Last update: Oct 2026

Cost of Living Comparison Between Sumy and Chiang Mai

For one person, living costs are similar in Sumy and in Chiang Mai: $941 and $936 a month, rent and utilities included.

Sumy, Ukraine
Chiang Mai, Thailand
Sumy
🇺🇦 Ukraine
$941
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Sumy and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumy and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $941 per month in Sumy vs $936 in Chiang Mai, rent included.

  • Sumy $941
  • Chiang Mai $936

A couple spends around $1,610 per month in Sumy vs $1,457 in Chiang Mai, rent included.

  • Sumy $1,610
  • Chiang Mai $1,457

A family of three spends $2,279 per month in Sumy vs $1,979 in Chiang Mai, rent included.

  • Sumy $2,279
  • Chiang Mai $1,979

Sumy and Chiang Mai have comparable living costs – the differences are in the details.

Both Sumy and Chiang Mai are more affordable than the global median – Sumy 31% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Sumy
Chiang Mai
Difference
Meal at Budget Restaurant
$10.89 ₴496
$2.24 ฿75.6
386.16%
Three-Course Dinner for Two, Mid-Range
$32.99 ₴1,502
$19.00 ฿641
73.63%
Fast Food Meal (McDonalds, etc)
$7.49 ₴341
$5.55 ฿187
34.95%
Cappuccino
$1.80 ₴81.7
$1.67 ฿56.5
7.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ₴35.63
$0.64 ฿21.55
21.88%
Water (0.33 liter bottle)
$0.53 ₴24.28
$0.31 ฿10.31
70.97%
Local Beer (0.5 liter draught)
$1.33 ₴60.7
$2.36 ฿79.6
-43.64%
Imported Beer (0.33 liter bottle)
$1.94 ₴88.4
$3.66 ฿124
-46.99%
🛒 Groceries & Markets
Sumy
Chiang Mai
Difference
Milk (1 liter)
$1.27 ₴58.1
$1.95 ฿65.8
-34.87%
White Bread (500g)
$0.84 ₴38.32
$1.44 ฿48.48
-41.67%
Rice (white) (1kg)
$1.42 ₴64.8
$1.33 ฿45.04
6.77%
Eggs
$1.95 ₴88.6
$2.28 ฿77.1
-14.47%
Local Cheese (1kg)
$10.13 ₴461
$16.45 ฿555
-38.42%
Chicken Fillets (1kg)
$5.29 ₴241
$2.78 ฿93.9
90.29%
Beef Round Steak (1kg)
$8.46 ₴385
$9.31 ฿314
-9.13%
Apples (1kg)
$1.18 ₴53.7
$2.35 ฿79.4
-49.79%
Banana (1kg)
$1.51 ₴68.6
$0.97 ฿32.80
55.67%
Oranges (1kg)
$1.81 ₴82.3
$1.60 ฿53.9
13.12%
Tomato (1kg)
$2.69 ₴122
$1.50 ฿50.6
79.33%
Potato (1kg)
$0.58 ₴26.53
$1.28 ฿43.12
-54.69%
Onion (1kg)
$0.44 ₴20.12
$1.10 ฿37.19
-60.00%
Lettuce (1 head)
$1.48 ₴67.4
$0.71 ฿23.82
108.45%
Water (1.5 liter bottle)
$0.59 ₴26.89
$0.49 ฿16.37
20.41%
Cigarettes 20 Pack (Marlboro, Camel)
$2.85 ₴130
$4.14 ฿140
-31.16%
Wine (Bottle)
$5.47 ₴249
$17.52 ฿591
-68.78%
Local Beer (0.5 liter bottle)
$0.85 ₴38.84
$1.61 ฿54.5
-47.20%
Imported Beer (0.33 liter bottle)
$0.96 ₴43.65
$2.78 ฿94.0
-65.47%
🚌 Getting Around
Sumy
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.32 ₴14.42
$0.87 ฿29.31
-63.22%
Public Transport Monthly Pass (Regular Price)
$9.23 ₴420
$54.1 ฿1,826
-82.94%
Taxi Start (Normal Tariff)
$2.20 ₴100
$1.16 ฿39.06
89.66%
Taxi (Normal Tariff) (1km)
$0.46 ₴20.95
$0.53 ฿17.80
-13.21%
Taxi 1hour Waiting (Normal Tariff)
$4.20 ₴191
$2.42 ฿81.8
73.55%
Gasoline (1 liter)
$1.57 ₴71.5
$1.45 ฿48.90
8.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K ₴1.4M
$21.1K ฿710.7K
45.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K ₴1.1M
$26.9K ฿909.3K
-10.71%
🧾 Monthly Utilities & Internet
Sumy
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.1 ₴4,510
$62.2 ฿2,098
59.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.80 ₴310
$12.17 ฿411
-44.12%
Internet (50+ Mbps, Unlimited Data)
$6.53 ₴297
$20.12 ฿679
-67.54%
🎉 Sport & Entertainment
Sumy
Chiang Mai
Difference
Gym Membership (Monthly)
$30.27 ₴1,378
$37.31 ฿1,259
-18.87%
Tennis Court (1 Hour on Weekend)
$20.95 ₴954
$3.77 ฿127
455.70%
Cinema Ticket
$3.60 ₴164
$6.49 ฿219
-44.53%
🧸 Childcare & Education
Sumy
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$229 ₴10.4K
$736 ฿24.8K
-68.88%
International Primary School, 1 Child (Yearly)
$15.0K ₴682.6K
$14.8K ฿498.3K
1.55%
👕👟 Clothing & Footwear
Sumy
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$71.7 ₴3,262
$53.4 ฿1,801
34.25%
Summer Dress (H&M, Zara, etc)
$30.39 ₴1,384
$24.64 ฿831
23.34%
Sport Shoes (Adidas, Nike)
$94.6 ₴4,306
$91.5 ฿3,087
3.38%
Men's Leather Business Shoes
$116 ₴5,264
$71.9 ฿2,428
60.70%
🏠 Accommodation & Living
Sumy
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$544 ₴24.8K
$482 ฿16.3K
12.76%
1-bedroom Apartment, Outside City Center (Monthly)
$303 ₴13.8K
$309 ฿10.4K
-1.90%
3-bedroom Apartment, City Center (Monthly)
$992 ₴45.2K
$1,006 ฿33.9K
-1.34%
3-bedroom Apartment, Outside City Center (Monthly)
$822 ₴37.4K
$633 ฿21.4K
29.75%
Buy Apartment in City Center (m2)
$1,081 ₴49.2K
$2,363 ฿79.8K
-54.24%
Buy Apartment Outside City Center (m2)
$845 ₴38.5K
$1,589 ฿53.6K
-46.81%
💵 Salaries & Financials
Sumy
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$378 ₴17.2K
$590 ฿19.9K
-35.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
15.9
5.57
185.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumy: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sumy
$303
Chiang Mai
$309 1.9% $5.9
Groceries & Markets
Sumy
$185
Chiang Mai
$234 26.5% $49
Eating Out
Sumy
$147
Chiang Mai
$78 47.2% $69
Clothing & Footwear
Sumy
$141
Chiang Mai
$109 22.7% $32
Monthly Utilities & Internet
Sumy
$112
Chiang Mai
$94 16% $18
Sport & Entertainment
Sumy
$37
Chiang Mai
$50 34.2% $13
Getting Around
Sumy
$15
Chiang Mai
$61 309% $46

