Last update: Oct 2026

Cost of Living Comparison Between St. Moritz and Bansko

For one person, living is cheaper in Bansko: $956 a month against $3,609 in St. Moritz, rent and utilities included – about $31,800 less a year. Rent and utilities account for about half of the difference.

175

Cost of Living Index in St. Moritz
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St. Moritz Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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St. Moritz

🇨🇭 Switzerland

$3,609

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Moritz and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Moritz and in Bansko actually costs, broken down by who's living it.

A single person spends $3,609 per month in St. Moritz vs $956 in Bansko, rent included.

St. Moritz $3,609
Bansko $956

A couple spends around $6,451 per month in St. Moritz vs $1,467 in Bansko, rent included.

St. Moritz $6,451
Bansko $1,467

A family of three spends $9,292 per month in St. Moritz vs $1,979 in Bansko, rent included.

St. Moritz $9,292
Bansko $1,979

St. Moritz costs about 278% more than Bansko, and outside of rent the biggest gap is in groceries.

St. Moritz sits 167% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$35.22 CHF 29.01

$8.66 BGN 15.06

306.70%

Three-Course Dinner for Two, Mid-Range

$143 CHF 118

$44.94 BGN 78.2

219.16%

Fast Food Meal (McDonalds, etc)

$14.44 CHF 11.89

$8.78 BGN 15.28

64.46%

Cappuccino

$6.14 CHF 5.05

$2.33 BGN 4.05

163.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.49 CHF 4.52

$1.57 BGN 2.74

249.68%

Water (0.33 liter bottle)

$4.60 CHF 3.79

$0.82 BGN 1.43

460.98%

Local Beer (0.5 liter draught)

$9.64 CHF 7.94

$1.68 BGN 2.92

473.81%

Imported Beer (0.33 liter bottle)

$6.07 CHF 5.00

$1.98 BGN 3.45

206.57%

Milk (1 liter)

$1.79 CHF 1.48

$1.73 BGN 3.00

3.47%

White Bread (500g)

$3.76 CHF 3.09

$0.80 BGN 1.40

370.00%

Rice (white) (1kg)

$3.69 CHF 3.04

$1.44 BGN 2.51

156.25%

Eggs

$7.46 CHF 6.14

$2.36 BGN 4.10

216.10%

Local Cheese (1kg)

$26.32 CHF 21.68

$9.39 BGN 16.34

180.30%

Chicken Fillets (1kg)

$27.45 CHF 22.61

$6.41 BGN 11.15

328.24%

Beef Round Steak (1kg)

$60.5 CHF 49.86

$8.48 BGN 14.76

613.92%

Apples (1kg)

$4.03 CHF 3.32

$1.31 BGN 2.28

207.63%

Banana (1kg)

$2.82 CHF 2.32

$1.62 BGN 2.82

74.07%

Oranges (1kg)

$3.36 CHF 2.77

$1.73 BGN 3.01

94.22%

Tomato (1kg)

$4.50 CHF 3.71

$1.94 BGN 3.38

131.96%

Potato (1kg)

$2.53 CHF 2.08

$0.94 BGN 1.63

169.15%

Onion (1kg)

$2.14 CHF 1.76

$0.76 BGN 1.32

181.58%

Lettuce (1 head)

$2.41 CHF 1.99

$0.55 BGN 0.95

338.18%

Water (1.5 liter bottle)

$1.25 CHF 1.03

$0.59 BGN 1.02

111.86%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 CHF 8.98

$3.25 BGN 5.66

235.69%

Wine (Bottle)

$14.04 CHF 11.56

$5.20 BGN 9.05

170.00%

Local Beer (0.5 liter bottle)

$2.74 CHF 2.26

$1.09 BGN 1.89

151.38%

Imported Beer (0.33 liter bottle)

$3.12 CHF 2.57

$1.68 BGN 2.92

85.71%

One-way Ticket (Public Transport)

$3.77 CHF 3.10

$0.84 BGN 1.45

348.81%

Public Transport Monthly Pass (Regular Price)

$92.4 CHF 76.1

$27.06 BGN 47.09

241.54%

Taxi Start (Normal Tariff)

