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Cost of Living Comparison Between St Thomas and Cruz Bay Cost of Living Comparison Between St Thomas and Cruz Bay

😐 Solo nomad: St Thomas is 94.1% more expensive than Cruz Bay without rent, and 49.9% more expensive with rent.
😐 Family of 3: St Thomas is 96.8% more expensive than Cruz Bay without rent, and 55.9% more expensive with rent.
Currency
🍽 Eating Out
St Thomas
Cruz Bay
Difference
Meal at Budget Restaurant
$19.71 $19.71
$30.22 $30.22
-34.78%
Three-Course Dinner for Two, Mid-Range
$159 $159
$93.6 $93.6
70.23%
Fast Food Meal (McDonalds, etc)
$12.09 $12.09
$16.78 $16.78
-27.95%
Cappuccino
$7.11 $7.11
$8.98 $8.98
-20.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.04 $4.04
$2.95 $2.95
36.95%
Water (0.33 liter bottle)
$3.39 $3.39
$3.97 $3.97
-14.61%
Local Beer (0.5 liter draught)
$6.64 $6.64
$7.88 $7.88
-15.74%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$9.18 $9.18
9.59%
🛒 Groceries & Markets
St Thomas
Cruz Bay
Difference
Milk (1 liter)
$2.56 $2.56
$3.41 $3.41
-24.93%
White Bread (500g)
$6.34 $6.34
-
-
Rice (white) (1kg)
$18.91 $18.91
-
-
Eggs
$9.01 $9.01
$4.90 $4.90
83.88%
Local Cheese (1kg)
$11.34 $11.34
-
-
Chicken Fillets (1kg)
$32.46 $32.46
$15.50 $15.50
109.42%
Beef Round Steak (1kg)
$39.39 $39.39
-
-
Apples (1kg)
$12.28 $12.28
$8.99 $8.99
36.60%
Banana (1kg)
$10.84 $10.84
-
-
Oranges (1kg)
$12.17 $12.17
-
-
Tomato (1kg)
$20.20 $20.20
-
-
Potato (1kg)
$1.86 $1.86
-
-
Onion (1kg)
$8.92 $8.92
-
-
Lettuce (1 head)
$8.20 $8.20
-
-
Water (1.5 liter bottle)
$5.85 $5.85
-
-
Wine (Bottle)
$25.39 $25.39
$24.96 $24.96
1.72%
Imported Beer (0.33 liter bottle)
$5.90 $5.90
-
-
🚌 Getting Around
St Thomas
Cruz Bay
Difference
One-way Ticket (Public Transport)
$2.01 $2.01
-
-
Public Transport Monthly Pass (Regular Price)
$60.9 $60.9
-
-
Taxi Start (Normal Tariff)
$19.86 $19.86
-
-
Taxi (Normal Tariff) (1km)
$3.12 $3.12
-
-
Gasoline (1 liter)
$1.28 $1.28
-
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$55.3K $55.3K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.4K $38.4K
-
-
🧾 Monthly Utilities & Internet
St Thomas
Cruz Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$390 $390
$345 $345
13.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$98.6 $98.6
$139 $139
-29.08%
Internet (50+ Mbps, Unlimited Data)
$130 $130
$59.2 $59.2
119.01%
🎉 Sport & Entertainment
St Thomas
Cruz Bay
Difference
Gym Membership (Monthly)
$125 $125
$90.3 $90.3
37.97%
Cinema Ticket
$11.97 $11.97
-
-
🧸 Childcare & Education
St Thomas
Cruz Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,477 $1,477
-
-
International Primary School, 1 Child (Yearly)
$22.0K $22.0K
$13.1K $13.1K
67.41%
👕👟 Clothing & Footwear
St Thomas
Cruz Bay
Difference
Jeans (Levis 501 Or Similar)
$115 $115
-
-
Summer Dress (H&M, Zara, etc)
$147 $147
-
-
Sport Shoes (Adidas, Nike)
$201 $201
-
-
Men's Leather Business Shoes
$150 $150
-
-
🏠 Accommodation & Living
St Thomas
Cruz Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,464 $1,464
$1,812 $1,812
-19.17%
1-bedroom Apartment, Outside City Center (Monthly)
$1,822 $1,822
$1,508 $1,508
20.83%
3-bedroom Apartment, City Center (Monthly)
$3,193 $3,193
$3,479 $3,479
-8.23%
3-bedroom Apartment, Outside City Center (Monthly)
$4,182 $4,182
$3,498 $3,498
19.56%
Buy Apartment in City Center (m2)
$4,822 $4,822
$10.7K $10.7K
-54.89%
Buy Apartment Outside City Center (m2)
$10.8K $10.8K
-
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💵 Salaries & Financials
St Thomas
Cruz Bay
Difference
Average Monthly Net Salary (After Tax)
$2,395 $2,395
$6,151 $6,151
-61.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.45
0
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CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Thomas: January 11, 2026

Last update for Cruz Bay: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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