Last update: Oct 2026

Cost of Living Comparison Between Sumy and Odesa

For one person, living is cheaper in Odesa: $818 a month against $941 in Sumy, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

Sumy, Ukraine
Odesa, Ukraine
Sumy
🇺🇦 Ukraine
$941
/mo nomad
Odesa
🇺🇦 Ukraine
$818
/mo nomad
Monthly Cost of Living

How much you'll spend in Sumy and in Odesa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumy and in Odesa actually costs, broken down by who's living it.

A single person spends $941 per month in Sumy vs $818 in Odesa, rent included.

  • Sumy $941
  • Odesa $818

A couple spends around $1,610 per month in Sumy vs $1,302 in Odesa, rent included.

  • Sumy $1,610
  • Odesa $1,302

A family of three spends $2,279 per month in Sumy vs $1,787 in Odesa, rent included.

  • Sumy $2,279
  • Odesa $1,787

Sumy costs about 15% more than Odesa, and outside of rent the biggest gap is in eating out.

Both Sumy and Odesa are more affordable than the global median – Sumy 31% lower, Odesa 40% lower.

Currency
🍽 Eating Out
Sumy
Odesa
Difference
Meal at Budget Restaurant
$10.89 ₴496
$7.60 ₴346
43.29%
Three-Course Dinner for Two, Mid-Range
$32.99 ₴1,502
$35.51 ₴1,617
-7.10%
Fast Food Meal (McDonalds, etc)
$7.49 ₴341
$5.77 ₴263
29.81%
Cappuccino
$1.80 ₴81.7
$1.57 ₴71.5
14.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ₴35.63
$0.83 ₴37.96
-6.02%
Water (0.33 liter bottle)
$0.53 ₴24.28
$0.82 ₴37.24
-35.37%
Local Beer (0.5 liter draught)
$1.33 ₴60.7
$1.79 ₴81.3
-25.70%
Imported Beer (0.33 liter bottle)
$1.94 ₴88.4
$2.05 ₴93.1
-5.37%
🛒 Groceries & Markets
Sumy
Odesa
Difference
Milk (1 liter)
$1.27 ₴58.1
$1.32 ₴60.2
-3.79%
White Bread (500g)
$0.84 ₴38.32
$0.72 ₴33.01
16.67%
Rice (white) (1kg)
$1.42 ₴64.8
$1.77 ₴80.7
-19.77%
Eggs
$1.95 ₴88.6
$2.07 ₴94.3
-5.80%
Local Cheese (1kg)
$10.13 ₴461
$9.80 ₴446
3.37%
Chicken Fillets (1kg)
$5.29 ₴241
$5.28 ₴240
0.19%
Beef Round Steak (1kg)
$8.46 ₴385
$6.83 ₴311
23.87%
Apples (1kg)
$1.18 ₴53.7
$1.20 ₴54.7
-1.67%
Banana (1kg)
$1.51 ₴68.6
$1.49 ₴68.0
1.34%
Oranges (1kg)
$1.81 ₴82.3
$1.93 ₴88.1
-6.22%
Tomato (1kg)
$2.69 ₴122
$3.03 ₴138
-11.22%
Potato (1kg)
$0.58 ₴26.53
$0.74 ₴33.59
-21.62%
Onion (1kg)
$0.44 ₴20.12
$0.46 ₴20.82
-4.35%
Lettuce (1 head)
$1.48 ₴67.4
$1.59 ₴72.4
-6.92%
Water (1.5 liter bottle)
$0.59 ₴26.89
$0.51 ₴23.39
15.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.85 ₴130
$3.03 ₴138
-5.94%
Wine (Bottle)
$5.47 ₴249
$5.45 ₴248
0.37%
Local Beer (0.5 liter bottle)
$0.85 ₴38.84
$0.87 ₴39.44
-2.30%
Imported Beer (0.33 liter bottle)
$0.96 ₴43.65
$1.48 ₴67.5
-35.14%
🚌 Getting Around
Sumy
Odesa
Difference
One-way Ticket (Public Transport)
$0.32 ₴14.42
$0.46 ₴20.90
-30.43%
Public Transport Monthly Pass (Regular Price)
$9.23 ₴420
$19.95 ₴908
-53.73%
Taxi Start (Normal Tariff)
$2.20 ₴100
$1.73 ₴78.7
27.17%
Taxi (Normal Tariff) (1km)
$0.46 ₴20.95
$0.32 ₴14.57
43.75%
Taxi 1hour Waiting (Normal Tariff)
$4.20 ₴191
$4.49 ₴205
-6.46%
Gasoline (1 liter)
$1.57 ₴71.5
$1.74 ₴79.0
-9.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K ₴1.4M
$29.4K ₴1.3M
3.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K ₴1.1M
$24.6K ₴1.1M
-2.15%
🧾 Monthly Utilities & Internet
Sumy
Odesa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.1 ₴4,510
$112 ₴5,109
-11.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.80 ₴310
$6.76 ₴308
0.59%
Internet (50+ Mbps, Unlimited Data)
$6.53 ₴297
$6.45 ₴294
1.24%
🎉 Sport & Entertainment
Sumy
Odesa
Difference
Gym Membership (Monthly)
$30.27 ₴1,378
$23.03 ₴1,048
31.44%
Tennis Court (1 Hour on Weekend)
$20.95 ₴954
$12.19 ₴555
71.86%
Cinema Ticket
$3.60 ₴164
$5.41 ₴246
-33.46%
🧸 Childcare & Education
Sumy
Odesa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$229 ₴10.4K
$257 ₴11.7K
-10.98%
International Primary School, 1 Child (Yearly)
$15.0K ₴682.6K
$3,649 ₴166.1K
310.87%
👕👟 Clothing & Footwear
Sumy
Odesa
Difference
Jeans (Levis 501 Or Similar)
$71.7 ₴3,262
$64.6 ₴2,940
10.96%
Summer Dress (H&M, Zara, etc)
$30.39 ₴1,384
$42.66 ₴1,942
-28.76%
Sport Shoes (Adidas, Nike)
$94.6 ₴4,306
$85.9 ₴3,910
10.11%
Men's Leather Business Shoes
$116 ₴5,264
$102 ₴4,643
13.35%
🏠 Accommodation & Living
Sumy
Odesa
Difference
1-bedroom Apartment, City Center (Monthly)
$544 ₴24.8K
$347 ₴15.8K
56.50%
1-bedroom Apartment, Outside City Center (Monthly)
$303 ₴13.8K
$200 ₴9,128
51.17%
3-bedroom Apartment, City Center (Monthly)
$992 ₴45.2K
$566 ₴25.8K
75.44%
3-bedroom Apartment, Outside City Center (Monthly)
$822 ₴37.4K
$389 ₴17.7K
111.33%
Buy Apartment in City Center (m2)
$1,081 ₴49.2K
$1,587 ₴72.3K
-31.88%
Buy Apartment Outside City Center (m2)
$845 ₴38.5K
$947 ₴43.1K
-10.75%
💵 Salaries & Financials
Sumy
Odesa
Difference
Average Monthly Net Salary (After Tax)
$378 ₴17.2K
$485 ₴22.1K
-22.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
15.9
21.17
-24.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumy: October 26, 2026

