🙂Monthly costs for one person with rent: $702 in Surabaya versus $942 in Denpasar, Bali.
🙂Estimated couple costs with rent: $1,117 in Surabaya versus $1,637 in Denpasar, Bali.
🙂Monthly costs for a family of three with rent: $1,532 in Surabaya versus $2,331 in Denpasar, Bali.
🌍Living in Surabaya costs roughly 25% less than in Denpasar, Bali, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Surabaya47% lower, Denpasar, Bali29% lower.
Currency
🍽 Eating Out
Surabaya
Denpasar, Bali
Difference
Meal at Budget Restaurant
$1.58Rp 28.4K
$2.38Rp 42.8K
-33.61%
Three-Course Dinner for Two, Mid-Range
$12.11Rp 217.6K
$21.21Rp 381.2K
-42.90%
Fast Food Meal(McDonalds, etc)
$3.05Rp 54.9K
$3.39Rp 61.0K
-10.03%
Cappuccino
$1.80Rp 32.4K
$1.87Rp 33.6K
-3.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.64Rp 11.5K
$0.86Rp 15.5K
-25.58%
Water(0.33 liter bottle)
$0.28Rp 5,048
$0.49Rp 8,825
-42.86%
Local Beer(0.5 liter draught)
$2.40Rp 43.2K
$2.02Rp 36.3K
18.81%
Imported Beer(0.33 liter bottle)
$4.09Rp 73.5K
$2.54Rp 45.7K
61.02%
🛒 Groceries & Markets
Surabaya
Denpasar, Bali
Difference
Milk(1 liter)
$1.38Rp 24.7K
$1.42Rp 25.5K
-2.82%
White Bread(500g)
$1.50Rp 26.9K
$2.07Rp 37.2K
-27.54%
Rice(white)(1kg)
$0.94Rp 17.0K
$0.99Rp 17.9K
-5.05%
Eggs
$1.50Rp 26.9K
$1.96Rp 35.2K
-23.47%
Local Cheese(1kg)
$9.24Rp 166.1K
$11.90Rp 213.8K
-22.35%
Chicken Fillets(1kg)
$3.19Rp 57.3K
$3.50Rp 62.9K
-8.86%
Beef Round Steak(1kg)
$8.13Rp 146.0K
$9.90Rp 177.9K
-17.88%
Apples(1kg)
$2.41Rp 43.3K
$3.12Rp 56.1K
-22.76%
Banana(1kg)
$1.56Rp 28.1K
$1.29Rp 23.3K
20.93%
Oranges(1kg)
$2.20Rp 39.5K
$2.28Rp 41.0K
-3.51%
Tomato(1kg)
$1.50Rp 27.0K
$1.83Rp 32.9K
-18.03%
Potato(1kg)
$1.33Rp 23.8K
$1.55Rp 27.9K
-14.19%
Onion(1kg)
$1.73Rp 31.1K
$1.85Rp 33.2K
-6.49%
Lettuce(1 head)
$1.19Rp 21.4K
$0.82Rp 14.7K
45.12%
Water(1.5 liter bottle)
$0.45Rp 8,091
$0.62Rp 11.2K
-27.42%
Cigarettes 20 Pack(Marlboro, Camel)
$2.45Rp 44.1K
$2.65Rp 47.6K
-7.55%
Wine(Bottle)
$25.13Rp 451.6K
$18.39Rp 330.6K
36.65%
Local Beer(0.5 liter bottle)
$1.86Rp 33.5K
$2.35Rp 42.3K
-20.85%
Imported Beer(0.33 liter bottle)
$3.31Rp 59.5K
$2.24Rp 40.2K
47.77%
🚌 Getting Around
Surabaya
Denpasar, Bali
Difference
One-way Ticket(Public Transport)
$0.44Rp 7,860
$0.26Rp 4,703
69.23%
Public Transport Monthly Pass(Regular Price)
$9.48Rp 170.4K
$7.41Rp 133.2K
27.94%
Taxi Start(Normal Tariff)
$0.48Rp 8,592
$0.44Rp 7,871
9.09%
Taxi(Normal Tariff)(1km)
$0.31Rp 5,615
$0.38Rp 6,863
-18.42%
Taxi 1hour Waiting(Normal Tariff)
$2.73Rp 49.1K
$5.43Rp 97.6K
-49.72%
Gasoline(1 liter)
$0.86Rp 15.4K
$0.72Rp 12.9K
19.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.5KRp 368.6M
$23.1KRp 414.3M
-11.02%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0KRp 629.7M
$28.6KRp 513.4M
22.67%
🧾 Monthly Utilities & Internet
Surabaya
Denpasar, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.0Rp 1.5M
$72.9Rp 1.3M
13.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.31Rp 77.5K
$3.72Rp 66.9K
15.86%
Internet(50+ Mbps, Unlimited Data)
$19.61Rp 352.5K
$21.15Rp 380.1K
-7.28%
🎉 Sport & Entertainment
Surabaya
Denpasar, Bali
Difference
Gym Membership(Monthly)
$21.82Rp 392.2K
$68.2Rp 1.2M
-67.98%
Tennis Court(1 Hour on Weekend)
$4.59Rp 82.6K
$4.71Rp 84.6K
