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Cost of Living Comparison Between St. Moritz and Bern Cost of Living Comparison Between St. Moritz and Bern

🙂 Solo nomad: St. Moritz is 13.4% cheaper than Bern without rent, and 14.5% more expensive with rent.
😐 Family of 3: St. Moritz is 19.9% more expensive than Bern without rent, and 27.3% more expensive with rent.
Currency
🍽 Eating Out
St. Moritz
Bern
Difference
Meal at Budget Restaurant
$31.27 CHF 25.16
$28.1 CHF 22.62
11.28%
Three-Course Dinner for Two, Mid-Range
$148 CHF 119
$108 CHF 86.5
38.06%
Fast Food Meal (McDonalds, etc)
$14.73 CHF 11.86
$17 CHF 13.68
-13.35%
Cappuccino
$6.25 CHF 5.03
$5.71 CHF 4.59
9.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.59 CHF 4.5
$4.79 CHF 3.85
16.70%
Water (0.33 liter bottle)
$4.55 CHF 3.66
$4.79 CHF 3.86
-5.01%
Local Beer (0.5 liter draught)
$9.58 CHF 7.71
$8.28 CHF 6.66
15.70%
Imported Beer (0.33 liter bottle)
$6.07 CHF 4.88
$6.13 CHF 4.93
-0.98%
🛒 Groceries & Markets
St. Moritz
Bern
Difference
Milk (1 liter)
$1.37 CHF 1.11
$2.17 CHF 1.75
-36.87%
White Bread (500g)
$3.42 CHF 2.75
$3.42 CHF 2.75
-
Rice (white) (1kg)
$4.02 CHF 3.23
$4.13 CHF 3.32
-2.66%
Eggs
$7.23 CHF 5.82
$6.93 CHF 5.58
4.33%
Local Cheese (1kg)
$29.7 CHF 23.9
$28.02 CHF 22.55
6.00%
Chicken Fillets (1kg)
$33.18 CHF 26.7
$34.79 CHF 28
-4.63%
Beef Round Steak (1kg)
$50.8 CHF 40.86
$40.43 CHF 32.54
25.58%
Apples (1kg)
$4.01 CHF 3.23
$3.51 CHF 2.82
14.25%
Banana (1kg)
$2.81 CHF 2.26
$2.16 CHF 1.74
30.09%
Oranges (1kg)
$2.99 CHF 2.41
$2.82 CHF 2.27
6.03%
Tomato (1kg)
$5.05 CHF 4.07
$7.07 CHF 5.69
-28.57%
Potato (1kg)
$2.79 CHF 2.24
$2.2 CHF 1.77
26.82%
Onion (1kg)
$2.35 CHF 1.89
$2.22 CHF 1.79
5.86%
Lettuce (1 head)
$2.51 CHF 2.02
$2.42 CHF 1.94
3.72%
Water (1.5 liter bottle)
$1.7 CHF 1.37
$1.15 CHF 0.92
47.83%
Cigarettes 20 Pack (Marlboro, Camel)
$11.05 CHF 8.89
$11.24 CHF 9.05
-1.69%
Wine (Bottle)
$14.85 CHF 11.95
$12.54 CHF 10.09
18.42%
Local Beer (0.5 liter bottle)
$2.63 CHF 2.12
$1.98 CHF 1.6
32.83%
Imported Beer (0.33 liter bottle)
$3.35 CHF 2.7
$2.33 CHF 1.88
43.78%
🚌 Getting Around
St. Moritz
Bern
Difference
One-way Ticket (Public Transport)
$4.05 CHF 3.26
$3.61 CHF 2.91
12.19%
Public Transport Monthly Pass (Regular Price)
$94.5 CHF 76.1
$98.1 CHF 78.9
-3.65%
Taxi Start (Normal Tariff)
$7.86 CHF 6.33
$7.83 CHF 6.3
0.38%
Taxi (Normal Tariff) (1km)
$4.52 CHF 3.64
$4.44 CHF 3.57
1.80%
Taxi 1hour Waiting (Normal Tariff)
$87.8 CHF 70.6
$90.7 CHF 73
-3.28%
Gasoline (1 liter)
$2.19 CHF 1.77
$2.18 CHF 1.75
0.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.9K CHF 32.9K
$41K CHF 33K
-0.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.1K CHF 31.4K
$56.4K CHF 45.4K
-30.78%
🧾 Monthly Utilities & Internet
St. Moritz
Bern
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.3 CHF 78.3
$379 CHF 305
-74.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.41 CHF 28.5
$58.4 CHF 47.03
-39.40%
Internet (50+ Mbps, Unlimited Data)
$59.2 CHF 47.66
$58.6 CHF 47.15
1.08%
🎉 Sport & Entertainment
St. Moritz
Bern
Difference
Gym Membership (Monthly)
$72.7 CHF 58.5
$80.6 CHF 64.9
-9.82%
Tennis Court (1 Hour on Weekend)
-
$46.72 CHF 37.6
-
Cinema Ticket
$19.44 CHF 15.64
$24.45 CHF 19.68
-20.49%
🧸 Childcare & Education
St. Moritz
Bern
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,390 CHF 2,728
$3,329 CHF 2,679
1.85%
International Primary School, 1 Child (Yearly)
$39.7K CHF 31.9K
$40.2K CHF 32.4K
-1.38%
👕👟 Clothing & Footwear
St. Moritz
Bern
Difference
Jeans (Levis 501 Or Similar)
$137 CHF 110
$149 CHF 120
-7.82%
Summer Dress (H&M, Zara, etc)
$60.5 CHF 48.67
$68.2 CHF 54.9
-11.39%
Sport Shoes (Adidas, Nike)
$148 CHF 119
$172 CHF 138
-14.22%
Men's Leather Business Shoes
$200 CHF 161
$182 CHF 147
9.50%
🏠 Accommodation & Living
St. Moritz
Bern
Difference
1-bedroom Apartment, City Center (Monthly)
$1,732 CHF 1,394
$1,869 CHF 1,504
-7.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,985 CHF 1,598
$1,249 CHF 1,005
59.02%
3-bedroom Apartment, City Center (Monthly)
$2,807 CHF 2,259
$3,258 CHF 2,622
-13.83%
3-bedroom Apartment, Outside City Center (Monthly)
$4,734 CHF 3,810
$2,377 CHF 1,913
99.16%
Buy Apartment in City Center (m2)
-
$21.4K CHF 17.2K
-
Buy Apartment Outside City Center (m2)
$12.5K CHF 10K
$17.6K CHF 14.2K
-29.31%
💵 Salaries & Financials
St. Moritz
Bern
Difference
Average Monthly Net Salary (After Tax)
$4,999 CHF 4,023
$7,327 CHF 5,896
-31.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.8
2.52
-28.57%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: November 29, 2025

Last update for Bern: November 30, 2025

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