$8.02 CHF 6.60

$1.34 BGN 2.34

498.51%

Taxi (Normal Tariff) (1km)

$4.58 CHF 3.77

$0.65 BGN 1.14

604.62%

Taxi 1hour Waiting (Normal Tariff)

$88.1 CHF 72.5

$10.06 BGN 17.51

775.55%

Gasoline (1 liter)

$2.10 CHF 1.73

$1.48 BGN 2.57

41.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.8K CHF 32.8K

$29.1K BGN 50.7K

36.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K CHF 31.4K

$20.9K BGN 36.4K

82.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.5 CHF 80.3

$92.4 BGN 161

5.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.42 CHF 30.00

$14.52 BGN 25.26

150.83%

Internet (50+ Mbps, Unlimited Data)

$56.0 CHF 46.14

$12.32 BGN 21.43

354.71%

Gym Membership (Monthly)

$73.2 CHF 60.3

$31.70 BGN 55.2

131.01%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$18.35 CHF 15.11

$5.62 BGN 9.78

226.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,525 CHF 2,903

$230 BGN 401

1429.84%

International Primary School, 1 Child (Yearly)

$42.5K CHF 35.0K

$2,268 BGN 3,947

1774.32%

Jeans (Levis 501 Or Similar)

$140 CHF 115

$30.10 BGN 52.4

365.65%

Summer Dress (H&M, Zara, etc)

$59.2 CHF 48.72

$19.62 BGN 34.13

201.53%

Sport Shoes (Adidas, Nike)

$163 CHF 134

$45.86 BGN 79.8

255.84%

Men's Leather Business Shoes

$250 CHF 206

$47.69 BGN 83.0

424.89%

1-bedroom Apartment, City Center (Monthly)

$1,799 CHF 1,481

$518 BGN 902

247.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,740 CHF 1,433

$357 BGN 621

387.46%

3-bedroom Apartment, City Center (Monthly)

$5,419 CHF 4,463

$614 BGN 1,069

782.29%

3-bedroom Apartment, Outside City Center (Monthly)

$4,642 CHF 3,823

$569 BGN 990

715.91%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

Buy Apartment Outside City Center (m2)

$12.1K CHF 9,973

$959 BGN 1,669

1162.32%

Average Monthly Net Salary (After Tax)

$4,707 CHF 3,877

$1,704 BGN 2,965

176.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.8

2.99

-39.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Moritz: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Moritz

$1.7K 48.2%

Bansko

$357 37.3% 79.5% $1.4K

Groceries & Markets

St. Moritz

$656 18.2%

Bansko

$192 20.1% 70.7% $464

Eating Out

St. Moritz

$499 13.8%

Bansko

$145 15.2% 70.9% $354

Clothing & Footwear

St. Moritz

$276 7.6%

Bansko

$64 6.7% 76.6% $211

Monthly Utilities & Internet

St. Moritz

$190 5.3%

Bansko

$119 12.5% 37.2% $71

Getting Around

St. Moritz

$138 3.8%

Bansko

$35 3.7% 74.7% $103

Sport & Entertainment

St. Moritz

$110 3.1%

Bansko

$43 4.5% 60.9% $67

Cost Breakdown

A central one-bedroom costs $1,799 in St. Moritz versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 176% higher in St. Moritz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $143 in St. Moritz versus $45.00 in Bansko. Monthly groceries follow the same trend: $656 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇨🇭 St. Moritz

🇧🇬 Bansko

🕒 Local time

02:50 2:50 AM

03:50 3:50 AM

1 h ahead of St. Moritz

🌤 Weather

👥 Population

5,000

8,000

💱 Currency

Swiss Franc CHF Fr

Bulgarian Lev BGN лв.

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

St. Moritz Bansko 1,200 km ≈ 2 h nonstop flight

From you

St. Moritz
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Moritz vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,609 in St. Moritz, $956 in Bansko – roughly 278% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,413 per month in St. Moritz and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $143 in St. Moritz and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,609 in St. Moritz and $956 in Bansko. That's a gap of about 278%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in St. Moritz at $3,609. In Bansko it covers expenses comfortably, while in St. Moritz it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $3,609 in St. Moritz. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Moritz makes more sense. Both are solid long-term options with distinct trade-offs.