Last update: Oct 2026

Cost of Living Comparison Between St. Thomas and Austin, TX

For one person, living is cheaper in St. Thomas: $2,432 a month against $2,663 in Austin, TX, rent and utilities included – about $2,800 less a year. Rent and utilities account for about half of the difference.

111

Cost of Living Index in St. Thomas
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St. Thomas Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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St. Thomas

🇨🇦 Canada

$2,432

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Thomas and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Thomas and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,432 in St. Thomas versus $2,663 in Austin, TX.

St. Thomas $2,432
Austin, TX $2,663

Estimated couple costs with rent: $3,274 in St. Thomas versus $4,133 in Austin, TX.

St. Thomas $3,274
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,117 in St. Thomas versus $5,603 in Austin, TX.

St. Thomas $4,117
Austin, TX $5,603

Living in St. Thomas costs roughly 9% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: St. Thomas 80% above, Austin, TX 97% above.

Meal at Budget Restaurant

$21.05 CA$29.92

$20.77 $20.77

1.35%

Three-Course Dinner for Two, Mid-Range

$62.6 CA$89.0

$84.6 $84.6

-25.97%

Fast Food Meal (McDonalds, etc)

$11.38 CA$16.18

$12.32 $12.32

-7.63%

Cappuccino

$3.32 CA$4.71

$5.63 $5.63

-41.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.12

$3.72 $3.72

-41.13%

Water (0.33 liter bottle)

$1.59 CA$2.25

$2.50 $2.50

-36.40%

Local Beer (0.5 liter draught)

$5.02 CA$7.14

$8.05 $8.05

-37.64%

Imported Beer (0.33 liter bottle)

$5.89 CA$8.37

$9.01 $9.01

-34.63%

Milk (1 liter)

$2.08 CA$2.96

$1.12 $1.12

85.71%

White Bread (500g)

$2.61 CA$3.70

$3.75 $3.75

-30.40%

Rice (white) (1kg)

$3.73 CA$5.30

$3.26 $3.26

14.42%

Eggs

$3.09 CA$4.39

$4.17 $4.17

-25.90%

Local Cheese (1kg)

$9.94 CA$14.13

$12.90 $12.90

-22.95%

Chicken Fillets (1kg)

$15.43 CA$21.92

$14.16 $14.16

8.97%

Beef Round Steak (1kg)

$19.20 CA$27.29

$16.22 $16.22

18.37%

Apples (1kg)

$3.86 CA$5.49

$4.33 $4.33

-10.85%

Banana (1kg)

$1.24 CA$1.76

$1.46 $1.46

-15.07%

Oranges (1kg)

$3.49 CA$4.97

$4.51 $4.51

-22.62%

Tomato (1kg)

$3.97 CA$5.64

$4.34 $4.34

-8.53%

Potato (1kg)

$3.36 CA$4.78

$2.58 $2.58

30.23%

Onion (1kg)

$3.07 CA$4.36

$2.35 $2.35

30.64%

Lettuce (1 head)

$2.85 CA$4.06

$1.78 $1.78

60.11%

Water (1.5 liter bottle)

$1.46 CA$2.07

$2.22 $2.22

-34.23%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 CA$15.61

$9.88 $9.88

11.13%

Wine (Bottle)

$12.74 CA$18.10

$15.08 $15.08

-15.52%

Local Beer (0.5 liter bottle)

$2.40 CA$3.41

$2.92 $2.92

-17.81%

Imported Beer (0.33 liter bottle)

$2.78 CA$3.95

$3.46 $3.46

-19.65%

One-way Ticket (Public Transport)

$2.25 CA$3.20

$1.49 $1.49

51.01%

Public Transport Monthly Pass (Regular Price)

$58.7 CA$83.4

$41.72 $41.72

40.60%

Taxi Start (Normal Tariff)

$2.30 CA$3.27

$2.73 $2.73

-15.75%

Taxi (Normal Tariff) (1km)

$1.62 CA$2.30

$1.66 $1.66

-2.41%

Taxi 1hour Waiting (Normal Tariff)

$21.70 CA$30.85

$35.30 $35.30

-38.53%

Gasoline (1 liter)

