🙂A single person spends $791 per month in Stip vs $852 in Chiang Mai, rent included.
🙂A couple spends around $1,157 per month in Stip vs $1,354 in Chiang Mai, rent included.
🙂A family of three spends $1,523 per month in Stip vs $1,857 in Chiang Mai, rent included.
🙂Stip is about 7% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Stip and Chiang Mai are more affordable than the global median – Stip41% lower, Chiang Mai36% lower.
Currency
🍽 Eating Out
Stip
Chiang Mai
Difference
Meal at Budget Restaurant
$5.78MKD 304
$1.96฿63.6
194.90%
Three-Course Dinner for Two, Mid-Range
$16.17MKD 849
$18.81฿611
-14.04%
Fast Food Meal(McDonalds, etc)
$4.96MKD 261
$7.92฿258
-37.37%
Cappuccino
$1.98MKD 104
$1.91฿62.2
3.66%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.82MKD 95.6
$0.84฿27.25
116.67%
Water(0.33 liter bottle)
$1.28MKD 67.2
$0.35฿11.44
265.71%
Local Beer(0.5 liter draught)
$2.31MKD 121
$2.21฿71.7
4.52%
Imported Beer(0.33 liter bottle)
$2.69MKD 141
$3.80฿124
-29.21%
🛒 Groceries & Markets
Stip
Chiang Mai
Difference
Milk(1 liter)
$1.28MKD 67.2
$1.64฿53.2
-21.95%
White Bread(500g)
$0.72MKD 37.73
$1.62฿52.8
-55.56%
Rice(white)(1kg)
$1.16MKD 60.7
$1.18฿38.40
-1.69%
Eggs
$2.09MKD 110
$2.01฿65.4
3.98%
Local Cheese(1kg)
$10.20MKD 536
$15.89฿517
-35.81%
Chicken Fillets(1kg)
$7.30MKD 383
$3.01฿98.0
142.52%
Beef Round Steak(1kg)
$7.36MKD 386
$10.77฿350
-31.66%
Apples(1kg)
$0.97MKD 50.8
$2.61฿85.0
-62.84%
Banana(1kg)
$1.43MKD 75.1
$1.22฿39.65
17.21%
Oranges(1kg)
$1.26MKD 65.9
$1.70฿55.4
-25.88%
Tomato(1kg)
$1.59MKD 83.3
$1.58฿51.2
0.63%
Potato(1kg)
$0.97MKD 51.1
$1.32฿42.89
-26.52%
Onion(1kg)
$1.38MKD 72.4
$1.17฿38.01
17.95%
Lettuce(1 head)
$0.59MKD 30.88
$0.67฿21.85
-11.94%
Water(1.5 liter bottle)
$0.44MKD 23.16
$0.56฿18.21
-21.43%
Cigarettes 20 Pack(Marlboro, Camel)
$3.07MKD 161
$4.53฿147
-32.23%
Wine(Bottle)
$7.75MKD 407
$18.20฿592
-57.42%
Local Beer(0.5 liter bottle)
$0.99MKD 52.3
$1.83฿59.6
-45.90%
Imported Beer(0.33 liter bottle)
$1.87MKD 98.4
$3.23฿105
-42.11%
🚌 Getting Around
Stip
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.68MKD 35.48
$0.89฿28.83
-23.60%
Public Transport Monthly Pass(Regular Price)
$20.40MKD 1,071
$19.38฿630
5.26%
Taxi Start(Normal Tariff)
$1.10MKD 57.8
$1.35฿43.95
-18.52%
Taxi(Normal Tariff)(1km)
$0.50MKD 26.15
$1.35฿43.79
-62.96%
Taxi 1hour Waiting(Normal Tariff)
$5.53MKD 290
$8.25฿268
-32.97%
Gasoline(1 liter)
$1.44MKD 75.4
$1.27฿41.40
13.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4KMKD 1.7M
$21.2K฿687.8K
52.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6KMKD 1.8M
$22.5K฿731.0K
49.21%
🧾 Monthly Utilities & Internet
Stip
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$143MKD 7,499
$70.2฿2,281
103.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.46MKD 497
$13.77฿448
-31.30%
Internet(50+ Mbps, Unlimited Data)
$15.75MKD 827
$17.60฿572
-10.51%
🎉 Sport & Entertainment
Stip
Chiang Mai
Difference
Gym Membership(Monthly)
$28.10MKD 1,476
$41.57฿1,352
-32.40%
Tennis Court(1 Hour on Weekend)
-
$6.60฿215
-
Cinema Ticket
$4.65MKD 244
$5.78฿188
-19.55%
🧸 Childcare & Education
Stip
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$223MKD 11.7K
$306฿9,953
-27.15%
International Primary School, 1 Child(Yearly)
$1,202MKD 63.1K
$14.8K฿482.0K
-91.89%
👕👟 Clothing & Footwear
Stip
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$37.86MKD 1,988
$54.4฿1,768
-30.37%
Summer Dress(H&M, Zara, etc)
$31.53MKD 1,656
$26.14฿850
20.62%
Sport Shoes(Adidas, Nike)
$75.4MKD 3,957
$84.5฿2,748
-10.87%
Men's Leather Business Shoes
$112MKD 5,873
$69.4฿2,257
61.07%
🏠 Accommodation & Living
Stip
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$207MKD 10.9K
$424฿13.8K
-51.19%
1-bedroom Apartment, Outside City Center(Monthly)
$134MKD 7,016
$238฿7,743
-43.92%
3-bedroom Apartment, City Center(Monthly)
$337MKD 17.7K
$825฿26.8K
-59.20%
3-bedroom Apartment, Outside City Center(Monthly)
$205MKD 10.8K
$515฿16.7K
-60.17%
Buy Apartment in City Center(m2)
$1,237MKD 65.0K
$2,049฿66.6K
-39.62%
Buy Apartment Outside City Center(m2)
$1,003MKD 52.7K
$1,523฿49.5K
-34.11%
💵 Salaries & Financials
Stip
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$484MKD 25.4K
$635฿20.6K
-23.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.1
5
42.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stip: April 26, 2026
Last update for Chiang Mai: April 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $207 in Stip versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 31% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $16.00 in Stip versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $186 vs $243 – making Stip the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stip vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stip or Chiang Mai?
Chiang Mai costs about 8% more than Stip, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Stip vs Chiang Mai?
For a comfortable life, plan on about $1,186 per month in Stip and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Stip or Chiang Mai?
Rent is clearly cheaper in Stip, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Stip and Chiang Mai?
Kindergarten costs $223 per month in Stip and $306 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Stip or Chiang Mai?
Groceries cost about 31% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Stip or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $791 in Stip and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Stip or Chiang Mai?
For digital nomads, it depends on budget. Stip costs $791 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Stip compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Stip or Chiang Mai?
If budget matters most, go with Stip. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.