Cost Breakdown

A central one-bedroom costs $544 in Sumy versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 56% higher in Chiang Mai. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Sumy versus $19 in Chiang Mai. Groceries tell a different story – $185 in Sumy vs $234 in Chiang Mai – so Sumy wins on supermarket bills even if dining out costs more.

Good to know
🇺🇦 Sumy
🇹🇭 Chiang Mai
🕒 Local time
12:44 12:44 PM
17:44 5:44 PM
5 h ahead of Sumy
🌤 Weather
👥 Population
267,633
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of November 2, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.81 UAH (100 UAH = 1.97 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Sumy Chiang Mai 6,600 km ≈ 9 h nonstop flight
From you
  • Sumy
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sumy vs Chiang Mai: Cost of Living - Frequently Asked Questions
How much do you need to earn to live comfortably in Sumy and in Chiang Mai?
For a comfortable life, plan on about $1,411 per month in Sumy and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Sumy or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $544 in Sumy.
How do dining costs compare in Sumy and in Chiang Mai?
A mid-range dinner for two costs $33 in Sumy and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How expensive is transport in Sumy compared to Chiang Mai?
Public transport costs about 83% less in Sumy. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $800/month in Sumy or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $941 in Sumy and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Sumy or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $941 in Sumy. Climate, culture, job market, and personal taste all factor in.

Sumy vs other spots: cost of living compared

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