🙂A single person spends $771 per month in Stip vs $852 in Chiang Mai, rent included.
🙂A couple spends around $1,127 per month in Stip vs $1,360 in Chiang Mai, rent included.
🙂A family of three spends $1,484 per month in Stip vs $1,867 in Chiang Mai, rent included.
🙂Stip is about 10% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Stip and Chiang Mai are more affordable than the global median – Stip42% lower, Chiang Mai36% lower.
Currency
🍽 Eating Out
Stip
Chiang Mai
Difference
Meal at Budget Restaurant
$5.51MKD 294
$2.04฿68.2
170.10%
Three-Course Dinner for Two, Mid-Range
$16.00MKD 855
$18.71฿624
-14.48%
Fast Food Meal(McDonalds, etc)
$5.06MKD 270
$7.86฿262
-35.62%
Cappuccino
$1.99MKD 106
$2.03฿67.7
-1.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.81MKD 96.6
$0.80฿26.64
126.25%
Water(0.33 liter bottle)
$1.26MKD 67.5
$0.35฿11.68
260.00%
Local Beer(0.5 liter draught)
$2.23MKD 119
$2.14฿71.5
4.21%
Imported Beer(0.33 liter bottle)
$2.64MKD 141
$3.67฿122
-28.07%
🛒 Groceries & Markets
Stip
Chiang Mai
Difference
Milk(1 liter)
$1.35MKD 71.9
$1.73฿57.6
-21.97%
White Bread(500g)
$0.69MKD 36.73
$1.57฿52.4
-56.05%
Rice(white)(1kg)
$1.15MKD 61.4
$1.20฿39.99
-4.17%
Eggs
$2.02MKD 108
$1.97฿65.8
2.54%
Local Cheese(1kg)
$10.27MKD 549
$16.23฿541
-36.72%
Chicken Fillets(1kg)
$7.25MKD 388
$3.06฿102
136.93%
Beef Round Steak(1kg)
$7.64MKD 408
$10.80฿360
-29.26%
Apples(1kg)
$0.97MKD 51.9
$2.77฿92.3
-64.98%
Banana(1kg)
$1.43MKD 76.3
$1.17฿38.94
22.22%
Oranges(1kg)
$1.30MKD 69.2
$1.71฿57.0
-23.98%
Tomato(1kg)
$1.59MKD 84.9
$1.59฿53.2
-
Potato(1kg)
$0.96MKD 51.3
$1.39฿46.51
-30.94%
Onion(1kg)
$1.33MKD 71.2
$1.16฿38.56
14.66%
Lettuce(1 head)
$0.57MKD 30.61
$0.66฿22.05
-13.64%
Water(1.5 liter bottle)
$0.43MKD 23.23
$0.52฿17.31
-17.31%
Cigarettes 20 Pack(Marlboro, Camel)
$2.93MKD 157
$4.65฿155
-36.99%
Wine(Bottle)
$7.44MKD 398
$17.78฿593
-58.16%
Local Beer(0.5 liter bottle)
$0.95MKD 50.7
$1.79฿59.6
-46.93%
Imported Beer(0.33 liter bottle)
$1.81MKD 96.7
$3.34฿111
-45.81%
🚌 Getting Around
Stip
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.63MKD 33.69
$0.91฿30.27
-30.77%
Public Transport Monthly Pass(Regular Price)
$20.35MKD 1,087
$18.64฿622
9.17%
Taxi Start(Normal Tariff)
$1.14MKD 61.1
$1.41฿47.04
-19.15%
Taxi(Normal Tariff)(1km)
$0.50MKD 26.53
$1.34฿44.70
-62.69%
Taxi 1hour Waiting(Normal Tariff)
$5.54MKD 296
$8.11฿270
-31.69%
Gasoline(1 liter)
$1.45MKD 77.4
$1.23฿41.16
17.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4KMKD 1.7M
$21.4K฿715.1K
46.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.8KMKD 1.8M
$21.8K฿728.0K
54.72%
🧾 Monthly Utilities & Internet
Stip
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$142MKD 7,600
$71.3฿2,379
99.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.13MKD 488
$14.01฿467
-34.83%
Internet(50+ Mbps, Unlimited Data)
$15.26MKD 815
$17.93฿598
-14.89%
🎉 Sport & Entertainment
Stip
Chiang Mai
Difference
Gym Membership(Monthly)
$28.65MKD 1,531
$40.82฿1,362
-29.81%
Tennis Court(1 Hour on Weekend)
-
$6.88฿230
-
Cinema Ticket
$4.67MKD 249
$5.72฿191
-18.36%
🧸 Childcare & Education
Stip
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$219MKD 11.7K
$308฿10.3K
-28.86%
International Primary School, 1 Child(Yearly)
$1,198MKD 64.0K
$14.7K฿489.7K
-91.84%
👕👟 Clothing & Footwear
Stip
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$38.29MKD 2,046
$55.8฿1,860
-31.34%
Summer Dress(H&M, Zara, etc)
$32.50MKD 1,737
$26.04฿869
24.81%
Sport Shoes(Adidas, Nike)
$75.3MKD 4,026
$84.8฿2,829
-11.17%
Men's Leather Business Shoes
$112MKD 6,006
$71.0฿2,368
58.32%
🏠 Accommodation & Living
Stip
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$203MKD 10.8K
$423฿14.1K
-52.15%
1-bedroom Apartment, Outside City Center(Monthly)
$131MKD 7,007
$242฿8,088
-45.92%
3-bedroom Apartment, City Center(Monthly)
$332MKD 17.8K
$797฿26.6K
-58.33%
3-bedroom Apartment, Outside City Center(Monthly)
$206MKD 11.0K
$507฿16.9K
-59.30%
Buy Apartment in City Center(m2)
$1,214MKD 64.9K
$1,918฿64.0K
-36.71%
Buy Apartment Outside City Center(m2)
$1,004MKD 53.6K
$1,464฿48.8K
-31.44%
💵 Salaries & Financials
Stip
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$468MKD 25.0K
$595฿19.9K
-21.36%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.1
5
42.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stip: July 26, 2026
Last update for Chiang Mai: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $203 in Stip versus $423 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 27% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $16.00 in Stip versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $186 vs $244 – making Stip the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stip vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stip or Chiang Mai?
Chiang Mai costs about 11% more than Stip, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Stip and in Chiang Mai?
For a comfortable life, plan on about $1,156 per month in Stip and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Stip or Chiang Mai?
Rent is clearly cheaper in Stip, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Stip and in Chiang Mai?
Kindergarten costs $219 per month in Stip and $308 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Stip or in Chiang Mai?
Groceries cost about 31% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Stip or in Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $771 in Stip and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Stip or Chiang Mai?
For digital nomads, it depends on budget. Stip costs $771 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Stip compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Stip or to Chiang Mai?
If budget matters most, go with Stip. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.