Last update: Oct 2026

Cost of Living Comparison Between St Lawrence and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $3,179 in St Lawrence, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

153

Cost of Living Index in St Lawrence
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St Lawrence Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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St Lawrence

🇯🇪 Jersey

$3,179

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in St Lawrence and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Lawrence and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $3,179 per month in St Lawrence vs $936 in Chiang Mai, rent included.

St Lawrence $3,179
Chiang Mai $936

A couple spends around $5,207 per month in St Lawrence vs $1,457 in Chiang Mai, rent included.

St Lawrence $5,207
Chiang Mai $1,457

A family of three spends $7,234 per month in St Lawrence vs $1,979 in Chiang Mai, rent included.

St Lawrence $7,234
Chiang Mai $1,979

St Lawrence costs about 240% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

St Lawrence sits 134% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$40.12 JEP 30.13

$2.24 ฿75.7

1691.07%

Three-Course Dinner for Two, Mid-Range

$118 JEP 88.7

$19.00 ฿642

521.42%

Fast Food Meal (McDonalds, etc)

$10.70 JEP 8.03

$5.55 ฿188

92.79%

Cappuccino

$4.92 JEP 3.69

$1.67 ฿56.6

194.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.38 JEP 2.54

$0.64 ฿21.56

428.12%

Water (0.33 liter bottle)

$2.45 JEP 1.84

$0.31 ฿10.32

690.32%

Local Beer (0.5 liter draught)

$8.24 JEP 6.19

$2.36 ฿79.6

249.15%

Imported Beer (0.33 liter bottle)

$6.42 JEP 4.82

$3.66 ฿124

75.41%

Milk (1 liter)

$2.24 JEP 1.68

$1.95 ฿65.8

14.87%

White Bread (500g)

$2.77 JEP 2.08

$1.44 ฿48.51

92.36%

Rice (white) (1kg)

$2.62 JEP 1.97

$1.33 ฿45.07

96.99%

Eggs

$5.60 JEP 4.20

$2.28 ฿77.1

145.61%

Local Cheese (1kg)

$7.09 JEP 5.33

$16.45 ฿556

-56.90%

Chicken Fillets (1kg)

$12.12 JEP 9.11

$2.78 ฿94.0

335.97%

Beef Round Steak (1kg)

$18.43 JEP 13.84

$9.31 ฿314

97.96%

Apples (1kg)

$4.19 JEP 3.15

$2.35 ฿79.5

78.30%

Banana (1kg)

$3.51 JEP 2.64

$0.97 ฿32.82

261.86%

Oranges (1kg)

$4.24 JEP 3.18

$1.60 ฿53.9

165.00%

Tomato (1kg)

$4.46 JEP 3.35

$1.50 ฿50.7

197.33%

Potato (1kg)

$3.29 JEP 2.47

$1.28 ฿43.15

157.03%

Onion (1kg)

$3.13 JEP 2.35

$1.10 ฿37.22

184.55%

Lettuce (1 head)

$1.88 JEP 1.41

$0.71 ฿23.84

164.79%

Water (1.5 liter bottle)

$2.53 JEP 1.90

$0.49 ฿16.38

416.33%

Cigarettes 20 Pack (Marlboro, Camel)

$19.95 JEP 14.98

$4.14 ฿140

381.88%

Wine (Bottle)

$10.51 JEP 7.90

$17.52 ฿592

-40.01%

Local Beer (0.5 liter bottle)

$4.78 JEP 3.59

$1.61 ฿54.5

196.89%

Imported Beer (0.33 liter bottle)

$7.55 JEP 5.67

$2.78 ฿94.0

171.58%

One-way Ticket (Public Transport)

$0.87 ฿29.33

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

Taxi Start (Normal Tariff)

$5.37 JEP 4.03

$1.16 ฿39.08

362.93%

Taxi (Normal Tariff) (1km)

$2.44 JEP 1.83

$0.53 ฿17.82

360.38%

Taxi 1hour Waiting (Normal Tariff)

