Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Stuart, FL

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,242 in Stuart, FL, rent and utilities included – about $7,600 less a year. Higher rent and utilities in Stuart, FL outweigh lower spending on other living expenses.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
157

Cost of Living Index in Stuart, FL
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Stuart, FL Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Stuart, FL

🇺🇸 United States

$3,242

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Stuart, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Stuart, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $3,242 in Stuart, FL.

Austin, TX $2,607
Stuart, FL $3,242

Estimated couple costs with rent: $4,031 in Austin, TX versus $4,428 in Stuart, FL.

Austin, TX $4,031
Stuart, FL $4,428

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,614 in Stuart, FL.

Austin, TX $5,454
Stuart, FL $5,614

Living in Austin, TX costs roughly 20% less than in Stuart, FL.

Both cities are pricier than the global median: Austin, TX 92% above, Stuart, FL 138% above.

Meal at Budget Restaurant

$20.35 $20.35

$20.21 $20.21

0.69%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$61.0 $61.0

38.85%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$10.00 $10.00

21.20%

Cappuccino

$5.65 $5.65

$4.70 $4.70

20.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$3.01 $3.01

22.26%

Water (0.33 liter bottle)

$2.36 $2.36

$2.28 $2.28

3.51%

Local Beer (0.5 liter draught)

$7.87 $7.87

$7.14 $7.14

10.22%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$6.79 $6.79

29.90%

Milk (1 liter)

$1.14 $1.14

$1.27 $1.27

-10.24%

White Bread (500g)

$3.69 $3.69

$3.96 $3.96

-6.82%

Rice (white) (1kg)

$3.31 $3.31

$4.26 $4.26

-22.30%

Eggs

$4.15 $4.15

$5.19 $5.19

-20.04%

Local Cheese (1kg)

$12.98 $12.98

$16.29 $16.29

-20.32%

Chicken Fillets (1kg)

$13.86 $13.86

$14.53 $14.53

-4.61%

Beef Round Steak (1kg)

$16.34 $16.34

$11.63 $11.63

40.50%

Apples (1kg)

$4.69 $4.69

$5.29 $5.29

-11.34%

Banana (1kg)

$1.45 $1.45

$1.66 $1.66

-12.65%

Oranges (1kg)

$5.11 $5.11

$3.69 $3.69

38.48%

Tomato (1kg)

$4.52 $4.52

$4.42 $4.42

2.26%

Potato (1kg)

$3.08 $3.08

$2.07 $2.07

48.79%

Onion (1kg)

$2.38 $2.38

$3.26 $3.26

-26.99%

Lettuce (1 head)

$1.80 $1.80

$2.31 $2.31

-22.08%

Water (1.5 liter bottle)

$2.22 $2.22

$2.05 $2.05

8.29%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.44 $9.44

5.61%

Wine (Bottle)

$15.05 $15.05

$13.16 $13.16

14.36%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.39 $2.39

21.76%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.10 $3.10

7.42%

One-way Ticket (Public Transport)

$1.22 $1.22

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.01 $3.01

-7.64%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.00 $2.00

-17.50%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$23.80 $23.80

48.70%

Gasoline (1 liter)

$0.95 $0.95

$0.86 $0.86

10.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$35.1K $35.1K

-2.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.7K $24.7K

8.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$166 $166

34.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$40.46 $40.46

44.54%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$55.8 $55.8

27.50%

Gym Membership (Monthly)

$53.0 $53.0

$29.01 $29.01

82.83%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$11.55 $11.55

21.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,835 $1,835

-20.51%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$39.7K $39.7K

-46.25%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$27.10 $27.10

93.69%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$39.92 $39.92

7.09%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$72.6 $72.6

19.00%

Men's Leather Business Shoes

$104 $104

$90.4 $90.4

14.78%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$2,518 $2,518

-16.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$2,081 $2,081

-40.88%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$4,098 $4,098

-5.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$3,060 $3,060

-21.35%

Buy Apartment in City Center (m2)

$7,426 $7,426

$3,281 $3,281

126.34%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$3,209 $3,209

-4.64%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,823 $3,823

35.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

5.77

18.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Stuart, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Stuart, FL

$2.1K 64.2% 69.1% $851

Groceries & Markets

Austin, TX

$410 15.7%

Stuart, FL

$411 12.7% 0.3% $1.1

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Stuart, FL

$262 8.1% 25.6% $90

Eating Out

Austin, TX

$348 13.4%

Stuart, FL

$319 9.8% 8.5% $30

Clothing & Footwear

Austin, TX

$128 4.9%

Stuart, FL

$104 3.2% 19.4% $25

Sport & Entertainment

Austin, TX

$81 3.1%

Stuart, FL

$52 1.6% 35.8% $29

Getting Around

Austin, TX

$56 2.2%

Stuart, FL

$13 * 0.4% 76.9% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $2,518 in Stuart, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85 in Austin, TX vs $61 in Stuart, FL. Groceries flip the comparison at $410 vs $411, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Stuart, FL

🕒 Local time

12:39 12:39 PM

13:39 1:39 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

16,155

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Stuart, FL 1,740 km ≈ 2 h 45 min nonstop flight

From you

Austin, TX
Stuart, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Stuart, FL: Cost of Living - Frequently Asked Questions

Austin, TX and Stuart, FL differ by about 24% in total monthly costs ($2,607 vs $3,242 including rent). Austin, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 35% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $2,518 in Stuart, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $3,242 in Stuart, FL – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

Dining out is cheaper in Stuart, FL – a meal for two runs $61 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Austin, TX is more practical. Housing and childcare are both notably cheaper than in Stuart, FL, and the savings on those two alone free up budget for education, activities, and family trips.