Cost of Living Comparison Between Sumter, SC and Derry Cost of Living Comparison Between Sumter, SC and Derry

Monthly Cost of Living

Monthly costs for one person with rent: $1,955 in Sumter, SC versus $2,709 in Derry.

Estimated couple costs with rent: $2,872 in Sumter, SC versus $3,335 in Derry.

Monthly costs for a family of three with rent: $3,789 in Sumter, SC versus $3,961 in Derry.

Living in Sumter, SC costs roughly 28% less than in Derry, driven mainly by Getting Around.

Both cities are pricier than the global median: Sumter, SC 42% above, Derry 97% above.

Meal at Budget Restaurant

$17.76 $17.76

$21.49 €18.49

-17.36%

Three-Course Dinner for Two, Mid-Range

$59.9 $59.9

$53.7 €46.22

11.58%

Fast Food Meal (McDonalds, etc)

$10.98 $10.98

$9.57 €8.24

14.73%

Cappuccino

$5.71 $5.71

$4.65 €4.00

22.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 $1.88

$1.78 €1.54

5.62%

Water (0.33 liter bottle)

$1.43 $1.43

$1.74 €1.50

-17.82%

Local Beer (0.5 liter draught)

$5.97 $5.97

$5.37 €4.62

11.17%

Imported Beer (0.33 liter bottle)

$7.00 $7.00

$6.62 €5.69

5.74%

Milk (1 liter)

$0.93 $0.93

$1.53 €1.31

-39.22%

White Bread (500g)

$3.29 $3.29

$1.61 €1.39

104.35%

Rice (white) (1kg)

$3.52 $3.52

$2.10 €1.81

67.62%

Eggs

$4.67 $4.67

$3.54 €3.05

31.92%

Local Cheese (1kg)

$16.39 $16.39

$14.06 €12.10

16.57%

Chicken Fillets (1kg)

$9.83 $9.83

$10.35 €8.91

-5.02%

Beef Round Steak (1kg)

$13.05 $13.05

$14.16 €12.18

-7.84%

Apples (1kg)

$5.38 $5.38

$3.06 €2.64

75.82%

Banana (1kg)

$1.48 $1.48

$1.69 €1.45

-12.43%

Oranges (1kg)

$4.53 $4.53

$3.14 €2.70

44.27%

Tomato (1kg)

$4.63 $4.63

$4.33 €3.73

6.93%

Potato (1kg)

$3.70 $3.70

$1.06 €0.91

249.06%

Onion (1kg)

$3.05 $3.05

$1.47 €1.26

107.48%

Lettuce (1 head)

$2.03 $2.03

$1.10 €0.94

84.55%

Water (1.5 liter bottle)

$2.34 $2.34

$1.94 €1.67

20.62%

Cigarettes 20 Pack (Marlboro, Camel)

$10.12 $10.12

$21.18 €18.23

-52.22%

Wine (Bottle)

$15.58 $15.58

$10.82 €9.31

43.99%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$2.35 €2.02

4.68%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$2.78 €2.39

32.73%

One-way Ticket (Public Transport)

$2.51 €2.16

Public Transport Monthly Pass (Regular Price)

$108 €92.8

Taxi Start (Normal Tariff)

$2.93 $2.93

$5.37 €4.62

-45.44%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.50 €1.29

22.00%

Taxi 1hour Waiting (Normal Tariff)

$29.85 $29.85

$57.3 €49.34

-47.93%

Gasoline (1 liter)

$0.84 $0.84

$2.08 €1.79

-59.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K $34.9K

$40.0K €34.4K

-12.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$37.8K €32.5K

-32.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$249 €214

-31.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.4 $67.4

$23.77 €20.46

183.38%

Internet (50+ Mbps, Unlimited Data)

$40.75 $40.75

$52.9 €45.54

-23.01%

Gym Membership (Monthly)

$15.12 $15.12

$37.18 €32.00

-59.33%

Tennis Court (1 Hour on Weekend)

$4.97 $4.97

$26.74 €23.01

-81.41%

Cinema Ticket

$7.09 $7.09

$13.73 €11.81

-48.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,475 $1,475

$1,267 €1,091

16.34%

International Primary School, 1 Child (Yearly)

$24.9K $24.9K

$5,949 €5,119

319.29%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$104 €89.1

-50.44%

Summer Dress (H&M, Zara, etc)

$36.89 $36.89

$49.57 €42.65

-25.58%

Sport Shoes (Adidas, Nike)

$92.9 $92.9

$102 €87.4

-8.46%

Men's Leather Business Shoes

$143 $143

$73.7 €63.5

94.18%

1-bedroom Apartment, City Center (Monthly)

$1,028 $1,028

$1,615 €1,390

-36.31%

1-bedroom Apartment, Outside City Center (Monthly)

$806 $806

$1,398 €1,203

-42.37%

3-bedroom Apartment, City Center (Monthly)

$1,308 $1,308

$1,401 €1,205

-6.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,238 $1,238

$1,146 €986

8.03%

Buy Apartment in City Center (m2)

$1,484 $1,484

$2,405 €2,070

-38.33%

Buy Apartment Outside City Center (m2)

$1,461 $1,461

$1,772 €1,525

-17.53%

Average Monthly Net Salary (After Tax)

$4,065 $4,065

$2,769 €2,383

46.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

3.68

46.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumter, SC: August 31, 2026

Last update for Derry: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,028 in Sumter, SC and $1,615 in Derry. Housing cost is often the main lever when comparing two cities.

Sumter, SC pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60.0 in Sumter, SC vs $54.0 in Derry for a mid-range dinner for two. Groceries echo the gap at $394 vs $323 per month, with Derry cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumter, SC vs Derry: Cost of Living - Frequently Asked Questions

Sumter, SC is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 39% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 47% higher in Sumter, SC, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,028 in Sumter, SC versus $1,615 in Derry. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Derry pay roughly 22% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,955 per month in Sumter, SC versus $2,709 in Derry – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,955 in Sumter, SC versus $2,709 in Derry, a $3,000 budget is realistic in Sumter, SC but tight or insufficient in Derry. The gap between the two cities makes Sumter, SC the clear choice for anyone on this budget.

For families, Sumter, SC is more practical. Housing and childcare are both notably cheaper than in Derry, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sumter, SC and Derry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sumter, SC gentler on the wallet – expenses run 39% less than in Derry. Beyond cost, consider language, visa policies, and how big the international community is in each city.