Last update: Oct 2026

Cost of Living Comparison Between Stoke-on-Trent and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,911 in Stoke-on-Trent, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

92

Cost of Living Index in Stoke-on-Trent
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Stoke-on-Trent Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Stoke-on-Trent

🇬🇧 United Kingdom

$1,911

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Stoke-on-Trent and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stoke-on-Trent and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,911 in Stoke-on-Trent versus $918 in Cebu.

Stoke-on-Trent $1,911
Cebu $918

Estimated couple costs with rent: $2,831 in Stoke-on-Trent versus $1,409 in Cebu.

Stoke-on-Trent $2,831
Cebu $1,409

Monthly costs for a family of three with rent: $3,751 in Stoke-on-Trent versus $1,900 in Cebu.

Stoke-on-Trent $3,751
Cebu $1,900

Living in Stoke-on-Trent is roughly 108% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Stoke-on-Trent is 42% above, Cebu is 32% below.

Meal at Budget Restaurant

$23.85 £17.89

$3.09 ₱194

671.84%

Three-Course Dinner for Two, Mid-Range

$91.0 £68.3

$24.22 ₱1,525

275.89%

Fast Food Meal (McDonalds, etc)

$10.37 £7.78

$3.92 ₱247

164.54%

Cappuccino

$4.51 £3.38

$2.51 ₱158

79.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 £1.44

$1.59 ₱100

20.75%

Water (0.33 liter bottle)

$1.38 £1.03

$0.53 ₱33.43

160.38%

Local Beer (0.5 liter draught)

$6.67 £5.01

$1.78 ₱112

274.72%

Imported Beer (0.33 liter bottle)

$5.36 £4.02

$2.17 ₱137

147.00%

Milk (1 liter)

$1.50 £1.13

$1.92 ₱121

-21.87%

White Bread (500g)

$1.55 £1.17

$1.36 ₱85.4

13.97%

Rice (white) (1kg)

$2.11 £1.58

$1.01 ₱63.5

108.91%

Eggs

$3.38 £2.54

$2.03 ₱128

66.50%

Local Cheese (1kg)

$8.16 £6.12

$9.86 ₱621

-17.24%

Chicken Fillets (1kg)

$8.38 £6.29

$4.39 ₱277

90.89%

Beef Round Steak (1kg)

$12.83 £9.62

$7.60 ₱479

68.82%

Apples (1kg)

$2.73 £2.05

$3.30 ₱208

-17.27%

Banana (1kg)

$1.61 £1.21

$1.39 ₱87.8

15.83%

Oranges (1kg)

$2.58 £1.93

$2.33 ₱147

10.73%

Tomato (1kg)

$2.80 £2.10

$1.50 ₱94.3

86.67%

Potato (1kg)

$1.96 £1.47

$2.36 ₱149

-16.95%

Onion (1kg)

$1.53 £1.15

$1.90 ₱119

-19.47%

Lettuce (1 head)

$1.17 £0.88

$1.19 ₱74.9

-1.68%

Water (1.5 liter bottle)

$1.63 £1.22

$0.63 ₱39.71

158.73%

Cigarettes 20 Pack (Marlboro, Camel)

$20.75 £15.57

$3.00 ₱189

591.67%

Wine (Bottle)

$9.01 £6.76

$6.03 ₱379

49.42%

Local Beer (0.5 liter bottle)

$2.88 £2.16

$1.23 ₱77.7

134.15%

Imported Beer (0.33 liter bottle)

$3.05 £2.29

$1.75 ₱110

74.29%

One-way Ticket (Public Transport)

$2.96 £2.22

$0.25 ₱15.86

1084.00%

Public Transport Monthly Pass (Regular Price)

$75.2 £56.4

$12.64 ₱796

494.94%

Taxi Start (Normal Tariff)

$4.97 £3.73

$0.77 ₱48.62

545.45%

Taxi (Normal Tariff) (1km)

$1.34 £1.00

$0.23 ₱14.53

482.61%

Taxi 1hour Waiting (Normal Tariff)

