Last update: Oct 2026

Cost of Living Comparison Between St. Thomas and Seattle, WA

For one person, living is cheaper in St. Thomas: $2,432 a month against $3,800 in Seattle, WA, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in St. Thomas
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St. Thomas Living Index
185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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St. Thomas

🇨🇦 Canada

$2,432

/mo nomad

Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Thomas and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Thomas and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,432 in St. Thomas versus $3,800 in Seattle, WA.

St. Thomas $2,432
Seattle, WA $3,800

Estimated couple costs with rent: $3,274 in St. Thomas versus $5,702 in Seattle, WA.

St. Thomas $3,274
Seattle, WA $5,702

Monthly costs for a family of three with rent: $4,117 in St. Thomas versus $7,603 in Seattle, WA.

St. Thomas $4,117
Seattle, WA $7,603

Living in St. Thomas costs roughly 36% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: St. Thomas 80% above, Seattle, WA 182% above.

Meal at Budget Restaurant

$21.05 CA$29.93

$25.32 $25.32

-16.86%

Three-Course Dinner for Two, Mid-Range

$62.6 CA$89.0

$101 $101

-38.30%

Fast Food Meal (McDonalds, etc)

$11.38 CA$16.18

$14.85 $14.85

-23.37%

Cappuccino

$3.32 CA$4.72

$6.59 $6.59

-49.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.12

$3.22 $3.22

-31.99%

Water (0.33 liter bottle)

$1.59 CA$2.25

$3.14 $3.14

-49.36%

Local Beer (0.5 liter draught)

$5.02 CA$7.14

$8.18 $8.18

-38.63%

Imported Beer (0.33 liter bottle)

$5.89 CA$8.38

$8.03 $8.03

-26.65%

Milk (1 liter)

$2.08 CA$2.96

$1.21 $1.21

71.90%

White Bread (500g)

$2.61 CA$3.71

$5.12 $5.12

-49.02%

Rice (white) (1kg)

$3.73 CA$5.30

$6.30 $6.30

-40.79%

Eggs

$3.09 CA$4.39

$4.90 $4.90

-36.94%

Local Cheese (1kg)

$9.94 CA$14.13

$19.10 $19.10

-47.96%

Chicken Fillets (1kg)

$15.43 CA$21.93

$18.50 $18.50

-16.59%

Beef Round Steak (1kg)

$19.20 CA$27.30

$23.03 $23.03

-16.63%

Apples (1kg)

$3.86 CA$5.49

$5.81 $5.81

-33.56%

Banana (1kg)

$1.24 CA$1.76

$1.95 $1.95

-36.41%

Oranges (1kg)

$3.49 CA$4.97

$5.29 $5.29

-34.03%

Tomato (1kg)

$3.97 CA$5.64

$6.48 $6.48

-38.73%

Potato (1kg)

$3.36 CA$4.78

$3.57 $3.57

-5.88%

Onion (1kg)

$3.07 CA$4.36

$3.15 $3.15

-2.54%

Lettuce (1 head)

$2.85 CA$4.06

$2.85 $2.85

Water (1.5 liter bottle)

$1.46 CA$2.07

$2.42 $2.42

-39.67%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 CA$15.61

$12.75 $12.75

-13.88%

Wine (Bottle)

$12.74 CA$18.11

$14.99 $14.99

-15.01%

Local Beer (0.5 liter bottle)

$2.40 CA$3.41

$4.17 $4.17

-42.45%

Imported Beer (0.33 liter bottle)

$2.78 CA$3.95

$5.99 $5.99

-53.59%

One-way Ticket (Public Transport)

$2.25 CA$3.20

$3.04 $3.04

-25.99%

Public Transport Monthly Pass (Regular Price)

$58.7 CA$83.4

$110 $110

-46.70%

Taxi Start (Normal Tariff)

$2.30 CA$3.27

$2.55 $2.55

-9.80%

Taxi (Normal Tariff) (1km)

$1.62 CA$2.30

$1.64 $1.64

-1.22%

Taxi 1hour Waiting (Normal Tariff)

$21.70 CA$30.86

$29.58 $29.58

-26.64%

Gasoline (1 liter)

