Last update: Oct 2026

Cost of Living Comparison Between Montreal and Stevens Point, WI

For one person, living is cheaper in Stevens Point, WI: $1,837 a month against $2,059 in Montreal, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
88

Cost of Living Index in Stevens Point, WI
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Stevens Point, WI Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Stevens Point, WI

🇺🇸 United States

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Stevens Point, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Stevens Point, WI actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $1,837 in Stevens Point, WI, rent included.

Montreal $2,059
Stevens Point, WI $1,837

A couple spends around $3,123 per month in Montreal vs $2,518 in Stevens Point, WI, rent included.

Montreal $3,123
Stevens Point, WI $2,518

A family of three spends $4,187 per month in Montreal vs $3,200 in Stevens Point, WI, rent included.

Montreal $4,187
Stevens Point, WI $3,200

Montreal costs about 12% more than Stevens Point, WI, and outside of rent the biggest gap is in transport.

Both Montreal and Stevens Point, WI sit above the global median – Montreal by 52%, Stevens Point, WI by 36%.

Meal at Budget Restaurant

$18.84 CA$26.63

$15.77 $15.77

19.47%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$66.7 $66.7

9.78%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$9.89 $9.89

6.57%

Cappuccino

$3.97 CA$5.61

$4.57 $4.57

-13.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.54 $2.54

-23.62%

Water (0.33 liter bottle)

$1.57 CA$2.22

$1.86 $1.86

-15.59%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$3.95 $3.95

62.53%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$5.54 $5.54

29.96%

Milk (1 liter)

$2.32 CA$3.28

$0.91 $0.91

154.95%

White Bread (500g)

$3.19 CA$4.51

$2.15 $2.15

48.37%

Rice (white) (1kg)

$3.19 CA$4.50

$2.14 $2.14

49.07%

Eggs

$3.68 CA$5.20

$3.63 $3.63

1.38%

Local Cheese (1kg)

$13.24 CA$18.72

$10.41 $10.41

27.19%

Chicken Fillets (1kg)

$11.69 CA$16.53

$9.02 $9.02

29.60%

Beef Round Steak (1kg)

$13.98 CA$19.76

$10.80 $10.80

29.44%

Apples (1kg)

$3.14 CA$4.44

$4.42 $4.42

-28.96%

Banana (1kg)

$1.45 CA$2.05

$1.35 $1.35

7.41%

Oranges (1kg)

$3.38 CA$4.78

$2.16 $2.16

56.48%

Tomato (1kg)

$3.11 CA$4.40

$3.39 $3.39

-8.26%

Potato (1kg)

$1.93 CA$2.72

$1.67 $1.67

15.57%

Onion (1kg)

$1.83 CA$2.58

$4.12 $4.12

-55.58%

Lettuce (1 head)

$2.36 CA$3.34

$2.36 $2.36

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.54 $1.54

-2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$8.20 $8.20

35.61%

Wine (Bottle)

$10.60 CA$14.98

$9.89 $9.89

7.18%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$2.86 $2.86

-22.38%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$1.78 $1.78

59.55%

One-way Ticket (Public Transport)

$2.62 CA$3.71

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$5.14 $5.14

-37.16%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.72 $1.72

-13.95%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$23.55 $23.55

36.82%

Gasoline (1 liter)

$1.36 CA$1.92

$0.87 $0.87

56.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$25.0K $25.0K

10.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$25.5K $25.5K

-16.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$177 $177

-56.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$25.36 $25.36

34.62%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$67.8 $67.8

-37.79%

Gym Membership (Monthly)

$30.81 CA$43.56

$67.0 $67.0

-53.98%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

$44.09 $44.09

-55.41%

Cinema Ticket

$11.47 CA$16.22

$9.15 $9.15

25.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$792 $792

-36.13%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$35.7K $35.7K

-54.51%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$39.97 $39.97

43.26%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$39.82 $39.82

-4.32%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$60.0 $60.0

53.17%

Men's Leather Business Shoes

$110 CA$155

$81.4 $81.4

34.86%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$948 $948

30.46%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$812 $812

20.32%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$889 $889

145.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$903 $903

78.17%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$2,010 $2,010

154.44%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$1,966 $1,966

90.46%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$3,040 $3,040

-2.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.35

-29.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Stevens Point, WI: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Stevens Point, WI

$812 44.2% 16.9% $165

Groceries & Markets

Montreal

$351 17.1%

Stevens Point, WI

$297 16.2% 15.4% $54

Eating Out

Montreal

$290 14.1%

Stevens Point, WI

$259 14.1% 10.8% $31

Monthly Utilities & Internet

Montreal

$153 7.5%

Stevens Point, WI

$270 14.7% 76.1% $117

Clothing & Footwear

Montreal

$134 6.5%

Stevens Point, WI

$100 5.4% 25.5% $34

Getting Around

Montreal

$100 4.9%

Stevens Point, WI

$14 * 0.8% 86.3% $87

Sport & Entertainment

Montreal

$54 2.6%

Stevens Point, WI

$85 4.6% 58.6% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $948 in Stevens Point, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Stevens Point, WI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73.0 in Montreal versus $67.0 in Stevens Point, WI. Monthly groceries follow the same trend: $351 vs $297 – making Stevens Point, WI the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇸 Stevens Point, WI

🕒 Local time

16:26 4:26 PM

15:26 3:26 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

25,666

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Montreal Stevens Point, WI 1,260 km ≈ 2 h nonstop flight

From you

Montreal
Stevens Point, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

Montreal costs about 12% more than Stevens Point, WI, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $2,755 in Stevens Point, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stevens Point, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $73.0 in Montreal and $67.0 in Stevens Point, WI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Stevens Point, WI, where all-in costs run around $1,837, than in Montreal at $2,059. In Stevens Point, WI it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Stevens Point, WI costs $1,837 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stevens Point, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.