Last update: Oct 2026

Cost of Living Comparison Between Subic Bay Freeport Zone and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Subic Bay Freeport Zone: $663 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Subic Bay Freeport Zone
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Subic Bay Freeport Zone Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Subic Bay Freeport Zone

🇵🇭 Philippines

$663

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Subic Bay Freeport Zone and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Subic Bay Freeport Zone and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $663 in Subic Bay Freeport Zone versus $859 in Ho Chi Minh City (Saigon).

Subic Bay Freeport Zone $663
Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,008 in Subic Bay Freeport Zone versus $1,395 in Ho Chi Minh City (Saigon).

Subic Bay Freeport Zone $1,008
Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,354 in Subic Bay Freeport Zone versus $1,931 in Ho Chi Minh City (Saigon).

Subic Bay Freeport Zone $1,354
Ho Chi Minh City (Saigon) $1,931

Living in Subic Bay Freeport Zone costs roughly 23% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Subic Bay Freeport Zone 51% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$4.65 ₱293

$1.91 ₫49.6K

143.46%

Three-Course Dinner for Two, Mid-Range

$14.46 ₱911

$22.84 ₫591.2K

-36.69%

Fast Food Meal (McDonalds, etc)

$5.06 ₱318

$4.54 ₫117.6K

11.45%

Cappuccino

$2.29 ₱144

$1.85 ₫48.0K

23.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱98.9

$0.56 ₫14.6K

180.36%

Water (0.33 liter bottle)

$0.33 ₱21.09

$0.32 ₫8,185

3.13%

Local Beer (0.5 liter draught)

$1.47 ₱92.7

$1.06 ₫27.5K

38.68%

Imported Beer (0.33 liter bottle)

$2.02 ₱127

$1.72 ₫44.5K

17.44%

Milk (1 liter)

$1.60 ₱101

$1.66 ₫42.9K

-3.61%

White Bread (500g)

$1.21 ₱75.9

$1.11 ₫28.7K

9.01%

Rice (white) (1kg)

$0.84 ₱52.7

$1.00 ₫25.9K

-16.00%

Eggs

$1.88 ₱118

$1.67 ₫43.1K

12.57%

Local Cheese (1kg)

$4.75 ₱299

$12.08 ₫312.8K

-60.68%

Chicken Fillets (1kg)

$4.79 ₱302

$3.68 ₫95.2K

30.16%

Beef Round Steak (1kg)

$8.13 ₱512

$10.24 ₫265.1K

-20.61%

Apples (1kg)

$2.31 ₱146

$2.96 ₫76.5K

-21.96%

Banana (1kg)

$1.77 ₱112

$1.24 ₫32.2K

42.74%

Oranges (1kg)

$2.30 ₱145

$1.56 ₫40.3K

47.44%

Tomato (1kg)

$1.22 ₱76.8

$1.30 ₫33.6K

-6.15%

Potato (1kg)

$2.05 ₱129

$1.23 ₫31.9K

66.67%

Onion (1kg)

$1.95 ₱123

$1.15 ₫29.8K

69.57%

Lettuce (1 head)

$0.85 ₱53.8

$0.74 ₫19.1K

14.86%

Water (1.5 liter bottle)

$0.51 ₱32.17

$0.56 ₫14.4K

-8.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₱187

$1.24 ₫32.1K

139.52%

Wine (Bottle)

$7.42 ₱467

$12.60 ₫326.1K

-41.11%

Local Beer (0.5 liter bottle)

$0.92 ₱58.1

$0.96 ₫24.9K

-4.17%

Imported Beer (0.33 liter bottle)

$1.92 ₱121

$1.53 ₫39.6K

25.49%

One-way Ticket (Public Transport)

$0.20 ₱12.57

$0.26 ₫6,694

-23.08%

Public Transport Monthly Pass (Regular Price)

$10.61 ₱668

$11.51 ₫297.9K

-7.82%

Taxi Start (Normal Tariff)

$0.79 ₱49.93

$0.75 ₫19.5K

5.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$0.67 ₫17.4K

-65.67%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱120

$3.03 ₫78.5K

-37.29%

Gasoline (1 liter)

$1.03 ₱64.9

$0.96 ₫24.8K

7.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K ₱1.1M

$31.1K ₫804.3M

-41.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$30.4K ₫785.9M

-36.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,657

$102 ₫2.6M

34.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.33 ₱902

$5.89 ₫152.5K

143.29%

Internet (50+ Mbps, Unlimited Data)

$16.88 ₱1,062

$10.49 ₫271.6K

60.92%

Gym Membership (Monthly)