$52.7 JEP 39.57

$2.42 ฿81.8

2077.27%

Gasoline (1 liter)

$2.13 JEP 1.60

$1.45 ฿48.93

46.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K JEP 20.0K

$21.1K ฿711.2K

26.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K JEP 28.0K

$26.9K ฿909.8K

38.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 JEP 239

$62.2 ฿2,100

412.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.29 JEP 25.75

$12.17 ฿411

181.76%

Internet (50+ Mbps, Unlimited Data)

$74.0 JEP 55.6

$20.12 ฿680

267.59%

Gym Membership (Monthly)

$93.3 JEP 70.1

$37.31 ฿1,260

150.01%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$20.22 JEP 15.18

$6.49 ฿219

211.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$838 JEP 630

$736 ฿24.9K

13.88%

International Primary School, 1 Child (Yearly)

$11.8K JEP 8,875

$14.8K ฿498.6K

-19.96%

Jeans (Levis 501 Or Similar)

$105 JEP 79.0

$53.4 ฿1,802

96.98%

Summer Dress (H&M, Zara, etc)

$74.4 JEP 55.9

$24.64 ฿832

201.99%

Sport Shoes (Adidas, Nike)

$122 JEP 91.3

$91.5 ฿3,089

32.89%

Men's Leather Business Shoes

$210 JEP 157

$71.9 ฿2,429

191.40%

1-bedroom Apartment, City Center (Monthly)

$1,765 JEP 1,326

$482 ฿16.3K

266.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,466 JEP 1,101

$309 ฿10.4K

374.47%

3-bedroom Apartment, City Center (Monthly)

$3,932 JEP 2,953

$1,006 ฿34.0K

290.91%

3-bedroom Apartment, Outside City Center (Monthly)

$3,393 JEP 2,548

$633 ฿21.4K

435.66%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

5.57

-26.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Lawrence: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Lawrence

$1.5K 46.1%

Chiang Mai

$309 33% 78.9% $1.2K

Eating Out

St Lawrence

$489 15.4%

Chiang Mai

$78 8.3% 84.1% $412

Monthly Utilities & Internet

St Lawrence

$427 13.4%

Chiang Mai

$94 10.1% 77.9% $333

Groceries & Markets

St Lawrence

$416 13.1%

Chiang Mai

$234 25.1% 43.6% $181

Clothing & Footwear

St Lawrence

$230 7.2%

Chiang Mai

$109 11.6% 52.7% $121

Sport & Entertainment

St Lawrence

$134 4.2%

Chiang Mai

$50 5.4% 62.4% $83

Getting Around

St Lawrence

$18 * 0.6%

Chiang Mai

$61 6.6% 249% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,765 in St Lawrence versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in St Lawrence versus $19 in Chiang Mai. Monthly groceries follow the same trend: $416 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇯🇪 St Lawrence

🇹🇭 Chiang Mai

🕒 Local time

15:11 3:11 PM

22:11 10:11 PM

7 h ahead of St Lawrence

🌤 Weather

👥 Population

5,500

127,240

💱 Currency

Jersey Pound JEP £

Thai Baht THB ฿

📈 Exchange rate

1 JEP = 1.33 USD

1 JEP = 1.2 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to JEP – Jersey Pound Converter

🇺🇸 United States Dollar ($)

🇯🇪 Jersey Pound (£)

Jersey Pound exchange rates as of October 28, 2026: 1 USD = 0.751 JEP (1 JEP = 1.33 USD). 1 EUR = 0.836 JEP (1 JEP = 1.2 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

USD to JEP in detail →

On the map

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Highest

Between locations

St Lawrence Chiang Mai 9,210 km ≈ 12 h nonstop flight

From you

St Lawrence
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Lawrence vs Chiang Mai: Cost of Living - Frequently Asked Questions

St Lawrence costs about 240% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,768 per month in St Lawrence and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,765 in St Lawrence.

A mid-range dinner for two costs $118 in St Lawrence and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 77% more in St Lawrence, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 is a stretch for both – monthly costs hit $3,179 in St Lawrence and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.