Last update: Oct 2026

Cost of Living Comparison Between Sumter, SC and Derry

For one person, living is cheaper in Sumter, SC: $2,078 a month against $2,482 in Derry, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Derry outweigh lower spending on other living expenses.

100

Cost of Living Index in Sumter, SC
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Sumter, SC Living Index
120

Cost of Living Index in Derry
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Derry Living Index

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Sumter, SC

🇺🇸 United States

$2,078

/mo nomad

Derry

🇮🇪 Ireland

$2,482

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumter, SC and in Derry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumter, SC and in Derry actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,078 in Sumter, SC versus $2,482 in Derry.

Sumter, SC $2,078
Derry $2,482

Estimated couple costs with rent: $2,991 in Sumter, SC versus $3,004 in Derry.

Sumter, SC $2,991
Derry $3,004

Monthly costs for a family of three with rent: $3,903 in Sumter, SC versus $3,525 in Derry.

Sumter, SC $3,903
Derry $3,525

Living in Sumter, SC costs roughly 16% less than in Derry, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Sumter, SC 53% above, Derry 83% above.

Meal at Budget Restaurant

$18.06 $18.06

$21.01 €18.69

-14.04%

Three-Course Dinner for Two, Mid-Range

$54.1 $54.1

$51.6 €45.87

4.89%

Fast Food Meal (McDonalds, etc)

$10.88 $10.88

$9.40 €8.37

15.74%

Cappuccino

$5.68 $5.68

$4.37 €3.89

29.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 $1.85

$1.67 €1.48

10.78%

Water (0.33 liter bottle)

$1.38 $1.38

$1.59 €1.42

-13.21%

Local Beer (0.5 liter draught)

$6.02 $6.02

$5.26 €4.68

14.45%

Imported Beer (0.33 liter bottle)

$7.07 $7.07

$6.59 €5.86

7.28%

Milk (1 liter)

$0.97 $0.97

$1.47 €1.30

-34.01%

White Bread (500g)

$4.09 $4.09

$1.53 €1.36

167.32%

Rice (white) (1kg)

$3.25 $3.25

$2.10 €1.87

54.76%

Eggs

$4.31 $4.31

$3.51 €3.12

22.79%

Local Cheese (1kg)

$16.60 $16.60

$13.07 €11.62

27.01%

Chicken Fillets (1kg)

$15.62 $15.62

$9.66 €8.59

61.70%

Beef Round Steak (1kg)

$17.86 $17.86

$13.30 €11.83

34.29%

Apples (1kg)

$5.47 $5.47

$3.05 €2.71

79.34%

Banana (1kg)

$1.42 $1.42

$1.54 €1.37

-7.79%

Oranges (1kg)

$4.50 $4.50

$3.01 €2.67

49.50%

Tomato (1kg)

$4.67 $4.67

$4.17 €3.71

11.99%

Potato (1kg)

$3.73 $3.73

$1.03 €0.91

262.14%

Onion (1kg)

$3.16 $3.16

$1.35 €1.20

134.07%

Lettuce (1 head)

$1.98 $1.98

$1.05 €0.93

88.57%

Water (1.5 liter bottle)

$2.36 $2.36

$1.87 €1.66

26.20%

Cigarettes 20 Pack (Marlboro, Camel)

$8.52 $8.52

$20.80 €18.50

-59.04%

Wine (Bottle)

$15.23 $15.23

$10.27 €9.13

48.30%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$2.27 €2.02

2.64%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.68 €2.38

38.81%

One-way Ticket (Public Transport)

$2.59 €2.30

Taxi Start (Normal Tariff)

$2.94 $2.94

$5.26 €4.68

-44.11%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$1.41 €1.25

30.50%

Taxi 1hour Waiting (Normal Tariff)

$29.85 $29.85

$56.9 €50.6

-47.51%

Gasoline (1 liter)

$0.85 $0.85

$2.07 €1.84

-58.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K $34.8K

$38.7K €34.4K

-10.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$37.1K €33.0K

-32.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$242 €215

-28.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.4 $67.4

$20.83 €18.53

223.33%

Internet (50+ Mbps, Unlimited Data)

