phuket?
Dining out is cheaper in Surabaya – a meal for two runs $11.00 versus $33.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,000 a realistic budget for living in Surabaya or in Phuket?
At $688 in Surabaya versus $1,253 in Phuket, a $2,000 budget is realistic in Surabaya but tight or insufficient in Phuket. The gap between the two cities makes Surabaya the clear choice for anyone on this budget.
Is Surabaya or Phuket more family-friendly?
For families, Surabaya is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Surabaya or Phuket?
Safety-wise, Surabaya and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Surabaya gentler on the wallet – expenses run 82% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.