🙂A single person spends $789 per month in Stip vs $869 in Chiang Mai, rent included.
🙂A couple spends around $1,143 per month in Stip vs $1,362 in Chiang Mai, rent included.
🙂A family of three spends $1,496 per month in Stip vs $1,855 in Chiang Mai, rent included.
🙂Stip is about 9% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Stip and Chiang Mai are more affordable than the global median – Stip41% lower, Chiang Mai35% lower.
Currency
🍽 Eating Out
Stip
Chiang Mai
Difference
Meal at Budget Restaurant
$5.75MKD 305
$1.98฿64.3
190.40%
Three-Course Dinner for Two, Mid-Range
$15.76MKD 836
$18.80฿612
-16.17%
Fast Food Meal(McDonalds, etc)
$5.13MKD 272
$7.75฿252
-33.81%
Cappuccino
$1.90MKD 101
$1.92฿62.5
-1.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.82MKD 96.4
$0.79฿25.79
130.38%
Water(0.33 liter bottle)
$1.27MKD 67.4
$0.36฿11.62
252.78%
Local Beer(0.5 liter draught)
$2.23MKD 119
$2.21฿72.1
0.90%
Imported Beer(0.33 liter bottle)
$2.79MKD 148
$3.66฿119
-23.77%
🛒 Groceries & Markets
Stip
Chiang Mai
Difference
Milk(1 liter)
$1.34MKD 71.0
$1.65฿53.8
-18.79%
White Bread(500g)
$0.71MKD 37.79
$1.63฿53.2
-56.44%
Rice(white)(1kg)
$1.15MKD 61.2
$1.19฿38.86
-3.36%
Eggs
$2.01MKD 107
$2.00฿65.1
0.50%
Local Cheese(1kg)
$10.40MKD 552
$15.98฿520
-34.92%
Chicken Fillets(1kg)
$7.10MKD 377
$3.03฿98.5
134.32%
Beef Round Steak(1kg)
$7.64MKD 405
$10.86฿354
-29.65%
Apples(1kg)
$0.98MKD 52.0
$2.76฿90.0
-64.49%
Banana(1kg)
$1.44MKD 76.2
$1.18฿38.42
22.03%
Oranges(1kg)
$1.30MKD 69.0
$1.64฿53.5
-20.73%
Tomato(1kg)
$1.58MKD 83.8
$1.52฿49.51
3.95%
Potato(1kg)
$0.97MKD 51.4
$1.38฿45.10
-29.71%
Onion(1kg)
$1.39MKD 74.0
$1.19฿38.84
16.81%
Lettuce(1 head)
$0.58MKD 30.95
$0.70฿22.86
-17.14%
Water(1.5 liter bottle)
$0.44MKD 23.15
$0.56฿18.13
-21.43%
Cigarettes 20 Pack(Marlboro, Camel)
$2.96MKD 157
$4.58฿149
-35.37%
Wine(Bottle)
$7.52MKD 399
$16.56฿539
-54.59%
Local Beer(0.5 liter bottle)
$1.02MKD 54.0
$1.83฿59.5
-44.26%
Imported Beer(0.33 liter bottle)
$1.81MKD 96.2
$3.20฿104
-43.44%
🚌 Getting Around
Stip
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.63MKD 33.31
$0.88฿28.56
-28.41%
Public Transport Monthly Pass(Regular Price)
$20.24MKD 1,074
$18.72฿610
8.12%
Taxi Start(Normal Tariff)
$1.11MKD 59.0
$1.36฿44.16
-18.38%
Taxi(Normal Tariff)(1km)
$0.49MKD 25.90
$1.34฿43.65
-63.43%
Taxi 1hour Waiting(Normal Tariff)
$5.54MKD 294
$7.84฿256
-29.34%
Gasoline(1 liter)
$1.45MKD 76.7
$1.23฿39.92
17.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4KMKD 1.7M
$21.6K฿704.3K
45.40%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2KMKD 1.8M
$22.5K฿734.3K
47.22%
🧾 Monthly Utilities & Internet
Stip
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$148MKD 7,829
$70.5฿2,298
109.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.59MKD 509
$13.68฿445
-29.90%
Internet(50+ Mbps, Unlimited Data)
$15.54MKD 825
$17.45฿568
-10.95%
🎉 Sport & Entertainment
Stip
Chiang Mai
Difference
Gym Membership(Monthly)
$28.24MKD 1,498
$41.33฿1,346
-31.67%
Tennis Court(1 Hour on Weekend)
-
$6.96฿227
-
Cinema Ticket
$4.76MKD 252
$5.77฿188
-17.50%
🧸 Childcare & Education
Stip
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$215MKD 11.4K
$307฿10.0K
-29.88%
International Primary School, 1 Child(Yearly)
$1,179MKD 62.6K
$14.6K฿475.9K
-91.93%
👕👟 Clothing & Footwear
Stip
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$37.02MKD 1,964
$55.8฿1,817
-33.64%
Summer Dress(H&M, Zara, etc)
$32.45MKD 1,722
$26.21฿854
23.81%
Sport Shoes(Adidas, Nike)
$74.2MKD 3,937
$85.8฿2,793
-13.48%
Men's Leather Business Shoes
$114MKD 6,041
$72.2฿2,353
57.60%
🏠 Accommodation & Living
Stip
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$208MKD 11.0K
$430฿14.0K
-51.64%
1-bedroom Apartment, Outside City Center(Monthly)
$133MKD 7,053
$239฿7,774
-44.31%
3-bedroom Apartment, City Center(Monthly)
$335MKD 17.8K
$817฿26.6K
-58.97%
3-bedroom Apartment, Outside City Center(Monthly)
$204MKD 10.8K
$511฿16.6K
-60.13%
Buy Apartment in City Center(m2)
$1,208MKD 64.1K
$1,983฿64.6K
-39.07%
Buy Apartment Outside City Center(m2)
$985MKD 52.3K
$1,484฿48.3K
-33.63%
💵 Salaries & Financials
Stip
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$469MKD 24.9K
$619฿20.2K
-24.19%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.1
5
42.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stip: June 8, 2026
Last update for Chiang Mai: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $208 in Stip versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 32% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $16.00 in Stip versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $186 vs $241 – making Stip the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stip vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stip or Chiang Mai?
Chiang Mai costs about 10% more than Stip, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Stip vs Chiang Mai?
For a comfortable life, plan on about $1,184 per month in Stip and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Stip or Chiang Mai?
Rent is clearly cheaper in Stip, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Stip and Chiang Mai?
Kindergarten costs $215 per month in Stip and $307 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Stip or Chiang Mai?
Groceries cost about 29% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Stip or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $789 in Stip and $869 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Stip or Chiang Mai?
For digital nomads, it depends on budget. Stip costs $789 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Stip compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Stip or Chiang Mai?
If budget matters most, go with Stip. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.