🙂Monthly costs for one person with rent: $708 in Surabaya versus $961 in Denpasar, Bali.
🙂Estimated couple costs with rent: $1,133 in Surabaya versus $1,660 in Denpasar, Bali.
🙂Monthly costs for a family of three with rent: $1,557 in Surabaya versus $2,360 in Denpasar, Bali.
🙂Living in Surabaya costs roughly 26% less than in Denpasar, Bali, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Surabaya47% lower, Denpasar, Bali28% lower.
Currency
🍽 Eating Out
Surabaya
Denpasar, Bali
Difference
Meal at Budget Restaurant
$1.52Rp 27.4K
$2.41Rp 43.4K
-36.93%
Three-Course Dinner for Two, Mid-Range
$12.12Rp 218.6K
$21.74Rp 392.1K
-44.25%
Fast Food Meal(McDonalds, etc)
$3.13Rp 56.4K
$3.26Rp 58.8K
-3.99%
Cappuccino
$1.82Rp 32.7K
$1.89Rp 34.1K
-3.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.60Rp 10.8K
$0.92Rp 16.7K
-34.78%
Water(0.33 liter bottle)
$0.26Rp 4,648
$0.47Rp 8,450
-44.68%
Local Beer(0.5 liter draught)
$2.41Rp 43.5K
$1.92Rp 34.7K
25.52%
Imported Beer(0.33 liter bottle)
$4.02Rp 72.4K
$2.56Rp 46.2K
57.03%
🛒 Groceries & Markets
Surabaya
Denpasar, Bali
Difference
Milk(1 liter)
$1.38Rp 25.0K
$1.44Rp 26.0K
-4.17%
White Bread(500g)
$1.46Rp 26.3K
$2.04Rp 36.9K
-28.43%
Rice(white)(1kg)
$0.93Rp 16.8K
$0.92Rp 16.7K
1.09%
Eggs
$1.44Rp 26.0K
$1.91Rp 34.5K
-24.61%
Local Cheese(1kg)
$9.04Rp 163.1K
$11.89Rp 214.5K
-23.97%
Chicken Fillets(1kg)
$3.29Rp 59.4K
$3.41Rp 61.6K
-3.52%
Beef Round Steak(1kg)
$8.45Rp 152.5K
$9.95Rp 179.4K
-15.08%
Apples(1kg)
$2.42Rp 43.6K
$3.09Rp 55.8K
-21.68%
Banana(1kg)
$1.54Rp 27.8K
$1.26Rp 22.8K
22.22%
Oranges(1kg)
$2.19Rp 39.6K
$2.22Rp 40.0K
-1.35%
Tomato(1kg)
$1.42Rp 25.7K
$1.81Rp 32.7K
-21.55%
Potato(1kg)
$1.32Rp 23.8K
$1.61Rp 29.1K
-18.01%
Onion(1kg)
$1.80Rp 32.4K
$1.80Rp 32.4K
-
Lettuce(1 head)
$1.18Rp 21.4K
$0.86Rp 15.5K
37.21%
Water(1.5 liter bottle)
$0.42Rp 7,603
$0.57Rp 10.3K
-26.32%
Cigarettes 20 Pack(Marlboro, Camel)
$2.54Rp 45.8K
$2.64Rp 47.6K
-3.79%
Wine(Bottle)
$24.78Rp 446.9K
$19.27Rp 347.6K
28.59%
Local Beer(0.5 liter bottle)
$1.77Rp 31.8K
$2.25Rp 40.6K
-21.33%
Imported Beer(0.33 liter bottle)
$3.14Rp 56.7K
$2.23Rp 40.2K
40.81%
🚌 Getting Around
Surabaya
Denpasar, Bali
Difference
One-way Ticket(Public Transport)
$0.48Rp 8,572
$0.24Rp 4,299
100.00%
Public Transport Monthly Pass(Regular Price)
$9.40Rp 169.6K
$7.34Rp 132.3K
28.07%
Taxi Start(Normal Tariff)
$0.44Rp 7,997
$0.44Rp 7,890
-
Taxi(Normal Tariff)(1km)
$0.29Rp 5,216
$0.39Rp 6,983
-25.64%
Taxi 1hour Waiting(Normal Tariff)
$2.77Rp 50.0K
$5.45Rp 98.2K
-49.17%
Gasoline(1 liter)
$0.84Rp 15.2K
$0.74Rp 13.3K
13.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6KRp 372.2M
$23.5KRp 424.7M
-12.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8KRp 645.7M
$29.1KRp 525.2M
22.94%
🧾 Monthly Utilities & Internet
Surabaya
Denpasar, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$84.9Rp 1.5M
$70.5Rp 1.3M
20.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.7K
$3.67Rp 66.2K
11.44%
Internet(50+ Mbps, Unlimited Data)
$19.75Rp 356.2K
$21.23Rp 382.8K
-6.97%
🎉 Sport & Entertainment
Surabaya
Denpasar, Bali
Difference
Gym Membership(Monthly)
$21.59Rp 389.4K
$69.5Rp 1.3M
-68.93%
Tennis Court(1 Hour on Weekend)
$4.57Rp 82.4K
$4.45Rp 80.3K
2.70%
Cinema Ticket
$2.85Rp 51.4K
$2.91Rp 52.5K
