Cost of Living Comparison Between St. Moritz and Bern Cost of Living Comparison Between St. Moritz and Bern

🙂 Solo nomad: St. Moritz is 11.8% cheaper than Bern without rent, and 12.2% more expensive with rent.
🙂 Family of 3: St. Moritz is 6.8% cheaper than Bern without rent, and 30.3% more expensive with rent.
Currency
🍽 Eating Out
St. Moritz
Bern
Difference
Meal at Budget Restaurant
$31.11 CHF 24.27
$28.53 CHF 22.26
9.04%
Three-Course Dinner for Two, Mid-Range
$148 CHF 116
$108 CHF 84.6
36.81%
Fast Food Meal (McDonalds, etc)
$14.50 CHF 11.31
$17.04 CHF 13.29
-14.91%
Cappuccino
$6.03 CHF 4.70
$5.82 CHF 4.54
3.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.38 CHF 4.19
$4.96 CHF 3.87
8.47%
Water (0.33 liter bottle)
$4.55 CHF 3.55
$4.68 CHF 3.65
-2.78%
Local Beer (0.5 liter draught)
$9.69 CHF 7.56
$8.25 CHF 6.44
17.45%
Imported Beer (0.33 liter bottle)
$6.25 CHF 4.87
$6.06 CHF 4.72
3.14%
🛒 Groceries & Markets
St. Moritz
Bern
Difference
Milk (1 liter)
$1.39 CHF 1.08
$2.27 CHF 1.77
-38.77%
White Bread (500g)
$3.35 CHF 2.62
$3.34 CHF 2.60
0.30%
Rice (white) (1kg)
$3.92 CHF 3.06
$4.06 CHF 3.17
-3.45%
Eggs
$7.22 CHF 5.63
$7.11 CHF 5.55
1.55%
Local Cheese (1kg)
$29.18 CHF 22.76
$28.57 CHF 22.28
2.14%
Chicken Fillets (1kg)
$33.88 CHF 26.42
$35.59 CHF 27.76
-4.80%
Beef Round Steak (1kg)
$50.4 CHF 39.34
$40.29 CHF 31.42
25.17%
Apples (1kg)
$4.11 CHF 3.20
$3.53 CHF 2.76
16.43%
Banana (1kg)
$2.90 CHF 2.26
$2.22 CHF 1.73
30.63%
Oranges (1kg)
$3.13 CHF 2.44
$2.88 CHF 2.24
8.68%
Tomato (1kg)
$5.14 CHF 4.01
$6.96 CHF 5.43
-26.15%
Potato (1kg)
$2.78 CHF 2.16
$2.16 CHF 1.69
28.70%
Onion (1kg)
$2.29 CHF 1.79
$2.18 CHF 1.70
5.05%
Lettuce (1 head)
$2.49 CHF 1.94
$2.42 CHF 1.89
2.89%
Water (1.5 liter bottle)
$1.66 CHF 1.30
$1.15 CHF 0.90
44.35%
Cigarettes 20 Pack (Marlboro, Camel)
$10.98 CHF 8.56
$11.46 CHF 8.94
-4.19%
Wine (Bottle)
$15.62 CHF 12.18
$13.03 CHF 10.16
19.88%
Local Beer (0.5 liter bottle)
$2.71 CHF 2.12
$1.88 CHF 1.47
44.15%
Imported Beer (0.33 liter bottle)
$3.25 CHF 2.53
$2.32 CHF 1.81
40.09%
🚌 Getting Around
St. Moritz
Bern
Difference
One-way Ticket (Public Transport)
$3.89 CHF 3.03
$3.61 CHF 2.82
7.76%
Public Transport Monthly Pass (Regular Price)
$97.3 CHF 75.9
$98.2 CHF 76.6
-0.88%
Taxi Start (Normal Tariff)
$7.92 CHF 6.18
$8.12 CHF 6.33
-2.46%
Taxi (Normal Tariff) (1km)
$4.51 CHF 3.52
$4.41 CHF 3.44
2.27%
Taxi 1hour Waiting (Normal Tariff)
$86.2 CHF 67.2
$91.4 CHF 71.3
-5.64%
Gasoline (1 liter)
$2.17 CHF 1.69
$2.24 CHF 1.74
-3.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.3K CHF 31.4K
$40.5K CHF 31.6K
-0.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5K CHF 30.8K
$57.0K CHF 44.5K
-30.67%
🧾 Monthly Utilities & Internet
St. Moritz
Bern
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.0 CHF 76.4
$366 CHF 286
-73.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.63 CHF 27.80
$58.7 CHF 45.76
-39.27%
Internet (50+ Mbps, Unlimited Data)
$58.7 CHF 45.81
$57.1 CHF 44.51
2.94%
🎉 Sport & Entertainment
St. Moritz
Bern
Difference
Gym Membership (Monthly)
$73.2 CHF 57.1
$82.7 CHF 64.5
-11.49%
Tennis Court (1 Hour on Weekend)
-
$47.96 CHF 37.41
-
Cinema Ticket
$18.92 CHF 14.76
$24.94 CHF 19.45
-24.14%
🧸 Childcare & Education
St. Moritz
Bern
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,341 CHF 2,606
$3,330 CHF 2,597
0.34%
International Primary School, 1 Child (Yearly)
$39.7K CHF 30.9K
$39.7K CHF 31.0K
-0.16%
👕👟 Clothing & Footwear
St. Moritz
Bern
Difference
Jeans (Levis 501 Or Similar)
$138 CHF 108
$151 CHF 118
-8.78%
Summer Dress (H&M, Zara, etc)
$62.0 CHF 48.36
$68.7 CHF 53.6
-9.76%
Sport Shoes (Adidas, Nike)
$148 CHF 115
$173 CHF 135
-14.74%
Men's Leather Business Shoes
$199 CHF 155
$184 CHF 143
8.24%
🏠 Accommodation & Living
St. Moritz
Bern
Difference
1-bedroom Apartment, City Center (Monthly)
$1,705 CHF 1,330
$1,884 CHF 1,470
-9.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,980 CHF 1,544
$1,248 CHF 973
58.66%
3-bedroom Apartment, City Center (Monthly)
$2,808 CHF 2,191
$3,311 CHF 2,582
-15.18%
3-bedroom Apartment, Outside City Center (Monthly)
$4,636 CHF 3,616
$2,409 CHF 1,879
92.43%
Buy Apartment in City Center (m2)
-
$15.6K CHF 12.2K
-
Buy Apartment Outside City Center (m2)
$12.7K CHF 9,933
$11.9K CHF 9,293
6.89%
💵 Salaries & Financials
St. Moritz
Bern
Difference
Average Monthly Net Salary (After Tax)
$5,192 CHF 4,050
$7,431 CHF 5,796
-30.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.8
2.52
-28.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: March 3, 2026

Last update for Bern: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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