$1.13 CA$1.60

$1.42 $1.42

-20.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.9K

$35.7K $35.7K

-21.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$28.0K

$25.6K $25.6K

-22.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 CA$175

$299 $299

-58.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.76 CA$60.8

$70.8 $70.8

-39.62%

Internet (50+ Mbps, Unlimited Data)

$55.5 CA$78.9

$88.3 $88.3

-37.19%

Gym Membership (Monthly)

$44.43 CA$63.2

$79.5 $79.5

-44.12%

Tennis Court (1 Hour on Weekend)

$20.32 CA$28.88

$35.37 $35.37

-42.55%

Cinema Ticket

$10.33 CA$14.69

$17.12 $17.12

-39.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$399 CA$567

$3,013 $3,013

-86.76%

International Primary School, 1 Child (Yearly)

$16.7K CA$23.7K

$31.6K $31.6K

-47.34%

Jeans (Levis 501 Or Similar)

$53.5 CA$76.1

$77.2 $77.2

-30.68%

Summer Dress (H&M, Zara, etc)

$35.84 CA$51.0

$55.1 $55.1

-34.97%

Sport Shoes (Adidas, Nike)

$82.2 CA$117

$126 $126

-34.56%

Men's Leather Business Shoes

$90.6 CA$129

$163 $163

-44.28%

1-bedroom Apartment, City Center (Monthly)

$1,148 CA$1,632

$2,464 $2,464

-53.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,267 CA$1,802

$1,956 $1,956

-35.21%

3-bedroom Apartment, City Center (Monthly)

$1,794 CA$2,551

$4,711 $4,711

-61.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,470 CA$2,090

$3,550 $3,550

-58.60%

Buy Apartment in City Center (m2)

$4,187 CA$5,953

$7,346 $7,346

-43.01%

Buy Apartment Outside City Center (m2)

$3,561 CA$5,062

$5,048 $5,048

-29.46%

Average Monthly Net Salary (After Tax)

$2,970 CA$4,222

$6,286 $6,286

-52.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

6.85

-27.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: October 11, 2026

Last update for Seattle, WA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Thomas

$1.3K 52.1%

Seattle, WA

$2K 51.5% 54.3% $689

Groceries & Markets

St. Thomas

$387 15.9%

Seattle, WA

$542 14.3% 39.8% $154

Eating Out

St. Thomas

$294 12.1%

Seattle, WA

$409 10.8% 38.8% $114

Monthly Utilities & Internet

St. Thomas

$222 9.1%

Seattle, WA

$458 12.1% 107% $237

Clothing & Footwear

St. Thomas

$118 4.9%

Seattle, WA

$189 5% 60.4% $71

Getting Around

St. Thomas

$78 3.2%

Seattle, WA

$133 3.5% 70.4% $55

Sport & Entertainment

St. Thomas

$65 2.7%

Seattle, WA

$114 3% 74.8% $49

Cost Breakdown

A one-bedroom apartment in the center runs $1,148 in St. Thomas and $2,464 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 112% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in St. Thomas vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $387 vs $542 per month, with St. Thomas cheaper across the board.

Good to know

🇨🇦 St. Thomas

🇺🇸 Seattle, WA

🕒 Local time

00:13 12:13 AM

21:13 9:13 PM

3 h behind St. Thomas

🌤 Weather

👥 Population

38,909

737,015

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.628 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

United States Dollar exchange rates as of October 15, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to CAD in detail →

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St. Thomas Seattle, WA 3,230 km ≈ 4 h 30 min nonstop flight

From you

St. Thomas
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Thomas vs Seattle, WA: Cost of Living - Frequently Asked Questions

St. Thomas is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 112% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,148 in St. Thomas versus $2,464 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in St. Thomas – a meal for two runs $63.0 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,432 per month in St. Thomas versus $3,800 in Seattle, WA – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,432 in St. Thomas versus $3,800 in Seattle, WA, a $3,000 budget is realistic in St. Thomas but tight or insufficient in Seattle, WA. The gap between the two cities makes St. Thomas the clear choice for anyone on this budget.

For families, St. Thomas is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find St. Thomas gentler on the wallet – expenses run 56% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.