Last update: Oct 2026

Cost of Living Comparison Between Stuart, FL and Austin, TX

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,242 in Stuart, FL, rent and utilities included – about $7,600 less a year. Higher rent and utilities in Stuart, FL outweigh lower spending on other living expenses.

Stuart, FL, United States
Austin, TX, United States
Stuart, FL
🇺🇸 United States
$3,242
/mo nomad
Austin, TX
🇺🇸 United States
$2,607
/mo nomad
Monthly Cost of Living

How much you'll spend in Stuart, FL and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stuart, FL and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,242 in Stuart, FL versus $2,607 in Austin, TX.

  • Stuart, FL $3,242
  • Austin, TX $2,607

Estimated couple costs with rent: $4,428 in Stuart, FL versus $4,031 in Austin, TX.

  • Stuart, FL $4,428
  • Austin, TX $4,031

Monthly costs for a family of three with rent: $5,614 in Stuart, FL versus $5,454 in Austin, TX.

  • Stuart, FL $5,614
  • Austin, TX $5,454

Living in Stuart, FL is roughly 24% more expensive than in Austin, TX.

Both cities are pricier than the global median: Stuart, FL 138% above, Austin, TX 92% above.

Currency
🍽 Eating Out
Stuart, FL
Austin, TX
Difference
Meal at Budget Restaurant
$20.21 $20.21
$20.35 $20.35
-0.69%
Three-Course Dinner for Two, Mid-Range
$61.0 $61.0
$84.7 $84.7
-27.98%
Fast Food Meal (McDonalds, etc)
$10.00 $10.00
$12.12 $12.12
-17.49%
Cappuccino
$4.70 $4.70
$5.65 $5.65
-16.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 $3.01
$3.68 $3.68
-18.21%
Water (0.33 liter bottle)
$2.28 $2.28
$2.36 $2.36
-3.39%
Local Beer (0.5 liter draught)
$7.14 $7.14
$7.87 $7.87
-9.28%
Imported Beer (0.33 liter bottle)
$6.79 $6.79
$8.82 $8.82
-23.02%
🛒 Groceries & Markets
Stuart, FL
Austin, TX
Difference
Milk (1 liter)
$1.27 $1.27
$1.14 $1.14
11.40%
White Bread (500g)
$3.96 $3.96
$3.69 $3.69
7.32%
Rice (white) (1kg)
$4.26 $4.26
$3.31 $3.31
28.70%
Eggs
$5.19 $5.19
$4.15 $4.15
25.06%
Local Cheese (1kg)
$16.29 $16.29
$12.98 $12.98
25.50%
Chicken Fillets (1kg)
$14.53 $14.53
$13.86 $13.86
4.83%
Beef Round Steak (1kg)
$11.63 $11.63
$16.34 $16.34
-28.82%
Apples (1kg)
$5.29 $5.29
$4.69 $4.69
12.79%
Banana (1kg)
$1.66 $1.66
$1.45 $1.45
14.48%
Oranges (1kg)
$3.69 $3.69
$5.11 $5.11
-27.79%
Tomato (1kg)
$4.42 $4.42
$4.52 $4.52
-2.21%
Potato (1kg)
$2.07 $2.07
$3.08 $3.08
-32.79%
Onion (1kg)
$3.26 $3.26
$2.38 $2.38
36.97%
Lettuce (1 head)
$2.31 $2.31
$1.80 $1.80
28.33%
Water (1.5 liter bottle)
$2.05 $2.05
$2.22 $2.22
-7.66%
Cigarettes 20 Pack (Marlboro, Camel)
$9.44 $9.44
$9.97 $9.97
-5.32%
Wine (Bottle)
$13.16 $13.16
$15.05 $15.05
-12.56%
Local Beer (0.5 liter bottle)
$2.39 $2.39
$2.91 $2.91
-17.87%
Imported Beer (0.33 liter bottle)
$3.10 $3.10
$3.33 $3.33
-6.91%
🚌 Getting Around
Stuart, FL
Austin, TX
Difference
One-way Ticket (Public Transport)
-
$1.22 $1.22
-
Public Transport Monthly Pass (Regular Price)
-
$40.53 $40.53
-
Taxi Start (Normal Tariff)
$3.01 $3.01
$2.78 $2.78
8.27%
Taxi (Normal Tariff) (1km)
$2.00 $2.00
$1.65 $1.65
21.21%
Taxi 1hour Waiting (Normal Tariff)
$23.80 $23.80
$35.39 $35.39
-32.75%
Gasoline (1 liter)
$0.86 $0.86
$0.95 $0.95
-9.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K $35.1K
$34.2K $34.2K
2.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K $24.7K
$26.8K $26.8K
-7.85%
🧾 Monthly Utilities & Internet
Stuart, FL
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$166 $166
$223 $223
-25.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.46 $40.46
$58.5 $58.5
-30.81%
Internet (50+ Mbps, Unlimited Data)
$55.8 $55.8
$71.2 $71.2
-21.57%
🎉 Sport & Entertainment
Stuart, FL
Austin, TX
Difference
Gym Membership (Monthly)
$29.01 $29.01
$53.0 $53.0
-45.31%
Tennis Court (1 Hour on Weekend)
-
$16.75 $16.75
-
Cinema Ticket
$11.55 $11.55
$14.06 $14.06
-17.85%
🧸 Childcare & Education
Stuart, FL
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,835 $1,835
$1,459 $1,459
25.80%
International Primary School, 1 Child (Yearly)
$39.7K $39.7K
$21.3K $21.3K
86.06%
👕👟 Clothing & Footwear
Stuart, FL
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$27.10 $27.10
$52.5 $52.5
-48.37%
Summer Dress (H&M, Zara, etc)
$39.92 $39.92
$42.75 $42.75
-6.62%
Sport Shoes (Adidas, Nike)
$72.6 $72.6
$86.4 $86.4
-15.97%
Men's Leather Business Shoes
$90.4 $90.4
$104 $104
-12.87%
🏠 Accommodation & Living
Stuart, FL
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,518 $2,518
$2,112 $2,112
19.23%
1-bedroom Apartment, Outside City Center (Monthly)
$2,081 $2,081
$1,230 $1,230
69.15%
3-bedroom Apartment, City Center (Monthly)
$4,098 $4,098
$3,863 $3,863
6.10%
3-bedroom Apartment, Outside City Center (Monthly)
$3,060 $3,060
$2,407 $2,407
27.15%
Buy Apartment in City Center (m2)
$3,281 $3,281
$7,426 $7,426
-55.82%
Buy Apartment Outside City Center (m2)
$3,209 $3,209
$3,060 $3,060
4.87%
💵 Salaries & Financials
Stuart, FL
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$3,823 $3,823
$5,179 $5,179
-26.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.77
6.82
-15.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stuart, FL: October 26, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Stuart, FL
$2.1K
Austin, TX
$1.2K 40.9% $851
Groceries & Markets
Stuart, FL
$411
Austin, TX
$410 0.3% $1.1
Eating Out
Stuart, FL
$319
Austin, TX
$348 9.3% $30
Monthly Utilities & Internet
Stuart, FL
$262
Austin, TX
$353 34.4% $90
Clothing & Footwear
Stuart, FL
$104
Austin, TX
$128 24.1% $25
Sport & Entertainment
Stuart, FL
$52
Austin, TX
$81 55.7% $29
Getting Around
Stuart, FL
$13 *
Austin, TX
$56 333% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,518 in Stuart, FL and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61 in Stuart, FL vs $85 in Austin, TX. Groceries flip the comparison at $411 vs $410, with Austin, TX cheaper for home cooking.

