Last update: Oct 2026

Cost of Living Comparison Between Sumgayit and Cebu

For one person, living is cheaper in Sumgayit: $791 a month against $918 in Cebu, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

38

Cost of Living Index in Sumgayit
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Sumgayit Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Sumgayit

🇦🇿 Azerbaijan

$791

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumgayit and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumgayit and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $791 in Sumgayit versus $918 in Cebu.

Sumgayit $791
Cebu $918

Estimated couple costs with rent: $1,233 in Sumgayit versus $1,409 in Cebu.

Sumgayit $1,233
Cebu $1,409

Monthly costs for a family of three with rent: $1,676 in Sumgayit versus $1,900 in Cebu.

Sumgayit $1,676
Cebu $1,900

Living in Sumgayit costs roughly 14% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Sumgayit 41% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.41 ₼14.29

$3.09 ₱194

172.17%

Three-Course Dinner for Two, Mid-Range

$29.88 ₼50.8

$24.22 ₱1,525

23.37%

Fast Food Meal (McDonalds, etc)

$5.95 ₼10.12

$3.92 ₱247

51.79%

Cappuccino

$2.62 ₼4.46

$2.51 ₱158

4.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₼1.45

$1.59 ₱100

-46.54%

Water (0.33 liter bottle)

$0.58 ₼0.98

$0.53 ₱33.43

9.43%

Local Beer (0.5 liter draught)

$1.20 ₼2.03

$1.78 ₱112

-32.58%

Imported Beer (0.33 liter bottle)

$2.28 ₼3.88

$2.17 ₱137

5.07%

Milk (1 liter)

$1.34 ₼2.29

$1.92 ₱121

-30.21%

White Bread (500g)

$0.35 ₼0.60

$1.36 ₱85.4

-74.26%

Rice (white) (1kg)

$2.37 ₼4.02

$1.01 ₱63.5

134.65%

Eggs

$1.14 ₼1.93

$2.03 ₱128

-43.84%

Local Cheese (1kg)

$2.91 ₼4.95

$9.86 ₱621

-70.49%

Chicken Fillets (1kg)

$4.65 ₼7.91

$4.39 ₱277

5.92%

Beef Round Steak (1kg)

$8.93 ₼15.18

$7.60 ₱479

17.50%

Apples (1kg)

$0.66 ₼1.13

$3.30 ₱208

-80.00%

Banana (1kg)

$1.60 ₼2.72

$1.39 ₱87.8

15.11%

Oranges (1kg)

$1.41 ₼2.40

$2.33 ₱147

-39.48%

Tomato (1kg)

$1.04 ₼1.77

$1.50 ₱94.3

-30.67%

Potato (1kg)

$0.65 ₼1.10

$2.36 ₱149

-72.46%

Onion (1kg)

$0.49 ₼0.83

$1.90 ₱119

-74.21%

Lettuce (1 head)

$0.46 ₼0.79

$1.19 ₱74.9

-61.34%

Water (1.5 liter bottle)

$0.55 ₼0.93

$0.63 ₱39.71

-12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 ₼5.98

$3.00 ₱189

17.33%

Wine (Bottle)

$5.14 ₼8.73

$6.03 ₱379

-14.76%

Local Beer (0.5 liter bottle)

$0.86 ₼1.46

$1.23 ₱77.7

-30.08%

Imported Beer (0.33 liter bottle)

$1.96 ₼3.33

$1.75 ₱110

12.00%

One-way Ticket (Public Transport)

$0.28 ₼0.47

$0.25 ₱15.86

12.00%

Public Transport Monthly Pass (Regular Price)

$26.54 ₼45.10

$12.64 ₱796

109.97%

Taxi Start (Normal Tariff)

$0.28 ₼0.47

$0.77 ₱48.62

-63.64%

Taxi (Normal Tariff) (1km)

$0.28 ₼0.47

$0.23 ₱14.53

21.74%

Taxi 1hour Waiting (Normal Tariff)

$4.77 ₼8.10

$4.46 ₱281

6.95%

Gasoline (1 liter)

