Last update: Oct 2026

Cost of Living Comparison Between Stevens Point, WI and Montreal

For one person, living is cheaper in Stevens Point, WI: $1,837 a month against $2,059 in Montreal, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

Stevens Point, WI
🇺🇸 United States
$1,837
/mo nomad
Montreal
🇨🇦 Canada
$2,059
/mo nomad
Monthly Cost of Living

How much you'll spend in Stevens Point, WI and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stevens Point, WI and in Montreal actually costs, broken down by who's living it.

A single person spends $1,837 per month in Stevens Point, WI vs $2,059 in Montreal, rent included.

  • Stevens Point, WI $1,837
  • Montreal $2,059

A couple spends around $2,518 per month in Stevens Point, WI vs $3,123 in Montreal, rent included.

  • Stevens Point, WI $2,518
  • Montreal $3,123

A family of three spends $3,200 per month in Stevens Point, WI vs $4,187 in Montreal, rent included.

  • Stevens Point, WI $3,200
  • Montreal $4,187

Stevens Point, WI is about 11% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Both Stevens Point, WI and Montreal sit above the global median – Stevens Point, WI by 36%, Montreal by 52%.

Currency
🍽 Eating Out
Stevens Point, WI
Montreal
Difference
Meal at Budget Restaurant
$15.77 $15.77
$18.84 CA$26.63
-16.30%
Three-Course Dinner for Two, Mid-Range
$66.7 $66.7
$73.2 CA$104
-8.90%
Fast Food Meal (McDonalds, etc)
$9.89 $9.89
$10.54 CA$14.90
-6.17%
Cappuccino
$4.57 $4.57
$3.97 CA$5.61
15.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 $2.54
$1.94 CA$2.74
30.93%
Water (0.33 liter bottle)
$1.86 $1.86
$1.57 CA$2.22
18.47%
Local Beer (0.5 liter draught)
$3.95 $3.95
$6.42 CA$9.08
-38.47%
Imported Beer (0.33 liter bottle)
$5.54 $5.54
$7.20 CA$10.19
-23.06%
🛒 Groceries & Markets
Stevens Point, WI
Montreal
Difference
Milk (1 liter)
$0.91 $0.91
$2.32 CA$3.28
-60.78%
White Bread (500g)
$2.15 $2.15
$3.19 CA$4.51
-32.60%
Rice (white) (1kg)
$2.14 $2.14
$3.19 CA$4.50
-32.92%
Eggs
$3.63 $3.63
$3.68 CA$5.20
-1.36%
Local Cheese (1kg)
$10.41 $10.41
$13.24 CA$18.72
-21.37%
Chicken Fillets (1kg)
$9.02 $9.02
$11.69 CA$16.53
-22.84%
Beef Round Steak (1kg)
$10.80 $10.80
$13.98 CA$19.76
-22.75%
Apples (1kg)
$4.42 $4.42
$3.14 CA$4.44
40.76%
Banana (1kg)
$1.35 $1.35
$1.45 CA$2.05
-6.90%
Oranges (1kg)
$2.16 $2.16
$3.38 CA$4.78
-36.09%
Tomato (1kg)
$3.39 $3.39
$3.11 CA$4.40
9.00%
Potato (1kg)
$1.67 $1.67
$1.93 CA$2.72
-13.47%
Onion (1kg)
$4.12 $4.12
$1.83 CA$2.58
125.14%
Lettuce (1 head)
$2.36 $2.36
$2.36 CA$3.34
-
Water (1.5 liter bottle)
$1.54 $1.54
$1.50 CA$2.12
2.67%
Cigarettes 20 Pack (Marlboro, Camel)
$8.20 $8.20
$11.12 CA$15.73
-26.26%
Wine (Bottle)
$9.89 $9.89
$10.60 CA$14.98
-6.70%
Local Beer (0.5 liter bottle)
$2.86 $2.86
$2.22 CA$3.14
28.83%
Imported Beer (0.33 liter bottle)
$1.78 $1.78
$2.84 CA$4.01
-37.32%
🚌 Getting Around
Stevens Point, WI
Montreal
Difference
One-way Ticket (Public Transport)
-
$2.62 CA$3.71
-
Public Transport Monthly Pass (Regular Price)
-
$79.1 CA$112
-
Taxi Start (Normal Tariff)
$5.14 $5.14
$3.23 CA$4.56
59.13%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.48 CA$2.10
16.22%
Taxi 1hour Waiting (Normal Tariff)
$23.55 $23.55
$32.22 CA$45.55
-26.91%
Gasoline (1 liter)
$0.87 $0.87
$1.36 CA$1.92
-36.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K $25.0K
$27.6K CA$39.1K
-9.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$21.2K CA$30.0K
20.17%
🧾 Monthly Utilities & Internet
Stevens Point, WI
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$77.0 CA$109
129.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.36 $25.36
$34.14 CA$48.26
-25.72%
Internet (50+ Mbps, Unlimited Data)
$67.8 $67.8
$42.19 CA$59.7
60.75%
🎉 Sport & Entertainment
Stevens Point, WI
Montreal
Difference
Gym Membership (Monthly)
$67.0 $67.0
$30.81 CA$43.56
117.30%
Tennis Court (1 Hour on Weekend)
$44.09 $44.09
$19.66 CA$27.79
124.26%
Cinema Ticket
$9.15 $9.15
$11.47 CA$16.22
-20.23%
🧸 Childcare & Education
Stevens Point, WI
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$792 $792
$506 CA$716
56.58%
International Primary School, 1 Child (Yearly)
$35.7K $35.7K
$16.2K CA$23.0K
119.84%
👕👟 Clothing & Footwear
Stevens Point, WI
Montreal
Difference
Jeans (Levis 501 Or Similar)
$39.97 $39.97
$57.3 CA$81.0
-30.20%
Summer Dress (H&M, Zara, etc)
$39.82 $39.82
$38.10 CA$53.9
4.51%
Sport Shoes (Adidas, Nike)
$60.0 $60.0
$91.9 CA$130
-34.71%
Men's Leather Business Shoes
$81.4 $81.4
$110 CA$155
-25.85%
🏠 Accommodation & Living
Stevens Point, WI
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$948 $948
$1,237 CA$1,748
-23.35%
1-bedroom Apartment, Outside City Center (Monthly)
$812 $812
$977 CA$1,381
-16.89%
3-bedroom Apartment, City Center (Monthly)
$889 $889
$2,180 CA$3,082
-59.22%
3-bedroom Apartment, Outside City Center (Monthly)
$903 $903
$1,608 CA$2,273
-43.87%
Buy Apartment in City Center (m2)
$2,010 $2,010
$5,113 CA$7,228
-60.70%
Buy Apartment Outside City Center (m2)
$1,966 $1,966
$3,744 CA$5,293
-47.49%
💵 Salaries & Financials
Stevens Point, WI
Montreal
Difference
Average Monthly Net Salary (After Tax)
$3,040 $3,040
$2,957 CA$4,180
2.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.35
4.48
41.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stevens Point, WI: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Stevens Point, WI
$812
Montreal
$977 20.3% $165
Groceries & Markets
Stevens Point, WI
$297
Montreal
$351 18.2% $54
Monthly Utilities & Internet
Stevens Point, WI
$270
Montreal
$153 43.2% $117
Eating Out
Stevens Point, WI
$259
Montreal
$290 12.1% $31
Clothing & Footwear
Stevens Point, WI
$100
Montreal
$134 34.3% $34
Sport & Entertainment
Stevens Point, WI
$85
Montreal
$54 36.9% $32
Getting Around
Stevens Point, WI
$14 *
Montreal
$100 629% $87