Good to know
🇺🇸 Stuart, FL
🇺🇸 Austin, TX
🕒 Local time
07:09 7:09 AM
06:09 6:09 AM
1 h behind Stuart, FL
🌤 Weather
👥 Population
16,155
974,447
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

On the map
Between locations
  • Stuart, FL Austin, TX 1,740 km ≈ 2 h 45 min nonstop flight
From you
  • Stuart, FL
  • Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stuart, FL vs Austin, TX: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Stuart, FL and in Austin, TX?
Stuart, FL and Austin, TX differ by about 24% in total monthly costs ($3,242 vs $2,607 including rent). Austin, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Are salaries higher in Stuart, FL or in Austin, TX?
On paper, salaries run 26% lower in Stuart, FL. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Stuart, FL compared to Austin, TX?
Rent for a central apartment: $2,518 in Stuart, FL versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Stuart, FL compared to Austin, TX?
All in, you’ll spend $3,242 per month in Stuart, FL versus $2,607 in Austin, TX – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.
How do dining costs compare in Stuart, FL and in Austin, TX?
Dining out is cheaper in Stuart, FL – a meal for two runs $61 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Stuart, FL or in Austin, TX?
Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city is better for families?
For families, Austin, TX is more practical. Housing and childcare are both notably cheaper than in Stuart, FL, and the savings on those two alone free up budget for education, activities, and family trips.

Stuart, FL vs other spots: cost of living compared

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