Last update for Odesa: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sumy
$303
Odesa
$200 33.8% $103
Groceries & Markets
Sumy
$185
Odesa
$184 0.7% $1.3
Eating Out
Sumy
$147
Odesa
$117 20.7% $30
Clothing & Footwear
Sumy
$141
Odesa
$133 5.5% $7.7
Monthly Utilities & Internet
Sumy
$112
Odesa
$125 11.6% $13
Sport & Entertainment
Sumy
$37
Odesa
$34 9.7% $3.6
Getting Around
Sumy
$15
Odesa
$25 67.4% $10

Cost Breakdown

A central one-bedroom costs $544 in Sumy versus $347 in Odesa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Odesa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Sumy versus $36 in Odesa. Groceries tell a different story – $185 in Sumy vs $184 in Odesa – so Odesa wins on supermarket bills even if dining out costs more.

Good to know
🇺🇦 Sumy
🇺🇦 Odesa
🕒 Local time
12:01 12:01 PM
12:01 12:01 PM
Same time as Sumy
🌤 Weather
👥 Population
267,633
1,008,852
💱 Currency
Exchange rates and currency converter

USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of November 2, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.81 UAH (100 UAH = 1.97 EUR).

On the map
Between locations
  • Sumy Odesa 580 km ≈ 1 h 15 min nonstop flight
From you
  • Sumy
  • Odesa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sumy vs Odesa: Cost of Living - Frequently Asked Questions
How do living costs in Sumy and in Odesa compare overall?
Monthly costs with rent: $941 in Sumy, $818 in Odesa – Odesa comes out roughly 13% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Sumy compared to Odesa?
For a comfortable life, plan on about $1,411 per month in Sumy and $1,227 in Odesa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Sumy and Odesa?
Rent is clearly cheaper in Odesa, especially for central apartments: a one-bedroom in the center costs $347 there versus $544 in Sumy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $33 in Sumy and $36 in Odesa. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Sumy and in Odesa?
Public transport costs about 54% less in Sumy. For daily commuters, that gap adds up to noticeable savings over a year.
How far does $1,200 go in Sumy compared to Odesa?
$1,200 covers both cities comfortably – all-in costs are $941 in Sumy and $818 in Odesa, leaving budget for savings and extras in both cases.
How does quality of life compare between Sumy and Odesa?
It depends on your priorities. Odesa has an edge in some lifestyle areas, with costs from $818 in Odesa to $941 in Sumy. Climate, culture, job market, and personal taste all factor in.

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