$29.59 ₱1,863

$25.54 ₫661.2K

15.86%

Tennis Court (1 Hour on Weekend)

$4.67 ₱294

$11.92 ₫308.5K

-60.82%

Cinema Ticket

$5.16 ₱325

$3.53 ₫91.3K

46.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$116 ₱7,296

$436 ₫11.3M

-73.45%

International Primary School, 1 Child (Yearly)

$7,216 ₱454.3K

$23.3K ₫602.8M

-69.01%

Jeans (Levis 501 Or Similar)

$35.47 ₱2,233

$52.8 ₫1.4M

-32.76%

Summer Dress (H&M, Zara, etc)

$20.88 ₱1,315

$34.15 ₫884.1K

-38.86%

Sport Shoes (Adidas, Nike)

$64.0 ₱4,029

$90.3 ₫2.3M

-29.09%

Men's Leather Business Shoes

$55.6 ₱3,501

$95.0 ₫2.5M

-41.47%

1-bedroom Apartment, City Center (Monthly)

$129 ₱8,141

$589 ₫15.3M

-78.06%

1-bedroom Apartment, Outside City Center (Monthly)

$80.7 ₱5,082

$298 ₫7.7M

-72.90%

3-bedroom Apartment, City Center (Monthly)

$330 ₱20.8K

$1,292 ₫33.5M

-74.47%

3-bedroom Apartment, Outside City Center (Monthly)

$188 ₱11.9K

$711 ₫18.4M

-73.51%

Buy Apartment in City Center (m2)

$2,555 ₱160.9K

$4,676 ₫121.1M

-45.36%

Buy Apartment Outside City Center (m2)

$916 ₱57.6K

$1,904 ₫49.3M

-51.90%

Average Monthly Net Salary (After Tax)

$490 ₫12.7M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

8.64

-21.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Subic Bay Freeport Zone: October 11, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Subic Bay Freeport Zone

$182 27.5%

Ho Chi Minh City (Saigon)

$207 24.1% 13.9% $25

Monthly Utilities & Internet

Subic Bay Freeport Zone

$169 25.5%

Ho Chi Minh City (Saigon)

$118 13.8% 29.8% $50

Eating Out

Subic Bay Freeport Zone

$99 14.9%

Ho Chi Minh City (Saigon)

$63 7.4% 35.9% $35

Accommodation & Living

Subic Bay Freeport Zone

$81 12.2%

Ho Chi Minh City (Saigon)

$298 34.7% 269% $217

Clothing & Footwear

Subic Bay Freeport Zone

$79 12%

Ho Chi Minh City (Saigon)

$122 14.3% 54.7% $43

Sport & Entertainment

Subic Bay Freeport Zone

$40 6%

Ho Chi Minh City (Saigon)

$33 3.8% 18.3% $7.3

Getting Around

Subic Bay Freeport Zone

$13 2%

Ho Chi Minh City (Saigon)

$17 1.9% 24.7% $3.3

Cost Breakdown

A one-bedroom apartment in the center runs $129 in Subic Bay Freeport Zone and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Subic Bay Freeport Zone vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $182 vs $207 per month, with Subic Bay Freeport Zone cheaper across the board.

Good to know

🇵🇭 Subic Bay Freeport Zone

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

17:59 5:59 PM

16:59 4:59 PM

1 h behind Subic Bay Freeport Zone

🌤 Weather

👥 Population

221,178

9,456,700

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Subic Bay Freeport Zone Ho Chi Minh City (Saigon) 1,540 km ≈ 2 h 30 min nonstop flight

From you

Subic Bay Freeport Zone
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Subic Bay Freeport Zone vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Subic Bay Freeport Zone wins on cost – living expenses run 30% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Subic Bay Freeport Zone the obvious pick if budget is a priority.

You'd need roughly $994 in Subic Bay Freeport Zone and $1,288 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $129 in Subic Bay Freeport Zone versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $663 per month in Subic Bay Freeport Zone versus $859 in Ho Chi Minh City (Saigon) – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Subic Bay Freeport Zone runs roughly 8% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $663 in Subic Bay Freeport Zone versus $859 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Subic Bay Freeport Zone but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Subic Bay Freeport Zone the clear choice for anyone on this budget.

Both work as nomad bases, but Subic Bay Freeport Zone delivers better value – similar infrastructure at $663 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Subic Bay Freeport Zone hard to pass up.

Safety-wise, Subic Bay Freeport Zone and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Subic Bay Freeport Zone gentler on the wallet – expenses run 30% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.