$0.65 ₼1.11

$1.31 ₱82.8

-50.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ₼45.6K

$21.2K ₱1.3M

26.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K ₼44.2K

$19.1K ₱1.2M

35.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.20 ₼56.4

$120 ₱7,569

-72.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.70 ₼21.58

$14.00 ₱882

-9.29%

Internet (50+ Mbps, Unlimited Data)

$14.76 ₼25.08

$27.54 ₱1,734

-46.41%

Gym Membership (Monthly)

$27.95 ₼47.50

$32.33 ₱2,035

-13.55%

Tennis Court (1 Hour on Weekend)

$20.37 ₼34.61

$6.65 ₱419

206.32%

Cinema Ticket

$7.50 ₼12.75

$5.65 ₱356

32.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$278 ₼473

$275 ₱17.3K

1.07%

International Primary School, 1 Child (Yearly)

$16.6K ₼28.2K

$7,918 ₱498.5K

109.53%

Jeans (Levis 501 Or Similar)

$88.7 ₼151

$49.33 ₱3,106

79.83%

Summer Dress (H&M, Zara, etc)

$58.0 ₼98.6

$25.24 ₱1,589

129.75%

Sport Shoes (Adidas, Nike)

$125 ₼213

$77.0 ₱4,846

62.88%

Men's Leather Business Shoes

$118 ₼200

$57.2 ₱3,601

106.19%

1-bedroom Apartment, City Center (Monthly)

$289 ₼491

$500 ₱31.5K

-42.18%

1-bedroom Apartment, Outside City Center (Monthly)

$206 ₼350

$309 ₱19.4K

-33.27%

3-bedroom Apartment, City Center (Monthly)

$619 ₼1,052

$1,078 ₱67.9K

-42.58%

3-bedroom Apartment, Outside City Center (Monthly)

$294 ₼500

$615 ₱38.7K

-52.17%

Buy Apartment in City Center (m2)

$1,194 ₼2,029

$2,886 ₱181.7K

-58.63%

Buy Apartment Outside City Center (m2)

$760 ₼1,292

$1,917 ₱120.7K

-60.34%

Average Monthly Net Salary (After Tax)

$357 ₼607

$346 ₱21.8K

3.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-2.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumgayit: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sumgayit

$206 26.1%

Cebu

$309 33.6% 49.9% $103

Clothing & Footwear

Sumgayit

$175 22.2%

Cebu

$94 10.2% 46.5% $82

Groceries & Markets

Sumgayit

$143 18.1%

Cebu

$206 22.4% 43.6% $62

Eating Out

Sumgayit

$133 16.8%

Cebu

$88 9.6% 33.6% $45

Monthly Utilities & Internet

Sumgayit

$61 7.7%

Cebu

$162 17.6% 167% $101

Sport & Entertainment

Sumgayit

$43 5.4%

Cebu

$44 4.8% 1.5% $0.7

Getting Around

Sumgayit

$29 3.7%

Cebu

$16 1.7% 46.9% $14

Cost Breakdown

A one-bedroom apartment in the center runs $289 in Sumgayit and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Sumgayit pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Sumgayit vs $24.00 in Cebu. Groceries flip the comparison at $143 vs $206, with Sumgayit cheaper for home cooking.

Good to know

🇦🇿 Sumgayit

🇵🇭 Cebu

🕒 Local time

23:29 11:29 PM

03:29 3:29 AM

4 h ahead of Sumgayit

🌤 Weather

👥 Population

331,000

964,169

💱 Currency

Azerbaijani Manat AZN ₼

Philippine Peso PHP ₱

📈 Exchange rate

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AZN – Azerbaijani Manat Converter

🇺🇸 United States Dollar ($)

🇦🇿 Azerbaijani Manat (₼)

Azerbaijani Manat exchange rates as of October 17, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AZN in detail →

On the map

Lowest

Highest

Between locations

Sumgayit Cebu 7,940 km ≈ 10 h nonstop flight

From you

Sumgayit
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumgayit vs Cebu: Cost of Living - Frequently Asked Questions

Sumgayit is cheaper overall, especially in groceries, leisure, and utilities. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 3% higher in Sumgayit, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $289 in Sumgayit versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $791 per month in Sumgayit versus $918 in Cebu – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sumgayit runs roughly 110% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Sumgayit gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sumgayit is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sumgayit and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sumgayit gentler on the wallet – expenses run 16% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.