Cost of Living Comparison Between St Thomas and Cruz Bay Cost of Living Comparison Between St Thomas and Cruz Bay

😐 Solo nomad: St Thomas is 69% more expensive than Cruz Bay without rent, and 52.6% more expensive with rent.
😐 Family of 3: St Thomas is 129.5% more expensive than Cruz Bay without rent, and 52% more expensive with rent.
Currency
🍽 Eating Out
St Thomas
Cruz Bay
Difference
Meal at Budget Restaurant
$19.88 $19.88
$30.1 $30.1
-33.95%
Three-Course Dinner for Two, Mid-Range
$162 $162
$94.2 $94.2
71.88%
Fast Food Meal (McDonalds, etc)
$12.13 $12.13
$16.95 $16.95
-28.44%
Cappuccino
$7.06 $7.06
$9.19 $9.19
-23.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.88 $3.88
$2.92 $2.92
32.88%
Water (0.33 liter bottle)
$3.31 $3.31
$4.01 $4.01
-17.46%
Local Beer (0.5 liter draught)
$6.67 $6.67
$7.78 $7.78
-14.27%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$9.22 $9.22
6.83%
🛒 Groceries & Markets
St Thomas
Cruz Bay
Difference
Milk (1 liter)
$2.44 $2.44
$3.46 $3.46
-29.48%
White Bread (500g)
$6.57 $6.57
-
-
Rice (white) (1kg)
$18.9 $18.9
-
-
Eggs
$9 $9
$5.04 $5.04
78.57%
Local Cheese (1kg)
$11.33 $11.33
-
-
Chicken Fillets (1kg)
$32.23 $32.23
$15.7 $15.7
105.29%
Beef Round Steak (1kg)
$39.25 $39.25
-
-
Apples (1kg)
$12.27 $12.27
$9.08 $9.08
35.13%
Banana (1kg)
$11.05 $11.05
-
-
Oranges (1kg)
$12.06 $12.06
-
-
Tomato (1kg)
$19.53 $19.53
-
-
Potato (1kg)
$1.87 $1.87
-
-
Onion (1kg)
$8.65 $8.65
-
-
Lettuce (1 head)
$7.79 $7.79
-
-
Water (1.5 liter bottle)
$5.96 $5.96
-
-
Wine (Bottle)
$24.56 $24.56
$24.55 $24.55
0.04%
Imported Beer (0.33 liter bottle)
$6.16 $6.16
-
-
🚌 Getting Around
St Thomas
Cruz Bay
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
-
-
Public Transport Monthly Pass (Regular Price)
$59.9 $59.9
-
-
Taxi Start (Normal Tariff)
$20.35 $20.35
-
-
Taxi (Normal Tariff) (1km)
$3.13 $3.13
-
-
Gasoline (1 liter)
$1.29 $1.29
-
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$55.9K $55.9K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.9K $37.9K
-
-
🧾 Monthly Utilities & Internet
St Thomas
Cruz Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$382 $382
$347 $347
10.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$101 $101
$139 $139
-27.48%
Internet (50+ Mbps, Unlimited Data)
$129 $129
$60.6 $60.6
112.98%
🎉 Sport & Entertainment
St Thomas
Cruz Bay
Difference
Gym Membership (Monthly)
$123 $123
$90 $90
36.91%
Cinema Ticket
$12.06 $12.06
-
-
🧸 Childcare & Education
St Thomas
Cruz Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,519 $1,519
-
-
International Primary School, 1 Child (Yearly)
$21.8K $21.8K
$13.2K $13.2K
65.94%
👕👟 Clothing & Footwear
St Thomas
Cruz Bay
Difference
Jeans (Levis 501 Or Similar)
$114 $114
-
-
Summer Dress (H&M, Zara, etc)
$152 $152
-
-
Sport Shoes (Adidas, Nike)
$198 $198
-
-
Men's Leather Business Shoes
$152 $152
-
-
🏠 Accommodation & Living
St Thomas
Cruz Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,446 $1,446
$1,781 $1,781
-18.82%
1-bedroom Apartment, Outside City Center (Monthly)
$1,822 $1,822
$1,519 $1,519
19.94%
3-bedroom Apartment, City Center (Monthly)
$3,308 $3,308
$3,470 $3,470
-4.69%
3-bedroom Apartment, Outside City Center (Monthly)
$4,322 $4,322
$3,557 $3,557
21.50%
Buy Apartment in City Center (m2)
$4,889 $4,889
$10.7K $10.7K
-54.17%
Buy Apartment Outside City Center (m2)
$10.6K $10.6K
-
-
💵 Salaries & Financials
St Thomas
Cruz Bay
Difference
Average Monthly Net Salary (After Tax)
$2,375 $2,375
$6,179 $6,179
-61.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.45
0
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Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Thomas: October 28, 2025

Last update for Cruz Bay: October 28, 2025

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