Cost of Living Comparison Between Sumter, SC and Derry Cost of Living Comparison Between Sumter, SC and Derry

Monthly Cost of Living

Monthly costs for one person with rent: $2,420 in Sumter, SC versus $1,868 in Derry.

Estimated couple costs with rent: $3,490 in Sumter, SC versus $2,671 in Derry.

Monthly costs for a family of three with rent: $4,559 in Sumter, SC versus $3,474 in Derry.

Living in Sumter, SC is roughly 30% more expensive than in Derry, driven mainly by Getting Around.

Both cities are pricier than the global median: Sumter, SC 81% above, Derry 40% above.

Meal at Budget Restaurant

$18.21 $18.21

$13.81 €12.06

31.86%

Three-Course Dinner for Two, Mid-Range

$60.9 $60.9

$61.3 €53.5

-0.67%

Fast Food Meal (McDonalds, etc)

$10.02 $10.02

$8.01 €7.00

25.09%

Cappuccino

$4.96 $4.96

$4.31 €3.77

15.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 $1.86

$2.12 €1.85

-12.26%

Water (0.33 liter bottle)

$1.42 $1.42

$1.60 €1.40

-11.25%

Local Beer (0.5 liter draught)

$5.96 $5.96

$5.29 €4.62

12.67%

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$5.51 €4.82

23.96%

Milk (1 liter)

$0.82 $0.82

$1.51 €1.32

-45.70%

White Bread (500g)

$2.81 $2.81

$1.53 €1.34

83.66%

Rice (white) (1kg)

$4.40 $4.40

$2.15 €1.88

104.65%

Eggs

$4.49 $4.49

$3.69 €3.22

21.68%

Local Cheese (1kg)

$4.50 $4.50

$12.60 €11.01

-64.29%

Chicken Fillets (1kg)

$7.63 $7.63

$10.18 €8.90

-25.05%

Beef Round Steak (1kg)

$13.49 $13.49

$12.09 €10.57

11.58%

Apples (1kg)

$5.67 $5.67

$2.90 €2.53

95.52%

Banana (1kg)

$1.59 $1.59

$1.65 €1.44

-3.64%

Oranges (1kg)

$6.66 $6.66

$2.75 €2.40

142.18%

Tomato (1kg)

$3.88 $3.88

$3.53 €3.08

9.92%

Potato (1kg)

$1.94 $1.94

$1.06 €0.93

83.02%

Onion (1kg)

$1.82 $1.82

$1.47 €1.28

23.81%

Lettuce (1 head)

$1.78 $1.78

$1.05 €0.91

69.52%

Water (1.5 liter bottle)

$0.98 $0.98

$1.64 €1.44

-40.24%

Cigarettes 20 Pack (Marlboro, Camel)

$8.09 $8.09

$16.04 €14.01

-49.56%

Wine (Bottle)

$15.20 $15.20

$10.49 €9.17

44.90%

Local Beer (0.5 liter bottle)

$2.08 $2.08

$2.34 €2.04

-11.11%

Imported Beer (0.33 liter bottle)

$1.99 $1.99

$2.72 €2.38

-26.84%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.47 €2.15

-21.05%

Public Transport Monthly Pass (Regular Price)

$96.8 €84.5

Taxi Start (Normal Tariff)

$2.92 $2.92

$4.90 €4.28

-40.41%

Taxi (Normal Tariff) (1km)

$1.50 $1.50

$1.38 €1.20

8.70%

Taxi 1hour Waiting (Normal Tariff)

$29.54 $29.54

$44.07 €38.50

-32.97%

Gasoline (1 liter)

$0.82 $0.82

$2.08 €1.82

-60.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K $34.9K

$42.3K €37.0K

-17.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K $24.3K

$38.3K €33.5K

-36.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 $142

$215 €188

-34.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.5 $54.5

$21.28 €18.59

155.92%

Internet (50+ Mbps, Unlimited Data)

$44.71 $44.71

$56.1 €49.04

-20.35%

Gym Membership (Monthly)

$42.28 $42.28

$33.45 €29.22

26.40%

Tennis Court (1 Hour on Weekend)

$4.86 $4.86

$27.03 €23.62

-82.02%

Cinema Ticket

$8.71 $8.71

$10.97 €9.58

-20.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,335 $1,335

$1,047 €915

27.57%

International Primary School, 1 Child (Yearly)

$25.2K $25.2K

$8,094 €7,072

210.89%

Jeans (Levis 501 Or Similar)

$45.40 $45.40

$91.6 €80.0

-50.43%

Summer Dress (H&M, Zara, etc)

$36.24 $36.24

$40.00 €34.95

-9.40%

Sport Shoes (Adidas, Nike)

$59.2 $59.2

$103 €90.0

-42.59%

Men's Leather Business Shoes

$149 $149

$75.6 €66.1

97.39%

1-bedroom Apartment, City Center (Monthly)

$1,612 $1,612

$721 €630

123.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,362 $1,362

$711 €621

91.57%

3-bedroom Apartment, City Center (Monthly)

$889 $889

$1,246 €1,089

-28.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,244 $2,244

$1,063 €929

111.00%

Buy Apartment in City Center (m2)

$1,510 $1,510

$4,019 €3,511

-62.42%

Buy Apartment Outside City Center (m2)

$1,495 $1,495

$1,747 €1,527

-14.45%

Average Monthly Net Salary (After Tax)

$4,122 $4,122

$2,498 €2,183

64.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.18

14.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumter, SC: July 12, 2026

Last update for Derry: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,612 in Sumter, SC and $721 in Derry. Housing cost is often the main lever when comparing two cities.

Sumter, SC pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Sumter, SC vs $61.0 in Derry. Groceries flip the comparison at $321 vs $300, with Derry cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumter, SC vs Derry: Cost of Living - Frequently Asked Questions

Derry is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 30% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 65% higher in Sumter, SC, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,612 in Sumter, SC versus $721 in Derry. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Sumter, SC. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,420 per month in Sumter, SC versus $1,868 in Derry – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,868 in Derry versus $2,420 in Sumter, SC, a $2,500 budget is realistic in Derry but tight or insufficient in Sumter, SC. The gap between the two cities makes Derry the clear choice for anyone on this budget.

For families, Derry is more practical. Housing and childcare are both notably cheaper than in Sumter, SC, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sumter, SC and Derry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Derry gentler on the wallet – expenses run 30% less than in Sumter, SC. Beyond cost, consider language, visa policies, and how big the international community is in each city.