$22.59 £16.95

$4.46 ₱281

406.50%

Gasoline (1 liter)

$2.06 £1.54

$1.31 ₱82.8

57.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.1K

$21.2K ₱1.3M

76.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £29.9K

$19.1K ₱1.2M

108.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 £223

$120 ₱7,569

147.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.11 £15.83

$14.00 ₱882

50.79%

Internet (50+ Mbps, Unlimited Data)

$41.62 £31.22

$27.54 ₱1,734

51.13%

Gym Membership (Monthly)

$26.59 £19.95

$32.33 ₱2,035

-17.75%

Tennis Court (1 Hour on Weekend)

$13.25 £9.94

$6.65 ₱419

99.25%

Cinema Ticket

$11.82 £8.87

$5.65 ₱356

109.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$926 £695

$275 ₱17.3K

236.30%

International Primary School, 1 Child (Yearly)

$15.9K £12.0K

$7,918 ₱498.5K

101.27%

Jeans (Levis 501 Or Similar)

$75.4 £56.6

$49.33 ₱3,106

52.93%

Summer Dress (H&M, Zara, etc)

$25.94 £19.46

$25.24 ₱1,589

2.77%

Sport Shoes (Adidas, Nike)

$80.1 £60.1

$77.0 ₱4,846

4.07%

Men's Leather Business Shoes

$97.3 £73.0

$57.2 ₱3,601

70.16%

1-bedroom Apartment, City Center (Monthly)

$746 £560

$500 ₱31.5K

49.35%

1-bedroom Apartment, Outside City Center (Monthly)

$666 £500

$309 ₱19.4K

115.70%

3-bedroom Apartment, City Center (Monthly)

$1,148 £861

$1,078 ₱67.9K

6.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,001 £751

$615 ₱38.7K

62.72%

Buy Apartment in City Center (m2)

$1,364 £1,023

$2,886 ₱181.7K

-52.75%

Buy Apartment Outside City Center (m2)

$2,933 £2,200

$1,917 ₱120.7K

53.01%

Average Monthly Net Salary (After Tax)

$3,293 £2,471

$346 ₱21.8K

851.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

7.2

-28.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stoke-on-Trent: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stoke-on-Trent

$666 34.9%

Cebu

$309 33.6% 53.6% $357

Monthly Utilities & Internet

Stoke-on-Trent

$361 18.9%

Cebu

$162 17.6% 55.1% $199

Eating Out

Stoke-on-Trent

$333 17.4%

Cebu

$88 9.6% 73.5% $245

Groceries & Markets

Stoke-on-Trent

$277 14.5%

Cebu

$206 22.4% 25.6% $71

Clothing & Footwear

Stoke-on-Trent

$125 6.6%

Cebu

$94 10.2% 25.1% $32

Getting Around

Stoke-on-Trent

$99 5.2%

Cebu

$16 1.7% 84.2% $83

Sport & Entertainment

Stoke-on-Trent

$50 2.6%

Cebu

$44 4.8% 13.2% $6.6

Cost Breakdown

A one-bedroom apartment in the center runs $746 in Stoke-on-Trent and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Stoke-on-Trent pays 852% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Stoke-on-Trent vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $277 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Stoke-on-Trent

🇵🇭 Cebu

🕒 Local time

21:57 9:57 PM

04:57 4:57 AM

7 h ahead of Stoke-on-Trent

🌤 Weather

👥 Population

249,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Stoke-on-Trent Cebu 11,330 km ≈ 15 h nonstop flight

From you

Stoke-on-Trent
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stoke-on-Trent vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 852% higher in Stoke-on-Trent, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $746 in Stoke-on-Trent versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,911 per month in Stoke-on-Trent versus $918 in Cebu – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 495% less than in Stoke-on-Trent. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,911 in Stoke-on-Trent, a $1,500 budget is realistic in Cebu but tight or insufficient in Stoke-on-Trent. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stoke-on-Trent, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stoke-on-Trent and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 108% less than in Stoke-on-Trent. Beyond cost, consider language, visa policies, and how big the international community is in each city.