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $948 in Stevens Point, WI versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Stevens Point, WI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $67.0 in Stevens Point, WI versus $73.0 in Montreal. Monthly groceries follow the same trend: $297 vs $351 – making Stevens Point, WI the more affordable choice for daily food spending.

Good to know
🇺🇸 Stevens Point, WI
🇨🇦 Montreal
🕒 Local time
09:43 9:43 AM
10:43 10:43 AM
1 h ahead of Stevens Point, WI
🌤 Weather
👥 Population
25,666
1,762,949
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Stevens Point, WI Montreal 1,260 km ≈ 2 h nonstop flight
From you
  • Stevens Point, WI
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stevens Point, WI vs Montreal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Stevens Point, WI or Montreal?
Montreal costs about 12% more than Stevens Point, WI, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Stevens Point, WI and in Montreal?
For a comfortable life, plan on about $2,755 per month in Stevens Point, WI and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Stevens Point, WI or Montreal?
Rent is clearly cheaper in Stevens Point, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Stevens Point, WI and in Montreal?
A mid-range dinner for two costs $67.0 in Stevens Point, WI and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Stevens Point, WI or in Montreal?
Groceries cost about 18% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $3,000/month in Stevens Point, WI or in Montreal?
A $3,000 monthly budget goes further in Stevens Point, WI, where all-in costs run around $1,837, than in Montreal at $2,059. In Stevens Point, WI it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Stevens Point, WI or Montreal?
For digital nomads, it depends on budget. Stevens Point, WI costs $1,837 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Stevens Point, WI compared to Montreal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Stevens Point, WI or to Montreal?
If budget matters most, go with Stevens Point, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.

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