$1.13 CA$1.60

$0.95 $0.95

18.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.8K

$36.0K $36.0K

-22.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$28.0K

$27.1K $27.1K

-27.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 CA$175

$229 $229

-46.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.76 CA$60.8

$59.4 $59.4

-28.00%

Internet (50+ Mbps, Unlimited Data)

$55.5 CA$78.8

$69.9 $69.9

-20.66%

Gym Membership (Monthly)

$44.43 CA$63.1

$57.2 $57.2

-22.38%

Tennis Court (1 Hour on Weekend)

$20.32 CA$28.87

$16.33 $16.33

24.43%

Cinema Ticket

$10.33 CA$14.69

$14.28 $14.28

-27.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$399 CA$567

$1,506 $1,506

-73.51%

International Primary School, 1 Child (Yearly)

$16.7K CA$23.7K

$21.5K $21.5K

-22.37%

Jeans (Levis 501 Or Similar)

$53.5 CA$76.1

$52.8 $52.8

1.38%

Summer Dress (H&M, Zara, etc)

$35.84 CA$50.9

$43.82 $43.82

-18.21%

Sport Shoes (Adidas, Nike)

$82.2 CA$117

$84.8 $84.8

-3.02%

Men's Leather Business Shoes

$90.6 CA$129

$103 $103

-12.01%

1-bedroom Apartment, City Center (Monthly)

$1,148 CA$1,631

$1,907 $1,907

-39.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,267 CA$1,801

$1,274 $1,274

-0.53%

3-bedroom Apartment, City Center (Monthly)

$1,794 CA$2,550

$3,664 $3,664

-51.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,470 CA$2,089

$2,538 $2,538

-42.10%

Buy Apartment in City Center (m2)

$4,187 CA$5,951

$7,614 $7,614

-45.01%

Buy Apartment Outside City Center (m2)

$3,561 CA$5,061

$3,157 $3,157

12.77%

Average Monthly Net Salary (After Tax)

$2,970 CA$4,221

$5,121 $5,121

-42.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

6.79

-26.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Thomas

$1.3K 52.1%

Austin, TX

$1.3K 47.8% 0.5% $6.8

Groceries & Markets

St. Thomas

$387 15.9%

Austin, TX

$405 15.2% 4.4% $17

Eating Out

St. Thomas

$294 12.1%

Austin, TX

$354 13.3% 20.2% $59

Monthly Utilities & Internet

St. Thomas

$222 9.1%

Austin, TX

$358 13.5% 61.7% $137

Clothing & Footwear

St. Thomas

$118 4.9%

Austin, TX

$128 4.8% 8.5% $10

Getting Around

St. Thomas

$78 3.2%

Austin, TX

$59 2.2% 24.8% $19

Sport & Entertainment

St. Thomas

$65 2.7%

Austin, TX

$86 3.2% 31.8% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,148 in St. Thomas and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 72% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in St. Thomas vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $387 vs $405 per month, with St. Thomas cheaper across the board.

Good to know

🇨🇦 St. Thomas

🇺🇸 Austin, TX

🕒 Local time

21:31 9:31 PM

20:31 8:31 PM

1 h behind St. Thomas

🌤 Weather

👥 Population

38,909

974,447

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.704 USD

1 CAD = 0.628 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.704 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

United States Dollar exchange rates as of October 15, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to CAD in detail →

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Between locations

St. Thomas Austin, TX 2,020 km ≈ 3 h nonstop flight

From you

St. Thomas
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Thomas vs Austin, TX: Cost of Living - Frequently Asked Questions

St. Thomas wins on cost – living expenses run 10% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making St. Thomas the obvious pick if budget is a priority.

On paper, salaries run 72% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,148 in St. Thomas versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,432 per month in St. Thomas versus $2,663 in Austin, TX – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in St. Thomas runs roughly 41% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,432 in St. Thomas versus $2,663 in Austin, TX, a $3,000 budget is realistic in St. Thomas but tight or insufficient in Austin, TX. The gap between the two cities makes St. Thomas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find St. Thomas gentler on the wallet – expenses run 10% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.