$82.2 $82.2

$51.6 €45.86

59.50%

Gym Membership (Monthly)

$14.83 $14.83

$34.76 €30.92

-57.34%

Tennis Court (1 Hour on Weekend)

$5.05 $5.05

$26.45 €23.53

-80.91%

Cinema Ticket

$7.04 $7.04

$12.79 €11.38

-44.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,499 $1,499

$1,177 €1,047

27.40%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$5,110 €4,545

380.22%

Jeans (Levis 501 Or Similar)

$49.75 $49.75

$97.9 €87.0

-49.16%

Summer Dress (H&M, Zara, etc)

$37.91 $37.91

$47.63 €42.37

-20.41%

Sport Shoes (Adidas, Nike)

$95.5 $95.5

$97.6 €86.8

-2.10%

Men's Leather Business Shoes

$139 $139

$70.4 €62.6

97.87%

1-bedroom Apartment, City Center (Monthly)

$1,030 $1,030

$1,606 €1,429

-35.86%

1-bedroom Apartment, Outside City Center (Monthly)

$823 $823

$1,335 €1,188

-38.36%

3-bedroom Apartment, City Center (Monthly)

$1,314 $1,314

$1,348 €1,199

-2.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,202 $1,202

$1,098 €977

9.50%

Buy Apartment in City Center (m2)

$1,499 $1,499

$2,309 €2,053

-35.06%

Buy Apartment Outside City Center (m2)

$1,504 $1,504

$3,610 €3,211

-58.35%

Average Monthly Net Salary (After Tax)

$4,145 $4,145

$2,570 €2,286

61.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.48

3.68

76.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumter, SC: October 18, 2026

Last update for Derry: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sumter, SC

$823 39.6%

Derry

$1.3K 53.8% 62.2% $512

Groceries & Markets

Sumter, SC

$443 21.3%

Derry

$307 12.4% 30.7% $136

Monthly Utilities & Internet

Sumter, SC

$324 15.6%

Derry

$314 12.7% 2.8% $9.2

Eating Out

Sumter, SC

$302 14.6%

Derry

$301 12.1% 0.4% $1.1

Clothing & Footwear

Sumter, SC

$145 7%

Derry

$141 5.7% 2.8% $4.1

Sport & Entertainment

Sumter, SC

$29 1.4%

Derry

$60 2.4% 109% $31

Getting Around

Sumter, SC

$12 * 0.6%

Derry

$23 * 0.9% 86.7% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,030 in Sumter, SC and $1,606 in Derry. Housing cost is often the main lever when comparing two cities.

Sumter, SC pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $54.0 in Sumter, SC vs $52.0 in Derry for a mid-range dinner for two. Groceries echo the gap at $443 vs $307 per month, with Derry cheaper across the board.

Good to know

🇺🇸 Sumter, SC

🇮🇪 Derry

🕒 Local time

04:09 4:09 AM

09:09 9:09 AM

5 h ahead of Sumter, SC

🌤 Weather

👥 Population

39,159

85,016

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Sumter, SC Derry 5,940 km ≈ 8 h nonstop flight

From you

Sumter, SC
Derry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumter, SC vs Derry: Cost of Living - Frequently Asked Questions

Sumter, SC is cheaper overall, especially in leisure and transport. The 19% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 61% higher in Sumter, SC, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,030 in Sumter, SC versus $1,606 in Derry. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Derry pay roughly 44% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,078 per month in Sumter, SC versus $2,482 in Derry – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,078 in Sumter, SC versus $2,482 in Derry, a $3,000 budget is realistic in Sumter, SC but tight or insufficient in Derry. The gap between the two cities makes Sumter, SC the clear choice for anyone on this budget.

For families, Sumter, SC is more practical. Housing and childcare are both notably cheaper than in Derry, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sumter, SC and Derry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sumter, SC gentler on the wallet – expenses run 19% less than in Derry. Beyond cost, consider language, visa policies, and how big the international community is in each city.