-2.55%
Cinema Ticket
$2.87Rp 51.7K
$2.81Rp 50.6K
2.14%
🧸 Childcare & Education
Surabaya
Denpasar, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$186Rp 3.3M
$233Rp 4.2M
-20.28%
International Primary School, 1 Child(Yearly)
$9,556Rp 171.7M
$5,136Rp 92.3M
86.05%
👕👟 Clothing & Footwear
Surabaya
Denpasar, Bali
Difference
Jeans(Levis 501 Or Similar)
$62.9Rp 1.1M
$46.35Rp 832.9K
35.71%
Summer Dress(H&M, Zara, etc)
$38.85Rp 698.2K
$32.50Rp 584.0K
19.54%
Sport Shoes(Adidas, Nike)
$77.8Rp 1.4M
$75.6Rp 1.4M
2.96%
Men's Leather Business Shoes
$83.1Rp 1.5M
$65.5Rp 1.2M
26.90%
🏠 Accommodation & Living
Surabaya
Denpasar, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$244Rp 4.4M
$528Rp 9.5M
-53.75%
1-bedroom Apartment, Outside City Center(Monthly)
$136Rp 2.4M
$356Rp 6.4M
-61.80%
3-bedroom Apartment, City Center(Monthly)
$792Rp 14.2M
$1,791Rp 32.2M
-55.77%
3-bedroom Apartment, Outside City Center(Monthly)
$399Rp 7.2M
$1,090Rp 19.6M
-63.41%
Buy Apartment in City Center(m2)
$2,202Rp 39.6M
$1,415Rp 25.4M
55.64%
Buy Apartment Outside City Center(m2)
$1,045Rp 18.8M
$1,164Rp 20.9M
-10.20%
💵 Salaries & Financials
Surabaya
Denpasar, Bali
Difference
Average Monthly Net Salary(After Tax)
$269Rp 4.8M
$278Rp 5.0M
-3.06%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.33
13.28
-37.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: July 11, 2026
Last update for Denpasar, Bali: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $244 in Surabaya and $528 in Denpasar, Bali. Housing cost is often the main lever when comparing two cities.
💰Denpasar, Bali pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $12.00 in Surabaya vs $21.00 in Denpasar, Bali for a mid-range dinner for two. Groceries echo the gap at $228 vs $243 per month, with Surabaya cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Denpasar, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Surabaya and in Denpasar, Bali?
Surabaya and Denpasar, Bali differ by about 34% in total monthly costs ($702 vs $942 including rent). Surabaya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 3% lower in Denpasar, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Surabaya and in Denpasar, Bali?
Rent for a central apartment: $244 in Surabaya versus $528 in Denpasar, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Surabaya or Denpasar, Bali?
All in, you'll spend $702 per month in Surabaya versus $942 in Denpasar, Bali – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Surabaya and in Denpasar, Bali?
A monthly transit pass in Surabaya runs roughly 28% less than in Denpasar, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How far does $1,200 go in Surabaya compared to Denpasar, Bali?
Either city works on $1,200 a month, though Surabaya gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Surabaya and Denpasar, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Surabaya or Denpasar, Bali safer for residents?
Safety-wise, Surabaya and Denpasar, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Surabaya or Denpasar, Bali?
Expats usually find Surabaya gentler on the wallet – expenses run 34% less than in Denpasar, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.