-2.06%
🧸 Childcare & Education
Surabaya
Denpasar, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$188Rp 3.4M
$227Rp 4.1M
-17.33%
International Primary School, 1 Child(Yearly)
$9,556Rp 172.3M
$5,191Rp 93.6M
84.08%
👕👟 Clothing & Footwear
Surabaya
Denpasar, Bali
Difference
Jeans(Levis 501 Or Similar)
$61.6Rp 1.1M
$47.61Rp 858.6K
29.36%
Summer Dress(H&M, Zara, etc)
$38.56Rp 695.3K
$32.45Rp 585.2K
18.83%
Sport Shoes(Adidas, Nike)
$77.8Rp 1.4M
$76.3Rp 1.4M
1.89%
Men's Leather Business Shoes
$83.6Rp 1.5M
$66.7Rp 1.2M
25.34%
🏠 Accommodation & Living
Surabaya
Denpasar, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$242Rp 4.4M
$528Rp 9.5M
-54.10%
1-bedroom Apartment, Outside City Center(Monthly)
$135Rp 2.4M
$344Rp 6.2M
-60.65%
3-bedroom Apartment, City Center(Monthly)
$762Rp 13.7M
$1,801Rp 32.5M
-57.70%
3-bedroom Apartment, Outside City Center(Monthly)
$393Rp 7.1M
$1,065Rp 19.2M
-63.09%
Buy Apartment in City Center(m2)
$2,209Rp 39.8M
$1,476Rp 26.6M
49.64%
Buy Apartment Outside City Center(m2)
$1,067Rp 19.2M
$1,184Rp 21.4M
-9.94%
💵 Salaries & Financials
Surabaya
Denpasar, Bali
Difference
Average Monthly Net Salary(After Tax)
$276Rp 5.0M
$335Rp 6.0M
-17.82%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.33
13.28
-37.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: May 31, 2026
Last update for Denpasar, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $242 in Surabaya and $528 in Denpasar, Bali. Housing cost is often the main lever when comparing two cities.
💰Denpasar, Bali pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $12.00 in Surabaya vs $22.00 in Denpasar, Bali for a mid-range dinner for two. Groceries echo the gap at $226 vs $243 per month, with Surabaya cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Denpasar, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Surabaya and Denpasar, Bali?
Surabaya and Denpasar, Bali differ by about 36% in total monthly costs ($708 vs $961 including rent). Surabaya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Denpasar, Bali earns 22% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Surabaya and Denpasar, Bali?
Rent for a central apartment: $242 in Surabaya versus $528 in Denpasar, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Surabaya or Denpasar, Bali?
All in, you'll spend $708 per month in Surabaya versus $961 in Denpasar, Bali – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Surabaya and Denpasar, Bali?
A monthly transit pass in Surabaya runs roughly 28% less than in Denpasar, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $708 in Surabaya versus $961 in Denpasar, Bali, a $2,000 budget is realistic in Surabaya but tight or insufficient in Denpasar, Bali. The gap between the two cities makes Surabaya the clear choice for anyone on this budget.
How does quality of life compare between Surabaya and Denpasar, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Surabaya or Denpasar, Bali safer for residents?
Safety-wise, Surabaya and Denpasar, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Surabaya or Denpasar, Bali?
Expats usually find Surabaya gentler on the wallet – expenses run 36% less than in Denpasar, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.