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Cost of Living Comparison Between St. Moritz and Bern Cost of Living Comparison Between St. Moritz and Bern

๐Ÿ˜ Solo nomad: St. Moritz is 0.5% more expensive than Bern without rent, and 14.4% more expensive with rent.
๐Ÿ˜ Family of 3: St. Moritz is 7.5% more expensive than Bern without rent, and 30.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
St. Moritz
Bern
Difference
Meal at Budget Restaurant
$30.30 CHFย 24.33
$28.53 CHFย 22.91
6.20%
Three-Course Dinner for Two, Mid-Range
$146 CHFย 117
$107 CHFย 85.8
36.47%
Fast Food Meal (McDonalds, etc)
$14.69 CHFย 11.80
$17.52 CHFย 14.07
-16.15%
Cappuccino
$6.26 CHFย 5.03
$5.80 CHFย 4.66
7.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.66 CHFย 4.55
$4.98 CHFย 4.00
13.65%
Water (0.33 liter bottle)
$4.76 CHFย 3.82
$4.85 CHFย 3.89
-1.86%
Local Beer (0.5 liter draught)
$10.08 CHFย 8.10
$8.56 CHFย 6.88
17.76%
Imported Beer (0.33 liter bottle)
$6.11 CHFย 4.91
$6.23 CHFย 5.00
-1.93%
๐Ÿ›’ Groceries & Markets
St. Moritz
Bern
Difference
Milk (1 liter)
$1.34 CHFย 1.08
$2.26 CHFย 1.81
-40.71%
White Bread (500g)
$3.27 CHFย 2.62
$3.44 CHFย 2.76
-4.94%
Rice (white) (1kg)
$4.04 CHFย 3.24
$4.28 CHFย 3.44
-5.61%
Eggs
$7.52 CHFย 6.04
$7.30 CHFย 5.86
3.01%
Local Cheese (1kg)
$30.05 CHFย 24.13
$28.57 CHFย 22.94
5.18%
Chicken Fillets (1kg)
$33.98 CHFย 27.28
$35.71 CHFย 28.67
-4.84%
Beef Round Steak (1kg)
$49.90 CHFย 40.07
$40.38 CHFย 32.42
23.58%
Apples (1kg)
$4.15 CHFย 3.34
$3.52 CHFย 2.82
17.90%
Banana (1kg)
$2.79 CHFย 2.24
$2.19 CHFย 1.76
27.40%
Oranges (1kg)
$3.10 CHFย 2.49
$2.84 CHFย 2.28
9.15%
Tomato (1kg)
$5.23 CHFย 4.20
$7.10 CHFย 5.70
-26.34%
Potato (1kg)
$2.79 CHFย 2.24
$2.23 CHFย 1.79
25.11%
Onion (1kg)
$2.30 CHFย 1.85
$2.14 CHFย 1.72
7.48%
Lettuce (1 head)
$2.57 CHFย 2.06
$2.48 CHFย 1.99
3.63%
Water (1.5 liter bottle)
$1.74 CHFย 1.39
$1.14 CHFย 0.91
52.63%
Cigarettes 20 Pack (Marlboro, Camel)
$10.99 CHFย 8.83
$11.29 CHFย 9.07
-2.66%
Wine (Bottle)
$14.47 CHFย 11.62
$12.63 CHFย 10.14
14.57%
Local Beer (0.5 liter bottle)
$2.64 CHFย 2.12
$1.89 CHFย 1.52
39.68%
Imported Beer (0.33 liter bottle)
$3.19 CHFย 2.56
$2.27 CHFย 1.82
40.53%
๐ŸšŒ Getting Around
St. Moritz
Bern
Difference
One-way Ticket (Public Transport)
$3.92 CHFย 3.15
$3.73 CHFย 2.99
5.09%
Public Transport Monthly Pass (Regular Price)
$94.6 CHFย 76.0
$97.3 CHFย 78.1
-2.74%
Taxi Start (Normal Tariff)
$7.88 CHFย 6.33
$8.12 CHFย 6.52
-2.96%
Taxi (Normal Tariff) (1km)
$4.57 CHFย 3.67
$4.24 CHFย 3.40
7.78%
Taxi 1hour Waiting (Normal Tariff)
$87.1 CHFย 70.0
$91.6 CHFย 73.5
-4.86%
Gasoline (1 liter)
$2.15 CHFย 1.73
$2.13 CHFย 1.71
0.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.9K CHFย 32.8K
$41.0K CHFย 32.9K
-0.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.2K CHFย 31.4K
$57.2K CHFย 46.0K
-31.58%
๐Ÿงพ Monthly Utilities & Internet
St. Moritz
Bern
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.9 CHFย 79.4
$373 CHFย 299
-73.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.69 CHFย 28.66
$58.4 CHFย 46.86
-38.85%
Internet (50+ Mbps, Unlimited Data)
$59.4 CHFย 47.66
$57.8 CHFย 46.43
2.65%
๐ŸŽ‰ Sport & Entertainment
St. Moritz
Bern
Difference
Gym Membership (Monthly)
$73.3 CHFย 58.9
$79.9 CHFย 64.2
-8.24%
Tennis Court (1 Hour on Weekend)
-
$47.12 CHFย 37.84
-
Cinema Ticket
$19.34 CHFย 15.53
$25.01 CHFย 20.08
-22.67%
๐Ÿงธ Childcare & Education
St. Moritz
Bern
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,428 CHFย 2,753
$3,382 CHFย 2,716
1.38%
International Primary School, 1 Child (Yearly)
$38.6K CHFย 31.0K
$39.9K CHFย 32.0K
-3.18%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
St. Moritz
Bern
Difference
Jeans (Levis 501 Or Similar)
$139 CHFย 112
$151 CHFย 121
-7.91%
Summer Dress (H&M, Zara, etc)
$61.3 CHFย 49.23
$66.7 CHFย 53.5
-8.01%
Sport Shoes (Adidas, Nike)
$146 CHFย 117
$175 CHFย 141
-16.76%
Men's Leather Business Shoes
$201 CHFย 161
$187 CHFย 150
7.44%
๐Ÿ  Accommodation & Living
St. Moritz
Bern
Difference
1-bedroom Apartment, City Center (Monthly)
$1,717 CHFย 1,379
$1,844 CHFย 1,481
-6.87%
1-bedroom Apartment, Outside City Center (Monthly)
$2,003 CHFย 1,608
$1,264 CHFย 1,015
58.47%
3-bedroom Apartment, City Center (Monthly)
$2,845 CHFย 2,284
$3,309 CHFย 2,657
-14.03%
3-bedroom Apartment, Outside City Center (Monthly)
$4,690 CHFย 3,766
$2,409 CHFย 1,935
94.66%
Buy Apartment in City Center (m2)
-
$17.5K CHFย 14.1K
-
Buy Apartment Outside City Center (m2)
$12.8K CHFย 10.3K
$13.7K CHFย 11.0K
-6.88%
๐Ÿ’ต Salaries & Financials
St. Moritz
Bern
Difference
Average Monthly Net Salary (After Tax)
$5,060 CHFย 4,063
$7,100 CHFย 5,701
-28.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.8
2.52
-28.57%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for St. Moritz: January 11, 2026

Last update for Bern: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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